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SF 2631

as introduced - 91st Legislature (2019 - 2020) Posted on 03/21/2019 03:39pm

KEY: stricken = removed, old language.
underscored = added, new language.
Version List Authors and Status
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A bill for an act
 relating to health insurance; creating an individual health plan that limits premium
rate increases if certain conditions are met; amending Minnesota Statutes 2018,
section 62A.65, by adding a subdivision.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

Minnesota Statutes 2018, section 62A.65, is amended by adding a subdivision
to read:


new text begin Subd. 9. new text end

new text begin Extended individual coverage. new text end

new text begin (a) Notwithstanding subdivisions 2 and 3, a
health carrier must offer an individual health plan to an eligible individual that meets the
requirements of this subdivision. If the individual meets the requirements in paragraph (b),
the health carrier must not increase the premium rate of the health plan by more than five
percent each year for the next five consecutive years following the initial plan year.
 new text end

new text begin (b) An individual is eligible to purchase a health plan under this subdivision if the
individual:
 new text end

new text begin (1) is a Minnesota resident;
 new text end

new text begin (2) maintains continuous coverage;
 new text end

new text begin (3) does not use tobacco;
 new text end

new text begin (4) takes an annual health assessment, if offered by the health plan; and
 new text end

new text begin (5) complies with any personal action plan or wellness initiative offered or recommended
by the health plan based on the health assessment.
 new text end

new text begin (c) The health plan's initial premium rate must meet the requirements in subdivision 3,
paragraphs (a), (b), (d), (e), and (f). The health carrier must renew the health plan as provided
in paragraph (a) if the individual continues to meet the requirements in paragraph (b), unless
the individual fails to pay premiums or if fraud or misrepresentation occurs.
 new text end

new text begin EFFECTIVE DATE. new text end

new text begin This section is effective January 1, 2020.
 new text end