E Relating to insurance ARTICLE 1 INSURANCE PRODUCERSProviding qualifications and procedures for the licensing of insurance producers by the commissioner of commerce; defining certain terms; requiring a producer license to sell, solicit or negotiate insurance, imposing a criminal penalty for violation; specifying certain exceptions to the licensing requirement; subjecting fraternal benefit society representatives to the licensing requirement, exceptions; specifying certain course of study and examination requirements for licensing purposes, exceptions, authorizing the commissioner to contract for testing with an outside service, specifying the validity of examination results; specifying certain license application and qualification requirements for the issuance of licenses to individuals and businesses, providing for the issuance of resident and nonresident licenses; providing for the use of assumed names; authorizing and providing for commissioner issuance of temporary insurance producer licenses in certain cases, authorizing certain limits; specifying grounds for commissioner license denial, nonrenewal, suspension or revocation, specifying certain hearing rights, authorizing commissioner imposition of a civil fine in addition to or in lieu of license denial, suspension or revocation; specifying certain conditions for relicensure after revocation, requiring a performance bond; requiring a tax clearance certificate for license issuance or renewal; regulating personal solicitation of insurance sales, fees for services and the payment of commissions or compensation; requiring suitability of recommended insurance purchases; requiring the immediate deposit of premiums; providing for the privacy of insureds; requiring written binders; imposing personal liability for placing insurance in an unauthorized company; regulating insurer appointments to transact business; requiring notice to the commissioner of appointment terminations, requiring a copy to the producer, liability immunity provision; classifying investigative data and regulating the use and sharing of licensing and investigative data; providing for license reciprocity; specifying certain producer actions reporting requirements; specifying license and renewal fees and certain continuing education requirements, providing for course accreditation by the commissioner and for commissioner waiver of the requirements under certain conditions, specifying certain producer reporting and commissioner enforcement requirements; repealing existing provisions providing for the licensing and regulation of insurance agents ARTICLE 2 CORRECTIVE, CONFORMING AND OTHER PROVISIONSMaking conforming amendments to certain statutory provisions relating to insurance agents licensing, agents status with the department of employee relations (DOER), agency contracts, certain prohibited practices, long term care insurance policies or certificates purchase or replacement recommendations, the regulation of trade practices and the disclosure of certain information; increasing the agent appointment fee (mk, ja)