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Minnesota Legislature

Office of the Revisor of Statutes

LIFE INSURANCE

Accelerated benefits, authority to issue, Minn. Statutes 2007 60A.06

Accelerated death benefits

Long-term care

Incontestability period, Minn. Statutes 2007 62S.13

Loss ratios, Minn. Statutes 2007 62S.26

Reasonable benefits defined, Minn. Statutes 2007 62S.26

Replacement coverage, Minn. Statutes 2007 62S.24

Reporting, Minn. Statutes 2007 62S.11

Suitability standards, Minn. Statutes 2007 62S.30

Long-term care insurance, exclusion, Minn. Statutes 2007 62S.01

Viatical settlements, Minn. Statutes 2007 60A.961 to 2007 60A.974, 2007 62S.01

Actuaries, Minn. Statutes 2007 60A.129, 2007 60A.803, 2007 61A.25

Administrative supervision, insurance companies, Minn. Statutes 2007 60G.01 to 2007 60G.09

Advertising

Interstate Insurance Product Regulation Commission, Minn. Statutes 2007 60A.99

Agents, solicitors, and brokers

Violations, criminal penalties, Minn. Statutes 2007 72A.12

Annuities, see ANNUITIES

Applicants

Conservation communications, copies, Minn. Statutes 2007 61A.55

False or incomplete statements, incontestable clause, effect, Minn. Statutes 2007 61A.60

Informed consent, genetic tests, Minn. Statutes 2007 72A.139

Notice received, genetic tests, results, Minn. Statutes 2007 72A.139

Replacement insurance, Minn. Statutes 2007 61A.55 to 2007 61A.58

Applications, replacement insurance, statements, Minn. Statutes 2007 61A.56, 2007 61A.57

Beneficiaries

Aiding suicide of policyholder, lawsuits, Minn. Statutes 2007 609.215

Charitable beneficiaries or owners, Minn. Statutes 2007 61A.011, 2007 309.72

Generally, Minn. Statutes 2007 61A.12

Homicide, effect of, Minn. Statutes 2007 524.2-803, 2007 609B.465

Beneficiary associations, Minn. Statutes 2007 64B.39

Benefits

Accelerated death benefits, see same under this topic

Attachment, exemption from, Minn. Statutes 2007 550.143, 2007 550.39, 2007 570.025, 2007 570.026

Attorney's summary executions, exemption from, Minn. Statutes 2007 551.05

Change, limitation of coverage, notice, Minn. Statutes 2007 60A.084

Contracts to specify, Minn. Statutes 2007 61A.22

Creditors' claims, exemptions from, Minn. Statutes 2007 550.39

Death of insured or covered dependent during continuation election period, effect, Minn. Statutes 2007 61A.092

Garnishment, exemption from, Minn. Statutes 2007 550.143, 2007 550.37, 2007 571.72, 2007 571.912, 2007 571.931, 2007 571.932

Long-term care, Minn. Statutes 2007 62S.10, 2007 62S.23

Lump-sum payments, long-term care insurance, exclusion, Minn. Statutes 2007 62S.01

Personal property taxes, delinquent taxes, liens or levies for, exemptions, Minn. Statutes 2007 277.20, 2007 277.21

Personnel benefits, Minn. Statutes 2007 317A.161, 2007 322B.20

Suicide, effect of sanity on benefits, Minn. Statutes 2007 61A.031

Boxers, Minn. Statutes 2007 341.34

Capital stock life insurance companies

Surplus, minimum requirement, Minn. Statutes 2007 60A.07

Cash surrender value, Minn. Statutes 2007 61A.24

Claims

Deposits, Minn. Statutes 2007 61A.011

Estate liquidation, order of distribution, Minn. Statutes 2007 60B.44

Group life insurance, experience, providing to insured, Minn. Statutes 2007 72A.20

Incontestable clause, effect, Minn. Statutes 2007 61A.60

Interest on unpaid benefits, Minn. Statutes 2007 61A.011

Payment, Minn. Statutes 2007 61A.011, 2007 61A.03

Combination, health and accident insurance, Minn. Statutes 2007 60A.06

Combined stock and mutual companies

Bylaws, change or repeal, Minn. Statutes 2007 66A.39

Certificate of incorporation, amendment, Minn. Statutes 2007 66A.39

Generally, Minn. Statutes 2007 66A.36

Stockholder rights, Minn. Statutes 2007 66A.37

Voting, Minn. Statutes 2007 66A.38

Conflict of laws

Coverage, Minn. Statutes 2007 61A.093

Life insurance companies, investments, Minn. Statutes 2007 61A.282

Conflicts of interest

Life insurance companies, investments, Minn. Statutes 2007 61A.282

Consent

Applicants, see same under this topic

Viators, viatical settlement contracts, Minn. Statutes 2007 60A.970

Conservation

Agents, solicitors, and brokers, Minn. Statutes 2007 61A.55, 2007 61A.59

Communications, copies, Minn. Statutes 2007 61A.55

Contested cases

Cooperative or assessment plan companies, hazardous financial condition, Minn. Statutes 2007 60G.21, 2007 60G.22

