Skip to main content Skip to office menu Skip to footer
Minnesota Legislature

Office of the Revisor of Statutes

SAVINGS ASSOCIATIONS

See also SAVINGS BANKS

Access to data

Conditions of access, Minn. Statutes 2013 13A.02

Data classification, Minn. Statutes 2013 13A.02

Definitions, Minn. Statutes 2013 13A.01

Delayed notice, order, Minn. Statutes 2013 13A.03

Exceptions from law, Minn. Statutes 2013 13A.04

Financial institutions, duties, Minn. Statutes 2013 13A.02

Generally, Minn. Statutes 2013 51A.11

Government assistance programs, Minn. Statutes 2013 13A.04

Notice to customer, contents, Minn. Statutes 2013 13A.02 to 2013 13A.04

Search warrants, Minn. Statutes 2013 13A.02

Subpoenas, Minn. Statutes 2013 13A.02, 2013 13A.04

Transfer of records, Minn. Statutes 2013 13A.02

Use of information, Minn. Statutes 2013 13A.02, 2013 13A.04

Access to records, Minn. Statutes 2013 51A.11

Accounting and bookkeeping, closing books, frequency, Minn. Statutes 2013 51A.19

Accounts, see BANK ACCOUNTS

Acknowledgment of instruments, validation, Minn. Statutes 2013 51A.52

Acquisitions, interstate acquisitions, Minn. Statutes 2013 50.245

Advertising

Name, use of, Minn. Statutes 2013 51A.05

Restrictions, Minn. Statutes 2013 47.09

Savings or investment media, typed permitted, Minn. Statutes 2013 51A.22

Agents, savings associations acting as, Minn. Statutes 2013 51A.21

Agriculture best management practices loans, Minn. Statutes 2013 17.117

Appeals

Conversions, Minn. Statutes 2013 51A.065

Receivers and receivership, Minn. Statutes 2013 51A.46

Appraisals

Commerce commissioner, authorized to order, Minn. Statutes 2013 51A.44

Real estate, Minn. Statutes 2013 51A.19, 2013 51A.38

Articles of incorporation, filing with commerce commissioner, Minn. Statutes 2013 47.08

Assets

Inventory, liquidation, Minn. Statutes 2013 49.24

Limitations, investments, Minn. Statutes 2013 51A.35

Liquid assets, reserves, amount required, Minn. Statutes 2013 51A.361

Overvalued, procedures, Minn. Statutes 2013 51A.19

Security, Federal Deposit Insurance Corporation loans, Minn. Statutes 2013 49.05

Assignments, insolvency, assignments prohibited, Minn. Statutes 2013 49.013

Attachments, possession by Commerce Department, Minn. Statutes 2013 49.04

Audits and examinations

Access to records, Minn. Statutes 2013 51A.11

Annual report, Minn. Statutes 2013 51A.44

Commerce Department, general powers, Minn. Statutes 2013 46.04, 2013 51A.42

Extra examinations, Minn. Statutes 2013 51A.44

Fees, Minn. Statutes 2013 46.131, 2013 51A.51

Frequency, Minn. Statutes 2013 46.04

Requirements, generally, Minn. Statutes 2013 46.04

Automated teller machines, Minn. Statutes 2013 51A.05, 2013 51A.21

Background checks, acquisitions, Minn. Statutes 2013 46.047, 2013 46.048

Beneficiaries, accounts, rights, Minn. Statutes 2013 51A.28

Board of directors, see Directors under this topic

Bonds (officers and fiduciaries), see Surety bonds under this topic

Bonds purchased, valuation, Minn. Statutes 2013 51A.19

Borrowing money, powers, Minn. Statutes 2013 51A.21

Branch offices

Approval for, Minn. Statutes 2013 51A.05

Location change, Minn. Statutes 2013 51A.05

Reciprocating states, Minn. Statutes 2013 51A.58

Business property, owning, Minn. Statutes 2013 51A.21

Bylaws

Adopting, Minn. Statutes 2013 51A.21

Filing requirements, Minn. Statutes 2013 47.15

Mutual associations, Minn. Statutes 2013 51A.03

Capital certificates, selling, Minn. Statutes 2013 51A.21

Capital stock associations

Directors, Minn. Statutes 2013 51A.131

Incorporation, Minn. Statutes 2013 51A.03

Organization, Minn. Statutes 2013 51A.041

Transfer agents, Minn. Statutes 2013 51A.19

Certificate of approval

Generally, Minn. Statutes 2013 51A.03

Insurance requirements, Minn. Statutes 2013 51A.23

Certificate of authority

Commerce commissioner, duties, Minn. Statutes 2013 47.16

Forfeiture, liquidation, Minn. Statutes 2013 49.04

Certificate of conversion, commerce commissioner, issuing, Minn. Statutes 2013 51A.065

