HF 624

as introduced - 90th Legislature (2017 - 2018) Posted on 01/30/2017 01:16pm

A bill for an act
relating to insurance; modifying basic economic loss benefits to include losses to
a Good Samaritan; amending Minnesota Statutes 2016, sections 65B.43, by adding
a subdivision; 65B.44, subdivision 1.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

Minnesota Statutes 2016, section 65B.43, is amended by adding a subdivision
to read:

new text begin Subd. 21. new text end

new text begin Good Samaritan. new text end

new text begin "Good Samaritan" means an individual falling within the
scope of section 604A.01.
new text end

Sec. 2.

Minnesota Statutes 2016, section 65B.44, subdivision 1, is amended to read:

Subdivision 1.

Inclusions.

(a) Basic economic loss benefits shall provide reimbursement
for all loss suffered through injury arising out of the maintenance or use of a motor vehicle, new text begin
and for all loss to a Good Samaritan, as defined in section 65B.43, subdivision 21, resulting
from a Good Samaritan action reasonably related to another person's maintenance or use
of a motor vehicle, new text end subject to any applicable deductibles, exclusions, disqualifications, and
other conditions, and shall provide a minimum of $40,000 for loss arising out of the injury
of any one person, consisting of:

(1) $20,000 for medical expense loss arising out of injury to any one person; and

(2) a total of $20,000 for income loss, replacement services loss, funeral expense loss,
survivor's economic loss, and survivor's replacement services loss arising out of the injury
to any one person.

(b) Notwithstanding any other law to the contrary, a person entitled to basic economic
loss benefits under this chapter is entitled to the full medical expense benefits set forth in
subdivision 2, and may not receive medical expense benefits that are in any way less than
those provided for in subdivision 2, or that involve any preestablished limitations on the
benefits. Medical expenses must be reasonable and must be for necessary medical care as
provided in subdivision 2. This paragraph shall not be deemed to alter the obligations of an
insured or the rights of a reparation obligor as set forth in section 65B.56.

(c) No reparation obligor or health plan company as defined in section 62Q.01,
subdivision 4, may enter into or renew any contract that provides, or has the effect of
providing, managed care services to no-fault claimants. For the purposes of this section,
"managed care services" is defined as any program of medical services that uses health care
providers managed, owned, employed by, or under contract with a health plan company.

Sec. 3. new text begin EFFECTIVE DATE.
new text end

new text begin Sections 1 and 2 are effective for insurance policies issued on or after January 1, 2018.
new text end