Policies, forms, withdrawal or disapproval, Minn. Statutes 2007 61A.02

Continuation and conversion privileges

Change of carrier, Minn. Statutes 2007 60A.082

Extension period, Minn. Statutes 2007 60A.085

Generally, Minn. Statutes 2007 61A.092

Municipal employees, Minn. Statutes 2007 471.61

Real estate mortgage loans, Minn. Statutes 2007 45.0293, 2007 61A.09

Retroactive termination of coverage, Minn. Statutes 2007 60A.086

Term policies, Minn. Statutes 2007 61A.09

Contracts and agreements

Additional benefits, providing, Minn. Statutes 2007 60A.06

Authority to issue, generally, Minn. Statutes 2007 60A.06

Benefits, specifying, Minn. Statutes 2007 61A.22

Consideration, Minn. Statutes 2007 61A.22

Entire contract in policy, Minn. Statutes 2007 61A.03, 2007 61A.05

Investment products, individual retirement account, Minn. Statutes 2007 354B.25

Requirements, Minn. Statutes 2007 61A.093

Riders, spendthrift clauses, Minn. Statutes 2007 61A.04

Variable basis contracts, see same under this topic

Cooperative casualty companies, see Cooperative or assessment plan companies under CASUALTY INSURANCE

Cooperative or assessment plan companies

Administrative supervision, insurance companies, Minn. Statutes 2007 60G.01 to 2007 60G.09

Annual statement, policies, valuation, Minn. Statutes 2007 61A.46

Articles of incorporation, amendment, Minn. Statutes 2007 61A.43, 2007 61A.48

Boards of directors, consolidation or reinsurance, taking of compensation or gratuity, theft, Minn. Statutes 2007 61A.47

Bylaws, Minn. Statutes 2007 61A.43, 2007 61A.46, 2007 61A.48

Capital, increase hazardous financial condition, Minn. Statutes 2007 60G.21

Certificates of authority, issuance, change to legal reserve or level premium company, Minn. Statutes 2007 61A.48

Consolidation, Minn. Statutes 2007 61A.47

Contested cases, hazardous financial condition, Minn. Statutes 2007 60G.21, 2007 60G.22

Continued corporate existence, Minn. Statutes 2007 61A.39, 2007 61A.48

Defined as insurers, Minn. Statutes 2007 60G.01

Dividends, suspension or limitation, hazardous financial condition, Minn. Statutes 2007 60G.21

Exceptions, life insurance law, Minn. Statutes 2007 61A.08

Expenses, Minn. Statutes 2007 61A.44, 2007 61A.45

Generally, Minn. Statutes 2007 61A.39

Hazardous financial condition, Minn. Statutes 2007 60G.20 to 2007 60G.22

Hearings, hazardous financial condition, Minn. Statutes 2007 60G.21

Insolvency, reserve balance, disposition, Minn. Statutes 2007 61A.51

Legal reserve or level premium companies, change to, Minn. Statutes 2007 61A.48

Licenses, Minn. Statutes 2007 61A.40

Limitations, Minn. Statutes 2007 61A.50

Minnesota Life and Health Insurance Guaranty Association, see Coverage under MINNESOTA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION

Mortality tables, Minn. Statutes 2007 61A.43

Mortuary or benefit funds, premium receipts, appropriations to, Minn. Statutes 2007 61A.44

Officers, Minn. Statutes 2007 61A.47, 2007 61A.48

Orders, hazardous financial condition, Minn. Statutes 2007 60G.21

Policies, see same under this topic

Reinsurance, Minn. Statutes 2007 61A.47

Reports given, Minn. Statutes 2007 60G.21

Reserves, Minn. Statutes 2007 61A.41, 2007 61A.46, 2007 61A.51, 2007 61A.52

Surplus, increase, hazardous financial condition, Minn. Statutes 2007 60G.21

Violations and penalties, Minn. Statutes 2007 61A.45, 2007 61A.47

Coverage

Certificates of insurance, Minn. Statutes 2007 61A.093

Change in, notice given, Minn. Statutes 2007 60A.084

Conflict of laws, Minn. Statutes 2007 61A.093

Continuation and conversion privileges, see same under this topic

Public employees insurance program, Minn. Statutes 2007 43A.316

Credit life insurance

Amount, limitations, Minn. Statutes 2007 62B.04

Banks, open end loan accounts, Minn. Statutes 2007 48.185

Definitions, Minn. Statutes 2007 60A.02, 2007 62B.02

Regulated lenders, Minn. Statutes 2007 56.125, 2007 56.155

Replacement, exemptions, Minn. Statutes 2007 61A.54

Term insurance, Minn. Statutes 2007 62B.03

Unfair trade practices, offenders or victims of crime, HIV tests, Minn. Statutes 2007 72A.20

