E Creating the crime of identity theft, prescribing criminal penalties and forfeiture sanctions for persons intentionally transferring, possessing or using the identity of another to commit, aid or abet certain unlawful acts, providing for victim restitution; including felony violations under the RICO (racketeering) law; reducing the maximum fee for copies of consumer reports, entitling consumers satisfying certain procedures under the federal fair credit reporting act to free report copies (mk, ja)