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2005 Minnesota Statutes Index (topics)

MORTGAGES

See also CONVEYANCES; MORTGAGE CORPORATIONS; MORTGAGE GUARANTY INSURANCE; MORTGAGE REGISTRY TAXES; REAL PROPERTY; TRACT INDEXES

Accelerated mortgage payment providers

Accounts and accounting, Minn. Statutes 2005 332.303

Background checks, Minn. Statutes 2005 332.301

Bond requirements, Minn. Statutes 2005 332.30

Generally, Minn. Statutes 2005 332.302

Acknowledgments of, power to take, Minn. Statutes 2005 359.05

Adverse claims to real property, Minn. Statutes 2005 559.17 to 2005 559.19

Advertisement of terms, Minn. Statutes 2005 47.206

Affidavits, filing or recording, mortgage registry taxes, Minn. Statutes 2005 287.05

Amendments

Deed taxes, exemption, Minn. Statutes 2005 287.22

Form, Minn. Statutes 2005 287.05

Mortgage registry taxes, exemption, Minn. Statutes 2005 287.04

Armories

Armory Building Commission, securing, conditions, Minn. Statutes 2005 193.147

Mortgage registry taxes, exemption, Minn. Statutes 2005 287.04

Assignees defined as purchasers

Recording conveyances, Minn. Statutes 2005 507.01

Assignment

Corporate identity changes, Minn. Statutes 2005 507.411

Deed taxes, exemption, Minn. Statutes 2005 287.22

Defined as conveyance, Minn. Statutes 2005 507.01

Generally, Minn. Statutes 2005 47.205

Recorded assignment, Minn. Statutes 2005 287.10, 2005 507.32

Assumptions, Minn. Statutes 2005 47.20

Background checks

Accelerated mortgage payment providers, Minn. Statutes 2005 332.301

Banks with trust powers, investment powers, Minn. Statutes 2005 48A.08

Bills of lading

Negotiating bills with mortgages, fines, Minn. Statutes 2005 228.48

Business corporations

Rights, powers of corporation regarding, Minn. Statutes 2005 302A.161

Canada, investments in, insurance companies, Minn. Statutes 2005 60A.11

Certificates of release of mortgage, Minn. Statutes 2005 507.401

Certificates of satisfaction by assignee, Minn. Statutes 2005 507.403

Certified copies

Certificates of satisfaction by assignee, recording, Minn. Statutes 2005 507.403

Discharges, recording, Minn. Statutes 2005 507.40

Chattel mortgages, see CHATTEL MORTGAGES

Claims secured by, defined as credits, Minn. Statutes 2005 272.03

Commercial mortgage activities, residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2005 58.05

