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Minnesota Legislature

Office of the Revisor of Statutes

MORTGAGES

See also CONVEYANCES; MORTGAGE CORPORATIONS; MORTGAGE GUARANTY INSURANCE; MORTGAGE REGISTRY TAXES; REAL PROPERTY; TRACT INDEXES

Accelerated mortgage payment providers

Accounts and accounting, Minn. Statutes 2004 332.303

Background checks, Minn. Statutes 2004 332.301

Bond requirements, Minn. Statutes 2004 332.30

Contracts, Minn. Statutes 2004 332.302

Default due to nonpayment, Minn. Statutes 2004 332.302

Defined, Minn. Statutes 2004 332.13

Payments received, Minn. Statutes 2004 332.302

Acknowledgments of, power to take, Minn. Statutes 2004 359.05

Adverse claims to real property, Minn. Statutes 2004 559.17 to 2004 559.19

Advertisement of terms, Minn. Statutes 2004 47.206

Affidavits, filing or recording, mortgage registry taxes, Minn. Statutes 2004 287.05

Amendments

Deed taxes, exemption, Minn. Statutes 2004 287.22

Defined, Minn. Statutes 2004 287.01

Form, Minn. Statutes 2004 287.05

Mortgage registry taxes, exemption, Minn. Statutes 2004 287.04

Application of law

Certificates of release of mortgage, Minn. Statutes 2004 507.401

Certificates of satisfaction of assignee, Minn. Statutes 2004 507.403

Manufactured homes, repossession, Minn. Statutes 2004 327.63

Satisfaction by fewer than all mortgagees, Minn. Statutes 2004 507.412

Security, inapplicable laws, Minn. Statutes 2004 47.21

Armory Building Commission, securing, conditions, Minn. Statutes 2004 193.147

Assignees defined as purchasers

Recording conveyances, Minn. Statutes 2004 507.01

Assignment of rents and profits, defined, Minn. Statutes 2004 507.401

Assignment

Corporate identity changes, Minn. Statutes 2004 507.411

Deed taxes, exemption, Minn. Statutes 2004 287.22

Defined as conveyance, Minn. Statutes 2004 507.01

Financial corporations, accounts, Minn. Statutes 2004 47.205

Recorded assignment, Minn. Statutes 2004 287.10, 2004 507.32

Requests for information, response time, Minn. Statutes 2004 47.205

Violations and penalties, Minn. Statutes 2004 47.205

Assumptions, Minn. Statutes 2004 47.20

Background checks

Accelerated mortgage payment providers, Minn. Statutes 2004 332.301

Banks with trust powers, investment powers, Minn. Statutes 2004 48A.08

Bills of lading

Negotiating bills with mortgages, fines, Minn. Statutes 2004 228.48

Brokers, defined, Minn. Statutes 2004 47.206, 2004 58.02

Business corporations

Rights, powers of corporation regarding, Minn. Statutes 2004 302A.161

Canada, investments in, insurance companies, Minn. Statutes 2004 60A.11

Certificates of release of mortgage, Minn. Statutes 2004 507.401

Certificates of satisfaction by assignee, Minn. Statutes 2004 507.403

Certified copies

Certificates of satisfaction by assignee, recording, Minn. Statutes 2004 507.403

Discharges, recording, Minn. Statutes 2004 507.40

Chattel mortgages, see CHATTEL MORTGAGES

Claims secured by, defined as credits, Minn. Statutes 2004 272.03

Commercial mortgage activities, residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2004 58.05

