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SF 2265

1st Engrossment - 85th Legislature (2007 - 2008) Posted on 12/15/2009 12:00am

KEY: stricken = removed, old language.
underscored = added, new language.
Version List Authors and Status
Rtf

Current Version - 1st Engrossment

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A bill for an act
 relating to insurance; prohibiting nonrenewal of homeowner's insurance based
upon a claim that the insurer denied or did not make a payment on; amending
Minnesota Statutes 2006, section 65A.29, subdivision 11.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

Minnesota Statutes 2006, section 65A.29, subdivision 11, is amended to read:


Subd. 11.

Nonrenewal.

Every insurer shall establish a plan that sets out the
minimum number and amount of claims during an experience period that may result
in a nonrenewal. For purposes of the plan, the insurer may not consider as a claim the
insured's inquiry about a hypothetical claim, deleted text begin ordeleted text end the insured's inquiry to the insured's agent
regarding a potential claimnew text begin , or a claim submitted to the insurer that the insurer denied or
upon which the insurer did not make a paymentnew text end .

No homeowner's insurance policy may be nonrenewed based on the insured's loss
experience unless the insurer has sent a written notice that any future losses may result in
nonrenewal due to loss experience.

Any nonrenewal of a homeowner's insurance policy must, at a minimum, comply
with the requirements of subdivision 8 and the rules adopted by the commissioner.

new text begin EFFECTIVE DATE. new text end

new text begin This section is effective August 1, 2008.
 new text end