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Minnesota Statutes and Minnesota Rules Index (topics)

BANKS

See also DEPOSITS

Acceptance

Death or incompetency of customers, effect, Minn. Statutes 2013 336.4-405

Notice of holding, Minn. Statutes 2013 336.4-212

Presentment warranties, Minn. Statutes 2013 336.4-208

Reservation of rights, Minn. Statutes 2013 336.1-308

Settlement, medium and time, Minn. Statutes 2013 336.4-213

Access devices, information from, Minn. Statutes 2013 325E.64

Access to data, see Records and record keeping under this topic

Accounting and bookkeeping

Fiduciary accounts, Minn. Statutes 2013 48.39

Generally, Minn. Statutes 2013 48.49

Individual retirement accounts, Minn. Statutes 2013 48.15

Medical savings accounts, Minn. Statutes 2013 47.75, 2013 48.15

Shareholders, Minn. Statutes 2013 48.03

Substitution of affiliates, Minn. Statutes 2013 48A.10

Accounting and bookkeeping

Assets, Minn. Rules 2675.1150, 2675.2200

Banking house and premises, Minn. Rules 2675.2110

Bond investments, Minn. Rules 2675.1100

Cash items, Minn. Rules 2675.2100

Checks, drafts, and check certifications, Minn. Rules 2675.2260

Common stock, Minn. Rules 2675.2220

Dividends payable, Minn. Rules 2675.2240

Equipment, Minn. Rules 2675.2130

Furniture and fixtures, Minn. Rules 2675.2130

Leasehold investments, Minn. Rules 2675.2140

Liabilities, contingent or actual, Minn. Rules 2675.2270

Motor vehicles, Minn. Rules 2675.2130

Personal property, Minn. Rules 2675.2130

Posting assets and liabilities, Minn. Rules 2675.2210

Real property owned by bank, Minn. Rules 2675.2110, 2675.2170

Accounts, see BANK ACCOUNTS

Acquisitions

Interstate acquisitions, Minn. Statutes 2013 50.245

Proposed, Minn. Statutes 2013 46.047, 2013 46.048

Addresses, bingo or gambling organizations, Minn. Statutes 2013 349.19

Advertising

Money orders, checks, Minn. Statutes 2013 48.151

Restrictions, Minn. Statutes 2013 47.09

Savings departments, Minn. Statutes 2013 47.23

Affiliated banks

Defined, Minn. Statutes 2013 48A.09

Substitution of affiliates, Minn. Statutes 2013 48A.10, 2013 48A.15

African Development Bank, bonds, investments in, Minn. Rules 2675.1180

African Development Bank, investments in, Minn. Statutes 2013 50.14, 2013 60A.11, 2013 61A.28

Afternoon, defined, Minn. Statutes 2013 336.4-104

Age, checks, limit for presenting, Minn. Statutes 2013 336.4-404

Agents, banks, status as, Minn. Statutes 2013 336.4-201

Aggravated forgery, records relating to state funds, Minn. Statutes 2013 609.625

Agreements by

Other business, expense reimbursement agreements, Minn. Rules 2675.2420

Safe deposit boxes, rental, Minn. Rules 2675.2300

Agreements, see Contracts and agreements under this topic

Agricultural commodity research and promotion councils, consulting, check signing procedures, Minn. Rules 1570.0500

Alcoholic beverages, advertising, Minn. Rules 7515.0760

Alteration of instruments, see Alteration under NEGOTIABLE INSTRUMENTS

Applications for substitution, Minn. Statutes 2013 48A.10

Applications to organize

Conditions for granting, Minn. Statutes 2013 46.044

Generally, Minn. Statutes 2013 46.041

Trust companies, Minn. Statutes 2013 48A.02

Arrests, damages, wrongful dishonor, Minn. Statutes 2013 336.4-402

Articles of incorporation, filing with commerce commissioner, Minn. Statutes 2013 47.08

Asian Development Bank, investments in, Minn. Statutes 2013 50.14, 2013 60A.11, 2013 61A.28

Asian Development Bank

Bonds, investments in, Minn. Rules 2675.1180

Investment securities subject to tax, Minn. Rules 8002.0300

Assets

Inventory, liquidation, Minn. Statutes 2013 49.24

Liquid assets, Minn. Statutes 2013 48.221

National banks, state banks organized from, Minn. Statutes 2013 48.31

Pledging, Minn. Statutes 2013 48.16, 2013 48.18, 2013 48.20

Real estate, Minn. Statutes 2013 47.10, 2013 48.21, 2013 48.24

Reserves, Minn. Statutes 2013 48.221

Security, FDIC loans, Minn. Statutes 2013 49.05

Substitution of affiliates, Minn. Statutes 2013 48A.10

Transfers, mergers and consolidations, Minn. Statutes 2013 49.33

Assets

Accounting and bookkeeping, Minn. Rules 2675.1150, 2675.2200, 2675.2210

Charged off assets, Minn. Rules 2675.2200

Purchase at premium or discount, Minn. Rules 2675.1150

Assignments

Insolvency, assignments prohibited, Minn. Statutes 2013 49.013

Rail user and rail carrier loans, Minn. Statutes 2013 222.58

Shareholders, see same under this topic

Attachment, Minn. Statutes 2013 49.04

Audits and examinations, see Examining under this topic

Audits and examinations

Agreed upon procedures examination, Minn. Rules 2675.2640

Annual report, Minn. Rules 2675.2610

Certified public accountants, duties, Minn. Rules 2675.2620 to 2675.2640

Generally, Minn. Rules 2675.2620

Opinion audit, Minn. Rules 2675.2630

Background checks, acquisition, Minn. Statutes 2013 46.048

Bank accounts, see BANK ACCOUNTS

Bank holding companies, see BANK HOLDING COMPANIES

Bank notes

Counterfeiting, evidence of, signatures, testimony about, Minn. Statutes 2013 634.02

Defined as money, Minn. Statutes 2013 272.03

Bankers' acceptances, defined as permissible investments, Minn. Statutes 2013 53B.03

Bankers, professional fund raisers, exclusion, Minn. Statutes 2013 309.50

Banking days

Defined, Minn. Statutes 2013 336.4-104

Funds-transfer business day, defined, Minn. Statutes 2013 336.4A-105

Banking house and premises, accounting and bookkeeping, Minn. Rules 2675.2110

Banking institution, banks defined as, Minn. Statutes 2013 48.01

Banking law, Minn. Statutes 2013 47.07

Banking organization, banks defined as, Minn. Statutes 2013 345.31

Banks for cooperatives, interest law, exclusion, Minn. Statutes 2013 334.06

Banks for Cooperatives, investment securities, tax exemption, Minn. Rules 8002.0300

Banks owned by holding companies, acquisition, Minn. Statutes 2013 46.047, 2013 46.048, 2013 48.93, 2013 48.99, 2013 48.992

Banks with trust powers

Capital, Minn. Statutes 2013 48.44, 2013 48A.08

Generally, Minn. Statutes 2013 48.44 to 2013 48.47, 2013 48A.07 to 2013 48A.09

Name, Minn. Statutes 2013 48.45

Trust services offices, Minn. Statutes 2013 48A.15

Beneficiary's bank

Choice of law, Minn. Statutes 2013 336.4A-507

Creditor process, Minn. Statutes 2013 336.4A-502

Defined, Minn. Statutes 2013 336.4A-103

Liability, payment orders, nonpayment, Minn. Statutes 2013 336.4A-404

Misdescriptions, Minn. Statutes 2013 336.4A-207, 2013 336.4A-208

Payment orders

Duties, Minn. Statutes 2013 336.4A-209, 2013 336.4A-211

Notice, Minn. Statutes 2013 336.4A-404, 2013 336.4A-405

Payments by, Minn. Statutes 2013 336.4A-404, 2013 336.4A-405

Payments to, senders, duties, Minn. Statutes 2013 336.4A-402

Refunds, rights, Minn. Statutes 2013 336.4A-405

Restitution, recovery, Minn. Statutes 2013 336.4A-207, 2013 336.4A-211

Restraining orders, Minn. Statutes 2013 336.4A-503

Board of directors, audits and examinations, Minn. Rules 2675.2610 to 2675.2640

Board of directors, see Directors under this topic

Bonds (officers and fiduciaries)

Characteristics, generally, Minn. Statutes 2013 45.0291

Relicensure, conditions for, Minn. Statutes 2013 45.027

Security bonds, corporate security bonds, Minn. Statutes 2013 9.031

Surety bonds

Agricultural society, state, depository, Minn. Statutes 2013 37.07

Corporate surety bonds, Minn. Statutes 2013 16A.272

Economic development authorities, depositories for, Minn. Statutes 2013 469.099

Generally, Minn. Statutes 2013 48.12 to 2013 48.14

Bonds (public debt), see Investments permitted to banks under this topic

Branch banks

Action or nonaction, liability, Minn. Statutes 2013 336.4-102

Constructive notice, knowledge of one branch, Minn. Statutes 2013 336.4-107

Defined, Minn. Statutes 2013 336.1-201

Interstate bank mergers or consolidations, Minn. Statutes 2013 49.411

Interstate branch banks, see under INTERSTATE BANKING

Letters of credit, Minn. Statutes 2013 336.5-116

Secured transactions, location, Minn. Statutes 2013 336.9-307

Separate banks, branches deemed as, Minn. Statutes 2013 336.4-107, 2013 336.4A-105

Stop payment orders, Minn. Statutes 2013 336.4-107

Violations, liquidation, Minn. Statutes 2013 48.34

Breach of fiduciary duty, liability, Minn. Statutes 2013 48A.15

Breach of warranty

Encoding warranties, damages, Minn. Statutes 2013 336.4-209

Payor banks, recovery by, exception, Minn. Statutes 2013 336.4-406

Presentment warranties, damages, Minn. Statutes 2013 336.4-208

Retention warranties, damages, Minn. Statutes 2013 336.4-209

Transfer warranties, damages, Minn. Statutes 2013 336.4-207

Buildings, accounting and bookkeeping, Minn. Rules 2675.2110

Burglary, Minn. Statutes 2013 609.582

Business activities, trust services offices, Minn. Statutes 2013 48A.15

Business corporations, banking authority not granted, Minn. Statutes 2013 302A.501

Business trusts, see BUSINESS TRUSTS

Bylaws, filing, Minn. Statutes 2013 47.15

Canada, obligations, insurance companies, investment in, Minn. Statutes 2013 60A.11

Capital stock

Common stock, dividends, Minn. Statutes 2013 48.055

Conversions, Minn. Statutes 2013 49.43

Defined as personal property, Minn. Statutes 2013 272.03

Fractional shares, reverse stock splits, Minn. Statutes 2013 48.056

Generally, Minn. Statutes 2013 49.02

Investments, limitation, percentage of capital, Minn. Statutes 2013 48.61

Loans, discounts on security or purchase, limitations, Minn. Statutes 2013 48.23

Mergers and consolidations, Minn. Statutes 2013 49.35, 2013 49.41, 2013 49.43

Payments into, proceeds, employee option and stock purchase plans, Minn. Statutes 2013 48.605

Preferred stock, Minn. Statutes 2013 48.055

Reverse stock splits, Minn. Statutes 2013 48.056

Shares, Minn. Statutes 2013 48.02, 2013 48.03

Stock option and stock purchase plans, increase, Minn. Statutes 2013 48.605

Surplus, proceeds, employee stock option and stock purchase plans, Minn. Statutes 2013 48.605

