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LIFE INSURANCE

2001 CSO Mortality Table, policy valuation, use for, Minn. Rules 2747.0065, 2748.0010 to 2748.0050

Accelerated benefits, authority to issue, Minn. Statutes 2022 60A.06

Accelerated death benefits

Long-term care

Disclosure of tax consequences, Minn. Statutes 2022 62S.20

Incontestability period, Minn. Statutes 2022 62S.13

Loss ratios, Minn. Statutes 2022 62S.26

Reasonable benefits defined, Minn. Statutes 2022 62S.26

Replacement coverage, Minn. Statutes 2022 62S.24

Reporting, Minn. Statutes 2022 62S.11

Reserve standards, Minn. Statutes 2022 62S.251

Suitability standards, Minn. Statutes 2022 62S.30

Long-term care insurance, exclusion, Minn. Statutes 2022 62S.01

Viatical settlements, Minn. Statutes 2022 60A.957 to 2022 60A.9585, 2022 60A.964, 2022 62S.01

Actuarial opinions

Adverse opinions, Minn. Rules 2711.0240

Adverse or qualified opinions, Minn. Rules 2711.0230

Alternative options, Minn. Rules 2711.0240

Annual statements

Asset adequacy analysis, basis for, Minn. Rules 2711.0230, 2711.0240

Asset adequacy analysis not included, Minn. Rules 2711.0230

Defined, Minn. Rules 2711.0210

Requirements, generally, Minn. Rules 2711.0200, 2711.0220

Appointed actuaries

Defined, Minn. Rules 2711.0210, 2711.0220

Records and record keeping, Minn. Rules 2711.0240

Requirements, generally, Minn. Rules 2711.0220

Asset adequacy analysis

Defined, Minn. Rules 2711.0210

Requirements, Minn. Rules 2711.0200, 2711.0230, 2711.0240

Standards, Minn. Rules 2711.0220

2001 CSO Mortality Table, conditions for use, Minn. Rules 2747.0030

Assumptions, Minn. Rules 2711.0240

Data furnished by other persons, Minn. Rules 2711.0230

Deficiency reserves, calculation, Minn. Rules 2747.0030

Definitions, Minn. Rules 2711.0210

Exemptions, Minn. Rules 2711.0220

Foreign or alien companies, Minn. Rules 2711.0220

Independent reviews, Minn. Rules 2711.0240

Liabilities to be covered, Minn. Rules 2711.0220

Memorandum in support, Minn. Rules 2711.0200, 2711.0240

New issues, claims, or liabilities, assumptions, Minn. Rules 2711.0230

Professional judgment in performing, Minn. Rules 2711.0200

Qualified actuaries, Minn. Rules 2711.0210, 2711.0220

Qualified opinions, Minn. Rules 2711.0240

Records and record keeping, Minn. Rules 2711.0240

Refusal to issue, Minn. Rules 2711.0240

Regulatory asset adequacy issues summary, Minn. Rules 2711.0240, 2747.0030

Requirements, generally, Minn. Rules 2711.0220

Scope of rules, Minn. Rules 2711.0200

Actuaries, Minn. Statutes 2022 60A.803, 2022 61A.25

Administrative supervision, insurance companies, Minn. Statutes 2022 60G.01 to 2022 60G.09

Advertising, Interstate Insurance Product Regulation Commission, Minn. Statutes 2022 60A.99

Agents, solicitors, and brokers, violations, criminal penalties, Minn. Statutes 2022 72A.12

Annuities, see ANNUITIES

Applicants

Conservation communications, copies, Minn. Statutes 2022 61A.55

False or incomplete statements, incontestable clause, effect, Minn. Statutes 2022 61A.60

Informed consent, genetic tests, Minn. Statutes 2022 72A.139

Notice received, genetic tests, results, Minn. Statutes 2022 72A.139

Replacement insurance, Minn. Statutes 2022 61A.55 to 2022 61A.58

Applications, filing fees, Minn. Rules 2605.0300

Applications, replacement insurance, statements, Minn. Statutes 2022 61A.56, 2022 61A.57

Armed forces members, sales to, false, misleading, deceptive, or unfair practices, Minn. Rules 2753.0100 to 2753.0500

Authority for rules, variable life insurance policies, Minn. Rules 2750.0200

Beneficiaries

Aiding suicide of policyholder, lawsuits, Minn. Statutes 2022 609.215

Charitable beneficiaries or owners, Minn. Statutes 2022 61A.011

Charitable organizations as beneficiaries or owners, Minn. Statutes 2022 61A.011, 2022 309.72

Generally, Minn. Statutes 2022 61A.12

Homicide, effect of, Minn. Statutes 2022 524.2-803, 2022 609B.465

Beneficiary associations, Minn. Statutes 2022 64B.39

Benefits

Accelerated death benefits, see same under this topic

Attachment, exemption from, Minn. Statutes 2022 550.143, 2022 550.39, 2022 570.025, 2022 570.026

Attorney's summary executions, exemption from, Minn. Statutes 2022 551.05

Change, limitation of coverage, notice, Minn. Statutes 2022 60A.084

Contracts to specify, Minn. Statutes 2022 61A.22

Creditors' claims, exemptions from, Minn. Statutes 2022 550.39

Death of insured or covered dependent during continuation election period, effect, Minn. Statutes 2022 61A.092

Garnishment, exemption from

Garnishment of earnings, Minn. Statutes 2022 571.925

General provisions, Minn. Statutes 2022 571.72

Levy on funds at financial institution, Minn. Statutes 2022 550.143, 2022 571.912

Prejudgment garnishment, Minn. Statutes 2022 571.931, 2022 571.932

Long-term care, Minn. Statutes 2022 62S.10, 2022 62S.23

Lump-sum payments, long-term care insurance, exclusion, Minn. Statutes 2022 62S.01

Personal property taxes, delinquent taxes, liens or levies for, exemptions, Minn. Statutes 2022 277.20, 2022 277.21

Personnel benefits, Minn. Statutes 2022 317A.161

Suicide, effect of sanity on benefits, Minn. Statutes 2022 61A.031

Capital stock life insurance companies, surplus, minimum requirement, Minn. Statutes 2022 60A.07

Cash surrender value, Minn. Statutes 2022 61A.24

Cash value, variable life insurance policies

Applications, statement, Minn. Rules 2750.4200

Requirements, Minn. Rules 2750.1200, 2750.1300

Certificates and certification, filing fees, Minn. Rules 2605.0300

Change of ownership or beneficiary requests, stranger-originated life insurance practices, Minn. Statutes 2022 60A.0787

Charges and rates

Filing fees, Minn. Rules 2605.0300, 2605.0400, 2605.0500

Guaranteed gross premiums, Minn. Rules 2747.0020, 2747.0030

Minimum period for a policy year, Minn. Rules 2747.0050

One-year valuation premium, secondary guarantee period policies, Minn. Rules 2747.0050