Credit unions, Minn. Statutes 2007 52.04

Definitions

Accelerated benefits, Minn. Statutes 2007 61A.072

Continuation and conversion privileges, Minn. Statutes 2007 61A.092

Contracts, variable basis, Minn. Statutes 2007 61A.13

Direct life insurance, Minn. Statutes 2007 61B.20

Replacement insurance, Minn. Statutes 2007 61A.53, 2007 61A.60

Viatical settlements, Minn. Statutes 2007 60A.961

Deposit life insurance

Multiparty accounts, net contributions defined, Minn. Statutes 2007 524.6-201

Direct life insurance

Defined, Minn. Statutes 2007 61B.20

Exclusions, Minn. Statutes 2007 61B.20

Minnesota Life and Health Insurance Guaranty Association, see Coverage under MINNESOTA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION

Direct-response sales, replacement insurance, Minn. Statutes 2007 61A.58, 2007 61A.60

Disclosures, policies, Minn. Statutes 2007 61A.072, 2007 62S.10

Discrimination

Excepted practices, Minn. Statutes 2007 72A.20

Genetic Discrimination Act, Minn. Statutes 2007 72A.139

Dividends, policy provisions, Minn. Statutes 2007 61A.03

Double indemnity, rate regulation, exemption from law, Minn. Statutes 2007 70A.02

Employee welfare benefit plans, Minn. Statutes 2007 62H.10

Existing life insurance, identification, replacement insurance, Minn. Statutes 2007 61A.55, 2007 61A.57, 2007 61A.58

Fines, life insurance companies

Adjustable policy loan interest rate violations, Minn. Statutes 2007 72A.135

Forfeitures, Standard Nonforfeiture Law for Life Insurance, Minn. Statutes 2007 61A.24

Forms, see under INSURANCE POLICIES

Fraud, viatical settlements, Minn. Statutes 2007 60A.965, 2007 60A.972

Group life insurance

Cancellation, Minn. Statutes 2007 60A.085

Certificate of insurance, Minn. Statutes 2007 61A.09

Change in benefits, notice by employer, Minn. Statutes 2007 60A.084

Claims, see same under this topic

Companies, see Life insurance companies under this topic

Continuation and conversion privileges, see same under this topic

Generally, Minn. Statutes 2007 61A.091

Insureds, lists, insurance companies, duties, Minn. Statutes 2007 60A.085

Job performance as basis for, Minn. Statutes 2007 181.82

Municipal employees, Minn. Statutes 2007 471.61

Policies, see Group policies under this topic

Premiums, see same under this topic

Replacement, exemptions, Minn. Statutes 2007 61A.54

Rulemaking, Minn. Statutes 2007 60A.082

Unfair or deceptive trade practices, Minn. Statutes 2007 72A.20

Group policies

Cancellation, Minn. Statutes 2007 60A.085

Continuation and conversion privileges, see same under this topic

Generally, Minn. Statutes 2007 61A.09

Real estate mortgage loans, Minn. Statutes 2007 45.0293, 2007 61A.09

Retroactive termination of coverage, Minn. Statutes 2007 60A.086

Group self-insurance, nursing homes, medical assistance cost allocation, Minn. Statutes 2007 256B.431

Guaranty associations, Minn. Statutes 2007 61B.18 to 2007 61B.32

Holocaust-related insurance, Minn. Statutes 2007 60A.053

Illustrations used in sale of

Applicability of law, Minn. Statutes 2007 61A.70

Basic illustrations, standards, Minn. Statutes 2007 61A.72

Certificates and certification, annual, Minn. Statutes 2007 61A.74

Copies, delivery, Minn. Statutes 2007 61A.73

Definitions, Minn. Statutes 2007 61A.705

Illustration actuaries, duties, Minn. Statutes 2007 61A.74

Notices about use, to Commerce Department, Minn. Statutes 2007 61A.71

Policies sold with, annual reports about, Minn. Statutes 2007 61A.735

Records and record keeping, Minn. Statutes 2007 61A.73

Requirements generally, Minn. Statutes 2007 61A.715

Supplemental illustrations, standards, Minn. Statutes 2007 61A.725

Violations, unfair or deceptive practices, Minn. Statutes 2007 61A.745

Insurable interests, corporations and trustees, Minn. Statutes 2007 61A.074

Insurance taxes, Minn. Statutes 2007 297I.05

Insureds

MFIP participants or applicants, property limitation, exclusion, Minn. Statutes 2007 256J.20

Minnesota Life and Health Insurance Guaranty Association, Minn. Statutes 2007 61B.19, 2007 61B.23, 2007 61B.28, 2007 61B.32

