Providing safe harbor protection for insurance self audit information; defining insurance self audit and insurance self audit document; designating insurance self audit documents as safe harbor information and exempt from discoverability or admissibility as evidence in civil actions, exceptions, authorizing waiver by the insurer and the court to order disclosure under certain conditions; burden of proof of applicability to be on the insurer; preserving statutory or common law and retaining the examination and investigation authority of the commissioner of commerce (mk)