HF 1665

as introduced - 85th Legislature (2007 - 2008) Posted on 12/15/2009 12:00am

A bill for an act
relating to consumer protection; regulating security freezes on consumer reports;
providing for payment of fees; amending Minnesota Statutes 2006, section
13C.016, subdivision 8.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

Minnesota Statutes 2006, section 13C.016, subdivision 8, is amended to read:

Subd. 8.

Fees.

(a) A consumer reporting agency may charge a fee of $5 for placing,
temporarily lifting, or removing a security freeze unless:

(1) the consumer is a victim of identity theft as defined in subdivision 1, paragraph
(c); and

(2) the consumer provides the consumer reporting agency with a valid copy of a
police report or a police case number documenting the identity theft.

(b) In addition to the charge, if any, permitted under paragraph (a), a consumer
may be charged no more than $5 if the consumer fails to retain the original personal
identification number given to the consumer by the agency, but the consumer may not
be charged for a onetime reissue of the same or a new personal identification number.
The consumer may be charged no more than $5 for subsequent instances of loss of the
personal identification number.

new text begin (c) A consumer may pay any fee charged pursuant to this subdivision by cash, check,
draft, credit card, or other negotiable or nonnegotiable instrument or order of withdrawal
that is drawn against funds held by a financial institution.
new text end