Commercial mortgage loans

Definitions, Minn. Statutes 2005 60A.121

Insurance companies, Minn. Statutes 2005 60A.122, 2005 60A.123, 2005 60A.1285

Condominiums, Minn. Statutes 2005 515.02

Conflicts of interest

Rural Finance Authority, members or employees, Minn. Statutes 2005 41C.11

Construction mortgages

Defined, Minn. Statutes 2005 336.2A-309, 2005 336.9-102

Security interests, perfection and priority, Minn. Statutes 2005 336.9-334

Cooperative apartment loans

Assignment or sale, Minn. Statutes 2005 47.206

Discount point agreements, Minn. Statutes 2005 47.206

Generally, Minn. Statutes 2005 47.20

Graduated payment home loans, Minn. Statutes 2005 47.201

Insurance rates, Minn. Statutes 2005 47.20, 2005 47.206

Cooperative associations

Corporate powers, Minn. Statutes 2005 308A.201

Rights, powers of association regarding, Minn. Statutes 2005 308B.301

Cooperative power associations, Minn. Statutes 2005 300.114

Covenants, short form mortgages, Minn. Statutes 2005 507.15

Damages, failure to discharge, Minn. Statutes 2005 507.41

Debt prorating companies, violations, Minn. Statutes 2005 332.24, 2005 332.26

Deed taxes, exemptions, Minn. Statutes 2005 287.22

Deficiency judgment, Minn. Statutes 2005 582.30

Definitions

Certificates of release of mortgage, Minn. Statutes 2005 507.401

Collection agencies, Minn. Statutes 2005 332.13

Commercial Code, Minn. Statutes 2005 336.2A-309, 2005 336.9-102

Housing Finance Agency, Minn. Statutes 2005 462A.03

Insurance law, Minn. Statutes 2005 60A.121

MFIP, Minn. Statutes 2005 256J.08

Mortgage registry tax, Minn. Statutes 2005 287.01

Municipal housing programs, Minn. Statutes 2005 462C.02

Partnerships, Minn. Statutes 2005 323A.0101

Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2005 58.02

Statutory construction, Minn. Statutes 2005 645.44

Uniform Probate Code, Minn. Statutes 2005 524.1-201

Delinquent mortgage loans

Insurance companies, Minn. Statutes 2005 60A.123, 2005 60A.127

Descriptions of property, misdescription, correction instruments, mortgage registry taxes, exemption, Minn. Statutes 2005 287.04

Discharge, certified copies, Minn. Statutes 2005 507.40

Disclosures

Interest rate or discount point agreements, Minn. Statutes 2005 47.206

Discount point agreements, Minn. Statutes 2005 47.20, 2005 47.206

Discriminatory provisions restricting conveyance of real property, Minn. Statutes 2005 507.18

Distressed mortgage loans

Defined, Minn. Statutes 2005 60A.121

Insurance companies, Minn. Statutes 2005 60A.123, 2005 60A.127

Eligibility, Minn. Statutes 2005 41C.05

Escrow accounts, Minn. Statutes 2005 47.20, 2005 47.205

Evidence, Minn. Statutes 2005 287.10, 2005 507.403, 2005 507.411

Extensions

Deed taxes, exemption, Minn. Statutes 2005 287.22

Mortgage registry taxes, exemption, Minn. Statutes 2005 287.04

Farms, drafting, Minn. Statutes 2005 481.02

Federal preemption

Limitations on interest and other charges, Minn. Statutes 2005 47.204

Override, Minn. Statutes 2005 47.203

Finance charges, precomputed, refunds, Minn. Statutes 2005 47.20

Fines

Cooperative apartment loans, unlawful interest rates, Minn. Statutes 2005 47.20

Satisfaction of mortgage, failure to deliver, Minn. Statutes 2005 47.208

First mortgages

Investment companies, assets, types permitted, Minn. Statutes 2005 54.27

Fixture filing, defined, Minn. Statutes 2005 336.2A-309

Foreclosure, see Mortgages under FORECLOSURE

Foreign corporations

Business transactions, exceptions, Minn. Statutes 2005 303.03

Violations, effect, Minn. Statutes 2005 303.17

Forms

Amendments, Minn. Statutes 2005 287.05

Conveyances, Minn. Statutes 2005 507.09

Drafters, inclusion of names and addresses, Minn. Statutes 2005 507.091

Multistate mortgages, Minn. Statutes 2005 287.05

Real property in Minnesota, security for, Minn. Statutes 2005 287.05

Short form mortgages, Minn. Statutes 2005 507.15

Fraternal benefit societies

Mortgage registry taxes, exemption, Minn. Statutes 2005 287.04

Gambling debts, mortgage void, Minn. Statutes 2005 541.21

Gas companies, Minn. Statutes 2005 300.114

Graduated payment home loans, Minn. Statutes 2005 47.201

Grantees, power to sell land, Minn. Statutes 2005 502.77

High-risk mortgage-backed securities

Investments in, public funds (local), exclusions, Minn. Statutes 2005 118A.04

Housing projects in blighted areas, security, Minn. Statutes 2005 469.012

Implied covenants, Minn. Statutes 2005 507.16

Industrial development projects, see Mortgages under INDUSTRIAL DEVELOPMENT DISTRICTS