Capital

Banks organizing as trust companies, Minn. Statutes 2013 48.44

Capital notes, Minn. Statutes 2013 48.62

Generally, Minn. Statutes 2013 48.02, 2013 48.04, 2013 48.05

Impairment, Minn. Statutes 2013 49.02, 2013 49.04

Increase, Minn. Statutes 2013 48.04, 2013 48.28

Investments permitted to banks, see same under this topic

Trust authority, Minn. Statutes 2013 48.36, 2013 48.37

Capitol area

Parking areas, Minn. Rules 2400.2820

Use districts, Minn. Rules 2400.2205

Cash dividends, Minn. Rules 2675.2240

Cash items, accounting and bookkeeping, Minn. Rules 2675.2100

Cash

Final payments, Minn. Statutes 2013 336.4-215

Settlement, medium and time, Minn. Statutes 2013 336.4-213

Cashiers checks, see under CHECKS

Certificates and certification, mutual life insurance companies, prerequisite premiums, Minn. Statutes 2013 60A.07

Certificates of authority

Banks organized as trust companies, Minn. Statutes 2013 48.46

Commerce commissioner, duties, Minn. Statutes 2013 47.16

Forfeiture, liquidation, Minn. Statutes 2013 49.04

Issuing, Minn. Statutes 2013 46.041, 2013 46.045

Certificates of deposit, other financial institutions, Minn. Rules 2675.2246

Certificates of deposit, see CERTIFICATES OF DEPOSIT

Certificates of incorporation

Notice of intent to organize, supplying with certificate, Minn. Statutes 2013 47.14

State banks organized from national banks, Minn. Statutes 2013 48.31

Statements accompanying, Minn. Statutes 2013 47.14

Certificates of indebtedness, state certificates, Minn. Statutes 2013 16A.671

Certified checks, see under CHECKS

Charges and rates

Adjustment, implicit price deflator, use in calculating, Minn. Statutes 2013 47.59

Interest rates, see same under this topic

Charitable trusts, banks owned by, sales, assignments, transfers, and mergers, Minn. Statutes 2013 501B.45

Charter, display and replacement copies, Minn. Rules 2675.2500

Charters, Minn. Statutes 2013 46.044, 2013 316.13

Checking accounts, see under BANK ACCOUNTS

Checks, see CHECKS

Claims in recoupment

Collecting banks, rights, Minn. Statutes 2013 336.4-201

Transfer warranties, Minn. Statutes 2013 336.4-207

Claims

Preferred claims, Minn. Statutes 2013 336.4-216

Rail user and rail carrier loans, defaults, Minn. Statutes 2013 222.58

Settlement after forfeiture of charter, Minn. Statutes 2013 316.13

Clearing corporations, see under SECURITIES

Clearinghouse rules

Collecting banks, items sent to nonbank payors, Minn. Statutes 2013 336.4-204

Electronic presentment, Minn. Statutes 2013 336.4-110

Settlement, Minn. Statutes 2013 336.4-213, 2013 336.4-215, 2013 336.4-303

Variation by agreement, Minn. Statutes 2013 336.4-103

Clearinghouses

Defined, Minn. Statutes 2013 336.4-104

Provisional settlement for items through, Minn. Statutes 2013 336.4-215

Return of items received through, Minn. Statutes 2013 336.4-301

Rules, see Clearinghouse rules under this topic

Clerical service corporations

Generally, Minn. Statutes 2013 48.89

Offices, establishment, location, Minn. Statutes 2013 48.892

Closing temporarily, notice given, Minn. Statutes 2013 47.0154

Closing

Days designated by president or governor, Minn. Statutes 2013 47.0153

Emergencies, Minn. Statutes 2013 47.0151 to 2013 47.0155

Holidays and holiday eves, Minn. Statutes 2013 47.015

Mondays, Minn. Statutes 2013 47.015

Permanent, notice, Minn. Statutes 2013 47.0156

Saturdays, Minn. Statutes 2013 47.015

Surety bond violations, Minn. Statutes 2013 48.14

Temporary, legal effect, Minn. Statutes 2013 47.0155

Collateral, public retirement plans, deposits, Minn. Statutes 2013 356A.06

Collecting banks

Agency status, presumption and duration, Minn. Statutes 2013 336.4-201

Charge back, Minn. Statutes 2013 336.4-214

Death or incompetency of customers, Minn. Statutes 2013 336.4-405

Defined, Minn. Statutes 2013 336.4-105

Designation, Minn. Statutes 2013 336.4-106

Dishonor of instruments, Minn. Statutes 2013 336.3-505

Documentary drafts, presentment, Minn. Statutes 2013 336.4-502

Documents of title warranties, Minn. Statutes 2013 336.7-508

Encoding warranties, Minn. Statutes 2013 336.4-209

Final payment, Minn. Statutes 2013 336.4-215, 2013 336.4-216

Holder in due course, status as, Minn. Statutes 2013 336.4-211

Insolvency, preferred claims, Minn. Statutes 2013 336.4-216

Instructions, Minn. Statutes 2013 336.4-203, 2013 336.4-204

Liability, Minn. Statutes 2013 336.4-202, 2013 336.4-203

Notice given, Minn. Statutes 2013 336.3-503, 2013 336.3-505, 2013 336.4-202, 2013 336.4-212

Ordinary care, Minn. Statutes 2013 336.4-202

Payments suspended, Minn. Statutes 2013 336.4-216

Proper action, timeliness, burden of proof, Minn. Statutes 2013 336.4-202

Provisional settlement of items, Minn. Statutes 2013 336.4-215

Refunds, Minn. Statutes 2013 336.4-214

Retention warranties, Minn. Statutes 2013 336.4-209

Security interests, Minn. Statutes 2013 336.4-210

Sending and presenting methods, Minn. Statutes 2013 336.4-204

Time limits, delay or modification, Minn. Statutes 2013 336.4-109

Transfer warranties, Minn. Statutes 2013 336.4-207

Collection agencies, exclusion, Minn. Statutes 2013 332.32

Collections

Action or nonaction, liability, Minn. Statutes 2013 336.4-102

Time limits, delay or modification, Minn. Statutes 2013 336.4-109

Commencement, authority, Minn. Statutes 2013 48.15

Commerce Department

Possession, notice received, Minn. Statutes 2013 49.04

Powers, generally, Minn. Statutes 2013 45.027

Rulemaking authority, Minn. Statutes 2013 46.01

Commercial Code - bank deposits and collections, generally, Minn. Statutes 2013 336.4-101 to 2013 336.4-504

Commercially reasonable practices

Collecting banks, Minn. Statutes 2013 336.4-202

Generally, Minn. Statutes 2013 336.4-103

Payor banks, failure to exercise, Minn. Statutes 2013 336.4-406

Common trust funds

Banks with trust powers, Minn. Statutes 2013 48A.07

Farm corporations, generally, Minn. Statutes 2013 500.24

Income taxes, exemption, Minn. Statutes 2013 290.281

Information returns (taxes), Minn. Statutes 2013 289A.12, 2013 289A.18, 2013 289A.19

Trust companies, Minn. Statutes 2013 48A.07

Communication facilities, interruption causing delay, Minn. Statutes 2013 336.4-109

Complaints, insolvency proceedings, Minn. Statutes 2013 316.13

Computer facilities, interruption causing delay, Minn. Statutes 2013 336.4-109

Conflict of laws

Credit extension maximum rates, Minn. Statutes 2013 47.59

Investment securities, Minn. Statutes 2013 336.4-102

Negotiable instruments, Minn. Statutes 2013 336.3-102, 2013 336.4-102

Prevailing law, generally, Minn. Statutes 2013 336.1-301

Conflicts of interest, lease agreements, Minn. Statutes 2013 47.10

Consolidations, see Mergers and consolidations under this topic

Contested cases

Applications to organize, Minn. Statutes 2013 46.041

Denial, applications to organize, Minn. Statutes 2013 46.044

Removal, directors, trustees, officers, Minn. Statutes 2013 46.26, 2013 46.30

Trust services offices, establishment disallowed, Minn. Statutes 2013 48A.15

Violations of law, generally, Minn. Statutes 2013 46.24, 2013 46.26, 2013 46.30

Contracts and agreements

Authorization, Minn. Statutes 2013 48.11

Credit sales contracts, Minn. Statutes 2013 47.59, 2013 48.194

Electronic presentment, Minn. Statutes 2013 336.4-110

Federal banking laws, Minn. Statutes 2013 48.56

Limitation of damages, Minn. Statutes 2013 336.4-103

Making, Minn. Statutes 2013 48.11

Public assistance checks, processing, Minn. Statutes 2013 256.01, 2013 393.07

Public funds, investment, Minn. Statutes 2013 118A.05, 2013 118A.07

School districts, lines of credit, Minn. Statutes 2013 123B.12

Services, with other financial institutions, Minn. Statutes 2013 47.78

Settlement, medium and time, Minn. Statutes 2013 336.4-213

Variation of code provisions, Minn. Statutes 2013 336.4-103

Controlling individuals, human services licensing, exclusion, Minn. Statutes 2013 245A.02

Conversion of instruments, Minn. Statutes 2013 336.4-203

Conversions, Minn. Statutes 2013 49.42 to 2013 49.44, 2013 49.46

Corporate security bonds, state funds secured by, Minn. Statutes 2013 9.031

Corporate surety bonds, depositories, securities deposited with Management and Budget Department, Minn. Statutes 2013 16A.272

Corporations

Business corporation law, application, Minn. Statutes 2013 47.13

Certificates of incorporation

Amendments, Minn. Statutes 2013 47.171

Contents, Minn. Statutes 2013 47.12

Filing, Minn. Statutes 2013 47.16

Restatement, Minn. Statutes 2013 47.172

Corporate powers, Minn. Statutes 2013 47.12

Formation, procedure, Minn. Statutes 2013 47.12

Credit insurance, sales on commissions, Minn. Statutes 2013 47.016

Credit sales contracts, Minn. Statutes 2013 47.59, 2013 48.194

Credit services organizations, exclusion, Minn. Statutes 2013 332.52

Credit, see CREDIT

Creditors, forfeiture of charter, lawsuits, Minn. Statutes 2013 316.13

Custodian banks

Insurance company investments, duties, Minn. Statutes 2013 60A.11

Medical savings accounts, Minn. Statutes 2013 47.75, 2013 48.15

Custodians for clearing corporations, Minn. Statutes 2013 302.021

Customers

Alteration of instruments, duties, Minn. Statutes 2013 336.4-406

Customer accounts, see under BANK ACCOUNTS

Damages for wrongful dishonor, Minn. Statutes 2013 336.4-402

Death, Minn. Statutes 2013 336.4-405

Defined, Minn. Statutes 2013 336.4-104, 2013 336.4A-105

Incompetency, Minn. Statutes 2013 336.4-405

Overdrafts, liability, Minn. Statutes 2013 336.4-401

Payment orders, duties, Minn. Statutes 2013 336.4A-203, 2013 336.4A-204, 2013 336.4A-505