Policy fees, deficiency reserve calculations, Minn. Rules 2747.0030

Reentry provisions, valuation exceptions, Minn. Rules 2747.0010

Scheduled gross premiums, defined, Minn. Rules 2747.0020

Specified premiums, Minn. Rules 2747.0050

Tabular cost of insurance, defined, Minn. Rules 2747.0020

Valuation net premiums, Minn. Rules 2747.0030, 2748.0030

Charter policies, defined, Minn. Rules 2700.3100

Claims

Deposits, Minn. Statutes 2022 61A.011

Estate liquidation, order of distribution, Minn. Statutes 2022 60B.44

Group life insurance, Minn. Statutes 2022 61A.09, 2022 72A.20

Incontestable clause, effect, Minn. Statutes 2022 61A.60

Interest on unpaid benefits, Minn. Statutes 2022 61A.011

Payment, Minn. Statutes 2022 61A.011, 2022 61A.03

Combative sports contestants, Minn. Statutes 2022 341.34

Combination, health and accident insurance, Minn. Statutes 2022 60A.06

Combined stock and mutual companies

Bylaws, change or repeal, Minn. Statutes 2022 66A.39

Certificate of incorporation, amendment, Minn. Statutes 2022 66A.39

Generally, Minn. Statutes 2022 66A.36

Stockholder rights, Minn. Statutes 2022 66A.37

Voting, Minn. Statutes 2022 66A.38

Conflict of laws

Coverage, Minn. Statutes 2022 61A.093

Life insurance companies, investments, Minn. Statutes 2022 61A.282

Conflicts of interest, life insurance companies, investments, Minn. Statutes 2022 61A.282

Consent, see Applicants under this topic

Conservation

Agents, solicitors, and brokers, Minn. Statutes 2022 61A.55, 2022 61A.59

Communications, copies, Minn. Statutes 2022 61A.55

Contested cases

Cooperative or assessment plan companies, hazardous financial condition, Minn. Statutes 2022 60G.21, 2022 60G.22

Policies, forms, withdrawal or disapproval, Minn. Statutes 2022 61A.02

Continuation and conversion privileges

Change of carrier, Minn. Statutes 2022 60A.082

Extension period, Minn. Statutes 2022 60A.085

Generally, Minn. Statutes 2022 61A.092

Municipal employees, Minn. Statutes 2022 471.61

Real estate mortgage loans, Minn. Statutes 2022 61A.09

Retroactive termination of coverage, Minn. Statutes 2022 60A.086

Term policies, Minn. Statutes 2022 61A.09

Contracts and agreements

Additional benefits, providing, Minn. Statutes 2022 60A.06

Authority to issue, generally, Minn. Statutes 2022 60A.06

Benefits, specifying, Minn. Statutes 2022 61A.22

Consideration, Minn. Statutes 2022 61A.22

Entire contract in policy, Minn. Statutes 2022 61A.03, 2022 61A.05

Investment products, individual retirement account, Minn. Statutes 2022 354B.25

Requirements, Minn. Statutes 2022 61A.093

Riders, spendthrift clauses, Minn. Statutes 2022 61A.04

Variable basis contracts, see same under this topic

Contracts

Filing fees, Minn. Rules 2605.0300

Variable basis contracts, Minn. Rules 2747.0010

Cooperative casualty companies, see Cooperative or assessment plan companies under CASUALTY INSURANCE

Cooperative or assessment plan companies

Administrative supervision, insurance companies, Minn. Statutes 2022 60G.01 to 2022 60G.09

Annual statement, policies, valuation, Minn. Statutes 2022 61A.46

Articles of incorporation, amendment, Minn. Statutes 2022 61A.43, 2022 61A.48

Boards of directors, consolidation or reinsurance, taking of compensation or gratuity, theft, Minn. Statutes 2022 61A.47

Bylaws, Minn. Statutes 2022 61A.43, 2022 61A.46, 2022 61A.48

Capital, increase hazardous financial condition, Minn. Statutes 2022 60G.21

Certificates of authority, issuance, change to legal reserve or level premium company, Minn. Statutes 2022 61A.48

Consolidation, Minn. Statutes 2022 61A.47

Contested cases, hazardous financial condition, Minn. Statutes 2022 60G.21, 2022 60G.22

Continued corporate existence, Minn. Statutes 2022 61A.39, 2022 61A.48

Defined as insurers, Minn. Statutes 2022 60G.01

Dividends, suspension or limitation, hazardous financial condition, Minn. Statutes 2022 60G.21

Exceptions, life insurance law, Minn. Statutes 2022 61A.08

Expenses, Minn. Statutes 2022 61A.44, 2022 61A.45

Generally, Minn. Statutes 2022 61A.39

Hazardous financial condition, Minn. Statutes 2022 60G.20 to 2022 60G.22

Hearings, hazardous financial condition, Minn. Statutes 2022 60G.21

Insolvency, reserve balance, disposition, Minn. Statutes 2022 61A.51

Legal reserve or level premium companies, change to, Minn. Statutes 2022 61A.48

Licenses, Minn. Statutes 2022 61A.40

Limitations, Minn. Statutes 2022 61A.50

Minnesota Life and Health Insurance Guaranty Association, see Coverage under MINNESOTA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION

Mortality tables, Minn. Statutes 2022 61A.43

Mortuary or benefit funds, premium receipts, appropriations to, Minn. Statutes 2022 61A.44

Officers, Minn. Statutes 2022 61A.47, 2022 61A.48

Orders, hazardous financial condition, Minn. Statutes 2022 60G.21

Policies, see same under this topic

Reinsurance, Minn. Statutes 2022 61A.47

Reports given, Minn. Statutes 2022 60G.21

Reserves, Minn. Statutes 2022 61A.41, 2022 61A.46, 2022 61A.51, 2022 61A.52

Surplus, increase, hazardous financial condition, Minn. Statutes 2022 60G.21

Violations and penalties, Minn. Statutes 2022 61A.45, 2022 61A.47

Coverage

Certificates of insurance, Minn. Statutes 2022 61A.093

Change in, notice given, Minn. Statutes 2022 60A.084

Conflict of laws, Minn. Statutes 2022 61A.093

Continuation and conversion privileges, see same under this topic

Public employees insurance program, Minn. Statutes 2022 43A.316

Credit life insurance, generally, see CREDIT INSURANCE

Credit life insurance

Amount, limitations, Minn. Statutes 2022 62B.04

Banks, open end loan accounts, Minn. Statutes 2022 48.185

Definitions, Minn. Statutes 2022 60A.02, 2022 62B.02

Regulated lenders, Minn. Statutes 2022 56.125, 2022 56.155

Replacement, exemptions, Minn. Statutes 2022 61A.54

Term insurance, Minn. Statutes 2022 62B.03

Unfair trade practices, offenders or victims of crime, HIV tests, Minn. Statutes 2022 72A.20

Credit unions, Minn. Statutes 2022 52.04

Cybersecurity events, notice given, Minn. Statutes 2022 60A.9853

Data

Commerce Department, classification, Minn. Statutes 2022 61A.25

Cybersecurity events, notice given, Minn. Statutes 2022 60A.9853

Information security program, Minn. Statutes 2022 60A.985 to 2022 60A.9858

Death benefits, lawsuits to recover, stranger-originated life insurance practices, Minn. Statutes 2022 60A.0789