Certificate of dissolution, procedures, generally, Minn. Statutes 2013 51A.08

Certificates of incorporation

Applications for, Minn. Statutes 2013 51A.03

Approval by Commerce Department, Minn. Statutes 2013 51A.03

Issuance, capital stock associations, Minn. Statutes 2013 51A.041

Notice of intent to organize, Minn. Statutes 2013 47.14

Statements accompanying, Minn. Statutes 2013 47.14

Charges and rates, adjustment, implicit price deflator, use in calculating, Minn. Statutes 2013 47.59

Checks, see CHECKS

Children

Accounts in name of, Minn. Statutes 2013 51A.23, 2013 51A.251, 2013 51A.261

Parents, rights, Minn. Statutes 2013 51A.251

Savings plans in schools, Minn. Statutes 2013 51A.24

Closing temporarily, notice given, Minn. Statutes 2013 47.0154

Closing

Days designated by president or governor, Minn. Statutes 2013 47.0153

Emergencies, Minn. Statutes 2013 47.0151 to 2013 47.0155

Permanent, notice, Minn. Statutes 2013 47.0156

Specific days, Minn. Statutes 2013 47.015

Temporary, legal effect, Minn. Statutes 2013 47.0155

Collection agencies, exclusion, Minn. Statutes 2013 332.32

Collection agents, surety bonds, Minn. Statutes 2013 51A.14

Commerce Department, rulemaking authority, Minn. Statutes 2013 46.01

Confidential or privileged information, books and records, Minn. Statutes 2013 51A.11

Conflict of laws, credit extension maximum rates, Minn. Statutes 2013 47.59

Conflicts of interest, lease agreements, Minn. Statutes 2013 47.10

Conservators of persons, see Guardians and conservators under this topic

Conservators of savings associations

Accounts, powers, rights, Minn. Statutes 2013 51A.28, 2013 51A.29

Conditions for appointment, Minn. Statutes 2013 51A.47

Generally, Minn. Statutes 2013 51A.45

Consolidations

Fees, Minn. Statutes 2013 51A.51

Procedures, Minn. Statutes 2013 51A.07

Consumer loans, see Loans by under this topic

Contested cases

Conversions, appealing, Minn. Statutes 2013 51A.065

Generally, Minn. Statutes 2013 51A.07

Removal, directors, trustees, officers, Minn. Statutes 2013 46.26, 2013 46.30

Reserves, amount, enforcing, Minn. Statutes 2013 51A.361

Violations of law, generally, Minn. Statutes 2013 46.24, 2013 46.26, 2013 46.30

Contracts and agreements

Local public funds, investment, Minn. Statutes 2013 118A.05, 2013 118A.07

School savings plans, Minn. Statutes 2013 51A.24

Service charges on deposit accounts, Minn. Statutes 2013 51A.21

Services, with other financial institutions, Minn. Statutes 2013 47.78

Control by Commerce Department, generally, Minn. Statutes 2013 51A.42

Controlling individuals, human services licensing, exclusion, Minn. Statutes 2013 245A.02

Conversions

Definitions, Minn. Statutes 2013 47.27

From savings banks, procedures, Minn. Statutes 2013 47.28

Generally, Minn. Statutes 2013 51A.065

Permitted, generally, Minn. Statutes 2013 51A.06

To savings banks, procedures, Minn. Statutes 2013 47.30

Corporations

Business corporation law, application, Minn. Statutes 2013 47.13

Certificates of incorporation

Amendments, Minn. Statutes 2013 47.171

Contents, Minn. Statutes 2013 47.12

Filing, Minn. Statutes 2013 47.16

Restatement, Minn. Statutes 2013 47.172

Corporate powers, Minn. Statutes 2013 47.12

Formation, procedure, Minn. Statutes 2013 47.12

Credit insurance, sales on commissions, Minn. Statutes 2013 47.016

Credit sale contracts

Generally, Minn. Statutes 2013 47.59

Purchase by savings association, terms, Minn. Statutes 2013 51A.386

Credit services organizations, exclusion, Minn. Statutes 2013 332.52

Credit, see CREDIT

Custodians, savings associations acting as, medical savings accounts, Minn. Statutes 2013 47.75

