Minnesota Legislature
HF 3245
as introduced - 89th Legislature (2015 - 2016) Posted on 03/16/2016 11:49am
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A bill for an act
relating to commerce; regulating public adjusters; modifying the definition of a
public adjuster to include certain persons who negotiate on behalf of an insured
or urge or encourage an insured to file a claim for loss or damages; amending
Minnesota Statutes 2014, section 72B.02, subdivision 6.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:
Section 1.
Minnesota Statutes 2014, section 72B.02, subdivision 6, is amended to read:
Subd. 6.
Public adjuster.
"Public adjuster" means any person who, for
compensation or any other thing of value on behalf of the insured:
(1) acts or aids, solely in relation to first-party claims arising under insurance
contracts that insure the real or personal property of the insured, on behalf of an insured
in negotiating for, or effecting the settlement of, a claim for loss or damage covered
by an insurance contract;
(2) advertises for employment as a public adjuster of insurance claims or solicits
business or represents to the public as a public adjuster of first-party insurance claims
for losses or damages arising out of policies of insurance that insure real or personal
property; deleted text begin or
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(3) directly or indirectly solicits business, investigates or adjusts losses, or advises an
insured about first-party claims for losses or damages arising out of policies of insurance
that insure real or personal property for another person engaged in the business of
adjusting losses or damages covered by an insurance policy, for the insureddeleted text begin .deleted text end new text begin ; or
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(4) with respect to first-party claims, offers to negotiate or negotiates on behalf of
an insured or urges or encourages an insured to file a claim for loss or damages and the
person is directly or indirectly engaged in, employed by, or otherwise affiliated with, a
business that performs repairs of the loss or damages.
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