Commercial mortgage loans

Definitions, Minn. Statutes 2004 60A.121

Insurance companies, Minn. Statutes 2004 60A.122, 2004 60A.123, 2004 60A.1285

Condominiums, Minn. Statutes 2004 515.02

Conflicts of interest

Rural Finance Authority, members or employees, Minn. Statutes 2004 41C.11

Construction mortgages

Defined, Minn. Statutes 2004 336.2A-309, 2004 336.9-102

Security interests, perfection and priority, Minn. Statutes 2004 336.9-334

Cooperative apartment loans

Assignment or sale, Minn. Statutes 2004 47.206

Discount point agreements, Minn. Statutes 2004 47.206

Generally, Minn. Statutes 2004 47.20

Graduated payment home loans, Minn. Statutes 2004 47.201

Insurance rates, Minn. Statutes 2004 47.20, 2004 47.206

Cooperative associations

Corporate powers, Minn. Statutes 2004 308A.201

Rights, powers of association regarding, Minn. Statutes 2004 308B.301

Cooperative power associations, Minn. Statutes 2004 300.114

Covenants, short form mortgages, Minn. Statutes 2004 507.15

Damages, failure to discharge, Minn. Statutes 2004 507.41

Debt prorating companies, violations, Minn. Statutes 2004 332.24, 2004 332.26

Deed taxes, exemptions, Minn. Statutes 2004 287.22

Deficiency judgment, Minn. Statutes 2004 582.30

Definitions

Advertisement, Minn. Statutes 2004 47.206

Certificates of release of mortgage, Minn. Statutes 2004 507.401

Financial corporations, Minn. Statutes 2004 47.20

Insurance law, Minn. Statutes 2004 60A.121

Interest rate or discount point agreements, Minn. Statutes 2004 47.206

Interpretation of law, Minn. Statutes 2004 645.44

MFIP, Minn. Statutes 2004 256J.08

Mortgage registry tax, Minn. Statutes 2004 287.01

Partnerships, Minn. Statutes 2004 323A.0101

Private mortgage insurance, Minn. Statutes 2004 47.207

Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2004 58.02

Uniform Probate Code, Minn. Statutes 2004 524.1-201

Delinquent mortgage loans

Defined, Minn. Statutes 2004 60A.121

Insurance companies, Minn. Statutes 2004 60A.123, 2004 60A.127

Descriptions of property, misdescription, correction instruments, mortgage registry taxes, exemption, Minn. Statutes 2004 287.04

Discharge, certified copies, Minn. Statutes 2004 507.40

Disclosures

Interest rate or discount point agreements, Minn. Statutes 2004 47.206

Discount point agreements, Minn. Statutes 2004 47.20, 2004 47.206

Discriminatory provisions restricting conveyance of real property, Minn. Statutes 2004 507.18

Distressed mortgage loans

Defined, Minn. Statutes 2004 60A.121

Insurance companies, Minn. Statutes 2004 60A.123, 2004 60A.127

Eligibility, Minn. Statutes 2004 41C.05

Eligible mortgagor, defined, Minn. Statutes 2004 462A.03

Enforcement, exclusion

Transfers, successor liability of businesses, Minn. Statutes 2004 270.102

Escrow accounts, Minn. Statutes 2004 47.20, 2004 47.205

Evidence, mortgage registry tax payment, Minn. Statutes 2004 287.10

Extensions

Deed taxes, exemption, Minn. Statutes 2004 287.22

Mortgage registry taxes, exemption, Minn. Statutes 2004 287.04

Farms, drafting, Minn. Statutes 2004 481.02

Federal preemption

Limitations on interest and other charges, Minn. Statutes 2004 47.204

Override, Minn. Statutes 2004 47.203

Federally insured mortgage, defined, Minn. Statutes 2004 462A.03

Finance charges, precomputed, refunds, Minn. Statutes 2004 47.20

Fines

Cooperative apartment loans, unlawful interest rates, Minn. Statutes 2004 47.20

Satisfaction of mortgage, failure to deliver, Minn. Statutes 2004 47.208

First mortgages

Investment companies, assets, types permitted, Minn. Statutes 2004 54.27

Fixture filing, defined, Minn. Statutes 2004 336.2A-309

Foreclosure, see Mortgages under FORECLOSURE

Foreign corporations

Business transactions, exceptions, Minn. Statutes 2004 303.03

Violations, effect, Minn. Statutes 2004 303.17

Forms

Amendments, Minn. Statutes 2004 287.05

Conveyances, Minn. Statutes 2004 507.09

Drafters, inclusion of names and addresses, Minn. Statutes 2004 507.091

Multistate mortgages, Minn. Statutes 2004 287.05

Real property in Minnesota, security for, Minn. Statutes 2004 287.05

Short form mortgages, Minn. Statutes 2004 507.15

Fraternal benefit societies

Mortgage registry taxes, exemption, Minn. Statutes 2004 287.04

Gambling debts, mortgage void, Minn. Statutes 2004 541.21

Gas companies, Minn. Statutes 2004 300.114

Graduated payment home loans, Minn. Statutes 2004 47.201

Grantees, power to sell land, Minn. Statutes 2004 502.77

High-risk mortgage-backed securities

Defined, Minn. Statutes 2004 118A.04

Investments in, public funds (local), exclusions, Minn. Statutes 2004 118A.04

Housing projects in blighted areas, security, Minn. Statutes 2004 469.012

Implied covenants, interpretation of law, Minn. Statutes 2004 507.16

Industrial development projects, see Mortgages under INDUSTRIAL DEVELOPMENT DISTRICTS

