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Minnesota Legislature

Office of the Revisor of Statutes

FORECLOSURE

See also CREDITORS; DEBTORS; DEFAULT; DEFICIENCY JUDGMENT; GARNISHMENT; REPOSSESSION; SECURED TRANSACTIONS

Abandoned properties

Acquisition and rehabilitation, housing infrastructure bonds, Minn. Statutes 2019 462A.37

Maintenance by cities, special levies for, Minn. Statutes 2019 275.74

Redemption, Minn. Statutes 2019 582.032

Agricultural property

Deficiency judgments, Minn. Statutes 2019 582.30

Enforcement, action allowed, Minn. Statutes 2019 582.31

Equity-stripping protections, Minn. Statutes 2019 325N.01, 2019 325N.10

Foreclosure consultants, contract rescissions, Minn. Statutes 2019 325N.01, 2019 325N.10

Homestead designation, notice, redemption, Minn. Statutes 2019 582.041

Mediation

Generally, see Farmer-lender mediation under MEDIATION

Notice, contents, Minn. Statutes 2019 582.039

Mortgaged property used for agricultural production by tenant who is not mortgagor, Minn. Statutes 2019 582.30

Personal judgments, postponement, Minn. Statutes 2019 582.30

Redemption, Minn. Statutes 2019 580.02, 2019 582.042

Separate tracts, Minn. Statutes 2019 580.08, 2019 581.04, 2019 582.042

Assessments, payment by purchaser, affidavit of payment, Minn. Statutes 2019 582.03

Certificates of sale

Contents, Minn. Statutes 2019 580.025, 2019 580.09, 2019 580.12

Deed taxes, exemptions, Minn. Statutes 2019 287.22

Defects, objections invalid, Minn. Statutes 2019 582.25

Effect, Minn. Statutes 2019 580.12

Evidence, Minn. Statutes 2019 580.19

Execution by sheriff after expiration of term, Minn. Statutes 2019 580.14

Execution sales, recording, Minn. Statutes 2019 581.08

Holder, right of entry to protect premises from waste, Minn. Statutes 2019 582.031

Mailed to person requesting notice, effect, Minn. Statutes 2019 580.032

Common interest communities

Declarants' rights, Minn. Statutes 2019 515B.3-104, 2019 515B.3-1041

Liens, Minn. Statutes 2019 515B.3-116

Condominiums

Holders of interest, rights, Minn. Statutes 2019 515A.2-121

Liens, Minn. Statutes 2019 515.23, 2019 515A.3-115

Special declarant rights, Minn. Statutes 2019 515A.3-104

Data, contents of notices, Minn. Statutes 2019 580.025

Definitions

Foreclosure consultants, Minn. Statutes 2019 325N.01

Foreclosure purchasers, Minn. Statutes 2019 325N.10

Fraudulent transfers, Minn. Statutes 2019 513.43

Insurance law, Minn. Statutes 2019 60A.121

Mortgage foreclosures by advertisement, Minn. Statutes 2019 580.23

Residence in foreclosure, Minn. Statutes 2019 325N.10

Developers, uncompleted subdivisions, roads in, snow removal, Minn. Statutes 2019 160.21

Dual tracking, loss mitigation applications, stay of foreclosure process, Minn. Statutes 2019 582.043

Environmental cleanup liens, Minn. Statutes 2019 514.674

Exemptions, tax refunds, Minn. Statutes 2019 270C.435

Farms, see Agricultural property under this topic

Fees

Attorneys, Minn. Statutes 2019 481.02, 2019 582.043

Sheriffs, Minn. Statutes 2019 357.09

Financial institutions, liquidation, Minn. Statutes 2019 49.05

Foreclosed homeowners

Copies to, Minn. Statutes 2019 325N.14

Defined, Minn. Statutes 2019 325N.10

Foreclosure purchaser contracts, notice given, Minn. Statutes 2019 325N.13

Foreclosure reconveyances, Minn. Statutes 2019 325N.17

Signatures, Minn. Statutes 2019 325N.11

Foreclosure consultants

Contracts, Minn. Statutes 2019 325N.01 to 2019 325N.03, 2019 325N.09

Definitions, Minn. Statutes 2019 325N.01

Exclusions, Minn. Statutes 2019 325N.01

Lawsuits, remedies, Minn. Statutes 2019 325N.06

Notice of contract cancellation, Minn. Statutes 2019 325N.02

Severability of law, Minn. Statutes 2019 325N.08

Unfair and deceptive practices, Minn. Statutes 2019 325N.06

Unfair trade practices, Minn. Statutes 2019 325N.06

Violations and penalties, Minn. Statutes 2019 325N.04, 2019 325N.05, 2019 325N.07