Interest

Policy loans, provisions, Minn. Statutes 2007 61A.03

Unpaid benefits, Minn. Statutes 2007 61A.011

Investment in by trustees, life of trust beneficiary

Enumerated powers of trustees, Minn. Statutes 2007 501B.81

Lawsuits, replacement insurance, Minn. Statutes 2007 61A.59

Life insurance companies

Abandonment of property, presumption, Minn. Statutes 2007 345.33

Actuaries, Minn. Statutes 2007 60A.129, 2007 60A.803, 2007 61A.25

Admitted assets, Minn. Statutes 2007 60L.02, 2007 60L.08

Agreements by, reinsurance agreements, Minn. Statutes 2007 60A.803

Annual reports, contingency reserves, decision for excess, publication, Minn. Statutes 2007 61A.27

Annual statements, reserves, actuarial opinion, Minn. Statutes 2007 61A.25

Assessments, workers' compensation insurance, assigned risk plan, Minn. Statutes 2007 79.251

Assets

Acquisition of real property, costs, limitations, Minn. Statutes 2007 61A.31

Actuarial analysis, Minn. Statutes 2007 61A.25

Admitted assets, Minn. Statutes 2007 60L.02, 2007 60L.08, 2007 61A.283

Conversion to mutual corporations, Minn. Statutes 2007 66A.42

Definitions, Minn. Statutes 2007 60L.01

Generally, Minn. Statutes 2007 61A.275, 2007 61A.276

Invested assets, valuation requirements, Minn. Statutes 2007 61A.28

Investments, limitations, Minn. Statutes 2007 61A.29, 2007 61A.31, 2007 61A.315

Investments of Insurers Act, treatment, Minn. Statutes 2007 61A.14

Minimum asset requirements, Minn. Statutes 2007 60L.01

Securities, lending restrictions, Minn. Statutes 2007 61A.282

Transfer, variable basis contract accounts, limitations, Minn. Statutes 2007 61A.14

Audits and examinations, Minn. Statutes 2007 60A.129

Boards of directors, Minn. Statutes 2007 61A.25, 2007 61A.28

Capital, Minn. Statutes 2007 60L.02

Capital stock life insurance companies, surplus, minimum requirement, Minn. Statutes 2007 60A.07

Combined stock and mutual companies, Minn. Statutes 2007 66A.35 to 2007 66A.39

Conflict of laws, Investments of Insurers Act, prevailing law, Minn. Statutes 2007 60L.02

Conflicts of interest, investments, Minn. Statutes 2007 61A.282

Conservation, Minn. Statutes 2007 61A.55, 2007 61A.59

Contingency reserves, Minn. Statutes 2007 61A.27

Continuation and conversion privileges, duties, Minn. Statutes 2007 61A.092

Contracts, deferred compensation, state plan, Minn. Statutes 2007 352.96

Conversion to mutual corporations, Minn. Statutes 2007 66A.42, 2007 66A.43

Cooperative or assessment plan companies, see same under this topic

Definitions

Generally, Minn. Statutes 2007 61A.01

Income and franchise taxes, Minn. Statutes 2007 290.01

Investments, Minn. Statutes 2007 61A.28

Investments of Insurers Act, Minn. Statutes 2007 60L.02

Risk-based capital requirements, Minn. Statutes 2007 60A.60

Dividends, Minn. Statutes 2007 66A.34

Existing insurers, Minn. Statutes 2007 61A.53, 2007 61A.57

Financial requirements, minimum financial security benchmark, Minn. Statutes 2007 60L.01

Fines, plan, adjustable policy loan interest rates, violations, Minn. Statutes 2007 72A.135

Foreign insurance companies, see under INSURANCE COMPANIES

Forfeiture, discrimination in acceptance of risk, Minn. Statutes 2007 72A.12

Funding agreements, Minn. Statutes 2007 61A.276

Income and franchise taxes, exemption, Minn. Statutes 2007 290.05, 2007 290.0922

Industrial policies, premium rebates, Minn. Statutes 2007 72A.08

Insolvency, risk-based capital requirements, Minn. Statutes 2007 60A.60 to 2007 60A.696

Interstate Insurance Product Regulation Compact, Minn. Statutes 2007 60A.99, 2007 60A.991

Investments by

Admitted assets, Minn. Statutes 2007 61A.283

Approvals, Minn. Statutes 2007 61A.28, 2007 61A.281

Assets, limitations, Minn. Statutes 2007 61A.28, 2007 61A.29, 2007 61A.31, 2007 61A.315

Capital stock of other insurance companies, Minn. Statutes 2007 61A.284

Conflict of laws, prevailing law, Minn. Statutes 2007 60L.02

Conflicts of interest, Minn. Statutes 2007 61A.282

Corporations, Minn. Statutes 2007 61A.281

Exemptions, Minn. Statutes 2007 61A.14, 2007 61A.281

Foreign investments, Minn. Statutes 2007 60L.02, 2007 61A.29

Generally, Minn. Statutes 2007 61A.28, 2007 61A.29, 2007 61A.31

Health maintenance organizations, Minn. Statutes 2007 61A.284

Hedging, Minn. Statutes 2007 60L.02, 2007 61A.28

Joint investments, Minn. Statutes 2007 61A.30

Name in which held, Minn. Statutes 2007 61A.282

Orders, Minn. Statutes 2007 60L.02, 2007 61A.28

Ratings, Minn. Statutes 2007 61A.28, 2007 61A.29

Real property, Minn. Statutes 2007 60L.02, 2007 61A.31

Requirements, Minn. Statutes 2007 60A.11

Restrictions, Minn. Statutes 2007 60L.02, 2007 60L.08, 2007 60L.11, 2007 60L.14, 2007 61A.28