Insurance companies

Appraisals, Minn. Statutes 2004 60A.127

Appraiser, selection requirements, Minn. Statutes 2004 60A.127

Definitions, Minn. Statutes 2004 60A.121

Direct write-downs, Minn. Statutes 2004 60A.123, 2004 60A.1285

Fire insurance settlement proceeds, release to mortgagee, Minn. Statutes 2004 65A.50

Impairment, measurement, Minn. Statutes 2004 60A.123

Investments, Minn. Statutes 2004 60A.11

Life insurance companies, Minn. Statutes 2004 61A.09, 2004 61A.28

Losses, permanent impairments, realized losses, Minn. Statutes 2004 60A.1285

Random sample procedures, rulemaking, Minn. Statutes 2004 60A.127

Reports given, Minn. Statutes 2004 60A.127

Valuation, Minn. Statutes 2004 60A.123

Insurance

Excess insurance, Minn. Statutes 2004 65A.09, 2004 72A.31

Group accidental death and disability income insurance policies, Minn. Statutes 2004 62A.10

Group life insurance policies, provisions, Minn. Statutes 2004 61A.09

Guaranty insurance, see MORTGAGE GUARANTY INSURANCE

Premiums, Minn. Statutes 2004 47.20

Private mortgage insurance, Minn. Statutes 2004 47.207

Interest rate agreements, Minn. Statutes 2004 47.206

Interest

Business expenses allowed, MFIP self-employed participants, Minn. Statutes 2004 256J.37

Conventional mortgage loans, Minn. Statutes 2004 47.20

Limitations, Minn. Statutes 2004 47.204

Reverse mortgages, mortgage registry tax, exemption, Minn. Statutes 2004 287.05

Interpretation of law

Mortgages defined, Minn. Statutes 2004 645.44

Private mortgage insurance, Minn. Statutes 2004 47.207

Investment grade, Minn. Statutes 2004 58.13

Investments in

Housing Finance Agency, powers, Minn. Statutes 2004 462A.05

Institutional funds, Minn. Statutes 2004 309.65

Insurance companies, Minn. Statutes 2004 60A.11

Investment Board, Minn. Statutes 2004 11A.24

Public funds (local), Minn. Statutes 2004 118A.04

Public retirement plans, Minn. Statutes 2004 356A.06

Savings banks, Minn. Statutes 2004 50.14

Joint tenants, satisfaction or release, Minn. Statutes 2004 507.412

Land registration, see Mortgages under LAND REGISTRATION

Life insurance companies

Group life insurance, policies, Minn. Statutes 2004 45.0293, 2004 61A.09

Loans secured by mortgages, investments, Minn. Statutes 2004 61A.28

Limited liability companies, see Mortgages under LIMITED LIABILITY COMPANIES

Long-term residential housing mortgage loans

Housing Finance Agency, powers, Minn. Statutes 2004 462A.05

Mail and mailing

Satisfaction of mortgage, certified mail, Minn. Statutes 2004 47.208

Minerals, conveyances, recording, Minn. Statutes 2004 507.36

Minneapolis employees retirement fund

Loans secured by mortgages, investment in, Minn. Statutes 2004 422A.05

Mortgage brokering, defined, Minn. Statutes 2004 58.02

Mortgage brokers, defined

Financial corporations, Minn. Statutes 2004 47.206

Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2004 58.02

Mortgage certificate program

Housing Finance Agency, powers, Minn. Statutes 2004 462A.05

Mortgage credit certificate programs

Aid payments, Minn. Statutes 2004 462C.15

Definitions, municipal housing programs, Minn. Statutes 2004 462C.02

Generally, Minn. Statutes 2004 462C.11

Mortgage liens

Junior liens, voluntary foreclosures, Minn. Statutes 2004 582.32

Subdivided land sales, application of law, Minn. Statutes 2004 83.40

Mortgage loans

Agricultural property, mortgage registry taxes, exemption, Minn. Statutes 2004 287.04

Commercial mortgage loans, see same under this topic

Definitions, Minn. Statutes 2004 56.001

Farmers Home Administration, see FARMERS HOME ADMINISTRATION (FMHA)

Federal Home Loan Mortgage Corporation, see FEDERAL HOME LOAN MORTGAGE CORPORATION (FREDDIE MAC)

Federal National Mortgage Association, see FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE)

Group life insurance policies, provisions, Minn. Statutes 2004 45.0293

Housing and Urban Development Department (U.S.), see HOUSING AND URBAN DEVELOPMENT DEPARTMENT (U.S.)