Refunds, Minn. Statutes 2013 336.4-214

Security procedures, generally, Minn. Statutes 2013 336.4A-201, 2013 336.4A-202

Signatures, Minn. Statutes 2013 336.4-403, 2013 336.4-406

Stop payment orders, Minn. Statutes 2013 336.4-403

Transfer warranties, Minn. Statutes 2013 336.4-207

Unauthorized payments, duties, Minn. Statutes 2013 336.4-406

Cutoff time, receipt of items, Minn. Statutes 2013 336.4-108

Damages

Breach of warranty, Minn. Statutes 2013 336.4-207 to 2013 336.4-209

Limitation by agreement, Minn. Statutes 2013 336.4-103

Measurement, Minn. Statutes 2013 336.4-103

Payment after stop payment order, Minn. Statutes 2013 336.4-403

Postdated checks, charges against customer accounts, Minn. Statutes 2013 336.4-401

Wrongful dishonor, Minn. Statutes 2013 336.4-402, 2013 336.4-403

Death, deceased customers, authority of bank, Minn. Statutes 2013 336.4-405

Debentures, issuance, Minn. Statutes 2013 48.62

Debt management services providers, exclusion, Minn. Statutes 2013 332A.02

Default, collecting banks not liable for others, Minn. Statutes 2013 336.4-202

Defenses

Presentment warranties, breach, Minn. Statutes 2013 336.4-208, 2013 336.4-302

Transfer warranties, Minn. Statutes 2013 336.4-207

Waivers, unauthorized signatures or alterations, Minn. Statutes 2013 336.4-406

Definitions, drinking water revolving fund, Minn. Rules 7380.0250

Definitions

Agricultural Development Act, Minn. Statutes 2013 41C.02

Application for bank, Minn. Statutes 2013 46.046

Banking law, Minn. Statutes 2013 46.23

Campaign finance and public disclosure, Minn. Statutes 2013 10A.01

Commercial Code

Bank deposits and collections, Minn. Statutes 2013 336.4-104, 2013 336.4-105, 2013 336.4-110

Funds transfers, Minn. Statutes 2013 336.4A-103, 2013 336.4A-105, 2013 336.4A-202

Generally, Minn. Statutes 2013 336.1-201

Investment securities, Minn. Statutes 2013 336.8-102

Letters of credit, Minn. Statutes 2013 336.5-102

Negotiable instruments, Minn. Statutes 2013 336.3-103, 2013 336.3-312, 2013 336.3-411, 2013 336.3-501

Sales, Minn. Statutes 2013 336.2-104

Secured transactions, Minn. Statutes 2013 336.9-102

Deposit and investment of local public funds, Minn. Statutes 2013 118A.01

Detached facilities, Minn. Statutes 2013 47.51

Electronic Authentication Act, Minn. Statutes 2013 325K.01

Financial institution law, Minn. Statutes 2013 47.01, 2013 47.02

Foreign corporations, Minn. Statutes 2013 303.02

Generally, Minn. Statutes 2013 48.01

Insurance law, Minn. Statutes 2013 60A.11

Interstate Banking Act, Minn. Statutes 2013 48.92

Mergers and consolidations, Minn. Statutes 2013 49.42

Motor Vehicle Retail Installment Sales Act, Minn. Statutes 2013 53C.01

Multiparty accounts, Minn. Statutes 2013 524.6-201

Public pension fiduciary responsibility, Minn. Statutes 2013 356A.01

Rail user and rail carrier loan guarantee program, Minn. Statutes 2013 222.56

Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2013 58.02

Rural Finance Authority Act, Minn. Statutes 2013 41B.02

Stock transfers, custodians, Minn. Statutes 2013 302.021

Stocks, personal property taxes, Minn. Statutes 2013 272.03

Subsidiaries, Minn. Statutes 2013 48.61

Transfers to minors, Minn. Statutes 2013 527.21

Trust companies, Minn. Statutes 2013 48A.12

Unclaimed property, Minn. Statutes 2013 345.31

Uniform Fiduciaries Act, Minn. Statutes 2013 520.01

Delay in transit, notice, Minn. Statutes 2013 336.4-202

Delivery, documents of title, Minn. Statutes 2013 336.2-308

Depositories

City funds and accounts, Minn. Statutes 2013 427.01

Designation by public officials, Minn. Statutes 2013 471.88, 2013 471.881

Economic development authorities, designating, Minn. Statutes 2013 469.099

Securities deposited with Management and Budget Department, corporate surety bond, Minn. Statutes 2013 16A.272

State Agricultural Society, Minn. Statutes 2013 37.07

State funds, Minn. Statutes 2013 9.031

Western Lake Superior Sanitary District, designating, Minn. Statutes 2013 458D.16

Depository banks

Charge back, Minn. Statutes 2013 336.4-214

Defined, Minn. Statutes 2013 336.4-105

Encoding warranties, Minn. Statutes 2013 336.4-209

Final payment, Minn. Statutes 2013 336.4-215

Refunds, Minn. Statutes 2013 336.4-214

Retention warranties, Minn. Statutes 2013 336.4-209

Status as holder or holder in due course, Minn. Statutes 2013 336.4-205

Transfer of instruments, restrictive endorsements, Minn. Statutes 2013 336.3-206

Unendorsed items, warranties, Minn. Statutes 2013 336.4-205

Deposits in

Abandoned and unclaimed property, see ABANDONED AND UNCLAIMED PROPERTY

Accounts, see BANK ACCOUNTS

Attorney's summary executions, Minn. Statutes 2013 551.05

Children, deposits in name of, Minn. Statutes 2013 48.30

Cooperative electric associations, Minn. Statutes 2013 308A.201

Creating an ownership interest, racketeering, exemption, Minn. Statutes 2013 609.903

Credit unions, Minn. Statutes 2013 52.04

Creditors' claims, Minn. Statutes 2013 550.143, 2013 550.37

Exempt deposits, reorganization during liquidation, Minn. Statutes 2013 49.07

Federal deposit insurance corporation, Minn. Statutes 2013 48.56

Fiduciaries' personal accounts, duties, Minn. Statutes 2013 520.09

Funds exempt from creditors' claims, Minn. Statutes 2013 550.37

Guardians and conservators, rights, Minn. Statutes 2013 48.30

Insolvent financial institutions, money collected, Minn. Statutes 2013 49.24

Insurance requirements, Minn. Statutes 2013 46.045

Levy on, Minn. Statutes 2013 550.135, 2013 550.143

Life insurance, claims payments, Minn. Statutes 2013 61A.011

Limitations, Minn. Statutes 2013 48.27, 2013 48.28

Prisoners' funds, Minn. Statutes 2013 241.08

Reduction, excessive deposits, Minn. Statutes 2013 48.28

Reinsurance intermediary-managers, Minn. Statutes 2013 60A.73

Security, exemptions, Minn. Statutes 2013 48.63

Social welfare fund, limitations, Minn. Statutes 2013 256.89, 2013 256.90

Supplemental nursing services agencies, Minn. Statutes 2013 144A.72

Time deposits, automatic renewal, notice to owner, Minn. Statutes 2013 47.096

Trust funds, Minn. Statutes 2013 48.64

Trustees, Minn. Statutes 2013 501B.81, 2013 520.10

Unemployment insurance trust fund, clearing and benefit payment accounts, Minn. Statutes 2013 268.194

Withholding (taxes), Minn. Statutes 2013 270C.60

Derivative transactions, Minn. Statutes 2013 48.24

Detached banking facilities

Generally, Minn. Statutes 2013 47.51 to 2013 47.57

Notice given, Minn. Statutes 2013 47.54, 2013 49.36

Development corporations, duties regarding, nonshareholders, Minn. Statutes 2013 301.77, 2013 301.78

Developmental loans, see Loans under this topic

Directors

Appointment by commissioner, temporary, Minn. Statutes 2013 46.29

Appointments by, Minn. Statutes 2013 48.07

Approvals by, Minn. Statutes 2013 48.08, 2013 48.11, 2013 48.12

Audits and examinations, duties, Minn. Statutes 2013 48.10

Bank funds, use, Minn. Statutes 2013 48.08

Capital, oaths, Minn. Statutes 2013 48.04

Federal banking laws, use, Minn. Statutes 2013 48.56

Financial reports, duties, Minn. Statutes 2013 48.48

Fines, violations of law, Minn. Statutes 2013 46.32

Insolvency, notice to commissioner, Minn. Statutes 2013 49.013

Liability, Minn. Statutes 2013 48.24

Loans, Minn. Statutes 2013 48.08, 2013 48.24, 2013 48.39

Mergers and consolidations, see same under this topic

Number, Minn. Statutes 2013 48.06

Oath of office, Minn. Statutes 2013 48.06

Qualifications, Minn. Statutes 2013 48.06

Quorum, Minn. Statutes 2013 46.29, 2013 48.06

Removal, Minn. Statutes 2013 46.26

Removals by, officers and employees, Minn. Statutes 2013 48.07

Reports given, financial reports, duties, Minn. Statutes 2013 48.48

Reports received, audits and examinations, Minn. Statutes 2013 48.10

Resolutions by, contracts, Minn. Statutes 2013 48.11

Service of process on, Minn. Statutes 2013 46.33

Vacancies, Minn. Statutes 2013 48.06

Violations and penalties, commissioner's orders, violating, Minn. Statutes 2013 46.32

Discharge, damages for breach of warranty, Minn. Statutes 2013 336.4-207, 2013 336.4-208

Disclaimers, prohibited

Generally, Minn. Statutes 2013 336.4-103

Warranties, Minn. Statutes 2013 336.4-207, 2013 336.4-208

Disclosure, contingent or actual liabilities, Minn. Rules 2675.2270

Disclosure

Affiliate discount brokers, commissions, Minn. Statutes 2013 48.15

Dishonored checks, account information, Minn. Statutes 2013 609.535

Finance charges, consumer loans and credit sales contracts, Minn. Statutes 2013 47.59

Discrimination, unfair practices, Minn. Statutes 2013 363A.09

Dishonor of items

Collecting banks, duties, Minn. Statutes 2013 336.4-202, 2013 336.4-212

Documentary drafts, Minn. Statutes 2013 336.4-503, 2013 336.4-504

Items not payable at bank, Minn. Statutes 2013 336.4-212

Notice of dishonor, Minn. Statutes 2013 336.4-202, 2013 336.4-212, 2013 336.4-503

Presenting banks, collections, Minn. Statutes 2013 336.4-503

Presentment warranties, Minn. Statutes 2013 336.4-208

Time, Minn. Statutes 2013 336.4-301

Transfer warranties, Minn. Statutes 2013 336.4-207

Transferors, liability for payment, Minn. Statutes 2013 336.4-207

Wrongful dishonor, damages, Minn. Statutes 2013 336.4-402

Dividends, declaration, Minn. Rules 2675.2240

Dividends

Common stock, Minn. Statutes 2013 48.055

Generally, Minn. Statutes 2013 48.05, 2013 48.09

Preferred stock, Minn. Statutes 2013 48.055, 2013 290.01

Drafts

Documentary drafts, see under DRAFTS (FINANCIAL)

Financial, see DRAFTS (FINANCIAL)

Sales, Minn. Statutes 2013 48.151

Drawee banks, liability to principals, fiduciaries, breach of obligation, Minn. Statutes 2013 520.07, 2013 520.08

Drawees

Defined, Minn. Statutes 2013 336.4-104

Presentment warranties, Minn. Statutes 2013 336.4-208

Drawers, notice received, dishonored items, Minn. Statutes 2013 336.4-212

Drop boxes, unstaffed after hours, deemed extension of main banking house, Minn. Statutes 2013 47.51