Data, records, classification, Minn. Statutes 2013 13A.02

Debt management services providers, exclusion, Minn. Statutes 2013 332A.02

Declaratory judgment, right to use, Minn. Statutes 2013 51A.48

Definitions

Agricultural Development Act, Minn. Statutes 2013 41C.02

Agricultural resource loan guaranty program, Minn. Statutes 2013 41A.02

Banking law, Minn. Statutes 2013 46.23

Campaign finance and public disclosure, Minn. Statutes 2013 10A.01

Commercial Code, Minn. Statutes 2013 336.1-201, 2013 336.9-102

Deposit and investment of local public funds, Minn. Statutes 2013 118A.01

Electronic Authentication Act, Minn. Statutes 2013 325K.01

Financial institution law, Minn. Statutes 2013 47.01

Interstate acquisitions, Minn. Statutes 2013 50.245

Multiparty accounts, Minn. Statutes 2013 524.6-201

Public pension fiduciary responsibility, Minn. Statutes 2013 356A.01

Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2013 58.02

Rural Finance Authority Act, Minn. Statutes 2013 41B.02

Savings association law, Minn. Statutes 2013 51A.02, 2013 51A.37

Transfers to minors, Minn. Statutes 2013 527.21

Unclaimed property, disposition, Minn. Statutes 2013 345.31

Depositories

Designating, Minn. Statutes 2013 51A.16, 2013 471.88, 2013 471.881

Public funds, see under DEPOSITORIES

Savings associations defined as, Minn. Statutes 2013 10A.01

Deposits in

Attorney's summary executions, Minn. Statutes 2013 551.05

Creditors' claims, Minn. Statutes 2013 550.143, 2013 550.37

Direct deposits, procedures, Minn. Statutes 2013 51A.21

Insolvent financial institutions, money collected, Minn. Statutes 2013 49.24

Levy on, Minn. Statutes 2013 550.135, 2013 550.143

Minor's rights, Minn. Statutes 2013 51A.23, 2013 51A.251, 2013 51A.261

Negotiable time deposits, offering, Minn. Statutes 2013 51A.23

Real estate trust funds, Minn. Statutes 2013 51A.23

Supplemental nursing services agencies, Minn. Statutes 2013 144A.72

Time deposits, automatic renewal, notice requirements, Minn. Statutes 2013 47.096

Trust funds, trustees, enumerated powers, Minn. Statutes 2013 501B.81

Unclaimed property, see ABANDONED AND UNCLAIMED PROPERTY

Development corporations, duties regarding, nonshareholders, Minn. Statutes 2013 301.77, 2013 301.78

Developmentally disabled persons, accounts, rights, Minn. Statutes 2013 51A.29

Directors

Appointment by commissioner, temporary, Minn. Statutes 2013 46.29

Capital stock associations, Minn. Statutes 2013 51A.131

Classes, dividing into, mutual associations, Minn. Statutes 2013 51A.13

Compensations, Minn. Statutes 2013 51A.15

Conflicts of interest, Minn. Statutes 2013 51A.15

Consolidations, approval, Minn. Statutes 2013 51A.07

Conversions, Minn. Statutes 2013 51A.065

Depositories, authorizing, Minn. Statutes 2013 51A.16

Disclosures, Minn. Statutes 2013 51A.15

Dividends, declaring, Minn. Statutes 2013 51A.20

Earnings rate, determining, mutual associations, Minn. Statutes 2013 51A.32

Electing, mutual associations, Minn. Statutes 2013 51A.13

Fiduciary duties, Minn. Statutes 2013 51A.15

Fines, violations of law, Minn. Statutes 2013 46.32

Indemnity, Minn. Statutes 2013 51A.17, 2013 51A.21

Insolvency, duty to report, Minn. Statutes 2013 49.013

Meetings, Minn. Statutes 2013 51A.42, 2013 51A.44

Mergers, approval, Minn. Statutes 2013 51A.07

Nomination procedure, Minn. Statutes 2013 51A.03

Number of directors, mutual associations, Minn. Statutes 2013 51A.13

Organizational meeting actions, capital stock associations, Minn. Statutes 2013 51A.041

Proceedings, record keeping, Minn. Statutes 2013 51A.19

Qualifications, Minn. Statutes 2013 51A.041, 2013 51A.13, 2013 51A.131

Quorum, lack caused by removal, Minn. Statutes 2013 46.29

Removal, Minn. Statutes 2013 46.26, 2013 51A.03, 2013 51A.45

Reorganizations, approval, Minn. Statutes 2013 51A.07

Reserve and surplus accounts, transfers, Minn. Statutes 2013 51A.20

Residency, mutual associations, Minn. Statutes 2013 51A.13

Resignation, Minn. Statutes 2013 51A.03

Savings accounts, redeeming, Minn. Statutes 2013 51A.34

Service of process on, Minn. Statutes 2013 46.33

Surety bonds, Minn. Statutes 2013 51A.14

Trustees for liquidation, acting as, Minn. Statutes 2013 51A.08

Vacancies, mutual associations, Minn. Statutes 2013 51A.13

Violations of orders, Minn. Statutes 2013 46.32

Withdrawal applications, paying, Minn. Statutes 2013 51A.33

Disclosure

Dishonored checks, account information, Minn. Statutes 2013 609.535

Finance charges, consumer loans and credit sales contracts, Minn. Statutes 2013 47.59

Dissolution, see Liquidation under this topic

Dividends, Minn. Statutes 2013 51A.20, 2013 51A.21

Drafts, issuing, powers, Minn. Statutes 2013 51A.21

Earnings, Minn. Statutes 2013 51A.22, 2013 51A.32

Electronic funds transfers, Minn. Statutes 2013 47.61 to 2013 47.74

Eligible agricultural lenders, savings associations defined as, Minn. Statutes 2013 41B.02