Death benefits, variable life insurance policies

Applications, statement, Minn. Rules 2750.4200

Requirements, Minn. Rules 2750.1200, 2750.1300

Definitions

Accelerated benefits, Minn. Statutes 2022 61A.072

Continuation and conversion privileges, Minn. Statutes 2022 61A.092

Contracts, variable basis, Minn. Statutes 2022 61A.13

Direct life insurance, Minn. Statutes 2022 61B.20

Replacement insurance, Minn. Statutes 2022 61A.53, 2022 61A.60

Standard Nonforfeiture Law for Life Insurance, Minn. Statutes 2022 61A.24

Standard Valuation Law, Minn. Statutes 2022 61A.25

Definitions

Actuarial opinions, Minn. Rules 2711.0210

Life insurance policies, valuation, Minn. Rules 2747.0020, 2747.0050, 2748.0010

Unfair trade practices, Minn. Rules 2700.3100

Variable life insurance policies, Minn. Rules 2750.0100

Deposit life insurance, multiparty accounts, net contributions defined, Minn. Statutes 2022 524.6-201

Direct life insurance

Generally, Minn. Statutes 2022 61B.20

Minnesota Life and Health Insurance Guaranty Association, see Coverage under MINNESOTA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION

Direct-response sales, replacement insurance, Minn. Statutes 2022 61A.58, 2022 61A.60

Disclosures, policies, Minn. Statutes 2022 61A.072, 2022 62S.10

Discrimination

Excepted practices, Minn. Statutes 2022 72A.20

Genetic Discrimination Act, Minn. Statutes 2022 72A.139

Discrimination

Contracts, prohibited practices, Minn. Rules 2735.0100 to 2735.0500

Sex-distinct and sex-neutral policies, exception, Minn. Rules 2748.0050

Dividends, policy provisions, Minn. Statutes 2022 61A.03

Double indemnity, rate regulation, exemption from law, Minn. Statutes 2022 70A.02

Employee welfare benefit plans, Minn. Statutes 2022 62H.10

Existing life insurance, identification, replacement insurance, Minn. Statutes 2022 61A.55, 2022 61A.57, 2022 61A.58

False, misleading, deceptive, or unfair practices, armed forces members, sales to, Minn. Rules 2753.0100 to 2753.0500

Fines, life insurance companies, adjustable policy loan interest rate violations, Minn. Statutes 2022 72A.135

Flexible premium policies, variable life insurance policies

Defined, Minn. Rules 2750.0100

Loan provisions, Minn. Rules 2750.1400

Mandatory requirements, Minn. Rules 2750.1300

Reports about, Minn. Rules 2750.4300

Reserve liabilities, Minn. Rules 2750.2201

Forfeitures, Standard Nonforfeiture Law for Life Insurance, Minn. Statutes 2022 61A.24

Forms, see under INSURANCE POLICIES

Group life insurance

Cancellation, Minn. Statutes 2022 60A.085

Certificate of insurance, Minn. Statutes 2022 61A.09

Change in benefits, notice by employer, Minn. Statutes 2022 60A.084

Claims, see same under this topic

Companies, see Life insurance companies under this topic

Continuation and conversion privileges, see same under this topic

Generally, Minn. Statutes 2022 61A.091

Insureds, lists, insurance companies, duties, Minn. Statutes 2022 60A.085

Job performance as basis for, Minn. Statutes 2022 181.82

Municipal employees, Minn. Statutes 2022 471.61

Payment limitation due to furtherance of terrorism, Minn. Statutes 2022 61A.09

Policies, see Group policies under this topic

Premiums, see same under this topic

Replacement, exemptions, Minn. Statutes 2022 61A.54

Restrictions, Minn. Statutes 2022 61A.09

Rulemaking, Minn. Statutes 2022 60A.082

Unfair or deceptive trade practices, Minn. Statutes 2022 72A.20

Group life insurance

Replacement coverage, Minn. Rules 2755.0100 to 2755.0500

Valuation, application of rules, exceptions, Minn. Rules 2747.0010

Group policies

Cancellation, Minn. Statutes 2022 60A.085

Continuation and conversion privileges, see same under this topic

Generally, Minn. Statutes 2022 61A.09

Retroactive termination of coverage, Minn. Statutes 2022 60A.086

Guaranteed annual endowments, defined, Minn. Rules 2700.3100

Guaranty associations, Minn. Statutes 2022 61B.18 to 2022 61B.32

Illustrations used in sale of

Applicability of law, Minn. Statutes 2022 61A.70

Basic illustrations, standards, Minn. Statutes 2022 61A.72

Certificates and certification, annual, Minn. Statutes 2022 61A.74

Copies, delivery, Minn. Statutes 2022 61A.73

Definitions, Minn. Statutes 2022 61A.705

Illustration actuaries, duties, Minn. Statutes 2022 61A.74

Notices about use, to Commerce Department, Minn. Statutes 2022 61A.71

Policies sold with, annual reports about, Minn. Statutes 2022 61A.735

Records and record keeping, Minn. Statutes 2022 61A.73

Requirements generally, Minn. Statutes 2022 61A.715

Supplemental illustrations, standards, Minn. Statutes 2022 61A.725

Violations, unfair or deceptive practices, Minn. Statutes 2022 61A.745

Incidental insurance benefits, variable life insurance policies

Charges, disclosure requirements, Minn. Rules 2750.3700

Defined, Minn. Rules 2750.0100

Mandatory requirements, Minn. Rules 2750.1300

Payment, Minn. Rules 2750.1500

Reserve liabilities, Minn. Rules 2750.2300

Insurable interests, required, Minn. Statutes 2022 60A.0783

Insurance Interest Act, Minn. Statutes 2022 60A.078, 2022 60A.0789

Insurance taxes, Minn. Statutes 2022 297I.05

Insureds, Minnesota Life and Health Insurance Guaranty Association, Minn. Statutes 2022 61B.19, 2022 61B.23, 2022 61B.28, 2022 61B.32

Interest

Policy loans, provisions, Minn. Statutes 2022 61A.03

Unpaid benefits, Minn. Statutes 2022 61A.011

Lawsuits

Replacement insurance, Minn. Statutes 2022 61A.59

Stranger-originated life insurance practices, recovery of death benefits, Minn. Statutes 2022 60A.0789

Life insurance companies

Abandonment of property, presumption, Minn. Statutes 2022 345.33

Actuaries, Minn. Statutes 2022 60A.803, 2022 61A.25

Admitted assets, Minn. Statutes 2022 60L.02, 2022 60L.08

Agreements by, reinsurance agreements, Minn. Statutes 2022 60A.803

Annual reports, contingency reserves, decision for excess, publication, Minn. Statutes 2022 61A.27

Annual statements, reserves, actuarial opinion, Minn. Statutes 2022 61A.25

Assessments, workers' compensation insurance, assigned risk plan, Minn. Statutes 2022 79.251

