E Authorizing health carriers to offer to small employers a certain alternative benefit plan including different copayments and deductibles and offering coverage on a per diem, fixed indemnity or nonexpense incurred basis; including accountable provider networks in the definition of health carrier under the small employer health benefit act; requiring the commissioner of commerce to develop a pilot project by a certain date to authorize health carriers to offer alternative health benefit plans to small employers, specifying certain requirements; clarifying the exemption of certain health plan companies from expanded provider network and point of service option establishment requirements; requiring (mk)