Electronic funds transfer terminals, Minn. Rules 2675.8100 to 2675.8190

Electronic funds transfers

Generally, see Electronic payments under ELECTRONIC TRANSACTIONS

Terminals, Minn. Statutes 2013 47.61 to 2013 47.74

Electronic presentment, Minn. Statutes 2013 336.4-110, 2013 336.4-209

Eligible agricultural lenders, banks defined as, Minn. Statutes 2013 41B.02

Emergencies

Closing during, Minn. Statutes 2013 47.0151 to 2013 47.0155

Delayed collection of items, Minn. Statutes 2013 336.4-109

Employee stock option and stock purchase plans, Minn. Statutes 2013 48.605

Employees, safe deposit boxes, procedures, Minn. Rules 2675.2300

Employees

Appointment, Minn. Statutes 2013 48.07

Bank funds, use, Minn. Statutes 2013 48.08

Bond (officers and fiduciaries), reports about, Minn. Statutes 2013 48.14

Powers, generally, Minn. Statutes 2013 48.17

Removal, Minn. Statutes 2013 48.07

Surety bonds, Minn. Statutes 2013 48.12

Violations and penalties, generally, felonies, Minn. Statutes 2013 47.26

Encoding warranties, Minn. Statutes 2013 336.4-209

Endorsements

Pay any bank endorsements, Minn. Statutes 2013 336.4-201

Restrictive endorsements, Minn. Statutes 2013 336.4-203

Settlement, Minn. Statutes 2013 336.4-201

Unauthorized endorsements, Minn. Statutes 2013 336.4-208

Unendorsed items, warranties, Minn. Statutes 2013 336.4-205

Without recourse endorsements, Minn. Statutes 2013 336.4-207

Endorsers, notice received, dishonored items, Minn. Statutes 2013 336.4-212

Enforcement

Presentment warranties, Minn. Statutes 2013 336.4-208

Transfer warranties, Minn. Statutes 2013 336.4-207

Equipment, accounting and bookkeeping, Minn. Rules 2675.2130

Escrow agents, subdivided land sales, Minn. Statutes 2013 83.26

Examinations and audits, Minn. Rules 2675.2610 to 2675.2640

Examiners, see BANK EXAMINERS

Examining

Auditor, duties, Minn. Statutes 2013 48.10

Board of directors, duties, Minn. Statutes 2013 48.10

By Federal Deposit Insurance Corporation, Minn. Statutes 2013 48.59

By Federal Reserve Bank, Minn. Statutes 2013 48.59

Commerce commissioner, duties, Minn. Statutes 2013 46.04

Fees, Minn. Statutes 2013 46.131

Frequency, Minn. Statutes 2013 46.04

Reports about, Minn. Statutes 2013 48.10, 2013 48.14

Requirements, generally, Minn. Statutes 2013 46.04

Existence, determining, Minn. Statutes 2013 49.411

Expenses following dishonor, presenting banks, Minn. Statutes 2013 336.4-503, 2013 336.4-504

Export-Import Bank of the United States (eximbank), investment securities subject to tax, Minn. Rules 8002.0300

Export-Import Bank of the United States, investments in, Minn. Statutes 2013 60A.11, 2013 61A.28

Extensions, time limits, Minn. Statutes 2013 336.4-109

Farm loan programs, see RURAL FINANCE AUTHORITY

FDIC, see FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)

Federal banking laws, use, generally, Minn. Statutes 2013 48.56

Federal Financing Bank, investment securities subject to tax, Minn. Rules 8002.0300

Federal home loan banks, investment securities, tax exemption, Minn. Rules 8002.0300

Federal home loan banks, see FEDERAL HOME LOAN BANKS

Federal intermediate credit banks, investment securities, tax exemption, Minn. Rules 8002.0300

Federal land bank associations, investment securities, tax exemption, Minn. Rules 8002.0300

Federal land banks, investment securities, tax exemption, Minn. Rules 8002.0300

Federal reserve banks, investment securities subject to tax, Minn. Rules 8002.0300

Federal Reserve banks, see FEDERAL RESERVE BANKS

Federal Reserve regulations

Collecting banks, items sent to nonbank payors, Minn. Statutes 2013 336.4-204

Electronic presentment, Minn. Statutes 2013 336.4-110

Settlement, Minn. Statutes 2013 336.4-213, 2013 336.4-215, 2013 336.4-303

Variation by agreement, Minn. Statutes 2013 336.4-103

Fees

Checks, sales, Minn. Statutes 2013 48.151

Copying, records requested by government authorities, Minn. Statutes 2013 48.513

Document changes, Minn. Statutes 2013 46.131

Drafts, sales, Minn. Statutes 2013 48.151

Examinations, Minn. Statutes 2013 46.131

Generally, Minn. Statutes 2013 46.041

Investigation, Minn. Statutes 2013 46.041, 2013 46.05

Money orders, sales, Minn. Statutes 2013 48.151

Proposed acquisitions, filing fees, Minn. Statutes 2013 46.048

Public assistance checks, processing, Minn. Statutes 2013 256.01

Relocation applications, Minn. Statutes 2013 47.101

Fidelity insurance policies, Minn. Statutes 2013 48.12, 2013 48.13

Fidelity insurance, Minn. Rules 2675.2400

Fiduciaries, banks acting as

Accounting procedures, Minn. Statutes 2013 48.39

Agreements, trust services offices, Minn. Statutes 2013 48A.15

Breach of fiduciary duty, liability, Minn. Statutes 2013 48A.15

National banking associations, conversions, Minn. Statutes 2013 49.44

Personal accounts, duties, Minn. Statutes 2013 520.09

Substitution of affiliates, Minn. Statutes 2013 48A.10

Trustees, see same under this topic

Finance charges, Minn. Statutes 2013 47.59

Financial institutions, banks defined as, tourism loans, Minn. Rules 4308.0020

Financial institutions, banks defined as

Deposit and investment of local public funds, Minn. Statutes 2013 118A.01

Electronic Authentication Act, Minn. Statutes 2013 325K.01

Interest rates, Minn. Statutes 2013 334.012

Tax debtor data matches, Minn. Statutes 2013 13B.07

Financial statements

Contingent or actual liabilities, disclosure, Minn. Rules 2675.2270

Opinion audits, Minn. Rules 2675.2630

Financing agencies, banks defined as, Minn. Statutes 2013 336.2-104

Fines

Commerce Department, imposing, Minn. Statutes 2013 45.027

Financial reports, late submission, Minn. Statutes 2013 48.48

Loan and credit sale contract violations, Minn. Statutes 2013 47.59

Name, improper use, Minn. Statutes 2013 47.03

Reports, failure to make, Minn. Statutes 2013 47.24

Foreclosure consultants, exclusion, Minn. Statutes 2013 325N.01

Foreclosure purchasers, exclusion, Minn. Statutes 2013 325N.10

Foreclosure, liens, Minn. Statutes 2013 336.4-504

Foreign banks

Emergencies, closing during, Minn. Statutes 2013 47.0151 to 2013 47.0155

Exclusion from definitions, interstate bank mergers affecting interstate branching, Minn. Statutes 2013 49.411

Foreign corporations

Banks excluded from definition, Minn. Statutes 2013 303.02

Generally, Minn. Statutes 2013 303.04, 2013 303.05

Foreign currency, charge back or refunds, Minn. Statutes 2013 336.4-214

Foreign trust associations

Banks defined as, Minn. Statutes 2013 303.02

Generally, Minn. Statutes 2013 303.25

Iranian investments, divestiture of, Minn. Statutes 2013 11A.244

Forgery, aggravated, Minn. Statutes 2013 609.625

Fraud, payor banks, late return of items, defense, Minn. Statutes 2013 336.4-302

Funds transfers, see FUNDS TRANSFERS

Furniture and fixtures, accounting and bookkeeping, Minn. Rules 2675.2130

Garnishments, vacating, possession by Commerce Department, Minn. Statutes 2013 49.04

Good faith

Checks, payment after six months, Minn. Statutes 2013 336.4-404

Customer accounts, charges against, Minn. Statutes 2013 336.4-401

Damages, generally, Minn. Statutes 2013 336.4-103

Disclaimers prohibited, Minn. Statutes 2013 336.4-103

Encoding warranties, Minn. Statutes 2013 336.4-209

Presentment warranties, Minn. Statutes 2013 336.4-208

Retention warranties, Minn. Statutes 2013 336.4-209

Transfer warranties, Minn. Statutes 2013 336.4-207

Health savings accounts, Minn. Statutes 2013 47.75, 2013 48.15

Hearings

Applications to organize, Minn. Statutes 2013 46.041, 2013 46.042

Detached facilities, application objections, Minn. Statutes 2013 47.54

Proposed acquisitions, disapproval, Minn. Statutes 2013 46.048

Substitution of affiliates, Minn. Statutes 2013 48A.10

Historic places, Minn. Statutes 2013 138.664

Holders in due course

Collecting banks, status as, Minn. Statutes 2013 336.4-211

Depository banks, status as, Minn. Statutes 2013 336.4-205

Subrogation of banks, Minn. Statutes 2013 336.4-407

Holders

Acquisition of rights, Minn. Statutes 2013 336.4-201

Depository banks, status as, Minn. Statutes 2013 336.4-205

Holidays and holiday eves, closing permitted, Minn. Statutes 2013 47.015

Home office protection law, see Detached banking facilities under this topic

Identity and identification, transferor banks, Minn. Statutes 2013 336.4-206

Impairment of capital

Assessments, Minn. Statutes 2013 49.02

Liquidation, Minn. Statutes 2013 49.04

Incompetency, customers, authority of bank, Minn. Statutes 2013 336.4-405

Incorporation, violations, injunctions, Minn. Statutes 2013 316.12

Incorporators

Applications to organize, signing, Minn. Statutes 2013 46.041

Names, including with notice of intent to organize, Minn. Statutes 2013 47.14

Indebtedness, neglect, refusal, or inability to pay, injunctions, Minn. Statutes 2013 316.12

Individual retirement accounts, Minn. Statutes 2013 48.15

Injunctions

Commerce Department, issuing by, Minn. Statutes 2013 45.027

Improper use of names, Minn. Statutes 2013 47.03

Insolvency proceedings, Minn. Statutes 2013 316.12

Involuntary liquidation, Minn. Statutes 2013 49.04

Open end loan accounts, competitors, Minn. Statutes 2013 48.185

Insider agreements, Minn. Statutes 2013 47.10

Insolvency

Collecting banks not liable for others, Minn. Statutes 2013 336.4-202

Commerce Department, borrowing from FDIC, Minn. Statutes 2013 49.05

Generally, Minn. Statutes 2013 49.013

Preferred claims, Minn. Statutes 2013 336.4-216

Preferred deposits, Minn. Statutes 2013 49.24

Proceedings, generally, Minn. Statutes 2013 316.12

Receiving deposits, Minn. Statutes 2013 624.68

Shareholders, see same under this topic

Transfer warranties, Minn. Statutes 2013 336.4-207

Installment loans, Minn. Statutes 2013 48.153 to 2013 48.157

Installment sales contracts, Minn. Statutes 2013 48.194

Instructions

Collecting banks, Minn. Statutes 2013 336.4-203, 2013 336.4-204

Documentary drafts, presentment, Minn. Statutes 2013 336.4-502, 2013 336.4-503

Insurance companies

Investments in, Minn. Statutes 2013 60A.11

Life insurance companies, investments, holding duties, Minn. Statutes 2013 61A.282