Assets

Acquisition of real property, costs, limitations, Minn. Statutes 2022 61A.31

Actuarial analysis, Minn. Statutes 2022 61A.25

Admitted assets, Minn. Statutes 2022 60L.02, 2022 60L.08, 2022 61A.283

Conversion to mutual corporations, Minn. Statutes 2022 66A.42

Definitions, Minn. Statutes 2022 60L.01

Generally, Minn. Statutes 2022 61A.276

Invested assets, valuation requirements, Minn. Statutes 2022 61A.28

Investments, limitations, Minn. Statutes 2022 61A.29, 2022 61A.31, 2022 61A.315

Investments of Insurers Act, treatment, Minn. Statutes 2022 61A.14

Minimum asset requirements, Minn. Statutes 2022 60L.01

Securities, lending restrictions, Minn. Statutes 2022 61A.282

Transfer, variable basis contract accounts, limitations, Minn. Statutes 2022 61A.14

Audits and examinations, Minn. Statutes 2022 60A.1291

Boards of directors, Minn. Statutes 2022 61A.25, 2022 61A.28

Capital, Minn. Statutes 2022 60L.02

Capital stock life insurance companies, surplus, minimum requirement, Minn. Statutes 2022 60A.07

Combined stock and mutual companies, Minn. Statutes 2022 66A.35 to 2022 66A.39

Conflict of laws, Investments of Insurers Act, prevailing law, Minn. Statutes 2022 60L.02

Conflicts of interest, investments, Minn. Statutes 2022 61A.282

Conservation, Minn. Statutes 2022 61A.55, 2022 61A.59

Contingency reserves, Minn. Statutes 2022 61A.27

Continuation and conversion privileges, duties, Minn. Statutes 2022 61A.092

Contracts, deferred compensation, state plan, Minn. Statutes 2022 352.965

Conversion to mutual corporations, Minn. Statutes 2022 66A.42, 2022 66A.43

Cooperative or assessment plan companies, see same under this topic

Cybersecurity events, notice given, Minn. Statutes 2022 60A.9853

Data, confidential or protected data, Minn. Statutes 2022 61A.25

Definitions

Generally, Minn. Statutes 2022 61A.01

Income and franchise taxes, Minn. Statutes 2022 290.01

Investments, Minn. Statutes 2022 61A.28

Investments of Insurers Act, Minn. Statutes 2022 60L.02

Risk-based capital requirements, Minn. Statutes 2022 60A.60

Dividends, Minn. Statutes 2022 66A.34

Existing insurers, Minn. Statutes 2022 61A.53, 2022 61A.57

Financial requirements, minimum financial security benchmark, Minn. Statutes 2022 60L.01

Fines, plan, adjustable policy loan interest rates, violations, Minn. Statutes 2022 72A.135

Foreign insurance companies, see under INSURANCE COMPANIES

Forfeiture, discrimination in acceptance of risk, Minn. Statutes 2022 72A.12

Funding agreements, Minn. Statutes 2022 61A.276

Income and franchise taxes, exemption, Minn. Statutes 2022 290.05, 2022 290.0922

Information security program, Minn. Statutes 2022 60A.985 to 2022 60A.9858

Insolvency, risk-based capital requirements, Minn. Statutes 2022 60A.60 to 2022 60A.696

Interstate Insurance Product Regulation Compact, Minn. Statutes 2022 60A.99, 2022 60A.991

Investments by

Admitted assets, Minn. Statutes 2022 61A.283

Approvals, Minn. Statutes 2022 61A.28, 2022 61A.281

Assets, limitations, Minn. Statutes 2022 61A.28, 2022 61A.29, 2022 61A.31, 2022 61A.315

Capital stock of other insurance companies, Minn. Statutes 2022 61A.284

Conflict of laws, prevailing law, Minn. Statutes 2022 60L.02

Conflicts of interest, Minn. Statutes 2022 61A.282

Corporations, Minn. Statutes 2022 61A.281

Exemptions, Minn. Statutes 2022 61A.14, 2022 61A.281

Foreign investments, Minn. Statutes 2022 60L.02, 2022 61A.29

Generally, Minn. Statutes 2022 61A.28, 2022 61A.29, 2022 61A.31

Health maintenance organizations, Minn. Statutes 2022 61A.284

Hedging, Minn. Statutes 2022 60L.02, 2022 61A.28

Joint investments, Minn. Statutes 2022 61A.30

Name in which held, Minn. Statutes 2022 61A.282

Orders, Minn. Statutes 2022 60L.02, 2022 61A.28

Real property, Minn. Statutes 2022 60L.02, 2022 61A.31

Requirements, Minn. Statutes 2022 60A.11

Restrictions, Minn. Statutes 2022 60L.02, 2022 60L.08, 2022 60L.11, 2022 60L.14, 2022 61A.28

Securities, Minn. Statutes 2022 60L.08, 2022 61A.28

Subsidiary companies, Minn. Statutes 2022 60L.08, 2022 61A.281

Substitution of law, Minn. Statutes 2022 60L.02

Investments of Insurers Act, Minn. Statutes 2022 60L.02

Liabilities

Minimum asset requirements, Minn. Statutes 2022 60L.01

Reserve liabilities, mortality tables for computing, Minn. Statutes 2022 61A.257

Liability, Minn. Statutes 2022 61A.25, 2022 72A.12, 2022 145B.11

Licenses, revocation or suspension, Minn. Statutes 2022 72A.12

Loans, Minn. Statutes 2022 61A.28, 2022 61A.29

Loss experience, providing to insured, Minn. Statutes 2022 72A.20

Memberships, Minn. Statutes 2022 61A.31

Minimum financial security benchmark, Minn. Statutes 2022 60L.03

Misrepresentation of policies, Minn. Statutes 2022 72A.12, 2022 72A.20, 2022 609B.111

Mortality tables, reserves, Minn. Statutes 2022 61A.25, 2022 61A.257

Mutual life insurance companies, see same under this topic

Name, trust, use prohibited, Minn. Statutes 2022 47.23

Notice given

Compliance, adjusted premiums, industrial insurance, Minn. Statutes 2022 61A.24

Continuation of coverage, Minn. Statutes 2022 61A.092

Genetic tests, results, Minn. Statutes 2022 72A.139

Interest, policy loans, Minn. Statutes 2022 61A.03

Investments of Insurers Act, election for application or termination of application, Minn. Statutes 2022 60L.02

Meetings, conversion to mutual corporations, Minn. Statutes 2022 66A.42

Minimum standard of valuation for annuities and endowment contracts, compliance, Minn. Statutes 2022 61A.25