Housing Finance Agency, see Mortgage loans under HOUSING FINANCE AGENCY LOANS AND GRANTS

Improved real estate, banks, liability, Minn. Statutes 2004 48.24

Low and moderate income/affordable housing programs, mortgage registry taxes, exemption, Minn. Statutes 2004 287.04

Renegotiable rate mortgage loans, Minn. Statutes 2004 50.14

Reverse mortgages, see same under this topic

Veterans Administration, see VETERANS ADMINISTRATION (U.S.)

Mortgage servicer, defined, Minn. Statutes 2004 507.401

Mortgage trustees, Minn. Statutes 2004 48A.07

Mortgagees

Advances by, mortgage registry taxes, exemption, Minn. Statutes 2004 287.05

Definitions, Minn. Statutes 2004 47.20, 2004 507.401

Delinquent property taxes, filing to receive notice, Minn. Statutes 2004 276.041

Exclusion, successor liability of businesses, Minn. Statutes 2004 270.102

Fiduciary duties, mortgage registry taxes, collection and remittance, Minn. Statutes 2004 287.08

Foreclosure consultants, exclusion, Minn. Statutes 2004 325N.01

Fraternal benefit societies, mortgage registry taxes, exemption, Minn. Statutes 2004 287.04

Land acquired by foreclosure, hazardous substances releases, responsible persons, Minn. Statutes 2004 115B.03

Notice given, property taxes, payment, Minn. Statutes 2004 272.435

Notice received, fire insurance, final settlement, partial withholding, Minn. Statutes 2004 65A.50

Payments to, fire insurance settlement proceeds, Minn. Statutes 2004 65A.50

Tax liens, enforcement, filing of notice, Minn. Statutes 2004 270.69

Mortgagor

Defined, Minn. Statutes 2004 507.401

Liability, wrongful or erroneous certificates of release of mortgage, Minn. Statutes 2004 507.401

Notice received, property taxes, payment, Minn. Statutes 2004 272.435

Residential real estate closings, Minn. Statutes 2004 507.45

Multistate mortgages

Defined, Minn. Statutes 2004 287.01

Mortgage registry taxes, see MORTGAGE REGISTRY TAXES

Municipal gas agencies, Minn. Statutes 2004 453A.04, 2004 453A.05

Municipal power agencies, Minn. Statutes 2004 453.54, 2004 453.55

Neighborhood land trusts, Minn. Statutes 2004 462A.31

Nonprofit corporations, Minn. Statutes 2004 317A.161, 2004 317A.305, 2004 317A.671

Notice

Recitals of unrecorded mortgages, Minn. Statutes 2004 507.332

Recording deemed notice, Minn. Statutes 2004 507.32, 2004 507.325

Ores, conveyances, recording, Minn. Statutes 2004 507.36

Owners, affidavits

Deed taxes, see DEED TAXES

Mortgage registry taxes, payment, Minn. Statutes 2004 287.11

Partial release

Deed taxes, exemption, Minn. Statutes 2004 287.22

Defined, Minn. Statutes 2004 507.401

Payments

Assignment for benefit of creditors, Minn. Statutes 2004 577.08

Charges against principal, Uniform Principal and Income Act, Minn. Statutes 2004 501B.71