Insurance premium finance agreements, Minn. Statutes 2013 59A.03

Insurance

Credit insurance, sales, Minn. Statutes 2013 47.016

Fidelity insurance policies, Minn. Statutes 2013 48.12, 2013 48.13

Requirements for deposits, Minn. Statutes 2013 46.045

Uninsured banks, shareholders, liability, Minn. Statutes 2013 48.033, 2013 48.04

Inter-American Development Bank, investments in, Minn. Statutes 2013 50.14, 2013 60A.11, 2013 61A.28

Inter-American Development Bank

Bonds, investments in, Minn. Rules 2675.1180

Investment securities subject to tax, Minn. Rules 8002.0300

Interbranch letters of credit, Minn. Statutes 2013 336.5-116

Interest rate swap agreements, Minn. Statutes 2013 48.16

Interest rates

Adjustment, implicit price deflator, use in calculating, Minn. Statutes 2013 47.59

Installment loans, Minn. Statutes 2013 48.153

Loans, limitations, Minn. Statutes 2013 48.195, 2013 334.012

Usurious interest, Minn. Statutes 2013 48.196, 2013 334.02, 2013 334.03, 2013 334.20

Intermediary banks

Defined, Minn. Statutes 2013 336.4-105, 2013 336.4A-104

Misdescription, generally, Minn. Statutes 2013 336.4A-208

Payment orders, execution, Minn. Statutes 2013 336.4A-302

Payments to, sender duties, Minn. Statutes 2013 336.4A-402

Refunds, Minn. Statutes 2013 336.4A-402

Transfer of instruments, restrictive endorsements, Minn. Statutes 2013 336.3-206

Internal control systems

Annual examinations, Minn. Rules 2675.2610 to 2675.2640

Resolution officer, Minn. Rules 2675.2600

Written policy, Minn. Rules 2675.2600

International Bank for Reconstruction and Development, investments in, Minn. Statutes 2013 50.14, 2013 60A.11, 2013 60A.28

International Bank for Reconstruction and Development

Bonds, investments in, Minn. Rules 2675.1180

Investment securities subject to tax, Minn. Rules 8002.0300

Interstate banking, see INTERSTATE BANKING

Investigations, Commerce Department, generally, Minn. Statutes 2013 45.027, 2013 46.041, 2013 46.05

Investment banks, controlling individuals, human services licensing, Minn. Statutes 2013 245A.02

Investments in banks

Canadian insurance companies, Minn. Statutes 2013 60A.11

Individual retirement account plan (IRAP), Minn. Statutes 2013 354B.25

Mutual insurance companies, Minn. Statutes 2013 67A.231

Workers' compensation commercial self-insurance common claims fund, Minn. Statutes 2013 79A.22

Investments permitted to banks

Area redevelopment agencies, municipal bonds, Minn. Statutes 2013 469.116

Banks with trust powers, Minn. Statutes 2013 48A.07, 2013 48A.08

Clerical service corporations, Minn. Statutes 2013 48.89

Deferred compensation, state plan, Minn. Statutes 2013 352.965

Development corporations, Minn. Statutes 2013 301.84

Federal Reserve banks, Minn. Statutes 2013 48.32

Generally, Minn. Statutes 2013 48.61

Higher Education Facilities Authority revenue bonds, Minn. Statutes 2013 136A.38

Higher Education Office revenue bonds, Minn. Statutes 2013 136A.178

Metropolitan Council obligations, Minn. Statutes 2013 473.39, 2013 473.436

Municipal gas agency bonds, Minn. Statutes 2013 453A.10

Municipal power agency bonds, Minn. Statutes 2013 453.60

Notes or bonds secured by mortgages, trust deeds, or security interests, Minn. Statutes 2013 47.21

Regional railroad authority bonds, Minn. Statutes 2013 398A.07

Rural Finance Authority bonds, Minn. Statutes 2013 41C.10

Savings association accounts, Minn. Statutes 2013 51A.31

Savings bank accounts, Minn. Statutes 2013 50.17

State university revenue bonds, Minn. Statutes 2013 136F.91

Trust funds, Minn. Statutes 2013 48A.10

Investments permitted to banks

Bonds (public debt)

Generally, Minn. Rules 2675.1180

Holding on par or face value, Minn. Rules 2675.1140

Investment qualities, Minn. Rules 2675.1130

Investment records, Minn. Rules 2675.1100

Leases, Minn. Rules 2675.2110, 2675.2140

Certificates of deposit, other financial institutions, Minn. Rules 2675.2246

Securities

Canadian securities, Minn. Rules 2675.1180

Eligible securities, generally, Minn. Rules 2675.1110

Foreign borrowers' securities, restrictions, Minn. Rules 2675.1180

Holder options, restrictions, Minn. Rules 2675.1170

Investment qualities, Minn. Rules 2675.1130

Issuer options, purchase prohibited, Minn. Rules 2675.2040

Noneligible securities, purchase prohibited, Minn. Rules 2675.2050

Railroad equipment trust obligations, Minn. Rules 2675.2050

Repurchase agreements, Minn. Rules 2675.1190, 2675.2000

Trust agreement, securities issued under, Minn. Rules 2675.1120

Involuntary liquidation, Minn. Statutes 2013 49.04

Issuers

Banks defined as, Minn. Statutes 2013 336.5-102

Letters of credit, duties, see Issuers under LETTERS OF CREDIT

Items

Copies, Minn. Statutes 2013 336.4-406

Defined, Minn. Statutes 2013 336.4-104

Exclusions, Minn. Statutes 2013 336.4-104

Holding for acceptance or payment, notice, Minn. Statutes 2013 336.4-212

Lost items, notice, Minn. Statutes 2013 336.4-202

Order of charging or certifying to customers' accounts, Minn. Statutes 2013 336.4-303

Payable at or through bank, Minn. Statutes 2013 336.4-106

Receipt, time, Minn. Statutes 2013 336.4-108

Retention by payor bank, time, Minn. Statutes 2013 336.4-406

Return

Collecting banks, duties, Minn. Statutes 2013 336.4-202, 2013 336.4-214

Late return, liability, Minn. Statutes 2013 336.4-302

Recovery of payment by, Minn. Statutes 2013 336.4-301

Suspended payments, effect, Minn. Statutes 2013 336.4-216

Security interests, Minn. Statutes 2013 336.4-210

Sending, methods, Minn. Statutes 2013 336.4-204

Unendorsed items, warranties, Minn. Statutes 2013 336.4-205

Judgments, vacating, possession by Commerce Department, Minn. Statutes 2013 49.04

Judicial review, denial, applications to organize, Minn. Statutes 2013 46.044

Lawsuits

Breach of warranty, Minn. Statutes 2013 336.4-207, 2013 336.4-208

Generally, Minn. Statutes 2013 316.13

Liquidation, see same under this topic

Loan and credit sale contract violations, Minn. Statutes 2013 47.59

Open end loan accounts, competitors, violations, Minn. Statutes 2013 48.185

Statutes of limitations, Minn. Statutes 2013 336.4-111

Stay, involuntary liquidation, Minn. Statutes 2013 49.04

Leases, Minn. Statutes 2013 48.152

Leases

Accounting and bookkeeping, Minn. Rules 2675.2110, 2675.2140

Leasehold improvements, Minn. Rules 2675.2110

Leasehold investments, Minn. Rules 2675.2140

Lenders, banks defined as

Agricultural resource loan guaranty program, Minn. Statutes 2013 41A.02

Rail user and rail carrier loan guarantee program, Minn. Statutes 2013 222.56

Lending institutions, banks defined as, Minn. Statutes 2013 41C.02

Letters of credit, see LETTERS OF CREDIT

Levies, possession by Commerce Department, Minn. Statutes 2013 49.04

Liabilities

Accounting and bookkeeping, Minn. Rules 2675.2210

Contingent or actual liabilities, disclosure, Minn. Rules 2675.2270

Liability

Action or nonaction on certain items, Minn. Statutes 2013 336.4-102

Alteration of instruments, limitation, Minn. Statutes 2013 336.4-406

Breach of fiduciary duty, Minn. Statutes 2013 48A.15

Defined, Minn. Statutes 2013 356A.01

Derivative transactions, Minn. Statutes 2013 48.24

Dishonored items, Minn. Statutes 2013 336.4-212

Generally, Minn. Statutes 2013 48.24

Late return of items, Minn. Statutes 2013 336.4-302

Leases, customer liability, Minn. Statutes 2013 48.152

Multiparty accounts, Minn. Statutes 2013 524.6-202

Overdrafts, Minn. Statutes 2013 336.4-401, 2013 336.4-402

Postdated checks, damages, Minn. Statutes 2013 336.4-401

Real estate sold for contract for deed, Minn. Statutes 2013 48.21

Shareholders, see same under this topic

Transaction accounts, Minn. Statutes 2013 48.512

Transfer, mergers and consolidations, Minn. Statutes 2013 49.33

Unauthorized signatures, limitation, Minn. Statutes 2013 336.4-406

Wrongful dishonor, Minn. Statutes 2013 336.4-402

Licenses

Manufactured home sales licenses, exemption, Minn. Statutes 2013 327B.04, 2013 327B.09

Motor vehicle sales finance company licenses, exemption, Minn. Statutes 2013 53C.02

Real estate licenses, exemption, Minn. Statutes 2013 82.56

Relicensure, conditions, Minn. Statutes 2013 45.027

Suspension, revocation, or denial, Commerce Department powers, Minn. Statutes 2013 45.027

Liens, Minn. Statutes 2013 336.4-504

Life insurance companies, investments, holding duties, Minn. Statutes 2013 61A.282

Limited liability companies, banking authority not granted, Minn. Statutes 2013 322B.693

Liquidation

Branch offices, violations, Minn. Statutes 2013 48.34

Certificates, recording, Minn. Statutes 2013 49.05

Completion, Minn. Statutes 2013 49.30, 2013 49.31

Consolidation during, Minn. Statutes 2013 49.06

Creditors, petitions by, completion committee, Minn. Statutes 2013 49.30

Foreclosure, certificates prior to sales, Minn. Statutes 2013 49.05

Generally, Minn. Statutes 2013 49.24

Grounds, Minn. Statutes 2013 48.28, 2013 49.02

Involuntary liquidation, Minn. Statutes 2013 49.04

Lawsuits, Minn. Statutes 2013 49.05

Possession by Commerce Department, Minn. Statutes 2013 49.05, 2013 49.32

Power of attorney, executing, Minn. Statutes 2013 49.05

Reorganization during, Minn. Statutes 2013 49.07

Subrogation, FDIC, Minn. Statutes 2013 49.05

Voluntary liquidation, Minn. Statutes 2013 49.215

Liquidators, Federal Deposit Insurance Corporation, Minn. Statutes 2013 49.05

Loans to, Housing Finance Agency, powers, Minn. Statutes 2013 462A.05

Loans

Agricultural loans, waiver of statutory rights, penalty, Minn. Statutes 2013 550.42

