as introduced - 91st Legislature (2019 - 2020) Posted on 02/20/2020 03:41pm
A bill for an act
relating to insurance; requiring underinsured and uninsured motorist coverage for
motorcycles; amending Minnesota Statutes 2018, section 65B.48, subdivision 5.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:
Minnesota Statutes 2018, section 65B.48, subdivision 5, is amended to read:
(a) Every owner of a motorcycle registered or required
to be registered in this state or operated in this state by the owner or with the owner's
permission shall provide and maintain security for the payment of tort liabilities arising out
of the maintenance or use of the motorcycle in this state. Security may be provided by a
contract of liability insurance complying with section 65B.49, subdivision 3, or by qualifying
as a self insurer in the manner provided in subdivision 3.
(b) At the time an application for motorcycle insurance without personal injury protection
coverage is completed, there must be attached to the application a separate form containing
a written notice in at least 10-point bold type, if printed, or in capital letters, if typewritten
"Under Minnesota law, a policy of motorcycle coverage issued in the State of Minnesota
must provide liability coverage only, and there is no requirement that the policy provide
personal injury protection (PIP) coverage in the case of injury sustained by the insured.
No PIP coverage provided by an automobile insurance policy you may have in force
will extend to provide coverage in the event of a motorcycle accident."
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