E Providing certain additional enforcement authority to the commissioner of commerce; increasing the maximum amount of civil penalty allowed to be imposed for violations; expanding authorized actions against licensees, providing for orders requiring licensees or applicants to show cause for not revoking, suspending or denying licenses or censuring licensees; providing for service of process by certified mail; restricting the application of a certain securities registration exemption for securities sold by cooperatives; imposing a criminal penalty for violation of real estate appraiser or residential contractor regulations; modifying the definition of roofer and certain examination requirements for residential contractors and clarifying the insurance requirement; expanding prohibited practices of collection agencies (rla, ja)