HF 2026

as introduced - 90th Legislature (2017 - 2018) Posted on 03/08/2018 05:37pm

A bill for an act
relating to health insurance; authorizing the sale and purchase of health plans that
do not include all mandated health benefits; proposing coding for new law in
Minnesota Statutes, chapter 62Q.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

new text begin [62Q.022] FREEDOM TO CHOOSE CUSTOMIZED INSURANCE.
new text end

new text begin (a) Notwithstanding any state or federal law to the contrary, a health plan company may
offer, and individuals may purchase, health plans that do not include federally required
health benefit mandates.
new text end

new text begin (b) Notwithstanding any state or federal law to the contrary, a health plan company may
offer, and individuals may purchase, health plans that do not include all or some of the
health benefit mandates in this chapter and chapter 62A, provided the health plan company
also offers in the same service area a health plan that includes all of the health benefit
mandates in this chapter and chapter 62A.
new text end

new text begin (c) An individual who chooses a health plan that does not include all of the federally
required health benefit mandates or all of the health benefit mandates in this chapter and
chapter 62A must sign an acknowledgment that the individual was offered a health plan
that included all of the federally required health benefit mandates and all of the health benefit
mandates in this chapter and chapter 62A, and declined to purchase such a plan. An
acknowledgment signed by an individual under this paragraph must include the following
statement, in 14-point boldface type: "I was offered the opportunity to purchase a health
plan that includes all federally required and state-required health benefit mandates, and I
declined to purchase this coverage. I understand that by choosing this coverage I may have
to pay out-of-pocket costs for health services that are not covered by this plan. Individuals,
families, and employees are free to choose a health plan that does not include some or all
state-required and federally required health benefit mandates. There are no penalties for
choosing a health plan that does not include some or all state-required and federally required
health benefit mandates."
new text end

new text begin EFFECTIVE DATE. new text end

new text begin This section is effective for health plans offered, sold, issued, or
renewed on or after July 1, 2017.
new text end