Notice regarding replacement, Minn. Statutes 2022 61A.58

Qualified actuaries, appointment, Minn. Statutes 2022 61A.25

Replacement insurance, Minn. Statutes 2022 61A.56 to 2022 61A.58

Notice received, Minn. Statutes 2022 297I.20, 2022 578.12

Officers, Minn. Statutes 2022 72A.12

Payments by, Minn. Statutes 2022 72A.139

Prohibited policies, issuance, Minn. Statutes 2022 72A.12

Record keeping, loans, Minn. Statutes 2022 61A.28

Reorganization plans, Minn. Statutes 2022 60B.17

Replacing insurers, see same under this topic

Reserves

Contingency reserves, Minn. Statutes 2022 61A.27

Generally, Minn. Statutes 2022 61A.25

Investments of Insurers Act, Minn. Statutes 2022 60L.02

Liability, variable basis contracts, Minn. Statutes 2022 61A.14, 2022 61A.21

Preneed funeral insurance, Minn. Statutes 2022 61A.258

Standard valuation, Minn. Statutes 2022 61A.14, 2022 61A.25

Risk-based capital requirements, Minn. Statutes 2022 60A.60 to 2022 60A.696

Rulemaking, Minn. Statutes 2022 61A.25, 2022 61A.276, 2022 61A.281

Securities, lending, Minn. Statutes 2022 60L.02, 2022 61A.282

Separate accounts, Minn. Statutes 2022 61A.276

Single state exemptions, valuation manuals, Minn. Statutes 2022 61A.25

Stock companies, Minn. Statutes 2022 66A.35 to 2022 66A.39

Subsidiaries, Minn. Statutes 2022 60L.08, 2022 61A.281, 2022 61A.284

Surplus, dividends on policies, Minn. Statutes 2022 66A.34

Trustees, Minn. Statutes 2022 66A.43

Underwriting standards, support for, Minn. Statutes 2022 72A.20

Unfair competition, Minn. Statutes 2022 72A.20

Unfair or deceptive trade practices, see same under this topic

Valuation of reserves, Minn. Statutes 2022 61A.14, 2022 61A.25, 2022 61A.258

Variable basis contracts, Minn. Statutes 2022 61A.17, 2022 61A.20

Violations and penalties, Minn. Statutes 2022 72A.12, 2022 72A.135, 2022 72A.20, 2022 609B.111

Life insurance companies

Actuarial opinions, see same under this topic

Disclosure, variable life insurance, Minn. Rules 2750.3700, 2750.4100

Foreign life insurance companies

Actuarial opinions, Minn. Rules 2711.0220

Modified guaranteed annuities, compliance with rules, Minn. Rules 2751.1100

Variable life insurance, compliance with rules, Minn. Rules 2750.4400

Investments by, variable life insurance, separate accounts, Minn. Rules 2750.3300 to 2750.3600, 2750.4100, 2750.4300

Records and record keeping, actuarial opinions, Minn. Rules 2711.0240

Reports given

Annuity issuers, Minn. Rules 2751.0500, 2751.1000

Variable life insurance, Minn. Rules 2750.4300

Reserves, see same under this topic

Separate accounts

Modified guaranteed annuities, Minn. Rules 2751.0900

Variable life insurance policies, Minn. Rules 2750.3000 to 2750.3700

Life settlements, see VIATICAL SETTLEMENTS

Long-term care coverage included in life insurance products, Minn. Statutes 2022 61A.02

Long-term care insurance, exclusion, Minn. Statutes 2022 62S.01

Marketing standards, Minn. Rules 2790.0100 to 2790.2200

Missing persons, see Life insurance under MISSING PERSONS

Misstatement, policy not invalidated, Minn. Statutes 2022 61A.11

Mortality tables

Nonforfeiture benefits, adjusted premiums, use, Minn. Statutes 2022 61A.24

Preferred, for computing minimum reserve liabilities, Minn. Statutes 2022 61A.257

Smoker and nonsmoker, Minn. Statutes 2022 61A.255

Mortality tables

Composite mortality tables, Minn. Rules 2748.0010, 2748.0030

Gender-blended tables, Minn. Rules 2748.0050

Generally, Minn. Rules 2752.0010 to 2752.0040

Smoker and nonsmoker mortality tables, defined, Minn. Rules 2748.0010

2001 CSO Mortality Table

Application to valuation procedures, Minn. Rules 2747.0065

Defined, Minn. Rules 2748.0010

Incorporation by reference, Minn. Rules 2748.0020

Mutual life insurance companies

Boards of directors, duties, Minn. Statutes 2022 66A.35, 2022 66A.39

Bylaws, Minn. Statutes 2022 60A.07, 2022 66A.39

Certificate of incorporation, Minn. Statutes 2022 60A.07, 2022 66A.39

Certificates of deposit, receipts, filing, Minn. Statutes 2022 60A.07

Control by, mutual property and casualty insurance companies, Minn. Statutes 2022 60A.02

Conversion to stock companies, reasonable dividend expectations, provisions, Minn. Statutes 2022 66A.41

Corporations, business law, Minn. Statutes 2022 60A.07

Cybersecurity events, notice given, Minn. Statutes 2022 60A.9853

Dividends, Minn. Statutes 2022 60A.07

Domestic insurance companies, conversion to mutual corporations, procedures, Minn. Statutes 2022 66A.42, 2022 66A.43

Fraternal benefit societies, conversion to, Minn. Statutes 2022 64B.15

Generally, see MUTUAL INSURANCE COMPANIES

Guaranty funds, Minn. Statutes 2022 66A.35

Information security program, Minn. Statutes 2022 60A.985 to 2022 60A.9858

Liability, guaranty funds, certificate holders, Minn. Statutes 2022 66A.35

Liquidation, Minn. Statutes 2022 60A.07, 2022 66A.35

Members, Minn. Statutes 2022 66A.07

Mutual insurance company law, exemption, Minn. Statutes 2022 66A.01

Notice given

Cybersecurity events, Minn. Statutes 2022 60A.9853

Guaranty funds, reduction or retirement, Minn. Statutes 2022 66A.35

Policyholders, notice received, guaranty funds, reduction or retirement, Minn. Statutes 2022 66A.35

Seal, Minn. Statutes 2022 60A.07

Shareholders, rights, Minn. Statutes 2022 60A.07, 2022 66A.38

Stockholder rights, Minn. Statutes 2022 66A.37

Surplus, Minn. Statutes 2022 60A.07, 2022 66A.34

Temporary capital stock, Minn. Statutes 2022 66A.33

Mutual life insurance premiums, Minn. Statutes 2022 66A.32

National Guard, state-sponsored life insurance program, Minn. Statutes 2022 192.552

Net value, Minn. Statutes 2022 60A.03

Nonforfeiture benefits, Minn. Statutes 2022 61A.24

Notice given, cybersecurity events, Minn. Statutes 2022 60A.9853

Nursing facilities, medical assistance, self-insurance costs, Minn. Statutes 2022 256R.12

Orders, life insurance companies

Investments, Minn. Statutes 2022 61A.28

Investments of Insurers Act, termination of application, Minn. Statutes 2022 60L.02

Policies

Accelerated benefits, Minn. Statutes 2022 60A.06, 2022 61A.072, 2022 62S.23, 2022 62S.31

Applications, Minn. Statutes 2022 61A.05, 2022 61A.071

Armed forces or National Guard members, unfair trade practices, Minn. Statutes 2022 72A.20

