E Relating to financial institutions; increasing the property investment authority of banks, trust companies, savings banks or stock savings associations; expanding the definition of extension of the main banking house under detached banking facilities provisions to unstaffed after hour depository drop boxes at any location; eliminating certain bank stockholder list maintenance and filing requirements; expanding exceptions to the prohibition on liens or charges against assets; increasing the authority of state banks and trust companies to invest in subsidiaries, modifying the definition of subsidiary; increasing the amount allowed to be retained by the commissioner of commerce for investigation of regulated lender license applications in license denial cases; regulating mortgage originator rates and charges and expanding recordkeeping requirements to advertisements, defining advertisement; modifying the time limit for mortgage originator nonagency disclosures to borrowers (ra, ja)