Securities, Minn. Statutes 2007 60L.08, 2007 61A.28

Subsidiary companies, Minn. Statutes 2007 60L.08, 2007 61A.281

Substitution of law, Minn. Statutes 2007 60L.02

Investments of Insurers Act, Minn. Statutes 2007 60L.02

Liabilities

Minimum asset requirements, Minn. Statutes 2007 60L.01

Reserve liabilities, mortality tables for computing, Minn. Statutes 2007 61A.257

Liability, Minn. Statutes 2007 61A.25, 2007 72A.12, 2007 145B.11

Licenses, revocation or suspension, Minn. Statutes 2007 72A.12

Loans, Minn. Statutes 2007 61A.28, 2007 61A.29

Loss experience, providing to insured, Minn. Statutes 2007 72A.20

Memberships, Minn. Statutes 2007 61A.31

Minimum financial security benchmark, Minn. Statutes 2007 60L.03

Misrepresentation of policies, Minn. Statutes 2007 72A.12, 2007 72A.20, 2007 609B.111

Mortality tables

Computing reserve liabilities, Minn. Statutes 2007 61A.257

Valuation of reserves, use, Minn. Statutes 2007 61A.25

Mutual life insurance companies, see same under this topic

Name, trust, use prohibited, Minn. Statutes 2007 47.23

Notice given

Compliance, adjusted premiums, industrial insurance, Minn. Statutes 2007 61A.24

Continuation of coverage, Minn. Statutes 2007 61A.092

Genetic tests, results, Minn. Statutes 2007 72A.139

Interest, policy loans, Minn. Statutes 2007 61A.03

Investments of Insurers Act, election for application or termination of application, Minn. Statutes 2007 60L.02

Meetings, conversion to mutual corporations, Minn. Statutes 2007 66A.42

Minimum standard of valuation for annuities and endowment contracts, compliance, Minn. Statutes 2007 61A.25

Notice regarding replacement, Minn. Statutes 2007 61A.58

Qualified actuaries, appointment, Minn. Statutes 2007 61A.25

Replacement insurance, Minn. Statutes 2007 61A.56 to 2007 61A.58

Notice received, Minn. Statutes 2007 297I.20, 2007 576.122

Officers, Minn. Statutes 2007 72A.12

Payments by, Minn. Statutes 2007 72A.139, 2007 352.96

Prohibited policies, issuance, Minn. Statutes 2007 72A.12

Qualified actuaries, Minn. Statutes 2007 60A.129

Record keeping, loans, Minn. Statutes 2007 61A.28

Reorganization plans, Minn. Statutes 2007 60B.17

Replacing insurers, see same under this topic

Reserves

Contingency reserves, Minn. Statutes 2007 61A.27

Generally, Minn. Statutes 2007 61A.25

Investments of Insurers Act, Minn. Statutes 2007 60L.02

Liability, variable basis contracts, Minn. Statutes 2007 61A.14, 2007 61A.21

Standard valuation, Minn. Statutes 2007 61A.14, 2007 61A.25

Review by Investment Board, Minn. Statutes 2007 352.96

Risk-based capital requirements, Minn. Statutes 2007 60A.60 to 2007 60A.696

Rulemaking, Minn. Statutes 2007 61A.25, 2007 61A.276, 2007 61A.281

Securities, lending, Minn. Statutes 2007 60L.02, 2007 61A.282

Separate accounts, Minn. Statutes 2007 61A.275, 2007 61A.276

Stock companies, Minn. Statutes 2007 66A.35 to 2007 66A.39

Subsidiaries, Minn. Statutes 2007 60L.08, 2007 61A.281, 2007 61A.284

Surplus, dividends on policies, Minn. Statutes 2007 66A.34

Trustees, Minn. Statutes 2007 66A.43

Underwriting standards, support for, Minn. Statutes 2007 72A.20

Unfair competition, Minn. Statutes 2007 72A.20

Unfair or deceptive trade practices, see same under this topic

Valuation of reserves, Minn. Statutes 2007 61A.14, 2007 61A.25

Variable basis contracts, Minn. Statutes 2007 61A.17, 2007 61A.20

Violations and penalties, Minn. Statutes 2007 72A.12, 2007 72A.135, 2007 72A.20, 2007 609B.111

