SF 1578

1st Engrossment - 85th Legislature (2007 - 2008) Posted on 12/15/2009 12:00am

A bill for an act
relating to consumer protection; regulating security freezes on consumer reports;
providing for payment of fees; amending Minnesota Statutes 2006, section
13C.016, subdivision 8.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

Minnesota Statutes 2006, section 13C.016, subdivision 8, is amended to read:

Subd. 8.

Fees.

(a) A consumer reporting agency may charge a fee of $5 for placing,
temporarily lifting, or removing a security freeze unless:

(1) the consumer is a victim of identity theft as defined in subdivision 1, paragraph
(c); and

(2) the consumer provides the consumer reporting agency with a valid copy of a
police report or a police case number documenting the identity theft.

(b) In addition to the charge, if any, permitted under paragraph (a), a consumer
may be charged no more than $5 if the consumer fails to retain the original personal
identification number given to the consumer by the agency, but the consumer may not
be charged for a onetime reissue of the same or a new personal identification number.
The consumer may be charged no more than $5 for subsequent instances of loss of the
personal identification number.

new text begin (c) A consumer who makes a written request by mail may pay any fee charged
pursuant to this subdivision by check, money order, or credit card. A consumer who
makes a request by telephone or other electronic media may pay any fee charged pursuant
to this subdivision by credit card.
new text end