Reverse mortgages, Minn. Statutes 2004 287.05

Payoff statement, defined, Minn. Statutes 2004 507.401

Performing mortgage loans

Defined, Minn. Statutes 2004 60A.121

Insurance companies, valuation, Minn. Statutes 2004 60A.123

Pipeline companies, Minn. Statutes 2004 300.114, 2004 300.115

Plain Language Contract Act, exemption, Minn. Statutes 2004 325G.30

Power companies, Minn. Statutes 2004 300.114

Power to make, generally, Minn. Statutes 2004 47.20

Precomputed loans

Finance charges, refunds, Minn. Statutes 2004 47.20

Prepayment penalties, eminent domain, Minn. Statutes 2004 117.087

Prepayment penalties, restrictions, Minn. Statutes 2004 58.137

Prima facie evidence, Minn. Statutes 2004 507.403, 2004 507.411

Private mortgage insurance, Minn. Statutes 2004 47.207

Probate, mortgages defined, Minn. Statutes 2004 524.1-201

Public property, exemptions, Minn. Statutes 2004 287.04

Public retirement plans

Loans secured by mortgages, investment in, Minn. Statutes 2004 356.64

Public service corporations, Minn. Statutes 2004 300.10, 2004 300.11

Public utilities, Minn. Statutes 2004 300.114

Purchase money real estate mortgages, see PURCHASE MONEY REAL ESTATE MORTGAGES

Purchase, mortgage defined as, Minn. Statutes 2004 336.1-201, 2004 336.2A-103

Railroads, Minn. Statutes 2004 222.13, 2004 222.18

Real estate mortgage investment conduit, ownership of interest, income and franchise taxes, exceptions, Minn. Statutes 2004 290.015

Real estate mortgages, defined as encumbrances, Minn. Statutes 2004 336.2A-309

Real property subject to taconite and iron sulfides taxes

Mortgage registry taxes, exemption, Minn. Statutes 2004 287.04

Real property, nonjoinder of spouse, effect, Minn. Statutes 2004 507.03

Recitals

Disregarding, Minn. Statutes 2004 507.33, 2004 507.331

Unrecorded mortgages, Minn. Statutes 2004 507.332

Recording

Corporate identity changes, Minn. Statutes 2004 507.411

County recorders, duties, Minn. Statutes 2004 386.39

Defined, Minn. Statutes 2004 287.01

Mortgage registry taxes, payment, Minn. Statutes 2004 287.10

Refinancing mortgages

Housing Finance Agency, powers, Minn. Statutes 2004 462A.05

Refunds, precomputed finance charges, Minn. Statutes 2004 47.20

Registration

Fees, Minn. Statutes 2004 40A.151, 2004 40A.152

Taxes, see MORTGAGE REGISTRY TAXES

Regulated lenders, see Mortgages under REGULATED LENDERS

Religious corporations, see Mortgages under RELIGIOUS CORPORATIONS

Renegotiable rate mortgage loans, Minn. Statutes 2004 50.14

Residences, drafting, Minn. Statutes 2004 481.02

Residential mortgage loans

Defined, Minn. Statutes 2004 47.207

Interest rates, Minn. Statutes 2004 58.16

Residential mortgage originators and servicers, standards of conduct, Minn. Statutes 2004 58.13

Residential mortgage originators and servicers, Minn. Statutes 2004 58.01 to 2004 58.17, 2004 60K.43

Restrictions, discriminatory provisions restricting conveyance of real property, Minn. Statutes 2004 507.18