Waivers, Minn. Statutes 2019 325N.05

Foreclosure prevention counseling, mortgages

Notice requirements, Minn. Statutes 2019 580.021, 2019 580.022

Preforeclosure notice forms, Minn. Statutes 2019 580.022

Requests for foreclosure, Minn. Statutes 2019 580.02

Foreclosure purchasers

Acquisition and rehabilitation, housing infrastructure bonds, Minn. Statutes 2019 462A.37

Contracts, Minn. Statutes 2019 325N.11 to 2019 325N.14, 2019 325N.16

Definitions, Minn. Statutes 2019 325N.10

Foreclosure reconveyances, Minn. Statutes 2019 325N.17

Lawsuits, remedies, Minn. Statutes 2019 325N.18

Notice of contract cancellation, Minn. Statutes 2019 325N.13, 2019 325N.14

Signatures, Minn. Statutes 2019 325N.11

Unfair and deceptive practices, Minn. Statutes 2019 325N.18

Unfair trade practices, Minn. Statutes 2019 325N.18

Violations and penalties, Minn. Statutes 2019 325N.17, 2019 325N.18

Waivers, Minn. Statutes 2019 325N.15

Foreclosure reconveyances, Minn. Statutes 2019 325N.01, 2019 325N.17

Lawsuits

Actions to set aside, foreclosure pending actions to set aside, Minn. Statutes 2019 580.28

Foreclosure consultants, Minn. Statutes 2019 325N.06

Foreclosure purchasers, Minn. Statutes 2019 325N.18

Void foreclosures, property taxes, refunds, Minn. Statutes 2019 283.05

Liens

Appeals from, venue, Hibbing or Virginia, Minn. Statutes 2019 484.50

Certificates of redemption, deed taxes, exemptions, Minn. Statutes 2019 287.22

Certificates of sale, deed taxes, exemptions, Minn. Statutes 2019 287.22

Common interest communities, Minn. Statutes 2019 515B.3-1041

Condominiums, Minn. Statutes 2019 515.23, 2019 515A.3-115

Environmental cleanup liens, Minn. Statutes 2019 514.674

Environmental covenants, Minn. Statutes 2019 114E.40

Expenses of handling goods, bank deposits and collections, Minn. Statutes 2019 336.4-504

Mechanics and material suppliers liens, see Foreclosure under MECHANICS AND MATERIAL SUPPLIERS LIENS

Nonpossessory aircraft mechanics liens, Minn. Statutes 2019 514.221

Nonpossessory liens, Minn. Statutes 2019 514.18

Real estate tax judgment sales redemption, jointly held land, Minn. Statutes 2019 281.12

Tax liens, enforcement, Minn. Statutes 2019 270C.63

Limited liability companies, charging orders, transferable interest, Minn. Statutes 2019 322C.0503

Loss mitigation, owner-occupied residential real property, notice of options, Minn. Statutes 2019 582.043

Manufactured homes, repossession, Minn. Statutes 2019 327.63

Mortgage servicers, see RESIDENTIAL MORTGAGE ORIGINATORS AND SERVICERS

Mortgagees

Deceased, effect on validity of sale, Minn. Statutes 2019 582.25

Mortgagees designated as nominees or agents, authority, Minn. Statutes 2019 507.413