Aviation risk exclusions, Minn. Statutes 2022 61A.06

Beneficiaries, Minn. Statutes 2022 309.72

Cancellation, Minn. Statutes 2022 61A.072, 2022 297I.01

Cash surrender, moratorium, reorganization of companies, Minn. Statutes 2022 60B.17

Cash surrender value, Minn. Statutes 2022 61A.24, 2022 61A.60

Conflict of laws, clause, Minn. Statutes 2022 61A.23

Contracts, Minn. Statutes 2022 61A.08, 2022 61A.093

Cooperative or assessment plan life insurance policies, Minn. Statutes 2022 61A.42, 2022 61A.43, 2022 61A.46, 2022 61A.48

Coverage, notice of limitations and exclusions, Minn. Statutes 2022 61A.28

Credit life insurance, see Policies under CREDIT INSURANCE

Definitions, Minn. Statutes 2022 61A.60

Description, Minn. Statutes 2022 61A.03

Disclosures, Minn. Statutes 2022 61A.072, 2022 62S.10

Forfeitures, Minn. Statutes 2022 61A.07

Generally, Minn. Statutes 2022 61A.02

Graded death benefits, Minn. Statutes 2022 72A.207

Group life insurance, Minn. Statutes 2022 61A.09

Group policies, see same under this topic

Guaranty associations, Minn. Statutes 2022 61B.18 to 2022 61B.32

Health plan companies, Minn. Statutes 2022 62Q.02

Illustrations used in sale of, see same under this topic

Impairment, health care directives or instructions, effect, Minn. Statutes 2022 145C.12

Insureds, lawsuits, replacement insurance, Minn. Statutes 2022 61A.59

Investments in, Minn. Statutes 2022 50.14

Issuance, living wills, effect, Minn. Statutes 2022 145B.11

Lapse, Minn. Statutes 2022 61A.60

Loans, Minn. Statutes 2022 60B.17, 2022 61A.03, 2022 61A.07, 2022 72A.135

Long-term care coverage included in life insurance products, Minn. Statutes 2022 61A.02

Loss experience, providing, exemption, Minn. Statutes 2022 72A.20

Marketing, direct response marketing, applications, Minn. Statutes 2022 61A.071

Medicare select policies and certificates, Minn. Statutes 2022 62A.318

Minnesota Life and Health Insurance Guaranty Association, see Coverage under MINNESOTA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION

Misstatement, policy not invalidated, Minn. Statutes 2022 61A.11

Nonforfeiture, provisions, Minn. Statutes 2022 61A.24

Personal information, authorization for disclosure, Minn. Statutes 2022 72A.501

Policies combined with qualified long-term care policies, renewal, Minn. Statutes 2022 62S.20

Policyholders, Minn. Statutes 2022 60A.09, 2022 61A.59

Prohibited provision, Minn. Statutes 2022 61A.07

Property and casualty insurance agents, sales quotas prohibited, Minn. Statutes 2022 60A.178

Provisions required

Accelerated benefits, Minn. Statutes 2022 61A.072

Disclosures, Minn. Statutes 2022 61A.072

Entire contract in policy, Minn. Statutes 2022 61A.03, 2022 61A.05

Generally, Minn. Statutes 2022 61A.03

Policies covering nonresidents, Minn. Statutes 2022 61A.093

Spendthrift clauses, Minn. Statutes 2022 61A.04

Qualified long-term care benefits, Minn. Statutes 2022 62S.10, 2022 62S.11

Readability, Minn. Statutes 2022 72C.11, 2022 72C.13

Replacement insurance policies, premium refunds, applicants' rights, notice, Minn. Statutes 2022 61A.57

Rescission, premium returns, graded death benefit, effect, Minn. Statutes 2022 72A.207

Riders, qualified long-term care benefits, summaries, Minn. Statutes 2022 62S.10

Rulemaking, Minn. Statutes 2022 61A.03

Sale, Minn. Statutes 2022 60A.179, 2022 61A.072, 2022 145B.11

Single policy, sale of life insurance and annuity, Minn. Statutes 2022 61A.021

Standards, Interstate Insurance Product Regulation Compact, Minn. Statutes 2022 60A.99, 2022 60A.991

Supplemental contracts, sale, Minn. Statutes 2022 61A.072

Surrender, Minn. Statutes 2022 61A.60, 2022 297I.01

Tying with annuities, Minn. Statutes 2022 61A.021

Validity, Minn. Statutes 2022 145B.11, 2022 145C.12

Valuation, Minn. Statutes 2022 60A.14

Violations and penalties, Minn. Statutes 2022 61A.021, 2022 72A.12, 2022 609B.111

War risk exclusions, Minn. Statutes 2022 61A.06

Policies

Changed policies, reserve requirements, Minn. Rules 2747.0030

Contract segmentation method, Minn. Rules 2747.0020

Definitions, unfair trade practices, Minn. Rules 2700.3100

Endorsements, filing fees, Minn. Rules 2605.0300, 2605.0500

Filing fees, generally, Minn. Rules 2605.0300, 2605.0400, 2605.0500

Forms, name or title requirements, Minn. Rules 2700.3200

Gender-blended mortality tables, Minn. Rules 2748.0050

Group life insurance certificates, valuation, application of rules, exceptions, Minn. Rules 2747.0010

Juvenile policies, unitary reserves exemptions, Minn. Rules 2747.0040

Reentry provisions, valuation, application of rules, exceptions, Minn. Rules 2747.0010

Riders, filing fees, Minn. Rules 2605.0300

Secondary guarantee period, Minn. Rules 2747.0010, 2747.0050

Secondary guarantee policies, Minn. Rules 2747.0050, 2748.0040

Sex-distinct or sex-neutral policies, Minn. Rules 2748.0050

Term life insurance, attained-age-based yearly renewable policies, reserves, optional exemption, Minn. Rules 2747.0040

Universal life policies

Defined, Minn. Rules 2747.0020

Scheduled gross premiums, Minn. Rules 2747.0020

Valuation, application of rules, exceptions, Minn. Rules 2747.0010, 2747.0040

Valuation, see same under this topic

Variable life insurance policies, see same under this topic

Policyholders, reports received

Modified guaranteed annuities, Minn. Rules 2751.1000

Variable life insurance policies, Minn. Rules 2750.4300

Premium financing plans, defined, Minn. Rules 2700.3100

Premiums

Adjusted premiums, generally, Minn. Statutes 2022 61A.24

Alternative or reissued policies, Minn. Statutes 2022 61B.23

Bank installment loads, Minn. Statutes 2022 48.155

Credit, see Premiums under CREDIT INSURANCE

Default in payment, Minn. Statutes 2022 61A.24

Definitions, Minn. Statutes 2022 61A.60

Discrimination, excepted practices, Minn. Statutes 2022 72A.20

Group life insurance, Minn. Statutes 2022 61A.09, 2022 61A.092, 2022 72A.20, 2022 471.61