Emergencies, closing during, Minn. Statutes 2013 47.0151 to 2013 47.0155

Employees

Acknowledgments, ability to take, Minn. Statutes 2013 51A.52

Compensation and salaries, Minn. Statutes 2013 51A.21

Disclosures, Minn. Statutes 2013 51A.15

Indemnity, Minn. Statutes 2013 51A.17, 2013 51A.21

Insurance, Minn. Statutes 2013 51A.21

Removal by conservator, Minn. Statutes 2013 51A.45

Surety bonds, Minn. Statutes 2013 51A.14

Violations and penalties, generally, Minn. Statutes 2013 47.26

Escrows, holders of, Minn. Statutes 2013 51A.21, 2013 51A.38

Evidence, records, copies or reproductions, Minn. Statutes 2013 51A.19

Evidences of indebtedness, issuance, Minn. Statutes 2013 48.151

Examiners, see BANK EXAMINERS

Executive committee, proceedings, record keeping, Minn. Statutes 2013 51A.19

Expense fund, Minn. Statutes 2013 51A.04, 2013 51A.041

Federal associations, powers as, Minn. Statutes 2013 51A.53

Federal home loan banks

Examinations, accepting, Minn. Statutes 2013 51A.44

Membership in, Minn. Statutes 2013 47.18, 2013 47.19, 2013 51A.21

Federal Savings and Loan Insurance Corporation

Examinations, accepting, Minn. Statutes 2013 51A.44

Obligations of, investing in, Minn. Statutes 2013 51A.35

Withdrawals, Minn. Statutes 2013 51A.33

Fees

Consumer loans, Minn. Statutes 2013 47.60, 2013 51A.38

Document changes, Minn. Statutes 2013 46.131

Examinations, Minn. Statutes 2013 46.131, 2013 51A.51

Generally, Minn. Statutes 2013 51A.51

Incorporation fees, Minn. Statutes 2013 51A.03, 2013 51A.51

Investigation fees, Minn. Statutes 2013 46.05, 2013 51A.51

Records requested by government authorities, copying, Minn. Statutes 2013 48.513

Relocation applications, Minn. Statutes 2013 47.101

Fiduciaries

Accounts, rights, Minn. Statutes 2013 51A.28

Acting as, Minn. Statutes 2013 51A.21

Investing in accounts, Minn. Statutes 2013 51A.31

Finance charges, Minn. Statutes 2013 47.59, 2013 51A.386

Financial institutions, savings associations defined as

Deposit and investment of local public funds, Minn. Statutes 2013 118A.01

Electronic Authentication Act, Minn. Statutes 2013 325K.01

Financial organization, savings and loans associations defined as, Minn. Statutes 2013 345.31

Financial statements, mutual associations, Minn. Statutes 2013 51A.12

Fines

Commerce Department, imposing, Minn. Statutes 2013 45.027

Loan and credit sale contract violations, Minn. Statutes 2013 47.59

Mutual associations, Minn. Statutes 2013 51A.10

Reports, failure to make, Minn. Statutes 2013 47.24

Fiscal agents, Minn. Statutes 2013 51A.21

Foreclosure consultants, exclusion, Minn. Statutes 2013 325N.01

Foreign corporations, engaging in banking, limitations, Minn. Statutes 2013 303.04

Forms, annual reports, Minn. Statutes 2013 51A.44

Garnishments, vacating, possession by Commerce Department, Minn. Statutes 2013 49.04

Guardians and conservators

Accounts, rights, generally, Minn. Statutes 2013 51A.28, 2013 51A.29

Investing in accounts, Minn. Statutes 2013 51A.31

Minors' accounts, rights, powers, Minn. Statutes 2013 51A.251, 2013 51A.261

Health savings accounts, Minn. Statutes 2013 47.75

Hearings

Applications for certificates of incorporation, Minn. Statutes 2013 51A.03

Orders to discontinue illegal practices, Minn. Statutes 2013 51A.45

Holidays and holiday eves, closing permitted, Minn. Statutes 2013 47.015

Home office, records, maintaining at, Minn. Statutes 2013 51A.19

Illegal practices, order to discontinue, Minn. Statutes 2013 51A.44

Impairment of capital, liquidation, Minn. Statutes 2013 49.04

Incorporation

Capital stock associations, Minn. Statutes 2013 51A.03

Fees, Minn. Statutes 2013 51A.51

Incorporators

Bonds, see Surety bonds under this topic

Chair, Minn. Statutes 2013 51A.04, 2013 51A.041

Generally, Minn. Statutes 2013 51A.03

Mutual associations, Minn. Statutes 2013 51A.04

Names, including with notice of intent to organize, Minn. Statutes 2013 47.14

Individual retirement accounts, acting as trustees, Minn. Statutes 2013 47.75, 2013 51A.21

