as introduced - 91st Legislature (2019 - 2020) Posted on 03/08/2019 08:43am
A bill for an act
relating to insurance; prohibiting certain motor vehicle insurance quote practices;
proposing coding for new law in Minnesota Statutes, chapter 65B.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:
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An insurer offering private passenger auto insurance in Minnesota is prohibited from
requesting payment information, including credit card, bank account, cash, or check, from
a prospective customer for a policy premium without first completing, either directly or
through a database accepted by the commissioner:
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(1) a review of the applicant's Minnesota driving record;
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(2) a review of the applicant's loss history; and
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(3) if applicable, an insurance scoring procedure filed with the commissioner and used
by the insurer for underwriting.
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