Insurance taxes, Minn. Statutes 2022 297I.05

Mutual life insurance premiums, Minn. Statutes 2022 66A.32

Payment, Minn. Statutes 2022 61A.10, 2022 61A.24, 2022 471.61

Public employees insurance program, see under PUBLIC EMPLOYEES

Rates, employee use of lawful consumable products, differential rates, Minn. Statutes 2022 181.938

Rebates, Minn. Statutes 2022 72A.071

Replacement life insurance, Minn. Statutes 2022 61A.57, 2022 61A.60

Return, Minn. Statutes 2022 72A.20, 2022 72A.207

Waivers, accelerated benefits, payment for long-term care, Minn. Statutes 2022 61A.072

Premiums, see Charges and rates under this topic

Preneed funeral insurance, Minn. Statutes 2022 61A.258

Proceeds

Attachment, exemption from, Minn. Statutes 2022 550.143, 2022 550.39, 2022 570.025, 2022 570.026

Garnishment, exemption from, Minn. Statutes 2022 550.143, 2022 571.72, 2022 571.912, 2022 571.931, 2022 571.932

Producers

Licensing, Minn. Statutes 2022 60K.38, 2022 60K.55

Personal solicitation, Minn. Statutes 2022 60K.46

Profit-sharing policies, defined, Minn. Rules 2700.3100

Public employees insurance program, see under PUBLIC EMPLOYEES

Public Employees Retirement Association, program requirements, Minn. Statutes 2022 353.03

Reciprocals or interinsurance exchanges, indemnity, exception, Minn. Statutes 2022 71A.01

Refunds, filing fees, prohibited, Minn. Rules 2605.0400

Regional treatment center clients, personal property, exclusion, Minn. Rules 9515.2500

Reinsurance

Cooperative or assessment plan companies, Minn. Statutes 2022 61A.47

Generally, Minn. Statutes 2022 60A.803

Reinsurance

Actuarial opinions, see same under this topic

Term reinsurance, yearly renewable, optional reserves exemption, Minn. Rules 2747.0040

Replacement insurance, group life insurance, Minn. Rules 2755.0100 to 2755.0500

Replacement insurance

Agents, solicitors, and brokers, Minn. Statutes 2022 61A.55, 2022 61A.57, 2022 61A.59

Applicants, Minn. Statutes 2022 61A.55 to 2022 61A.58

Definitions, Minn. Statutes 2022 61A.53, 2022 61A.60

Direct-response sales, Minn. Statutes 2022 61A.58, 2022 61A.60

Exemptions, Minn. Statutes 2022 61A.54

Generally, Minn. Statutes 2022 61A.53 to 2022 61A.60

Lawsuits, Minn. Statutes 2022 61A.59

Notice regarding replacement, Minn. Statutes 2022 61A.55, 2022 61A.57, 2022 61A.58, 2022 61A.60

Prima facie evidence, policyholders, patterns of action, Minn. Statutes 2022 61A.59

Replacement registers, Minn. Statutes 2022 61A.57, 2022 61A.58

Replacing insurers

Definitions, Minn. Statutes 2022 61A.53

Notice given, premium refunds, applicants' rights, Minn. Statutes 2022 61A.57

Notice received, notice regarding replacement, copies, Minn. Statutes 2022 61A.55

Replacing insurance, duties, Minn. Statutes 2022 61A.57, 2022 61A.58

Reporting, deficiency reserves, actuarial reports, Minn. Rules 2747.0030

Reserves

Actuarial opinions, see same under this topic

Adequacy, documentation, Minn. Rules 2747.0030

Attained-age-based yearly renewable term life insurance policies, optional exemption, Minn. Rules 2747.0040

Basic reserves

Calculation, Minn. Rules 2747.0030, 2747.0040, 2748.0040

Generally, Minn. Rules 2747.0040

Gross premiums and policy fees, Minn. Rules 2747.0030

Minimum reserve liabilities, computation, Minn. Rules 2747.0030

Secondary guarantee, Minn. Rules 2747.0050

2001 CSO Mortality Table, Minn. Rules 2747.0065

Changed policies, Minn. Rules 2747.0030

Deficiency reserves

Actuarial opinions and reports, Minn. Rules 2747.0030

Calculation, Minn. Rules 2747.0030, 2747.0040, 2748.0040

Generally, Minn. Rules 2747.0040

Gross premiums and policy fees, Minn. Rules 2747.0030

Secondary guarantees, Minn. Rules 2747.0050

Select mortality factors, use, Minn. Rules 2747.0030

Definitions, Minn. Rules 2747.0020

Guaranteed cash surrender values, unusual pattern, Minn. Rules 2747.0040

Minimum mortality standard, Minn. Rules 2747.0030

Minimum reserves, secondary guarantee period, Minn. Rules 2747.0050

Modified guaranteed annuities, Minn. Rules 2751.0800

Secondary guarantee period policies, Minn. Rules 2747.0050, 2748.0040

Segmented reserves, Minn. Rules 2747.0020, 2747.0030

Select mortality factors, use, Minn. Rules 2747.0030

Standard valuation, Minn. Rules 2747.0020

Unitary reserves, Minn. Rules 2747.0040

Variable life insurance policies, Minn. Rules 2750.2100 to 2750.2300

Yearly renewable term reinsurance, optional exemption, Minn. Rules 2747.0040

Risk, defined, Minn. Rules 2700.3100

Risk

Discrimination, Minn. Statutes 2022 72A.12

Risk management services, see RISK MANAGEMENT SERVICES

Rules, filing fees, Minn. Rules 2605.0500

Sale

Direct-response sale, Minn. Statutes 2022 61A.53, 2022 61A.58, 2022 61A.60

Savings banks, sale by, Minn. Statutes 2022 50.085

Sales, false, misleading, deceptive, or unfair practices, sales to armed forces members, Minn. Rules 2753.0100 to 2753.0500

Savings associations, Minn. Statutes 2022 51A.041, 2022 51A.37

Scheduled premium policies, variable life insurance policies

Defined, Minn. Rules 2750.0100

Loan provisions, Minn. Rules 2750.1400

Mandatory requirements, Minn. Rules 2750.1300

Reserve liabilities, Minn. Rules 2750.2200

Scope of rules

Valuation, Minn. Rules 2747.0020

Variable life insurance policies, Minn. Rules 2750.0200

Select mortality factors

Election for use, Minn. Rules 2747.0030

Female, Minn. Rules 2747.0060

Male, Minn. Rules 2747.0060

One-year valuation premiums, use for calculation prohibited, Minn. Rules 2747.0050

Sex-blended tables, Minn. Rules 2747.0060

Smoker and nonsmoker mortality tables, Minn. Rules 2748.0010, 2748.0030

Ten-year, Minn. Rules 2747.0020, 2747.0030

Self-insurance employee health plans, Minn. Statutes 2022 60A.23

Separate accounts, Minn. Rules 2747.0010

Settlements, Minnesota family investment program (MFIP), income exclusions, Minn. Statutes 2022 256J.21