Industrial loan and thrift companies, powers as, Minn. Statutes 2013 53.04

Injunctions

Commerce Department, issuing by, Minn. Statutes 2013 45.027

Involuntary liquidation, Minn. Statutes 2013 49.04

Name, unlawful use, preventing, Minn. Statutes 2013 51A.05

Insider agreements, Minn. Statutes 2013 47.10

Insolvency

Assignments prohibited, Minn. Statutes 2013 49.013

Commerce Department, borrowing from FDIC, Minn. Statutes 2013 49.05

Generally, Minn. Statutes 2013 51A.54

Receiving deposits, Minn. Statutes 2013 624.68

Inspection of records, Minn. Statutes 2013 51A.11

Installment loans

Borrower, copies, Minn. Statutes 2013 48.157

Charges, Minn. Statutes 2013 48.153 to 2013 48.155

Default, Minn. Statutes 2013 48.156

Extension, Minn. Statutes 2013 48.154

Generally, Minn. Statutes 2013 48.153

Prepayment, Minn. Statutes 2013 48.154

Security, Minn. Statutes 2013 48.153, 2013 48.155

Insurance premium finance agreements, entering, generally, Minn. Statutes 2013 59A.03

Insurance

Coercion to purchase, Minn. Statutes 2013 51A.15

Escrow, collecting for insurance, Minn. Statutes 2013 51A.38

Premiums, paying to protect loans, Minn. Statutes 2013 51A.38

Savings accounts, Minn. Statutes 2013 51A.21, 2013 51A.23

Interest

Amount paid, capital stock associations, Minn. Statutes 2013 51A.32

Installment loans, Minn. Statutes 2013 48.153

Loans, limitations, Minn. Statutes 2013 48.195

Rates, Minn. Statutes 2013 47.59, 2013 51A.386

Usurious interest, Minn. Statutes 2013 48.196, 2013 334.02, 2013 334.03

Interstate branching, Minn. Statutes 2013 51A.58

Investigations

Commerce Department, Minn. Statutes 2013 45.027, 2013 46.05

Fees, Minn. Statutes 2013 46.05

Investments in

Development corporations, Minn. Statutes 2013 301.84

Generally, Minn. Statutes 2013 51A.31

Workers' compensation commercial self-insurance common claims fund, Minn. Statutes 2013 79A.22

Investments permitted to

Area redevelopment agencies, municipal bonds, Minn. Statutes 2013 469.116

Assets limitations, amount, Minn. Statutes 2013 51A.35

Higher Education Office revenue bonds, Minn. Statutes 2013 136A.178

Loans, generally, Minn. Statutes 2013 51A.37

Municipal gas agency bonds, Minn. Statutes 2013 453A.10

Municipal power agency bonds, Minn. Statutes 2013 453.60

Notes or bonds secured by mortgages, trust deeds, or security interests, Minn. Statutes 2013 47.21

Regional railroad authority bonds, Minn. Statutes 2013 398A.07

Right to avoid loss, Minn. Statutes 2013 51A.41

Rural Finance Authority bonds, Minn. Statutes 2013 41C.10

Securities, Minn. Statutes 2013 51A.35

State university revenue bonds, Minn. Statutes 2013 136F.91

Involuntary liquidation, see Liquidation under this topic

Joint tenancy, Minn. Statutes 2013 51A.262, 2013 51A.27

Judgments, vacating, possession by Commerce Department, Minn. Statutes 2013 49.04

Lawsuits

Loan and credit sale contract violations, Minn. Statutes 2013 47.59

Power to bring, Minn. Statutes 2013 51A.21

Stay, involuntary liquidation, Minn. Statutes 2013 49.04

Lenders, savings associations defined as, agricultural resource loan guaranty program, Minn. Statutes 2013 41A.02

Lending institutions, savings associations defined as, Minn. Statutes 2013 41C.02

Levies, possession by Commerce Department, Minn. Statutes 2013 49.04

Liability

Account holders, losses, Minn. Statutes 2013 51A.22

Dissolutions, Minn. Statutes 2013 51A.08

Existing corporations, Minn. Statutes 2013 51A.55

Generally, Minn. Statutes 2013 51A.07

Savings liability, Minn. Statutes 2013 51A.02, 2013 51A.20, 2013 51A.22

Successors in interest, Minn. Statutes 2013 51A.40

Licenses, Minn. Statutes 2013 45.027

Life insurance

Security for loans, Minn. Statutes 2013 51A.37

Stockholder's life, insuring, Minn. Statutes 2013 51A.041

Liquidation

Capital stock, retiring, capital stock associations, Minn. Statutes 2013 51A.041

Certificates, recording, Minn. Statutes 2013 49.05

Completion, Minn. Statutes 2013 49.30, 2013 49.31

Consolidation during, Minn. Statutes 2013 49.06

Creditors, petitions by, completion committee, Minn. Statutes 2013 49.30

Expense fund contributions, repaying, mutual associations, Minn. Statutes 2013 51A.04