Agriculture best management practices loans, Minn. Statutes 2013 17.117

Consumer short-term loans, Minn. Statutes 2013 47.601

Consumer small loans, Minn. Statutes 2013 47.60

Developmental loans, Minn. Statutes 2013 301.78

Directors, officers, or employees, terms, Minn. Statutes 2013 48.08

Generally, Minn. Statutes 2013 47.59

Interest, Minn. Statutes 2013 48.195, 2013 48.196

Interest rates, Minn. Statutes 2013 334.012, 2013 334.02, 2013 334.03

Liability, see same under this topic

Manufactured homes, Minn. Statutes 2013 47.209, 2013 50.148, 2013 51A.37

Mortgage loans, see MORTGAGES

Open end loan accounts, Minn. Statutes 2013 48.185, 2013 56.125

Payday loans, Minn. Statutes 2013 47.60, 2013 47.601

Rail user and rail carrier loans, Minn. Statutes 2013 222.55 to 2013 222.62

School districts, dissolution and attachment, transitional expenses, Minn. Statutes 2013 123A.76

Security for, inapplicable laws, Minn. Statutes 2013 47.21

Loans

Corporations, Minn. Rules 2675.0600

Farm loan programs, see RURAL FINANCE AUTHORITY

Feeder livestock, Minn. Rules 2675.0500

Financial statements, Minn. Rules 2675.0200

Participation loans, Minn. Rules 2675.0400

Partnerships, Minn. Rules 2675.0600

Rail user and rail carrier loan guarantee program, Minn. Rules 8830.6300 to 8830.6700

Real property loans, Minn. Rules 2675.0901

Special feeder loans, Minn. Rules 2675.0500

Location

Changing, Minn. Statutes 2013 47.101

Mergers and consolidations, agreement, Minn. Statutes 2013 49.35

Mail and mailing

Capital stock, sale, notice, Minn. Statutes 2013 49.02

Denial of application, notice, Minn. Statutes 2013 46.041

Intent to organize, notice, Minn. Statutes 2013 47.14

Manufactured home sales

Finance charges, Minn. Statutes 2013 47.59

Licenses and bonding, exclusion, Minn. Statutes 2013 327B.04, 2013 327B.09

Medical savings accounts, Minn. Statutes 2013 47.75, 2013 48.15

Mergers and consolidations

Definitions, Minn. Statutes 2013 49.42

Detached banking facilities, Minn. Statutes 2013 47.51 to 2013 47.57, 2013 49.36

Generally, Minn. Statutes 2013 49.33 to 2013 49.41

Interstate banking, Minn. Statutes 2013 49.411

Name, Minn. Statutes 2013 49.35, 2013 49.37, 2013 49.45

National banking associations, Minn. Statutes 2013 49.43 to 2013 49.46

Subsidiaries, consolidation with bank, Minn. Statutes 2013 48.61

Midnight deadline

Defined, Minn. Statutes 2013 336.4-104

Return of items, Minn. Statutes 2013 336.4-301, 2013 336.4-302

Seasonable action, Minn. Statutes 2013 336.4-202

Settlement by bank, Minn. Statutes 2013 336.4-213

Minnesota banks, interstate banking, Minn. Statutes 2013 49.411

Minnesota state banks

Interstate banking, Minn. Statutes 2013 49.411

State banks organized from national banks, Minn. Statutes 2013 48.31

Misconduct, collecting banks not liable for others, Minn. Statutes 2013 336.4-202

Mistake, collecting banks not liable for others, Minn. Statutes 2013 336.4-202

Modification, time limits, Minn. Statutes 2013 336.4-109

Mondays, closing permitted, Minn. Statutes 2013 47.015

Money orders, sales, Minn. Statutes 2013 48.151

Money transmitters, license exemption, Minn. Statutes 2013 53B.04

Mortgage assignments, notice given, Minn. Statutes 2013 47.205

Mortgage bankers, financial institutions, mortgage bankers defined as, tourism loan program, Minn. Rules 4308.0020

Mortgage loans, see MORTGAGES

Motor vehicle retail installment sales contracts, finance charges, Minn. Statutes 2013 47.59

Motor vehicles, accounting and bookkeeping, Minn. Rules 2675.2130

Multiparty accounts, see MULTIPARTY ACCOUNTS

Names

Assumed names, Minn. Statutes 2013 47.11

Banks acting as savings banks, Minn. Statutes 2013 48.42, 2013 48.43

Banks acting as trustees, Minn. Statutes 2013 48.41, 2013 48.43, 2013 48.45

Bingo organizations, linked bingo prize pool accounts, Minn. Statutes 2013 349.19

Mergers and consolidations, Minn. Statutes 2013 49.35, 2013 49.37, 2013 49.45

Names including words "bank," "trust," or "insurance," Minn. Statutes 2013 5.37

Notice of intent to organize, including with, Minn. Statutes 2013 47.14

Using, Minn. Statutes 2013 47.23

Words permitted, Minn. Statutes 2013 47.03

National Association of Mutual Insurance Companies Bank, investments in, Minn. Statutes 2013 67A.231

National banking associations, financial institutions, national banking associations defined as, tourism loans, Minn. Rules 4308.0020

National banks, see NATIONAL BANKS

National Consumer Cooperative Bank, investment securities subject to tax, Minn. Rules 8002.0300

Negligence, collecting banks not liable for others, Minn. Statutes 2013 336.4-202

Negotiable instruments, see NEGOTIABLE INSTRUMENTS

Nonbank payors, items sent by collecting banks, Minn. Statutes 2013 336.4-204

Nonprofit corporations, banking authority not granted, Minn. Statutes 2013 317A.501

Notice given, dividends, declaration, Minn. Rules 2675.2240

Obligated banks, Minn. Statutes 2013 336.3-312, 2013 336.3-411

Officers and employees

Acting as insurance agents or securities broker-dealers, Minn. Rules 2675.2420

Internal control resolution officer, Minn. Rules 2675.2600

Officers

Appointment, Minn. Statutes 2013 48.07

Bank funds, use, Minn. Statutes 2013 48.08

Bonds (officers and fiduciaries), Minn. Statutes 2013 48.12, 2013 48.14

Cashiers, Minn. Statutes 2013 48.02, 2013 48.04, 2013 48.11

Chief financial officers, capital funds, oath, Minn. Statutes 2013 48.02

Closing banks, temporary, Minn. Statutes 2013 47.0153

Contracts, authorizing, Minn. Statutes 2013 48.11

Financial reports, duties, Minn. Statutes 2013 48.48

Fines, violations of law, Minn. Statutes 2013 46.32

Insolvency, duty to report, Minn. Statutes 2013 49.013

Liability, Minn. Statutes 2013 48.24

Loans, exceeding limitations, Minn. Statutes 2013 48.24

Powers, generally, Minn. Statutes 2013 48.17

Presidents, Minn. Statutes 2013 48.02, 2013 48.04, 2013 48.11

Removal by commissioner, Minn. Statutes 2013 46.26

Removal by directors, Minn. Statutes 2013 48.07

Reports given, financial reports, Minn. Statutes 2013 48.48

Service of process on, Minn. Statutes 2013 46.33

Vice-presidents, Minn. Statutes 2013 48.02, 2013 48.04, 2013 48.11

Violations and penalties, Minn. Statutes 2013 46.32, 2013 47.26

Offices, closed during emergencies, Minn. Statutes 2013 47.0151 to 2013 47.0155

Open end loan accounts, Minn. Statutes 2013 48.185, 2013 56.125

Orders

Application denials, Minn. Statutes 2013 46.041

Certificate of authorization, order to issue, Minn. Statutes 2013 46.041

Charter, forfeiture, Minn. Statutes 2013 316.13

Removal from office, directors, trustees, officers, Minn. Statutes 2013 46.26

Shareholders, assessments, Minn. Statutes 2013 49.17, 2013 49.18

Stop payment orders, see same under this topic

Substitution of affiliates, Minn. Statutes 2013 48A.10

Surety bonds, Minn. Statutes 2013 48.14

Trust services offices, establishment disallowed, Minn. Statutes 2013 48A.15

Unsafe or unsound practices, cease and desist orders, Minn. Statutes 2013 46.24

Ordinary care, see Commercially reasonable practices under this topic

Organization

Reorganization as national banks, execution of trust, Minn. Statutes 2013 48.33

State banks organized from national banks, Minn. Statutes 2013 48.31

Originator's bank

Defined, Minn. Statutes 2013 336.4A-104

Payment orders, duties, Minn. Statutes 2013 336.4A-209, 2013 336.4A-302

Restitution, right of recovery, Minn. Statutes 2013 336.4A-209

Restraining orders, Minn. Statutes 2013 336.4A-503

Originators

Choice of law, Minn. Statutes 2013 336.4A-507

Defined, Minn. Statutes 2013 336.4A-104

Liability, misdescription of beneficiary, Minn. Statutes 2013 336.4A-207

Notice received, payment orders, Minn. Statutes 2013 336.4A-405

Payments by, Minn. Statutes 2013 336.4A-406

Other business, expense reimbursement agreements, Minn. Rules 2675.2420

Overdrafts, Minn. Statutes 2013 336.4-401, 2013 336.4-402

Parties to suits, Minn. Statutes 2013 316.13

Passbooks, safekeeping, Minn. Rules 2675.2280

Payments by

Cemetery fund trustees, refusal of payment, Minn. Statutes 2013 306.81

Rail user and rail carrier loans, principal, interest, Minn. Statutes 2013 222.58

Trust services offices, establishment, filing fees, Minn. Statutes 2013 48A.15

Payments, Commercial Code provisions

Action or nonaction, liability, Minn. Statutes 2013 336.4-102

Checks, time limit for presenting, Minn. Statutes 2013 336.4-404

Death or incompetency of customers, effect, Minn. Statutes 2013 336.4-405

Final payment, Minn. Statutes 2013 336.4-215

Improper payment, subrogation, Minn. Statutes 2013 336.4-407

Items payable at or through bank, Minn. Statutes 2013 336.4-106

Nonpayment, notice, Minn. Statutes 2013 336.4-202

Notice of holding, Minn. Statutes 2013 336.4-212

Presentment, Minn. Statutes 2013 336.4-208, 2013 336.4-212

Revocation, Minn. Statutes 2013 336.4-301

Suspended payments, Minn. Statutes 2013 336.4-104, 2013 336.4-109, 2013 336.4-216

Transfer warranties, Minn. Statutes 2013 336.4-207

Unauthorized payments, customers' duties, Minn. Statutes 2013 336.4-406

Payor banks

Death or incompetency of customers, Minn. Statutes 2013 336.4-405

Defined, Minn. Statutes 2013 336.4-105

Dishonor and notice of dishonor of instruments, Minn. Statutes 2013 336.3-505

Dishonor of items, Minn. Statutes 2013 336.4-301

Encoding warranties, Minn. Statutes 2013 336.4-209

Final payment, Minn. Statutes 2013 336.4-215, 2013 336.4-216

Items sent by collecting banks, Minn. Statutes 2013 336.4-204

Late return of items, liability, defenses, Minn. Statutes 2013 336.4-302

Place of presentment, Minn. Statutes 2013 336.4-204

Provisional settlement of items, Minn. Statutes 2013 336.4-215

Retention of items, time, Minn. Statutes 2013 336.4-406

Retention warranties, Minn. Statutes 2013 336.4-209

Revocation of payment, Minn. Statutes 2013 336.4-301

Setoff, Minn. Statutes 2013 336.4-303

Stop payment orders, Minn. Statutes 2013 336.4-303

Subrogation, Minn. Statutes 2013 336.4-407

Suspended payments, Minn. Statutes 2013 336.4-216

Time limits, delay, Minn. Statutes 2013 336.4-109

Transfer of instruments, restrictive endorsements, Minn. Statutes 2013 336.3-206

Unaccepted drafts, dishonor, Minn. Statutes 2013 336.3-502

Waivers, defenses against unauthorized signatures or alterations, Minn. Statutes 2013 336.4-406

