E Relating to insurance; clarifying the exemption of long term care insurance policies from certain combination policy limits and the exemption of professional liability insurance from certain liability limit reduction restrictions; authorizing actuaries providing loss reserve certification to be insurance company employees, authorizing the commissioner of commerce to require independent actuarial certifications and modifying the certification statement requirement; authorizing the payment of filing fees on a quarterly basis and by electronic means; expanding the scope of domestic insurance corporation mergers and consolidations; requiring commissioner approval of contracts between licensed risk management services vendors and workers compensation self insurance groups; defining accelerated benefits and qualifying event for life insurance regulation purposes; specifying certain continuation of coverage instructions availability requirements; clarifying the coverage requirement for dependents and the minimum coverage requirement for medicare supplement plans and expanding the definition of medicare related coverage; authorizing and providing for the commissioner to establish demonstration projects to allow medicare supplement policy issuers to extend coverage to individuals enrolled in parts A and B of the medicare program, specifying certain benefits, application and issuer annual report requirements; requiring health plans ceasing to do business in the individual market to submit to the commissioner a complete list of terminated policyholders within a certain number of days of termination and expanding policyholder notice requirements; increasing the maximum lifetime benefit under the comprehensive health insurance plan and expanding number three plan qualification requirements; correcting the definition of direct written premiums for joint underwriting association members general assessment purposes; increasing the maximum lifetime benefit and the deductible requirements for small employer plans; authorizing the commissioner to suspend the operation of the health coverage reinsurance association upon receipt of a recommendation for suspension from the association board of directors, authorizing reactivation upon a finding of unavailability of commercial reinsurance to health carriers operating in the small employer market; requiring nonlicensed utilization review organizations to pay the commissioner certain initial registration application and renewal fees and requiring prompt notice to claimants and providers of claims administrator coverage denial determinations; requiring notice to health plan company enrollees of the right to external review of adverse determinations for complaint resolution purposes; expanding fire insurance nonrenewal notice content requirements; eliminating the requirement for member ratification of amendments to the Minnesota automobile insurance plan, modifying the requirement for distribution of risks and clarifying the coverage requirement; expanding certain automobile insurance cancellation or nonrenewal notice requirements; authorizing township mutual fire insurance company agreements with Minnesota licensed insurers authorized to write the same lines of business; requiring insurance forms to be open to inspection by the commissioner and the public; making the workers compensation self insurers advisory committee permanent; expanding the financial standards for workers compensation self insurer groups; restricting the eligibility of insolvent private self insurers for additional grants of authority to self insure; modifying certain self insurance surety bond form content requirements; requiring certification and filing of local government unit employee health benefits self insurance plans before issuance or delivery; repealing the nonprofit legal service plan act and a certain provision providing for the ratio of qualified assets to required reserves (ra, ja)