Foreclosure, certificates prior to sales, recording, Minn. Statutes 2013 49.05

Generally, Minn. Statutes 2013 49.24

Insolvent associations, generally, Minn. Statutes 2013 51A.54

Involuntary liquidation, Minn. Statutes 2013 49.04

Lawsuits, validation, certificates, Minn. Statutes 2013 49.05

Possession by Commerce Department, Minn. Statutes 2013 49.04, 2013 49.05

Power of attorney, executing, Minn. Statutes 2013 49.05

Procedures, generally, Minn. Statutes 2013 51A.08

Subrogation, Federal Deposit Insurance Corporation, Minn. Statutes 2013 49.05

Voluntary liquidation, winding up, Minn. Statutes 2013 51A.08

Liquidators, Federal Deposit Insurance Corporation, Minn. Statutes 2013 49.05

Loan production offices, Minn. Statutes 2013 51A.05

Loans and extensions of credit, terms, Minn. Statutes 2013 51A.386

Loans by

Borrower limits, Minn. Statutes 2013 51A.37

Consumer loans, Minn. Statutes 2013 47.60, 2013 51A.37, 2013 51A.38

Consumer short-term loans, Minn. Statutes 2013 47.601

Development corporations, Minn. Statutes 2013 301.78

Education loans, Minn. Statutes 2013 51A.37

Finance charges, Minn. Statutes 2013 47.59, 2013 51A.386

Generally, Minn. Statutes 2013 47.59

Installment loans, see same under this topic

Interest, Minn. Statutes 2013 48.195, 2013 48.196

Manufactured home loans, Minn. Statutes 2013 47.209, 2013 51A.37

Mortgage loans, see MORTGAGES

Payday loans, Minn. Statutes 2013 47.60, 2013 47.601

Real estate loans, Minn. Statutes 2013 51A.37, 2013 51A.38, 2013 51A.40

Usurious interest, Minn. Statutes 2013 334.02, 2013 334.03

Loans to, Housing Finance Agency, powers, Minn. Statutes 2013 462A.05

Location of office, see Offices under this topic

Losses, right to avoid, Minn. Statutes 2013 51A.41

Mail and mailing

Communications with members or stockholders, Minn. Statutes 2013 51A.11

Notice

Applications for withdrawals, Minn. Statutes 2013 51A.33

Certificate of dissolution, commissioners approval, Minn. Statutes 2013 51A.08

Conversion disapprovals, Minn. Statutes 2013 51A.065

Intent to organize, Minn. Statutes 2013 47.14

Redeeming savings accounts, Minn. Statutes 2013 51A.34

Manufactured home loans

Generally, Minn. Statutes 2013 51A.37

Property taxes, collection, Minn. Statutes 2013 47.209

Manufactured home sales

Finance charges, Minn. Statutes 2013 47.59

License and bonding, exclusion, Minn. Statutes 2013 327B.04, 2013 327B.09

Matching programs, computerized comparison of data, Minn. Statutes 2013 13B.06

Medical savings accounts, Minn. Statutes 2013 47.75

Meetings

Annual meeting, Minn. Statutes 2013 51A.03, 2013 51A.09

Conduct, Minn. Statutes 2013 51A.03

Consolidations, voting on, Minn. Statutes 2013 51A.07

Liquidation, voting on, Minn. Statutes 2013 51A.08

Mergers, voting on, Minn. Statutes 2013 51A.07

Notice, Minn. Statutes 2013 51A.03

Organizational meetings, Minn. Statutes 2013 51A.04, 2013 51A.041

Quorum, mutual associations, Minn. Statutes 2013 51A.09

Record keeping requirements, Minn. Statutes 2013 51A.19

Reorganizations, voting for, Minn. Statutes 2013 51A.07

Special meetings, Minn. Statutes 2013 51A.03, 2013 51A.09

Members

Charges or fees, mutual associations, Minn. Statutes 2013 51A.10

Communication with other members, Minn. Statutes 2013 51A.11

Conversions, approvals, Minn. Statutes 2013 51A.065

Records, mutual associations, Minn. Statutes 2013 51A.19

Voting, Minn. Statutes 2013 51A.09

Mental illness, persons with, accounts, rights, Minn. Statutes 2013 51A.29

Mergers, Minn. Statutes 2013 51A.07, 2013 51A.51

Minors, see Children under this topic

Mondays, closing permitted, Minn. Statutes 2013 47.015

Money orders, selling, Minn. Statutes 2013 51A.21

Money transmitters, license exemption, Minn. Statutes 2013 53B.04

Mortgage loans, see MORTGAGES

Motor vehicle retail installment sales contracts, finance charges, Minn. Statutes 2013 47.59

Multiparty accounts, see MULTIPARTY ACCOUNTS

Names

Generally, Minn. Statutes 2013 47.11

Notice of intent to organize, including with, Minn. Statutes 2013 47.14

Restrictions, Minn. Statutes 2013 51A.05

Unlawful use, Minn. Statutes 2013 51A.02

Using, Minn. Statutes 2013 47.23

Net worth, determining by commerce commissioner, capital stock associations, Minn. Statutes 2013 51A.041

Newspapers

Certificate of dissolution approval, notice, Minn. Statutes 2013 51A.08

Certificate of incorporation hearing, notice, Minn. Statutes 2013 51A.03

Financial statements, publication, mutual associations, Minn. Statutes 2013 51A.12