Payments to, void property taxes, refunds, Minn. Statutes 2019 283.05

Purchases by, Minn. Statutes 2019 581.05

Mortgages

Abandoned properties, Minn. Statutes 2019 582.032

Action to set aside, Minn. Statutes 2019 580.20

Affidavits, Minn. Statutes 2019 582.25, 2019 582.32

Agricultural property, see same under this topic

Assignments, defects, effect on validity of sale, Minn. Statutes 2019 582.25

Attorney fees, Minn. Statutes 2019 56.131, 2019 582.01, 2019 582.02

Certificates of redemption, deed taxes, exemptions, Minn. Statutes 2019 287.22

Certificates of sale, see same under this topic

Chain of title, presumption of identity, Minn. Statutes 2019 582.16

Curative provisions, effective dates, Minn. Statutes 2019 582.27

Data, contents of notices, Minn. Statutes 2019 580.025

Deficiency judgments, generally, Minn. Statutes 2019 582.30

Farms, see Agricultural property under this topic

Fees, sheriffs, Minn. Statutes 2019 357.09

Forced sales, farm business property, tax on gains, discharge, Minn. Statutes 2019 290.491

Foreclosure advice notices, Minn. Statutes 2019 580.041

Foreclosure by action

Attorney fees, Minn. Statutes 2019 582.01

Contract for deed cancellations, Minn. Statutes 2019 508A.58

Dismissal, Minn. Statutes 2019 581.07

Entry of judgment, Minn. Statutes 2019 581.03

Farms, sale of separate tracts, Minn. Statutes 2019 581.04

Foreclosure by advertisement provisions, application, Minn. Statutes 2019 581.02

Generally, Minn. Statutes 2019 581.01 to 2019 581.12

Installment payments deemed separate mortgages, Minn. Statutes 2019 580.09

Loss mitigation violations, Minn. Statutes 2019 582.043

New certificates of title, time share interests, Minn. Statutes 2019 508.58

Orders confirming sale, Minn. Statutes 2019 581.08

Possession of land, orders compelling delivery, Minn. Statutes 2019 581.11

Redemption, creditors, Minn. Statutes 2019 581.10

Redemption period, reduction, Minn. Statutes 2019 582.032

Sale, purchase by mortgagee, Minn. Statutes 2019 581.05

Satisfaction of judgment, Minn. Statutes 2019 581.09

Stay of action, Minn. Statutes 2019 581.07

Strict foreclosure, Minn. Statutes 2019 581.12

Validity of sale, Minn. Statutes 2019 582.26

Foreclosure by advertisement

Advice notices to tenants, Minn. Statutes 2019 580.03, 2019 580.042

Attorney fees, Minn. Statutes 2019 582.01

Costs, Minn. Statutes 2019 580.032

Farms, sale of separate tracts, Minn. Statutes 2019 580.08

Installment payments deemed separate mortgages, Minn. Statutes 2019 580.09

Newspapers qualified, publication of notice, Minn. Statutes 2019 580.033

Notice, contents, Minn. Statutes 2019 580.025, 2019 580.04

Notice, foreclosure prevention counseling, Minn. Statutes 2019 580.021, 2019 580.022

Notice, request for, Minn. Statutes 2019 580.032

Notice by publication, service on occupant, Minn. Statutes 2019 580.03

Notice requirements, generally, Minn. Statutes 2019 580.032, 2019 580.033

Power of attorney, attorneys, Minn. Statutes 2019 580.05

Purchase by mortgagee, Minn. Statutes 2019 580.11

Record owner with no financial interest, notice required, Minn. Statutes 2019 580.045

Redemption period, reduction, Minn. Statutes 2019 580.04

Requirements, Minn. Statutes 2019 580.02

Sales, Minn. Statutes 2019 580.06, 2019 580.07

Statutes of limitations, Minn. Statutes 2019 580.01

Validity of sale, Minn. Statutes 2019 580.042, 2019 582.25

Grantee and grantor in chain of title, presumption of identity, Minn. Statutes 2019 582.16

Holder of mortgage, right of entry to protect premises from waste, Minn. Statutes 2019 582.031

Homesteads, Minn. Statutes 2019 582.041

Industrial development projects, Minn. Statutes 2019 469.155, 2019 469.163

Insurance companies, Minn. Statutes 2019 60A.121, 2019 60A.123, 2019 60A.125

Interest acquired by purchaser, Minn. Statutes 2019 580.22

Judgments against decedents, redemption by creditors, procedure, Minn. Statutes 2019 550.30 to 2019 550.35

Lawsuits, void foreclosures, property tax refunds, Minn. Statutes 2019 283.05

Loss mitigation options, Minn. Statutes 2019 582.043

Mortgagees, Minn. Statutes 2019 283.05, 2019 581.05, 2019 582.25

Mortgagors, Minn. Statutes 2019 580.18, 2019 581.06

Municipal housing programs, effect on revenue agreement debt, Minn. Statutes 2019 462C.07

