Providing for integrity and fairness in medical examinations under no-fault automobile insurance and workers compensation; providing for adverse medical examinations; restricting the obligation to submit to an examination to requests from reparation obligors or employers timely paying all medical bills relating to the injury; restricting the number of examinations allowed to be performed by a physician for automobile insurance or workers compensation purposes; authorizing physicians to perform chart or paper reviews, prohibiting denial of claims or benefits based on the examinations; authorizing the use of physician testimony or other evidence as a basis for denying claims or benefits under certain conditions (mk)