Nonresidents, deceased, accounts, procedures, Minn. Statutes 2013 51A.30

Officers

Compensation and salaries, Minn. Statutes 2013 51A.21

Fines, violations of law, Minn. Statutes 2013 46.32

Generally, Minn. Statutes 2013 51A.15

Indemnity, Minn. Statutes 2013 51A.17, 2013 51A.21

Insolvency, duty to report, Minn. Statutes 2013 49.013

Qualifications, capital stock associations, Minn. Statutes 2013 51A.041

Removal, Minn. Statutes 2013 46.26, 2013 51A.45

Service of process on, Minn. Statutes 2013 46.33

Surety bonds, Minn. Statutes 2013 51A.14

Violations and penalties, Minn. Statutes 2013 46.32, 2013 47.26

Offices

Change of location, fee, Minn. Statutes 2013 47.101, 2013 51A.51

Closed during emergencies, Minn. Statutes 2013 47.0151 to 2013 47.0155

Closing, temporary, Minn. Statutes 2013 47.0153

Opening new offices, fee, Minn. Statutes 2013 51A.51

Temporary location, emergencies, Minn. Statutes 2013 47.0152

Official communications from commissioner, submitting to directors, Minn. Statutes 2013 51A.42

Open end loan accounts, Minn. Statutes 2013 48.185

Orders

Assets, overvalued, procedures, Minn. Statutes 2013 51A.19

Communication with members or stockholders, denial, Minn. Statutes 2013 51A.11

Illegal practices, Minn. Statutes 2013 51A.45

Organizational meetings, extending time, Minn. Statutes 2013 51A.04, 2013 51A.041

Removal from office, directors, officers, trustees, Minn. Statutes 2013 46.26

Unsafe or unsound practices, cease and desist orders, Minn. Statutes 2013 46.24

Organizations, membership in, Minn. Statutes 2013 51A.21

Paid-in surplus, capital stock associations, Minn. Statutes 2013 51A.041

Payroll deductions, allowing, Minn. Statutes 2013 51A.21

Personal representatives

Accounts, rights, Minn. Statutes 2013 51A.28

Investing in accounts, Minn. Statutes 2013 51A.31

Photocopying, records, Minn. Statutes 2013 51A.19

Posting (notices), location changes, Minn. Statutes 2013 47.101

Powers, generally, Minn. Statutes 2013 51A.21

Proxy voting

Fiduciary responsibilities, Minn. Statutes 2013 51A.15

Mergers and consolidations, Minn. Statutes 2013 51A.07

Mutual associations, Minn. Statutes 2013 51A.03, 2013 51A.09

Public funds, collateral, withdrawal, notice, Minn. Statutes 2013 118A.03

Real estate loans

Generally, Minn. Statutes 2013 51A.38

Investing in, conditions, Minn. Statutes 2013 51A.37

Successors in interest, dealing with, Minn. Statutes 2013 51A.40

Real estate trust funds, depositing in savings associations, Minn. Statutes 2013 51A.23

Real estate, see Real property under this topic

Real property

Appraisal, delinquent loan securities, Minn. Statutes 2013 51A.19

Buying, holding, Minn. Statutes 2013 47.10

Invested in, amount, Minn. Statutes 2013 51A.19

Licensure, exemptions, Minn. Statutes 2013 82.56

Loans, Minn. Statutes 2013 51A.37, 2013 51A.38, 2013 51A.40

Powers concerning, Minn. Statutes 2013 51A.21

Receivers and receivership, appointment, procedure, Minn. Statutes 2013 51A.46, 2013 51A.47

