hf3492 FIRST ENGROSSMENT Joint underwriting association procedures modified to include avoidance of grave risk, life insurance continuation coverage provided, and health care administration simplified. ARTICLE 1 JOINT UNDERWRITING ASSOCIATION Section 1: Avoidance of grave risk intended. Sec. 2: Repealer. Sec. 3: Effective date. ARTICLE 2 OTHER INSURANCE CHANGES Section : Insurer allowed to reserve right to increase premium rates. Sec. 2: "Uniform dental billing form" definition modified. Sec. 3: Electronic claim transactions allowed. Sec. 4: Paper claim transactions allowed. Sec. 5: Compliance provided. Sec. 6: Standards modified. Sec. 7: Revisor instructions. Sec. 8: Repealer. Sec. 9: Effective date. AE