Long-term care insurance, exclusion, Minn. Statutes 2007 62S.01

Misrepresentation

Viatical settlement brokers, licenses, effect on, Minn. Statutes 2007 60A.972

Viatical settlement providers, licenses, effect on, Minn. Statutes 2007 60A.965

Missing persons, see Life insurance under MISSING PERSONS

Misstatement, policy not invalidated, Minn. Statutes 2007 61A.11

Mortality tables

Nonforfeiture benefits, adjusted premiums, use, Minn. Statutes 2007 61A.24

Preferred, for computing minimum reserve liabilities, Minn. Statutes 2007 61A.257

Smoker and nonsmoker, Minn. Statutes 2007 61A.255

Mutual life insurance companies

Accounting and bookkeeping, conversion to stock companies, dividend expectations, Minn. Statutes 2007 66A.41

Assets, conversion to stock companies, reasonable dividend expectations, Minn. Statutes 2007 66A.41

Boards of directors, duties, Minn. Statutes 2007 66A.35, 2007 66A.39

Bylaws, Minn. Statutes 2007 60A.07, 2007 66A.39

Certificate of incorporation, Minn. Statutes 2007 60A.07, 2007 66A.39

Certificates of deposit, receipts, filing, Minn. Statutes 2007 60A.07

Control by, mutual property and casualty insurance companies, Minn. Statutes 2007 60A.02

Conversion to stock companies, reasonable dividend expectations, provisions, Minn. Statutes 2007 66A.41

Corporations, business law, Minn. Statutes 2007 60A.07

Dividends, Minn. Statutes 2007 60A.07

Domestic insurance companies, conversion to mutual corporations, procedures, Minn. Statutes 2007 66A.42, 2007 66A.43

Fraternal benefit societies, conversion to, Minn. Statutes 2007 64B.15

Generally, see MUTUAL INSURANCE COMPANIES

Guaranty funds, Minn. Statutes 2007 66A.35

Liability, guaranty funds, certificate holders, Minn. Statutes 2007 66A.35

Liquidation, Minn. Statutes 2007 60A.07, 2007 66A.35

Members, Minn. Statutes 2007 66A.07

Mutual insurance company law, exemption, Minn. Statutes 2007 66A.01

Notice given, guaranty funds, reduction or retirement, Minn. Statutes 2007 66A.35

Policyholders, notice received, guaranty funds, reduction or retirement, Minn. Statutes 2007 66A.35

Seal, Minn. Statutes 2007 60A.07

Shareholders, rights, Minn. Statutes 2007 60A.07, 2007 66A.38

Stockholder rights, Minn. Statutes 2007 66A.37

Surplus, Minn. Statutes 2007 60A.07, 2007 66A.34

Temporary capital stock, Minn. Statutes 2007 66A.33

Mutual life insurance premiums, Minn. Statutes 2007 66A.32

Net value, Minn. Statutes 2007 60A.03

Nonforfeiture benefits, Minn. Statutes 2007 61A.24

Orders, life insurance companies

Investments, Minn. Statutes 2007 61A.28

Investments of Insurers Act, termination of application, Minn. Statutes 2007 60L.02

Policies

Accelerated benefits, Minn. Statutes 2007 60A.06, 2007 61A.072, 2007 62S.23, 2007 62S.31

Applications, Minn. Statutes 2007 61A.05, 2007 61A.071

Armed forces or National Guard members, unfair trade practices, Minn. Statutes 2007 72A.20

Aviation risk exclusions, Minn. Statutes 2007 61A.06

Beneficiaries, Minn. Statutes 2007 309.72

Cancellation, Minn. Statutes 2007 61A.072, 2007 297I.01

Cash surrender, moratorium, reorganization of companies, Minn. Statutes 2007 60B.17

Cash surrender value, Minn. Statutes 2007 61A.24, 2007 61A.60

Charitable beneficiaries or owners, Minn. Statutes 2007 61A.073

Conflict of laws, clause, Minn. Statutes 2007 61A.23

Contracts, Minn. Statutes 2007 61A.08, 2007 61A.093

Cooperative or assessment plan life insurance policies, Minn. Statutes 2007 61A.42, 2007 61A.43, 2007 61A.46, 2007 61A.48

Coverage, notice of limitations and exclusions, Minn. Statutes 2007 61A.28

Credit life insurance, see Policies under CREDIT INSURANCE

Definitions, Minn. Statutes 2007 61A.60

Description, Minn. Statutes 2007 61A.03

Disclosures, Minn. Statutes 2007 61A.072, 2007 62S.10

Double indemnity, viatical settlements, additional payment, Minn. Statutes 2007 60A.970

Forfeitures, Minn. Statutes 2007 61A.07

Generally, Minn. Statutes 2007 61A.02

Graded death benefits, Minn. Statutes 2007 72A.207

Group policies, see same under this topic

Guaranty associations, Minn. Statutes 2007 61B.18 to 2007 61B.32

Health plan companies, Minn. Statutes 2007 62Q.02

Illustrations used in sale of, see same under this topic

Impairment, health care directives or instructions, effect, Minn. Statutes 2007 145C.12