Records and record keeping

Access to data, Minn. Statutes 2013 13A.01 to 2013 13A.04, 2013 51A.11

Electronic maintenance and storage, Minn. Statutes 2013 46.04

Escrows, real estate loans, Minn. Statutes 2013 51A.38

Fees for copying, Minn. Statutes 2013 48.513

Medical savings accounts, Minn. Statutes 2013 47.75

Membership records, mutual associations, Minn. Statutes 2013 51A.19

Optical image storage systems, Minn. Statutes 2013 46.04

Requirements, generally, Minn. Statutes 2013 51A.19

Reorganizations, procedures, Minn. Statutes 2013 51A.07

Reports given

Annual written reports, Minn. Statutes 2013 51A.44

Conversions, Minn. Statutes 2013 51A.065

Insolvency, Minn. Statutes 2013 49.013

Liquidation, final report, Minn. Statutes 2013 51A.08

Shareholder changes, capital stock associations, Minn. Statutes 2013 51A.19

Transactions, regulated, Minn. Statutes 2013 45.027

Reserves

Amount required, Minn. Statutes 2013 51A.361

Requirements, generally, Minn. Statutes 2013 51A.20

Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2013 58.04, 2013 58.05

Reverse mortgages, see under MORTGAGES

Safe deposit boxes, renting, Minn. Statutes 2013 51A.21, 2013 55.06

Saturdays, closing permitted, Minn. Statutes 2013 47.015

Savings accounts, see under BANK ACCOUNTS

Savings Association Act

Application, Minn. Statutes 2013 51A.55

Citation, Minn. Statutes 2013 51A.01

Federal associations, application to, Minn. Statutes 2013 51A.50

Generally, Minn. Statutes 2013 51A.01 to 2013 51A.58

Inconsistent provisions, other law, Minn. Statutes 2013 51A.56

Losses, right to avoid, Minn. Statutes 2013 51A.41

Separability, Minn. Statutes 2013 51A.57

Savings liability

Calculation, Minn. Statutes 2013 51A.22

Reserve accounts, percentage, Minn. Statutes 2013 51A.20

Seals, adopting, Minn. Statutes 2013 51A.21

Secretary, filing with, proxies, Minn. Statutes 2013 51A.09

Security, inapplicable laws, Minn. Statutes 2013 47.21

Service charges, deposit accounts, Minn. Statutes 2013 51A.21

Service of process on, procedure, Commerce Department, Minn. Statutes 2013 45.028

Services, contracts with other financial institutions, Minn. Statutes 2013 47.78

Shareholders, see Stockholders under this topic

Signatures, recording, mutual associations, Minn. Statutes 2013 51A.19

Stock

Capital stock associations, Minn. Statutes 2013 51A.041

Conversions to mutual associations, Minn. Statutes 2013 51A.065

Resales, notice given, Minn. Statutes 2013 51A.041

Stockholders

Acknowledgments, ability to take, Minn. Statutes 2013 51A.52

Communication with other stockholders, Minn. Statutes 2013 51A.11

Conversions, approvals, Minn. Statutes 2013 51A.065

Generally, Minn. Statutes 2013 51A.19

Meetings, notice, Minn. Statutes 2013 47.25

Subpoenas, records, access by government authorities, Minn. Statutes 2013 13A.02, 2013 13A.04

Subsidiaries

Defined as financial institutions, Minn. Statutes 2013 58.02

Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2013 58.04, 2013 58.05

Supervision by Commerce Department

Generally, Minn. Statutes 2013 46.05, 2013 51A.43

Supervisor of savings associations, appointment, Minn. Statutes 2013 51A.42

Surety bonds

Amount, Minn. Statutes 2013 51A.04, 2013 51A.041, 2013 51A.14

Characteristics, generally, Minn. Statutes 2013 45.0291

Collection agents hired by savings associations, Minn. Statutes 2013 51A.14

Delivery to commerce commissioner, Minn. Statutes 2013 51A.04, 2013 51A.041

Procedures, Minn. Statutes 2013 51A.04, 2013 51A.041, 2013 51A.14

Relicensure, conditions for, Minn. Statutes 2013 45.027

Surplus

Fund, amount, Minn. Statutes 2013 51A.20

Paid-in surplus, Minn. Statutes 2013 51A.041

Suspension, preferred deposits, Minn. Statutes 2013 49.24

Taxes, exemptions, deceased nonresident accounts, Minn. Statutes 2013 51A.30

Transfer agents, employing, capital stock associations, Minn. Statutes 2013 51A.19

Transfers of money or property, insolvency, Minn. Statutes 2013 49.013

Travelers' checks, see under CHECKS

Treasury tax and loan accounts, maintaining, Minn. Statutes 2013 51A.21

Trustees

Accounts, rights, Minn. Statutes 2013 51A.28

Acting as, Minn. Statutes 2013 47.75, 2013 51A.21

Fines, violations of law, Minn. Statutes 2013 46.32

Investing in accounts, Minn. Statutes 2013 51A.31

Removal by commissioner, Minn. Statutes 2013 46.26

Service of process on, Minn. Statutes 2013 46.33

Sworn testimony, including with notice of intent to organize, Minn. Statutes 2013 47.14

Valuation of property, delinquent loan security, Minn. Statutes 2013 51A.19

Violations and penalties

Conservator, appointment, Minn. Statutes 2013 51A.45

Consumer small loan regulations, Minn. Statutes 2013 47.60

Credit sale contract violations, Minn. Statutes 2013 47.59

Directors, trustees, officers, Minn. Statutes 2013 46.26, 2013 51A.15

Disobeying laws, generally, Minn. Statutes 2013 46.24

Generally, Minn. Statutes 2013 45.027

Insolvent institutions, receiving deposits, Minn. Statutes 2013 624.68

Loan finance charge violations, Minn. Statutes 2013 47.59

Mortgage violations, foreign corporations, certificates of authority, Minn. Statutes 2013 303.17

Names, unlawful use, Minn. Statutes 2013 51A.05

Orders, disobeying, Minn. Statutes 2013 46.06, 2013 46.32

Unsafe practices, Minn. Statutes 2013 46.24

Usurious interest, Minn. Statutes 2013 48.196

Voting

Proxy voting, mutual associations, Minn. Statutes 2013 51A.09

Right to vote by members, Minn. Statutes 2013 51A.041, 2013 51A.09

Waivers, location, laws governing, Minn. Statutes 2013 47.0152

Wholly owned subsidiary corporations, owning, Minn. Statutes 2013 51A.21

Winding up, voluntary liquidation, Minn. Statutes 2013 51A.08