Standard Nonforfeiture Law for Life Insurance, Minn. Statutes 2022 61A.24

Standard Valuation Law, citation, Minn. Statutes 2022 61A.25

State deferred compensation plans, investment options, Minn. Statutes 2022 356.645

State nursing home residents, personal property, exclusion, Minn. Rules 9515.2500

Stock companies, Minn. Statutes 2022 66A.35 to 2022 66A.39

Stranger-originated life insurance practices (STOLI)

Change of ownership or beneficiary requests, Minn. Statutes 2022 60A.0787

Citation, Insurable Interest Act, Minn. Statutes 2022 60A.078

Definitions, Minn. Statutes 2022 60A.0782

Fraudulent acts, Minn. Statutes 2022 60A.0788

Insurable interests, required, Minn. Statutes 2022 60A.0783

Lawsuits to recover death benefits, Minn. Statutes 2022 60A.0789

Presumption of STOLI practices, Minn. Statutes 2022 60A.0786

Prohibited practices, Minn. Statutes 2022 60A.0784, 2022 60A.0785

Suitability

Recommendations, Minn. Statutes 2022 72A.20

Requirement, personal solicitation of insurance, Minn. Statutes 2022 60K.46

Term life insurance, policies, see Policies under this topic

Trustees, selection of payment mode, Minn. Statutes 2022 501C.0816

Unfair competition, Minn. Statutes 2022 72A.20

Unfair or deceptive trade practices

Generally, Minn. Statutes 2022 72A.20

Misdemeanor, Minn. Statutes 2022 72A.12, 2022 609B.111

Policies, tying with annuities, Minn. Statutes 2022 61A.021

Senior-specific certifications and professional designations use prohibited, Minn. Statutes 2022 72A.204

Viatical settlements, violations, Minn. Statutes 2022 60A.9585

Unfair or deceptive trade practices

Agents, solicitors, and brokers, Minn. Rules 2700.3100 to 2700.3400

Definitions, Minn. Rules 2700.3100

Generally, Minn. Rules 2700.3200

Policies, Minn. Rules 2700.3100 to 2700.3400

Unfair trade practices

Generally, Minn. Rules 2700.3100 to 2700.3400

Sex-distinct and sex-neutral policies, exception, Minn. Rules 2748.0050

Violations and penalties, Minn. Rules 2700.3300

Valuation

Application of rules, Minn. Rules 2747.0010

CSO valuation tables (1980), defined, Minn. Rules 2747.0020

Definitions, Minn. Rules 2747.0020

Maximum valuation interest rates, defined, Minn. Rules 2747.0020

Minimum valuation standards

Calculation, Minn. Rules 2747.0010

Fixed premium universal life insurance policies, Minn. Rules 2747.0010, 2747.0050

Flexible premium universal life insurance policies, Minn. Rules 2747.0010, 2747.0050

Guaranteed nonlevel benefits other than universal life policies, Minn. Rules 2747.0010, 2747.0040

Guaranteed nonlevel gross premiums, Minn. Rules 2747.0010, 2747.0040

2001 CSO Mortality Table, Minn. Rules 2747.0065, 2748.0010 to 2748.0050

Mortality tables, election for use in calculation, Minn. Rules 2747.0030, 2747.0065, 2748.0010 to 2748.0050

Scope of rules, Minn. Rules 2747.0020

Standards

Effective date, Minn. Rules 2747.0060

Guaranteed nonlevel benefits policies, Minn. Rules 2747.0040

Guaranteed nonlevel gross premiums policies, Minn. Rules 2747.0040

Secondary guarantee period policies, Minn. Rules 2747.0050

Variable basis contracts, valuation, application of rules, exceptions, Minn. Rules 2747.0010

Variable basis contracts

Accounts, Minn. Statutes 2022 61A.14

Approval, disapproved contracts, use unlawful, Minn. Statutes 2022 61A.18

Cancellation, Minn. Statutes 2022 72A.51, 2022 72A.52

Company requirements, Minn. Statutes 2022 61A.19

Definitions, Minn. Statutes 2022 61A.13

Disapproved contracts, use unlawful, Minn. Statutes 2022 61A.18

Filing, Minn. Statutes 2022 61A.17

Investments, Minn. Statutes 2022 61A.14

Producer licenses

Education, Minn. Statutes 2022 60K.36

Fees, Minn. Statutes 2022 60K.55

Issuance, Minn. Statutes 2022 60K.38

Life insurance producer license, proof required, Minn. Statutes 2022 60K.37

Provisions, Minn. Statutes 2022 61A.15, 2022 61A.16

Requirements, Minn. Statutes 2022 61A.19

Reserves, liability, Minn. Statutes 2022 61A.21

Rulemaking, Minn. Statutes 2022 61A.17, 2022 61A.20

State deferred compensation plans, investment options, Minn. Statutes 2022 356.645

Variable life insurance policies

Agents, qualification, Minn. Rules 2750.4500

Application of rules, Minn. Rules 2750.0300, 2750.3000

Applications, Minn. Rules 2750.4100, 2750.4200

Authority for rules, Minn. Rules 2750.0200

Automatic premium loans, Minn. Rules 2750.1500

Benefit requirements, Minn. Rules 2750.1200

Cash value, Minn. Rules 2750.1200, 2750.1300, 2750.4200

Death benefits, Minn. Rules 2750.1200, 2750.1300, 2750.4200

Definitions, Minn. Rules 2750.0100

Design requirements, Minn. Rules 2750.1200

Filing, Minn. Rules 2750.0300, 2750.3600, 2750.4500

Foreign life insurance companies, compliance with rules, Minn. Rules 2750.4400

Form, conformance with statutes, Minn. Rules 2750.1100

Information about, Minn. Rules 2750.4100

Insurers, generally, Minn. Rules 2750.0300

Loan provisions, Minn. Rules 2750.1400

Nonforfeiture provisions, Minn. Rules 2750.1300

Participating basis provisions, Minn. Rules 2750.1500

Premiums, mandatory provisions, Minn. Rules 2750.1300

Provisions, Minn. Rules 2750.1300 to 2750.1500

Reports about, Minn. Rules 2750.4300

Requirements, generally, Minn. Rules 2750.1300

Reserve liabilities, Minn. Rules 2750.2100 to 2750.2300

Sale, qualifications of agents, Minn. Rules 2750.4500

Scope of rules, Minn. Rules 2750.0200

Separate accounts

Amounts, Minn. Rules 2750.3200

Application of rules, Minn. Rules 2750.3000

Charges against, Minn. Rules 2750.3700

Investments by, Minn. Rules 2750.3300, 2750.3600

Ownership, Minn. Rules 2750.3400

Requirements, generally, Minn. Rules 2750.3100

Valuation, Minn. Rules 2750.3500

Suicide exclusions, Minn. Rules 2750.1500

Viatical settlements, Minn. Statutes 2022 60A.957 to 2022 60A.9585, 2022 60A.964, 2022 62S.01

Waivers

Dividends, apportioning, waiver prohibited, Minn. Statutes 2022 66A.34

Premium benefits, Minn. Statutes 2022 61A.091