Municipally owned utilities, Minn. Statutes 2019 452.09

Notice requirements, Minn. Statutes 2019 270C.63, 2019 580.07, 2019 582.25, 2019 582.32

Old actions, Minn. Statutes 2019 582.14, 2019 582.17, 2019 582.18

Pending and newly commenced actions, Minn. Statutes 2019 582.27

Petroleum tank release cleanup, Minn. Statutes 2019 115C.021, 2019 115C.09

Prevention, homeownership education, counseling, and training program, Minn. Statutes 2019 462A.209

Prior mortgages, payment of amount in default by junior mortgage holder, Minn. Statutes 2019 580.29

Proceeds from sale, satisfaction of judgment, Minn. Statutes 2019 580.225

Protection of premises from waste, authorized actions, Minn. Statutes 2019 582.031

Real estate in more than one county, effect of proceedings held in one county, Minn. Statutes 2019 580.13

Real property of decedents, redemption by creditors, procedure, Minn. Statutes 2019 550.30 to 2019 550.35

Receivers, see same under this topic

Recording, mortgage registry tax payment, Minn. Statutes 2019 287.10

Regulated lenders, attorney fees, Minn. Statutes 2019 56.131

Reinstatement, Minn. Statutes 2019 580.30, 2019 582.32

Residential rental property

Foreclosure advice notices, Minn. Statutes 2019 580.042

Intentional ouster, Minn. Statutes 2019 504B.225, 2019 504B.231

Tenants' rights, Minn. Statutes 2019 504B.151, 2019 504B.285

Unlawful exclusion or removal, lawsuits for recovery, Minn. Statutes 2019 504B.375

Utilities, termination, Minn. Statutes 2019 504B.221, 2019 504B.225

Right of entry, vacant or unoccupied premises, Minn. Statutes 2019 582.031

Sales, see same under this topic

Separate tracts, defects, effect on validity of sale, Minn. Statutes 2019 582.25

Sheriffs, fees, Minn. Statutes 2019 357.09

State as defendant, Minn. Statutes 2019 582.13

Statutes of limitations, Minn. Statutes 2019 541.03, 2019 580.01, 2019 582.14

Tax liens, notice requirements, Minn. Statutes 2019 277.20

Trustees, duties, generally, Minn. Statutes 2019 582.11, 2019 582.12

Unrecorded mortgages, Minn. Statutes 2019 507.332

Void foreclosures, property tax refunds, procedures, Minn. Statutes 2019 283.05

Voluntary foreclosure, Minn. Statutes 2019 582.32

Waste, protection of premises, Minn. Statutes 2019 582.031

Mortgagors

Loss mitigation options, notice about, Minn. Statutes 2019 582.043

Payments to, mortgage foreclosure sales, surplus, Minn. Statutes 2019 581.06

Recovery of costs, Minn. Statutes 2019 580.18

Nonpossessory aircraft mechanics liens, Minn. Statutes 2019 514.221

Nonpossessory liens, Minn. Statutes 2019 514.18

Partnerships, charging orders, partners' transferable interest, Minn. Statutes 2019 323A.0504

Pending foreclosure, residential rental property, notice to prospective tenants, Minn. Statutes 2019 504B.151

Receivers

Appointment, Minn. Statutes 2019 582.05, 2019 582.06, 2019 582.32

Bonds, Minn. Statutes 2019 582.07

Default, Minn. Statutes 2019 582.06

Estates, Minn. Statutes 2019 582.10

Fees and expenses, Minn. Statutes 2019 582.08

Leasehold estate foreclosures, duties, Minn. Statutes 2019 582.05

Mortgagees, appointment as, Minn. Statutes 2019 582.06

Termination of receivership, Minn. Statutes 2019 582.09

Waste, Minn. Statutes 2019 582.06

Records and record keeping, mortgage foreclosures, real property in more than one county, Minn. Statutes 2019 580.13