Insurance companies

Definitions, Minn. Statutes 2005 60A.121

Direct write-downs, Minn. Statutes 2005 60A.123, 2005 60A.1285

Fire insurance settlement proceeds, release to mortgagee, Minn. Statutes 2005 65A.50

Generally, Minn. Statutes 2005 60A.127

Impairment, measurement, Minn. Statutes 2005 60A.123

Investments, Minn. Statutes 2005 60A.11

Life insurance companies, Minn. Statutes 2005 61A.09, 2005 61A.28

Losses, permanent impairments, realized losses, Minn. Statutes 2005 60A.1285

Valuation, Minn. Statutes 2005 60A.123

Insurance

Excess insurance, Minn. Statutes 2005 65A.09, 2005 72A.31

Group accidental death and disability income insurance policies, Minn. Statutes 2005 62A.10

Group life insurance policies, provisions, Minn. Statutes 2005 61A.09

Guaranty insurance, see MORTGAGE GUARANTY INSURANCE

Premiums, Minn. Statutes 2005 47.20

Private mortgage insurance, Minn. Statutes 2005 47.207

Interest rate agreements, Minn. Statutes 2005 47.206

Interest

Business expenses allowed, MFIP self-employed participants, Minn. Statutes 2005 256J.37

Conventional mortgage loans, Minn. Statutes 2005 47.20

Limitations, Minn. Statutes 2005 47.204

Reverse mortgages, mortgage registry tax, exemption, Minn. Statutes 2005 287.05

Investment grade, Minn. Statutes 2005 58.13

Investments in

Housing Finance Agency, powers, Minn. Statutes 2005 462A.05

Institutional funds, Minn. Statutes 2005 309.65

Insurance companies, Minn. Statutes 2005 60A.11

Investment Board, Minn. Statutes 2005 11A.24

Public funds (local), Minn. Statutes 2005 118A.04

Public retirement plans, Minn. Statutes 2005 356A.06

Savings banks, Minn. Statutes 2005 50.14

Joint tenants, satisfaction or release, Minn. Statutes 2005 507.412

Land registration, see Mortgages under LAND REGISTRATION

Life insurance companies

Group life insurance, policies, Minn. Statutes 2005 45.0293, 2005 61A.09

Loans secured by mortgages, investments, Minn. Statutes 2005 61A.28

Limited liability companies, see Mortgages under LIMITED LIABILITY COMPANIES

Long-term residential housing mortgage loans

Housing Finance Agency, powers, Minn. Statutes 2005 462A.05

Mail and mailing

Satisfaction of mortgage, certified mail, Minn. Statutes 2005 47.208

Manufactured homes, repossession, Minn. Statutes 2005 327.63

Minerals, conveyances, recording, Minn. Statutes 2005 507.36

Minneapolis employees retirement fund

Loans secured by mortgages, investment in, Minn. Statutes 2005 422A.05

Mortgage certificate program

Housing Finance Agency, powers, Minn. Statutes 2005 462A.05

Mortgage companies

Electronic Real Estate Recording Task Force, representation, Minn. Statutes 2005 507.094

Mortgage credit certificate programs

Definitions, Minn. Statutes 2005 462C.02

Generally, Minn. Statutes 2005 462C.11

Mortgage liens

Junior liens, voluntary foreclosures, Minn. Statutes 2005 582.32

Subdivided land sales, Minn. Statutes 2005 83.40

Mortgage loans

Agricultural property, mortgage registry taxes, exemption, Minn. Statutes 2005 287.04

Commercial mortgage loans, see same under this topic

Definitions, Minn. Statutes 2005 56.001

Farmers Home Administration, see FARMERS HOME ADMINISTRATION (FMHA)

Federal Home Loan Mortgage Corporation, see FEDERAL HOME LOAN MORTGAGE CORPORATION (FREDDIE MAC)

Federal National Mortgage Association, see FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE)

Group life insurance policies, provisions, Minn. Statutes 2005 45.0293

Housing and Urban Development Department (U.S.), see HOUSING AND URBAN DEVELOPMENT DEPARTMENT (U.S.)

