sf1069FIRST ENGROSSMENTCHAPTER 51: Effective date variousFinancial institution exam, applications, loans, and organizational +provisions regulated, standard nonforfeiture law for individual deferred +annuities revised, deposit and investment of local funds regulated, and +obsolete rules repealed.Section 1: General date modified.Sec. 2: Filing application notice regulations modified.Sec. 3: Permissive closing on December 24 provided.Sec. 4: Banking institutions relocations, applications, notice, and +approval regulations modified.Sec. 5: Technical.Sec. 6: Advertising regulations modified.Sec. 7: Bank regulations modified.Sec. 8: Total loans regulations revised.Sec. 9: Report and audit schedule modified.Sec. 10: Loan regulations modified.Sec. 11: Minimum value requirements modified.Sec. 12-13: Language modifications.Sec. 14: Provision conversion to annuity contracts regulations +revised.Sec. 15: In lieu of surety bond regulations modified.Sec. 16: Collateral amount regulations clarified.Sec. 17: Financial corporation organization language clarified.Sec. 18: Voting regulations modified.Sec. 19: Audit and examination regulations modified.Sec. 20: Repealer.Sec. 21: Effective dates.AE