Wrongful dishonor, Minn. Statutes 2013 336.4-402

Personal property acquisition or lease, Minn. Statutes 2013 48.152

Personal property taxes, see under PROPERTY TAXES

Personal property, accounting and bookkeeping, Minn. Rules 2675.2130

Power of attorney, general authority, Minn. Statutes 2013 523.24

Power of attorney, practice before Revenue Department, Minn. Rules 8052.0300

Powers, generally, Minn. Statutes 2013 48.15

Preferred stock, Minn. Statutes 2013 48.055

Presenting banks

Defined, Minn. Statutes 2013 336.4-105

Dishonor and notice of dishonor of instruments, Minn. Statutes 2013 336.3-505

Documentary drafts, Minn. Statutes 2013 336.4-503, 2013 336.4-504

Place of presentment, Minn. Statutes 2013 336.4-204

Provisional settlement of items, Minn. Statutes 2013 336.4-215

Presentment warranties

Breach, damages, defenses, Minn. Statutes 2013 336.4-208, 2013 336.4-302

Generally, Minn. Statutes 2013 336.4-208

Presentment

Action or nonaction, liability, Minn. Statutes 2013 336.4-102

Checks, time limit, Minn. Statutes 2013 336.4-404

Collecting banks, ordinary care, Minn. Statutes 2013 336.4-202

Date, Minn. Statutes 2013 336.3-501

Defined, Minn. Statutes 2013 336.3-501

Dishonor, Minn. Statutes 2013 336.3-502

Documentary drafts, Minn. Statutes 2013 336.4-501 to 2013 336.4-504

Electronic presentment, Minn. Statutes 2013 336.4-110, 2013 336.4-209

Excused, Minn. Statutes 2013 336.3-504

Items not payable by, through, or at bank, Minn. Statutes 2013 336.4-212

Methods, Minn. Statutes 2013 336.3-501, 2013 336.4-204

Obligors, tender of payment, Minn. Statutes 2013 336.3-603

On arrival drafts, Minn. Statutes 2013 336.4-502

Persons to whom made, Minn. Statutes 2013 336.3-501

Place of presentment, Minn. Statutes 2013 336.4-204

Presentment notice, defined, Minn. Statutes 2013 336.4-110

Waivers, Minn. Statutes 2013 336.3-504

Warranties, Minn. Statutes 2013 336.4-208, 2013 336.4-302

When goods arrive drafts, Minn. Statutes 2013 336.4-502

Presumptions, collecting banks, agency status, Minn. Statutes 2013 336.4-201

Prima facie evidence, ordinary care, Minn. Statutes 2013 336.4-103

Prior transactions, validation, Minn. Statutes 2013 336.10-102

Priorities and preferences

Insolvency, preferred claims, Minn. Statutes 2013 336.4-216

Security interests, Minn. Statutes 2013 336.4-210

Suspended payments, Minn. Statutes 2013 336.4-216

Profits

Setting aside for surplus, Minn. Statutes 2013 48.09

Undeclared profits, dividend declaration, Minn. Statutes 2013 48.09

Undivided profits, Minn. Statutes 2013 48.02

Prosecution, damages, wrongful dishonor, Minn. Statutes 2013 336.4-402

Publication by

Substitution of affiliates, Minn. Statutes 2013 48A.10

Trust services offices, Minn. Statutes 2013 48A.15

Real estate licensure, exemptions, Minn. Statutes 2013 82.56

Real estate

Generally, Minn. Statutes 2013 48.21

Mortgage loans, improved real estate, limitations, Minn. Statutes 2013 48.24

Taxes, see PROPERTY TAXES

Real property owned by bank

Accounting and bookkeeping, Minn. Rules 2675.2110, 2675.2170

Other real estate, Minn. Rules 2675.2110, 2675.2170

Real property, buying, holding, Minn. Statutes 2013 47.10

Receivers

Appointment, forfeiture of charter proceedings, Minn. Statutes 2013 316.13

Trust powers, banks acting as receivers, Minn. Statutes 2013 48A.07

Receiving banks

Beneficiary's bank, identification, Minn. Statutes 2013 336.4A-208

Choice of law, Minn. Statutes 2013 336.4A-507

Creditor process, service on, Minn. Statutes 2013 336.4A-502

Cut-off times, Minn. Statutes 2013 336.4A-106

Defined, Minn. Statutes 2013 336.4A-103

Interest rates, calculation, Minn. Statutes 2013 336.4A-506

Intermediary banks, identification, Minn. Statutes 2013 336.4A-208

Liability, Minn. Statutes 2013 336.4A-212, 2013 336.4A-305

Notice received, Minn. Statutes 2013 336.4A-211, 2013 336.4A-304

Objection to debit of account, time, Minn. Statutes 2013 336.4A-505

Order of charging accounts, Minn. Statutes 2013 336.4A-502

Payment orders, duties

Acceptance, Minn. Statutes 2013 336.4A-209

Amendment, Minn. Statutes 2013 336.4A-211

Authorization, Minn. Statutes 2013 336.4A-202

Breach of obligations, Minn. Statutes 2013 336.4A-208, 2013 336.4A-212, 2013 336.4A-305

Cancellation, Minn. Statutes 2013 336.4A-211

Erroneous payment orders, Minn. Statutes 2013 336.4A-205

Execution, Minn. Statutes 2013 336.4A-301 to 2013 336.4A-305

Rejection, Minn. Statutes 2013 336.4A-209, 2013 336.4A-210

Right to enforce or retain payment, limitation, Minn. Statutes 2013 336.4A-203

Transmission by the system, Minn. Statutes 2013 336.4A-206

Unauthorized payment orders, Minn. Statutes 2013 336.4A-204

Verification, Minn. Statutes 2013 336.4A-202, 2013 336.4A-203

Payments to, senders, duties, Minn. Statutes 2013 336.4A-402, 2013 336.4A-403

Refunds, Minn. Statutes 2013 336.4A-402

Restitution, recovery, Minn. Statutes 2013 336.4A-303

Security procedures, generally, Minn. Statutes 2013 336.4A-201, 2013 336.4A-202

Suspension of payments, effect on unaccepted payment orders, Minn. Statutes 2013 336.4A-210

Records and record keeping

Audits and examinations, reports, Minn. Statutes 2013 48.10

Child support enforcement, access, Minn. Statutes 2013 256.978

Defined, Minn. Statutes 2013 336.3-103

Dishonor, notice, Minn. Statutes 2013 336.4-301

Electronic maintenance and storage, Minn. Statutes 2013 46.04

Government authorities, access, Minn. Statutes 2013 13A.01 to 2013 13A.04, 2013 48.513

Items held for acceptance or payment, notice, Minn. Statutes 2013 336.4-212

Minute book, officers and employees, duties, Minn. Statutes 2013 48.06, 2013 48.17

Optical image storage systems, Minn. Statutes 2013 46.04

Stop payment orders, renewal, Minn. Statutes 2013 336.4-403

Trust services offices, Minn. Statutes 2013 48A.15

Records and record keeping

Annual examination report, Minn. Rules 2675.2610

Safe deposit boxes, Minn. Rules 2675.2300

Red lining, unfair discriminatory practice, Minn. Statutes 2013 363A.09

Referees (court), documentary drafts, dishonor, duties, Minn. Statutes 2013 336.4-503

Registered checks, sales, fees, Minn. Statutes 2013 48.151

Relocating, temporary, emergencies, Minn. Statutes 2013 47.0152

Remotely-created items

Presentment warranties, Minn. Statutes 2013 336.4-208

Transfer warranties, Minn. Statutes 2013 336.4-207

Reports given, examinations, annual report, Minn. Rules 2675.2610

Reports given

Financial statements, Minn. Statutes 2013 48.48

Insolvency, Minn. Statutes 2013 49.013

Officers and employees, bonds, Minn. Statutes 2013 48.14

Transactions, regulated, Minn. Statutes 2013 45.027

Reserves, Minn. Statutes 2013 48.221

Residential mortgage originator and servicer licenses, Minn. Statutes 2013 58.04, 2013 58.05

Retention warranties, Minn. Statutes 2013 336.4-209

Retirement accounts, Minn. Statutes 2013 48.15

Reverse mortgages, see under MORTGAGES

Reverse stock splits, Minn. Statutes 2013 48.056

S corporation banks, nonresident shareholders, jurisdiction to tax, income and franchise taxes, Minn. Statutes 2013 290.014

Safe deposit boxes, renting, Minn. Statutes 2013 55.06, 2013 55.15

Safe deposit boxes, Minn. Rules 2675.2300

Safekeeping, local public funds, investment contracts and agreements, Minn. Statutes 2013 118A.06

Sales finance companies, banks defined as, Minn. Statutes 2013 53C.01

Saturdays, closing permitted, Minn. Statutes 2013 47.015

Savings accounts, see under BANK ACCOUNTS

Savings associations, see SAVINGS ASSOCIATIONS

Savings banks, see SAVINGS BANKS

Savings departments, Minn. Statutes 2013 47.23

Savings passbooks, safekeeping, Minn. Rules 2675.2280

Seals and sealing, contracts, Minn. Statutes 2013 48.11

Securities in lieu of surety bond, Minn. Statutes 2013 48.13

Securities intermediaries, banks defined as, Minn. Statutes 2013 336.8-102

Securities, see Investments permitted to banks under this topic

Security interests

Collecting banks, rights, Minn. Statutes 2013 336.4-210, 2013 336.4-211

Establishing, standard of proof, forfeited property associated with commission of a crime, Minn. Statutes 2013 609.5319

Priorities and preferences, Minn. Statutes 2013 336.4-210

Senders

Choice of law, Minn. Statutes 2013 336.4A-507

Cut-off times, Minn. Statutes 2013 336.4A-106

Death or incapacity, effect, Minn. Statutes 2013 336.4A-211

Defined, Minn. Statutes 2013 336.4A-103, 2013 336.4A-202

Liability, Minn. Statutes 2013 336.4A-205, 2013 336.4A-208, 2013 336.4A-211, 2013 336.4A-303

Notice given, Minn. Statutes 2013 336.4A-211, 2013 336.4A-304

Notice received, Minn. Statutes 2013 336.4A-209, 2013 336.4A-210

Payment orders, Minn. Statutes 2013 336.4A-205, 2013 336.4A-301 to 2013 336.4A-305

Payments by, Minn. Statutes 2013 336.4A-402, 2013 336.4A-403

Payments to, Minn. Statutes 2013 336.4A-402

Separate offices

Action or nonaction, liability, Minn. Statutes 2013 336.4-102

Constructive notice, knowledge of one branch, Minn. Statutes 2013 336.4-107

Separate banks, separate offices deemed as, Minn. Statutes 2013 336.4-107, 2013 336.4A-105