Housing Finance Agency, see Mortgage loans under HOUSING FINANCE AGENCY LOANS AND GRANTS

Improved real estate, banks, liability, Minn. Statutes 2005 48.24

Low and moderate income/affordable housing programs, mortgage registry taxes, exemption, Minn. Statutes 2005 287.04

Renegotiable rate mortgage loans, Minn. Statutes 2005 50.14

Reverse mortgages, see same under this topic

Veterans Administration, see VETERANS ADMINISTRATION (U.S.)

Mortgage trustees, Minn. Statutes 2005 48A.07

Mortgagees

Advances by, mortgage registry taxes, exemption, Minn. Statutes 2005 287.05

Definitions, Minn. Statutes 2005 47.20, 2005 507.401

Delinquent property taxes, filing to receive notice, Minn. Statutes 2005 276.041

Fiduciary duties, mortgage registry taxes, collection and remittance, Minn. Statutes 2005 287.08

Foreclosure consultants, exclusion, Minn. Statutes 2005 325N.01

Fraternal benefit societies, mortgage registry taxes, exemption, Minn. Statutes 2005 287.04

Land acquired by foreclosure, hazardous substances releases, responsible persons, Minn. Statutes 2005 115B.03

Notice given, property taxes, payment, Minn. Statutes 2005 272.435

Notice received, fire insurance, final settlement, partial withholding, Minn. Statutes 2005 65A.50

Payments to, fire insurance settlement proceeds, Minn. Statutes 2005 65A.50

Tax liens, enforcement, filing of notice, Minn. Statutes 2005 270C.63

Mortgagors

Liability, wrongful or erroneous certificates of release of mortgage, Minn. Statutes 2005 507.401

Notice received, property taxes, payment, Minn. Statutes 2005 272.435

Residential real estate closings, Minn. Statutes 2005 507.45

Multistate mortgages

Mortgage registry taxes, see MORTGAGE REGISTRY TAXES

Municipal gas agencies, Minn. Statutes 2005 453A.04, 2005 453A.05

Municipal power agencies, Minn. Statutes 2005 453.54, 2005 453.55

Neighborhood land trusts, Minn. Statutes 2005 462A.31

Nonprofit corporations, Minn. Statutes 2005 317A.161, 2005 317A.305, 2005 317A.671

Notice

Recitals of unrecorded mortgages, Minn. Statutes 2005 507.332

Recording deemed notice, Minn. Statutes 2005 507.32, 2005 507.325

Ores, conveyances, recording, Minn. Statutes 2005 507.36

Owners, affidavits

Deed taxes, see DEED TAXES

Mortgage registry taxes, payment, Minn. Statutes 2005 287.11

Partial release

Deed taxes, exemption, Minn. Statutes 2005 287.22

Payments

Assignment for benefit of creditors, Minn. Statutes 2005 577.08

Charges against principal, Uniform Principal and Income Act, Minn. Statutes 2005 501B.71

