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Minnesota Legislature

Office of the Revisor of Statutes

HF 1121

as introduced - 91st Legislature (2019 - 2020) Posted on 03/11/2019 04:31pm

KEY: stricken = removed, old language.
underscored = added, new language.

Current Version - as introduced

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A bill for an act
relating to insurance; requiring underinsured and uninsured motorist coverage for
motorcycles; amending Minnesota Statutes 2018, section 65B.48, subdivision 5.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

Minnesota Statutes 2018, section 65B.48, subdivision 5, is amended to read:


Subd. 5.

Motorcycle coverage.

(a) Every owner of a motorcycle registered or required
to be registered in this state or operated in this state by the owner or with the owner's
permission shall provide and maintain security for the payment of tort liabilities arising out
of the maintenance or use of the motorcycle in this state. Security may be provided by a
contract of liability insurance complying with section 65B.49, subdivision 3, or by qualifying
as a self insurer in the manner provided in subdivision 3.

(b) At the time an application for motorcycle insurance without personal injury protection
coverage is completed, there must be attached to the application a separate form containing
a written notice in at least 10-point bold type, if printed, or in capital letters, if typewritten
that states:

"Under Minnesota law, a policy of motorcycle coverage issued in the State of Minnesota
must provide liability coverage only, and there is no requirement that the policy provide
personal injury protection (PIP) coverage in the case of injury sustained by the insured.
No PIP coverage provided by an automobile insurance policy you may have in force
will extend to provide coverage in the event of a motorcycle accident."

new text begin (c) Every owner of a motorcycle registered or required to be registered in this state or
operated in this state by the owner or with the owner's permission shall provide and maintain
uninsured and underinsured motorist coverage. Uninsured and underinsured motorist coverage
may be provided by a contract of insurance complying with section 65B.49, subdivision
3a, or by qualifying as a self-insurer in the manner provided under subdivision 3.
new text end