Insureds, lawsuits, replacement insurance, Minn. Statutes 2007 61A.59

Investments in, Minn. Statutes 2007 50.14

Issuance, living wills, effect, Minn. Statutes 2007 145B.11

Lapse, Minn. Statutes 2007 61A.60

Loans, Minn. Statutes 2007 60B.17, 2007 61A.03, 2007 61A.07, 2007 72A.135

Loss experience, providing, exemption, Minn. Statutes 2007 72A.20

Marketing, direct response marketing, applications, Minn. Statutes 2007 61A.071

Medicare select policies and certificates, Minn. Statutes 2007 62A.318

Minnesota Life and Health Insurance Guaranty Association, see Coverage under MINNESOTA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION

Misstatement, policy not invalidated, Minn. Statutes 2007 61A.11

Nonforfeiture, provisions, Minn. Statutes 2007 61A.24

Personal information, authorization for disclosure, Minn. Statutes 2007 72A.501

Policies combined with qualified long-term care policies, renewal, Minn. Statutes 2007 62S.20

Policyholders, Minn. Statutes 2007 60A.09, 2007 61A.59

Presumption of abandonment, Minn. Statutes 2007 354.33

Prohibited provision, Minn. Statutes 2007 61A.07

Property and casualty insurance agents, sales quotas prohibited, Minn. Statutes 2007 60A.178

Provisions required

Accelerated benefits, Minn. Statutes 2007 61A.072

Disclosures, Minn. Statutes 2007 61A.072

Entire contract in policy, Minn. Statutes 2007 61A.03, 2007 61A.05

Generally, Minn. Statutes 2007 61A.03

Policies covering nonresidents, Minn. Statutes 2007 61A.093

Spendthrift clauses, Minn. Statutes 2007 61A.04

Qualified long-term care benefits, Minn. Statutes 2007 62S.10, 2007 62S.11

Readability, Minn. Statutes 2007 72C.11, 2007 72C.13

Replacement insurance policies, premium refunds, applicants' rights, notice, Minn. Statutes 2007 61A.57

Rescission, premium returns, graded death benefit, effect, Minn. Statutes 2007 72A.207

Riders, qualified long-term care benefits, summaries, Minn. Statutes 2007 62S.10

Rulemaking, Minn. Statutes 2007 61A.03

Sale, Minn. Statutes 2007 60A.179, 2007 61A.072, 2007 145B.11

Single policy, sale of life insurance and annuity, Minn. Statutes 2007 61A.021

Standards, Interstate Insurance Product Regulation Compact, Minn. Statutes 2007 60A.99, 2007 60A.991

Supplemental contracts, sale, Minn. Statutes 2007 61A.072

Surrender, Minn. Statutes 2007 61A.60, 2007 297I.01

Tying with annuities, Minn. Statutes 2007 61A.021

Validity, Minn. Statutes 2007 145B.11, 2007 145C.12

Valuation, Minn. Statutes 2007 60A.14

Value, MFIP applicants or participants, property limitation, exclusion, Minn. Statutes 2007 256J.20

Viaticated policies, reports about, Minn. Statutes 2007 60A.967

Violations and penalties, Minn. Statutes 2007 61A.021, 2007 72A.12, 2007 609B.111

War risk exclusions, Minn. Statutes 2007 61A.06

Premiums

Adjusted premiums, generally, Minn. Statutes 2007 61A.24

Alternative or reissued policies, Minn. Statutes 2007 61B.23

Bank installment loads, Minn. Statutes 2007 48.155

Credit, see Premiums under CREDIT INSURANCE

Default in payment, Minn. Statutes 2007 61A.24

Definitions, Minn. Statutes 2007 61A.60

Discrimination, excepted practices, Minn. Statutes 2007 72A.20

Group life insurance, Minn. Statutes 2007 61A.09, 2007 61A.092, 2007 72A.20, 2007 471.61

Industrial policies, rebates, Minn. Statutes 2007 72A.08

Insurance taxes, Minn. Statutes 2007 297I.05

Mutual life insurance premiums, Minn. Statutes 2007 66A.32

Payment, Minn. Statutes 2007 60A.967, 2007 61A.10, 2007 61A.24, 2007 471.61

Public employees insurance program, see under PUBLIC EMPLOYEES

Rates, employee use of lawful consumable products, differential rates, Minn. Statutes 2007 181.938

Rebates, group life insurance, excepted practices, Minn. Statutes 2007 72A.20

Replacement life insurance, Minn. Statutes 2007 61A.57, 2007 61A.60

Return, Minn. Statutes 2007 72A.20, 2007 72A.207

Waivers, accelerated benefits, payment for long-term care, Minn. Statutes 2007 61A.072

Proceeds

Attachment, exemption from, Minn. Statutes 2007 550.143, 2007 550.39, 2007 570.025, 2007 570.026