Reverse mortgages, Minn. Statutes 2005 287.05

Performing mortgage loans

Insurance companies, valuation, Minn. Statutes 2005 60A.123

Pipeline companies, Minn. Statutes 2005 300.114, 2005 300.115

Plain Language Contract Act, exemption, Minn. Statutes 2005 325G.30

Power companies, Minn. Statutes 2005 300.114

Power to make, generally, Minn. Statutes 2005 47.20

Precomputed loans

Finance charges, refunds, Minn. Statutes 2005 47.20

Prepayment penalties, eminent domain, Minn. Statutes 2005 117.087

Prepayment penalties, restrictions, Minn. Statutes 2005 58.137

Private mortgage insurance, Minn. Statutes 2005 47.207

Probate, mortgages defined, Minn. Statutes 2005 524.1-201

Public property, exemptions, Minn. Statutes 2005 287.04

Public retirement plans

Loans secured by mortgages, investment in, Minn. Statutes 2005 356.64

Public service corporations, Minn. Statutes 2005 300.10, 2005 300.11

Public utilities, Minn. Statutes 2005 300.114

Purchase money real estate mortgages, see PURCHASE MONEY REAL ESTATE MORTGAGES

Purchase, mortgage defined as, Minn. Statutes 2005 336.1-201, 2005 336.2A-103

Railroads, Minn. Statutes 2005 222.13, 2005 222.18

Real estate mortgage investment conduit, ownership of interest, income and franchise taxes, exceptions, Minn. Statutes 2005 290.015

Real estate mortgages, defined as encumbrances, Minn. Statutes 2005 336.2A-309

Real property subject to taconite and iron sulfides taxes

Mortgage registry taxes, exemption, Minn. Statutes 2005 287.04

Real property, nonjoinder of spouse, effect, Minn. Statutes 2005 507.03

Recitals

Disregarding, Minn. Statutes 2005 507.33, 2005 507.331

Unrecorded mortgages, Minn. Statutes 2005 507.332

Recording

Corporate identity changes, Minn. Statutes 2005 507.411

County recorders, duties, Minn. Statutes 2005 386.39

Defined, Minn. Statutes 2005 287.01

Mortgage registry taxes, payment, Minn. Statutes 2005 287.10

Refinancing mortgages

Housing Finance Agency, powers, Minn. Statutes 2005 462A.05

Refunds, precomputed finance charges, Minn. Statutes 2005 47.20

Registration

Fees, Minn. Statutes 2005 40A.151, 2005 40A.152

Taxes, see MORTGAGE REGISTRY TAXES

Regulated lenders, see Mortgages under REGULATED LENDERS

Religious corporations, see Mortgages under RELIGIOUS CORPORATIONS

Renegotiable rate mortgage loans, Minn. Statutes 2005 50.14

Residences, drafting, Minn. Statutes 2005 481.02

Residential mortgage loans

Defined, Minn. Statutes 2005 47.207

Interest rates, Minn. Statutes 2005 58.16

Residential mortgage originators and servicers, prohibited persons, Minn. Statutes 2005 58.125

Residential mortgage originators and servicers, standards of conduct, Minn. Statutes 2005 58.13

Residential mortgage originators and servicers, Minn. Statutes 2005 58.01 to 2005 58.17, 2005 60K.43

Restrictions, discriminatory provisions restricting conveyance of real property, Minn. Statutes 2005 507.18

