HF 1381

as introduced - 89th Legislature (2015 - 2016) Posted on 03/02/2015 01:29pm

A bill for an act
relating to MNsure; requiring premium rates for health insurance coverage offered
through MNsure to be available to the public 30 days before open enrollment;
amending Minnesota Statutes 2014, section 62A.02, subdivisions 2, 8.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

Minnesota Statutes 2014, section 62A.02, subdivision 2, is amended to read:

Subd. 2.

Approval.

(a) The health plan form shall not be issued, nor shall any
application, rider, endorsement, or rate be used in connection with it, until the expiration
of 60 days after it has been filed unless the commissioner approves it before that time.

(b) Notwithstanding paragraph (a), a rate filed with respect to a policy of accident and
sickness insurance as defined in section 62A.01 by an insurer licensed under chapter 60A,
may be used on or after the date of filing with the commissioner. Rates that are not approved
or disapproved within the 60-day time period are deemed approved. This paragraph does
not apply to Medicare-related coverage as defined in section 62A.3099, subdivision 17.

new text begin (c) Health plans in the individual and small group markets that are not grandfathered
plans to be offered outside of MNsure for coverage to begin on or after January 1, 2016,
and each January 1 thereafter, must receive rate approval from the commissioner no later
than 30 days prior to the beginning of the annual open enrollment period. Premium rates
for the next calendar year must be made available to the public by the commissioner no
later than 30 days prior to the beginning of the annual open enrollment period.
new text end

Sec. 2.

Minnesota Statutes 2014, section 62A.02, subdivision 8, is amended to read:

Subd. 8.

Filing by health carriers for purposes of complying with the
certification requirements of MNsure.

new text begin (a) new text end No qualified health plan shall be offered
through MNsure until its form and the premium rates pertaining to the form have been
approved by the commissioner of commerce or health, as appropriate, and the health plan
has been determined to comply with the certification requirements of MNsure in accordance
with an agreement between the commissioners of commerce and health and MNsure.

new text begin (b) Qualified health plans to be offered through MNsure for coverage to begin
January 1, 2016, and each January thereafter, must satisfy all requirements of paragraph (a)
no later than 30 days prior to the beginning of the annual open enrollment period. Premium
rates and plan enrollment for the next calendar year must be available to the public through
MNsure no later than 30 days prior to the beginning of the annual open enrollment period.
new text end