Discounts, viatical settlements, Minn. Statutes 2007 60A.971

Garnishment, exemption from, Minn. Statutes 2007 550.143, 2007 571.72, 2007 571.912, 2007 571.931, 2007 571.932

Viaticating standards, Minn. Statutes 2007 60A.971

Producers

Licensing, Minn. Statutes 2007 60K.38, 2007 60K.55

Personal solicitation, Minn. Statutes 2007 60K.46

Public employees insurance program, see under PUBLIC EMPLOYEES

Public Employees Retirement Association

Program requirements, Minn. Statutes 2007 353.03

Rebates, Minn. Statutes 2007 72A.20

Reciprocals or interinsurance exchanges

Indemnity, exception, Minn. Statutes 2007 71A.01

Reinsurance

Cooperative or assessment plan companies, Minn. Statutes 2007 61A.47

Generally, Minn. Statutes 2007 60A.803

Replacement insurance

Agents, solicitors, and brokers, Minn. Statutes 2007 61A.55, 2007 61A.57, 2007 61A.59

Applicants, Minn. Statutes 2007 61A.55 to 2007 61A.58

Definitions, Minn. Statutes 2007 61A.53, 2007 61A.60

Direct-response sales, Minn. Statutes 2007 61A.58, 2007 61A.60

Exemptions, Minn. Statutes 2007 61A.54

Generally, Minn. Statutes 2007 61A.53 to 2007 61A.60

Lawsuits, Minn. Statutes 2007 61A.59

Notice regarding replacement, Minn. Statutes 2007 61A.55, 2007 61A.57, 2007 61A.58, 2007 61A.60

Prima facie evidence, policyholders, patterns of action, Minn. Statutes 2007 61A.59

Replacement registers, Minn. Statutes 2007 61A.57, 2007 61A.58

Replacing insurers

Definitions, Minn. Statutes 2007 61A.53

Notice given, premium refunds, applicants' rights, Minn. Statutes 2007 61A.57

Notice received, notice regarding replacement, copies, Minn. Statutes 2007 61A.55

Replacing insurance, duties, Minn. Statutes 2007 61A.57, 2007 61A.58

Risk

Discrimination, Minn. Statutes 2007 72A.12

Risk management services, see RISK MANAGEMENT SERVICES

Sale

Direct-response sale, Minn. Statutes 2007 61A.53, 2007 61A.58, 2007 61A.60

Savings banks, sale by, Minn. Statutes 2007 50.085

Savings associations, Minn. Statutes 2007 51A.041, 2007 51A.37

Self-insurance employee health plans, Minn. Statutes 2007 60A.23

Settlements, Minnesota family investment program (MFIP)

Income exclusions, Minn. Statutes 2007 256J.21

Standard Nonforfeiture Law for Life Insurance, Minn. Statutes 2007 61A.24

Standard Valuation Law, citation, Minn. Statutes 2007 61A.25

Stock companies, Minn. Statutes 2007 66A.35 to 2007 66A.39

Suitability

Recommendations, Minn. Statutes 2007 72A.20

Requirement, personal solicitation of insurance, Minn. Statutes 2007 60K.46

Unfair competition, Minn. Statutes 2007 72A.20

Unfair or deceptive trade practices

Generally, Minn. Statutes 2007 72A.20

Misdemeanor, Minn. Statutes 2007 72A.12, 2007 609B.111

Policies, tying with annuities, Minn. Statutes 2007 61A.021

Viatical settlements, violations, Minn. Statutes 2007 60A.974

Variable basis contracts

Accounts, Minn. Statutes 2007 61A.14

Approval, disapproved contracts, use unlawful, Minn. Statutes 2007 61A.18

Cancellation, Minn. Statutes 2007 72A.51 to 2007 72A.53

Company requirements, Minn. Statutes 2007 61A.19

Definitions, Minn. Statutes 2007 61A.13

Disapproved contracts, use unlawful, Minn. Statutes 2007 61A.18

Filing, Minn. Statutes 2007 61A.17

Investments, Minn. Statutes 2007 61A.14

Producer licenses

Education, Minn. Statutes 2007 60K.36

Fees, Minn. Statutes 2007 60K.55

Issuance, Minn. Statutes 2007 60K.38

Life insurance producer license, proof required, Minn. Statutes 2007 60K.37

Provisions, Minn. Statutes 2007 61A.15, 2007 61A.16

Requirements, Minn. Statutes 2007 61A.19

Reserves, liability, Minn. Statutes 2007 61A.21

Rulemaking, Minn. Statutes 2007 61A.17, 2007 61A.20

Viatical settlements, Minn. Statutes 2007 60A.961 to 2007 60A.974, 2007 62S.01

Waivers

Dividends, apportioning, waiver prohibited, Minn. Statutes 2007 66A.34

Premium benefits, Minn. Statutes 2007 61A.091