Restructured mortgage loans

Insurance companies, Minn. Statutes 2005 60A.123, 2005 60A.127

Retail installment contracts

Motor Vehicle Retail Installment Sales Act, Minn. Statutes 2005 168.66

Reverse mortgages

Authorized, Minn. Statutes 2005 47.20

Federally administered mortgages, tax exemption, Minn. Statutes 2005 287.05

Generally, Minn. Statutes 2005 47.58

Interest, Minn. Statutes 2005 47.58, 2005 287.05

MFIP, income, exclusion, Minn. Statutes 2005 256J.21

Mortgage registry taxes, see MORTGAGE REGISTRY TAXES

Proceeds, disregards, Minn. Statutes 2005 256.99

Revolving lines of credit secured by

Mortgage registry tax, Minn. Statutes 2005 287.05

Recording, notice to parties, Minn. Statutes 2005 507.325

Rural development financing authorities, powers, Minn. Statutes 2005 469.146

Rural Finance Authority

Seller-sponsored loans, security, Minn. Statutes 2005 41B.042

Rural water user districts, property, Minn. Statutes 2005 110A.33, 2005 110A.34

Satisfaction

Certificates of release of mortgage, Minn. Statutes 2005 507.401

Certificates of satisfaction by assignee, Minn. Statutes 2005 507.403

Conveyancing forms, Minn. Statutes 2005 507.09, 2005 507.091

Corporate identity changes, Minn. Statutes 2005 507.411

Deed taxes, exemption, Minn. Statutes 2005 287.22

Delivery, Minn. Statutes 2005 47.208

Failure to discharge, Minn. Statutes 2005 507.41

Procedure, Minn. Statutes 2005 507.40

Recording, mortgage registry tax payments, Minn. Statutes 2005 287.10

Release by fewer than all mortgagees, Minn. Statutes 2005 507.412

Violations and penalties, failure to deliver, Minn. Statutes 2005 47.208

Secured transactions, see Mortgages under SECURED TRANSACTIONS

Securities, exemptions, Minn. Statutes 2005 83.26

Security

Agricultural improvement programs, direct loans, Minn. Statutes 2005 41B.043

Agricultural resource project loans, Minn. Statutes 2005 41A.03

Inapplicable laws, Minn. Statutes 2005 47.21

Instruments, mortgage registry taxes, exemption, Minn. Statutes 2005 287.04

Livestock expansion loans, Minn. Statutes 2005 41B.045

Multistate mortgages, Minn. Statutes 2005 287.05

Real property in Minnesota, Minn. Statutes 2005 287.05

Selling mortgaged real estate, Minn. Statutes 2005 47.20

Semitaconite mining companies, Minn. Statutes 2005 300.114

Senior citizens' property tax deferral program, Minn. Statutes 2005 290B.03, 2005 290B.04

Share of future appreciation, regulating, Minn. Statutes 2005 47.20

Shelter costs, mortgages defined as, Minn. Statutes 2005 256J.08

Successors in interest, savings banks, Minn. Statutes 2005 50.1485

Supplemental mortgages, see MORTGAGE REGISTRY TAXES

Taconite mining companies, Minn. Statutes 2005 300.114

Tax-exempt property, mortgages on

Mortgage registry taxes, exemption, Minn. Statutes 2005 287.04

Taxes, see MORTGAGE REGISTRY TAXES

Telegraph companies

Bonds secured by, Minn. Statutes 2005 222.141

Recording requirements, Minn. Statutes 2005 222.18

Telephone companies

Bonds secured by, Minn. Statutes 2005 222.141

Generally, Minn. Statutes 2005 300.114

Timber, conveyances, recording, Minn. Statutes 2005 507.36

Transfer statements, see under SECURED TRANSACTIONS

Transfers, mortgages defined as, Minn. Statutes 2005 323A.0101

Trust companies, investment powers, Minn. Statutes 2005 48A.08

Trusts

Assets, generally, Minn. Statutes 2005 501B.46 to 2005 501B.57

Trustees, enumerated powers, Minn. Statutes 2005 501B.81

Uniform Short Form Mortgage Act, Minn. Statutes 2005 507.15

Unrecorded mortgages, recitals, notice, generally, Minn. Statutes 2005 507.332

Usury, Minn. Statutes 2005 47.20

Validity, mortgage registry tax, errors, Minn. Statutes 2005 287.10

Veterans administration, secured mortgages

Savings banks, purchasing, selling, Minn. Statutes 2005 50.155

Violations and penalties

Cooperative apartment loans, unlawful interest rates, Minn. Statutes 2005 47.20

Defeating security, Minn. Statutes 2005 609.615

Discount point agreements, Minn. Statutes 2005 47.206

Failure to discharge, damages, Minn. Statutes 2005 507.41

Interest rate agreements, Minn. Statutes 2005 47.206

Unlawful interest rates, Minn. Statutes 2005 47.20

Waivers, Minn. Statutes 2005 47.20

Warehouse receipts

Negotiating without disclosing mortgage, Minn. Statutes 2005 227.55

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