Redemption

Abandoned properties, Minn. Statutes 2019 582.032

Adverse claims to real property, Minn. Statutes 2019 559.17

Agricultural property, Minn. Statutes 2019 580.02, 2019 582.042

Certificates of redemption, Minn. Statutes 2019 580.26

Effect, Minn. Statutes 2019 580.27

Foreclosure by action, Minn. Statutes 2019 581.10

Generally, Minn. Statutes 2019 580.23 to 2019 580.28

How made, Minn. Statutes 2019 580.25

Installments, Minn. Statutes 2019 580.09

Loss mitigation violations, attorney fees, Minn. Statutes 2019 582.043

Mortgages executed before August 1, 1994, Minn. Statutes 2019 580.23

Notice of redemption rights, Minn. Statutes 2019 580.03, 2019 580.041

Redemption by creditors, Minn. Statutes 2019 580.24, 2019 582.32

Redemption from foreclosure sale, Minn. Statutes 2019 580.28

Redemption period

Abandoned properties, Minn. Statutes 2019 582.032

Creditors, Minn. Statutes 2019 580.24

Foreclosure by advertisement, Minn. Statutes 2019 580.032, 2019 580.04

Homesteads, Minn. Statutes 2019 582.041

Reduced period, authorization from court, Minn. Statutes 2019 580.12, 2019 582.03, 2019 582.032, 2019 582.30

Rent withholding, tenants' rights, Minn. Statutes 2019 504B.178

Six-month period, Minn. Statutes 2019 580.23

Tenants' rights, Minn. Statutes 2019 504B.178, 2019 504B.285

Twelve-month period, agricultural property, Minn. Statutes 2019 580.23

Voluntary foreclosures, Minn. Statutes 2019 582.32

Residential rental property, pending foreclosure, tenants' rights, Minn. Statutes 2019 504B.151, 2019 504B.285

Taxes and expenses, payment by purchaser, Minn. Statutes 2019 582.03

Residence in foreclosure, definitions, Minn. Statutes 2019 325N.10

Sales

Actions to set aside, statutes of limitations, Minn. Statutes 2019 580.20, 2019 580.21

Affidavits of costs, Minn. Statutes 2019 580.17

Affidavits of notice, Minn. Statutes 2019 580.041

Agricultural land that includes separate tracts, Minn. Statutes 2019 582.042

Attorney fees, limitations, Minn. Statutes 2019 580.09

Bonds securing right to redeem, Minn. Statutes 2019 580.28

Certificates of sale, see same under this topic

Costs of sale, application of proceeds, Minn. Statutes 2019 580.09

Evidence of sale, Minn. Statutes 2019 580.15

Foreclosure advice notices, Minn. Statutes 2019 580.041, 2019 580.042

Foreclosure by action, surplus, payment to mortgagor, Minn. Statutes 2019 581.06

Foreclosure pending action to set aside mortgage, Minn. Statutes 2019 580.28

Injunctions, loss mitigation violations, Minn. Statutes 2019 582.043

Installments, Minn. Statutes 2019 580.09

Interest acquired by purchaser, Minn. Statutes 2019 580.22

Notice of sale, publication, qualified newspapers, Minn. Statutes 2019 580.033

Postponement, Minn. Statutes 2019 580.07

Proceeds, Minn. Statutes 2019 580.09, 2019 580.225

Property damage by tenant after sale, damages, Minn. Statutes 2019 561.10

Purchase by mortgagee, Minn. Statutes 2019 580.11, 2019 581.05

Purchasers, payment of taxes and expenses, Minn. Statutes 2019 582.03

Redemption, see same under this topic

Sheriffs, conducting sale, Minn. Statutes 2019 580.06

Statement of remaining balance, filing, Minn. Statutes 2019 580.09

Surplus after sale, payment to mortgagor, Minn. Statutes 2019 580.10

Time of sale, Minn. Statutes 2019 580.06

Validity, Minn. Statutes 2019 580.041, 2019 580.042, 2019 580.28, 2019 582.25, 2019 582.26

Voluntary foreclosures, Minn. Statutes 2019 582.32

Waste by person in possession, injunctions, Minn. Statutes 2019 561.18

Tax refunds, exemption, Minn. Statutes 2019 270C.435

Taxes, payment by purchaser, affidavit of payment, Minn. Statutes 2019 582.03

Title

Chain of title, presumption of identity, Minn. Statutes 2019 582.16

Marketability, Minn. Statutes 2019 582.18

Old actions, Minn. Statutes 2019 582.17