Stop payment orders, Minn. Statutes 2013 336.4-107

Service of process on

Items subject to, time, Minn. Statutes 2013 336.4-303

Procedure, Commerce Department, Minn. Statutes 2013 45.028

Services, contracts with other financial institutions, Minn. Statutes 2013 47.78

Setoffs

Collecting banks, rights, Minn. Statutes 2013 336.4-201

Payor banks, Minn. Statutes 2013 336.4-303

Settlements

Charge back or refund, Minn. Statutes 2013 336.4-214

Collecting banks, ordinary care, Minn. Statutes 2013 336.4-202

Defined, Minn. Statutes 2013 336.4-104

Final payment, Minn. Statutes 2013 336.4-215, 2013 336.4-216

Medium and time, Minn. Statutes 2013 336.4-213

Provisional settlement, Minn. Statutes 2013 336.4-201, 2013 336.4-216

Revocation, Minn. Statutes 2013 336.4-214, 2013 336.4-301

Shareholders

Assessments, Minn. Statutes 2013 49.02, 2013 49.17 to 2013 49.20, 2013 49.24

Dissent, mergers and consolidations, Minn. Statutes 2013 49.41

Documents received, stock, appraisal reports, Minn. Statutes 2013 49.43

Liability, Minn. Statutes 2013 48.03 to 2013 48.04

List, Minn. Statutes 2013 48.03

Notice received, Minn. Statutes 2013 47.25, 2013 49.02

Preemptive rights, Minn. Statutes 2013 48.032

Reverse stock splits, dissenters' rights, Minn. Statutes 2013 48.056

Uninsured banks, liability, Minn. Statutes 2013 48.033, 2013 48.04

Votes and voting, Minn. Statutes 2013 49.37, 2013 49.43

Shares, common stock, additional sales, Minn. Rules 2675.2220

Shares, see Capital stock under this topic

Special purpose banks, Minn. Statutes 2013 46.044, 2013 46.046

State banks, Minn. Statutes 2013 48.31, 2013 49.411

Statements of account, Minn. Statutes 2013 336.4-406

Statutes of limitations

Lawsuits, generally, Minn. Statutes 2013 336.4-111

Unauthorized signatures or alterations, Minn. Statutes 2013 336.4-406

Stock, see Capital stock under this topic

Stockholders, see Shareholders under this topic

Stop payment orders

After customer's death or incompetency, Minn. Statutes 2013 336.4-405

Branch banks, Minn. Statutes 2013 336.4-107

Constructive notice, knowledge of one branch or separate office, Minn. Statutes 2013 336.4-107

Generally, Minn. Statutes 2013 336.4-403

Postdated checks, Minn. Statutes 2013 336.4-401

Separate offices, Minn. Statutes 2013 336.4-107

Subpoenas, records, access by government authorities, Minn. Statutes 2013 13A.02, 2013 13A.04

Subrogation, payor banks, Minn. Statutes 2013 336.4-407

Subsidiaries

Defined as financial institutions, Minn. Statutes 2013 58.02

Generally, Minn. Statutes 2013 48.61

Qualified subchapter S subsidiaries, dividends distributions, Minn. Statutes 2013 48.09

Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2013 58.04, 2013 58.05

Substitution of affiliates

Generally, Minn. Statutes 2013 48A.10

Trust services offices, Minn. Statutes 2013 48A.15

Supervision by Commerce Department

Interstate banking, cooperation with federal authorities, Minn. Statutes 2013 48.96, 2013 48.99

Powers, generally, Minn. Statutes 2013 46.05, 2013 47.02

Trust services offices, Minn. Statutes 2013 48A.15

Supranational banks, Minn. Statutes 2013 61A.29

Surplus

Banks organizing as trust companies, Minn. Statutes 2013 48.44

Capital notes or debentures, reserve considered as, Minn. Statutes 2013 48.62

Fund, amount, Minn. Statutes 2013 48.09

Investments permitted to banks, see same under this topic

Reduction, approval, Minn. Statutes 2013 48.04

Requirements, Minn. Statutes 2013 48.02, 2013 48.055

Trust authority, Minn. Statutes 2013 48.36

Withdrawal, Minn. Statutes 2013 48.05

Suspended payments

By another bank, excused delay, Minn. Statutes 2013 336.4-109

Defined, Minn. Statutes 2013 336.4-104

Generally, Minn. Statutes 2013 336.4-216

Suspension, preferred deposits, Minn. Statutes 2013 49.24

Tax debtor data matches, Minn. Statutes 2013 13B.07

Teller's checks, see under CHECKS

Time

Availability of funds, Minn. Statutes 2013 336.4-215

Branch banks, Minn. Statutes 2013 336.4-107

Breach of warranty, damages, Minn. Statutes 2013 336.4-207, 2013 336.4-208

Checks, limit for presenting, Minn. Statutes 2013 336.4-404

Dishonor of items, Minn. Statutes 2013 336.4-301

Extensions, Minn. Statutes 2013 336.4-109

Midnight deadline, see same under this topic

Modification, Minn. Statutes 2013 336.4-109

Receipt of items, Minn. Statutes 2013 336.4-108, 2013 336.4-303

Retention of items by payor banks, Minn. Statutes 2013 336.4-406

Separate offices, Minn. Statutes 2013 336.4-107

Settlement by bank, Minn. Statutes 2013 336.4-213

Stop payment orders, Minn. Statutes 2013 336.4-403

Waivers, Minn. Statutes 2013 336.4-109

Timeliness, collecting banks, ordinary care, Minn. Statutes 2013 336.4-202

Traceable funds, exemptions from creditors' claims, Minn. Statutes 2013 550.37

Transfer warranties, Minn. Statutes 2013 336.4-207

Transferor banks, identity and identification, Minn. Statutes 2013 336.4-206

Transferors

Liability, Minn. Statutes 2013 336.4-207

Presentment warranties, Minn. Statutes 2013 336.4-208

Transfer warranties, Minn. Statutes 2013 336.4-207

Transfers between banks, Minn. Statutes 2013 336.4-206

Transfers of money or property, insolvency, Minn. Statutes 2013 49.013

Travelers' checks, see under CHECKS

Trust companies, banks organized as, see Banks with trust powers under this topic

Trust service offices, Minn. Statutes 2013 48A.15, 2013 48A.18

Trustee in liquidation, appointment, duties, Minn. Statutes 2013 49.215

Trustees (directors), see Directors under this topic

Trustees, banks acting as, securities under trust agreement, Minn. Rules 2675.1120

Trustees

Banks acting as

Accounts, Minn. Statutes 2013 48.39

Application, Minn. Statutes 2013 48.36

Approval, Minn. Statutes 2013 48.36

Capital, Minn. Statutes 2013 48.36, 2013 48.37

Certificates, Minn. Statutes 2013 48.37, 2013 48.43

Cessation of operations, Minn. Statutes 2013 48.43, 2013 48.45

Court orders, Minn. Statutes 2013 48.40

Directors, trustees, or officers, fiduciary funds lent to, unlawful, Minn. Statutes 2013 48.39

Fiduciary powers, Minn. Statutes 2013 48A.07

Individual retirement accounts, Minn. Statutes 2013 47.75, 2013 48.15

Industrial development projects, Minn. Statutes 2013 469.153, 2013 469.161, 2013 469.163

Medical savings accounts, Minn. Statutes 2013 47.75, 2013 48.15

Mergers or consolidations, effect, Minn. Statutes 2013 49.38

Name, Minn. Statutes 2013 48.41, 2013 48.43

National banking associations, conversions, Minn. Statutes 2013 49.44

Nominees, Minn. Statutes 2013 48.39

Reports given, Minn. Statutes 2013 48.40

Securities, Minn. Statutes 2013 48.36, 2013 48.37, 2013 48.46

Solvency guarantee, maximum deposit, Minn. Statutes 2013 48.37

Surplus, Minn. Statutes 2013 48.36

Workers' compensation payments, duties, Minn. Statutes 2013 176.171

Banks defined as, Minn. Statutes 2013 469.153

Unfair discriminatory practices

Human rights law, Minn. Statutes 2013 363A.09

Real property, see Unfair discriminatory practices under REAL PROPERTY

Uninsured banks, shareholders, liability, Minn. Statutes 2013 48.033, 2013 48.04

Unstaffed after-hour depository drop boxes, deemed extension of main banking house, Minn. Statutes 2013 47.51

Valuation of property

Banking house and premises, Minn. Rules 2675.2110

Other real estate, Minn. Rules 2675.2170

Vaults, see VAULTS

Violations and penalties, investments, purchase of noneligible securities prohibited, Minn. Rules 2675.2050

Violations and penalties

Branch offices, liquidation, Minn. Statutes 2013 48.34

Consumer small loan regulations, Minn. Statutes 2013 47.60

Credit sale contract violations, Minn. Statutes 2013 47.59

Disobeying commerce commissioner's orders, Minn. Statutes 2013 46.06

Disobeying laws, generally, Minn. Statutes 2013 46.24

Dividends distribution violations, Minn. Statutes 2013 48.09

Evidences of indebtedness, improper sale or advertisement, Minn. Statutes 2013 48.151

Fiduciary funds, lending to bank directors, trustees, or officers, theft, Minn. Statutes 2013 48.39

Financial reports, late submission, Minn. Statutes 2013 48.48

Fines, Minn. Statutes 2013 45.027

Forfeiture of charter, Minn. Statutes 2013 316.13

Gross misdemeanors, Minn. Statutes 2013 48.88

Insolvent institutions, receiving deposits, Minn. Statutes 2013 624.68

Interest, usurious interest, Minn. Statutes 2013 48.196

Loan finance charge violations, Minn. Statutes 2013 47.59

Loans exceeding limitations, Minn. Statutes 2013 48.24

Names, improper use, Minn. Statutes 2013 47.03

Prior liens, pledges or liens upon, Minn. Statutes 2013 48.18

Substitution of fiduciaries, failure to give notice, Minn. Statutes 2013 48A.15

Surety bonds, closing of bank, Minn. Statutes 2013 48.14

Unsafe practices, Minn. Statutes 2013 46.24

Voluntary dissolution, property held in the course of, presumption of abandonment, Minn. Statutes 2013 345.36

Voluntary liquidation, Minn. Statutes 2013 49.215

Waivers

Application notice and hearing, Minn. Statutes 2013 46.042

Applications to organize, filing fees, Minn. Statutes 2013 46.041

Defense against unauthorized signatures or alterations, Minn. Statutes 2013 336.4-406

Detached banking facilities, location, Minn. Statutes 2013 47.521

Location, laws governing, Minn. Statutes 2013 47.0152

Time limits, Minn. Statutes 2013 336.4-109

War, delayed collection of items, Minn. Statutes 2013 336.4-109

Warranties

Breach of warranty, see same under this topic

Documents of title warranties, Minn. Statutes 2013 336.7-508

Encoding warranties, Minn. Statutes 2013 336.4-209

Presentment warranties, Minn. Statutes 2013 336.4-208, 2013 336.4-302

Retention warranties, Minn. Statutes 2013 336.4-209

Transfer warranties, Minn. Statutes 2013 336.4-207

Unendorsed items, Minn. Statutes 2013 336.4-205

Wetland banking, see Wetland banking under WETLANDS

WIC vouchers, return without payment, Minn. Rules 4617.0090

World Bank, investments in, insurance companies, Minn. Statutes 2013 60A.11

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