Restructured mortgage loans

Defined, Minn. Statutes 2004 60A.121

Insurance companies, Minn. Statutes 2004 60A.123, 2004 60A.127

Retail installment contracts

Motor Vehicle Retail Installment Sales Act, Minn. Statutes 2004 168.66

Reverse mortgages

Authorized, Minn. Statutes 2004 47.20

Federally administered mortgages, tax exemption, Minn. Statutes 2004 287.05

Generally, Minn. Statutes 2004 47.58

Interest, Minn. Statutes 2004 47.58, 2004 287.05

MFIP, income, exclusion, Minn. Statutes 2004 256J.21

Mortgage registry taxes, see MORTGAGE REGISTRY TAXES

Proceeds, disregards, Minn. Statutes 2004 256.99

Revolving lines of credit secured by

Mortgage registry tax, Minn. Statutes 2004 287.05

Recording, notice to parties, Minn. Statutes 2004 507.325

Rulemaking about

Cooperative apartment loans, Minn. Statutes 2004 47.20

Generally, Minn. Statutes 2004 47.20

Graduated payment home loans, Minn. Statutes 2004 47.201

Insurance, random sample procedures, Minn. Statutes 2004 60A.127

Reverse mortgage loans, Minn. Statutes 2004 47.58

Rural development financing authorities, powers, Minn. Statutes 2004 469.146

Rural Finance Authority

Seller-sponsored loans, security, Minn. Statutes 2004 41B.042

Rural water user districts, property, Minn. Statutes 2004 110A.33, 2004 110A.34

Satisfaction

Application of law, Minn. Statutes 2004 507.412

Certificates of release of mortgage, Minn. Statutes 2004 507.401

Certificates of satisfaction by assignee, Minn. Statutes 2004 507.403

Conveyancing forms, Minn. Statutes 2004 507.09, 2004 507.091

Corporate identity changes, Minn. Statutes 2004 507.411

Deed taxes, exemption, Minn. Statutes 2004 287.22

Delivery, Minn. Statutes 2004 47.208

Failure to discharge, Minn. Statutes 2004 507.41

Procedure, Minn. Statutes 2004 507.40

Recording, mortgage registry tax payments, Minn. Statutes 2004 287.10

Release by fewer than all mortgagees, Minn. Statutes 2004 507.412

Violations and penalties, failure to deliver, Minn. Statutes 2004 47.208

Secured transactions, see Mortgages under SECURED TRANSACTIONS

Securities, exemptions, Minn. Statutes 2004 83.26

Security

Agricultural improvement programs, direct loans, Minn. Statutes 2004 41B.043

Agricultural resource project loans, Minn. Statutes 2004 41A.03

Inapplicable laws, Minn. Statutes 2004 47.21

Instruments, mortgage registry taxes, exemption, Minn. Statutes 2004 287.04

Livestock expansion loans, Minn. Statutes 2004 41B.045

Multistate mortgages, Minn. Statutes 2004 287.05

Real property in Minnesota, Minn. Statutes 2004 287.05

Selling mortgaged real estate, Minn. Statutes 2004 47.20

Semitaconite mining companies, Minn. Statutes 2004 300.114

Senior citizens' property tax deferral program, Minn. Statutes 2004 290B.03, 2004 290B.04

Share of future appreciation, regulating, Minn. Statutes 2004 47.20

Shelter costs, mortgages defined as, Minn. Statutes 2004 256J.08

Successors in interest, savings banks, Minn. Statutes 2004 50.1485

Supplemental mortgages, see MORTGAGE REGISTRY TAXES

Taconite mining companies, Minn. Statutes 2004 300.114

Tax-exempt property, mortgages on

Mortgage registry taxes, exemption, Minn. Statutes 2004 287.04

Taxes, see MORTGAGE REGISTRY TAXES

Telegraph companies

Bonds secured by, Minn. Statutes 2004 222.141

Recording requirements, Minn. Statutes 2004 222.18

Telephone companies

Application of law, exception, Minn. Statutes 2004 300.114

Bonds secured by, Minn. Statutes 2004 222.141

Prior instruments, Minn. Statutes 2004 300.114

Requirements, Minn. Statutes 2004 300.114

Timber, conveyances, recording, Minn. Statutes 2004 507.36

Transfer statements, see under SECURED TRANSACTIONS

Transfers, mortgages defined as, Minn. Statutes 2004 323A.0101

Trust companies, investment powers, Minn. Statutes 2004 48A.08

Trusts

Assets, generally, Minn. Statutes 2004 501B.46 to 2004 501B.57

Trustees, enumerated powers, Minn. Statutes 2004 501B.81

Uniform Short Form Mortgage Act, Minn. Statutes 2004 507.15

Unrecorded mortgages, recitals, notice, generally, Minn. Statutes 2004 507.332

Usury, Minn. Statutes 2004 47.20

Validity, mortgage registry tax, errors, Minn. Statutes 2004 287.10

Veterans administration, secured mortgages

Savings banks, purchasing, selling, Minn. Statutes 2004 50.155

Violations and penalties

Cooperative apartment loans, unlawful interest rates, Minn. Statutes 2004 47.20

Defeating security, Minn. Statutes 2004 609.615

Discount point agreements, Minn. Statutes 2004 47.206

Excess insurance requirements, Minn. Statutes 2004 65A.09

Failure to discharge, damages, Minn. Statutes 2004 507.41

Interest rate agreements, Minn. Statutes 2004 47.206

Unlawful interest rates, Minn. Statutes 2004 47.20

Waivers, Minn. Statutes 2004 47.20

Warehouse receipts

Negotiating without disclosing mortgage, Minn. Statutes 2004 227.55