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2004 Minnesota Statutes Index (topics)

SAVINGS ASSOCIATIONS

See also SAVINGS BANKS

Access to data

Conditions of access, Minn. Statutes 2004 13A.02

Data classification, Minn. Statutes 2004 13A.02

Definitions, Minn. Statutes 2004 13A.01

Delayed notice, order, Minn. Statutes 2004 13A.03

Exceptions from law, Minn. Statutes 2004 13A.04

Financial institutions, duties, Minn. Statutes 2004 13A.02

Generally, Minn. Statutes 2004 51A.11

Government assistance programs, Minn. Statutes 2004 13A.04

Notice to customer, contents, Minn. Statutes 2004 13A.02 to 2004 13A.04

Search warrants, Minn. Statutes 2004 13A.02

Subpoenas, Minn. Statutes 2004 13A.02, 2004 13A.04

Transfer of records, Minn. Statutes 2004 13A.02

Use of information, Minn. Statutes 2004 13A.02, 2004 13A.04

Access to records, Minn. Statutes 2004 51A.11

Accounting and bookkeeping

Closing books, frequency, Minn. Statutes 2004 51A.19

Accounts, see BANK ACCOUNTS

Acknowledgment of instruments, validation, Minn. Statutes 2004 51A.52

Advertising

Name, use of, Minn. Statutes 2004 51A.05

Restrictions, Minn. Statutes 2004 47.09

Savings or investment media, typed permitted, Minn. Statutes 2004 51A.22

Agents, savings associations acting as, Minn. Statutes 2004 51A.21

Agreements by

Local public funds, investment, repurchase or reverse repurchase, Minn. Statutes 2004 118A.05, 2004 118A.07

Appeals

Conversions, Minn. Statutes 2004 51A.065

Receivers and receivership, Minn. Statutes 2004 51A.46

Application of law

Consolidations, exceptions, Minn. Statutes 2004 300.14

Loans and credit sale contracts, interest rates and charges, Minn. Statutes 2004 47.59

Loans and extensions of credit, terms, Minn. Statutes 2004 51A.386

Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2004 58.04

Security, inapplicable laws, Minn. Statutes 2004 47.21

Usurious interest rates, penalties determined at time of contract, Minn. Statutes 2004 334.20

Appraisals

Commerce commissioner, authorized to order, Minn. Statutes 2004 51A.44

Real estate, Minn. Statutes 2004 51A.19, 2004 51A.38

Articles of incorporation

Filing with commerce commissioner, Minn. Statutes 2004 47.08

Assets

Inventory, liquidation, Minn. Statutes 2004 49.24

Limitations, investments, Minn. Statutes 2004 51A.35

Liquid assets, reserves, amount required, Minn. Statutes 2004 51A.361

Overvalued, procedures, Minn. Statutes 2004 51A.19

Security, Federal Deposit Insurance Corporation loans, Minn. Statutes 2004 49.05

Assignments, insolvency, assignments prohibited, Minn. Statutes 2004 49.013

Attachments

Possession by Commerce Department, Minn. Statutes 2004 49.04

Audits and examinations

Access to records, Minn. Statutes 2004 51A.11

Annual report, Minn. Statutes 2004 51A.44

Commerce Department, general powers, Minn. Statutes 2004 46.04, 2004 51A.42

Extra examinations, Minn. Statutes 2004 51A.44

Fees, Minn. Statutes 2004 46.131, 2004 51A.51

Frequency, Minn. Statutes 2004 46.04

Requirements, generally, Minn. Statutes 2004 46.04

Automated teller machines, Minn. Statutes 2004 51A.05, 2004 51A.21

Background checks, acquisitions, Minn. Statutes 2004 46.048

Beneficiaries, accounts, rights, Minn. Statutes 2004 51A.28

Board of directors, see Directors under this topic

Bonds (officers and fiduciaries), see Surety bonds under this topic

Bonds purchased, valuation, Minn. Statutes 2004 51A.19

Borrowing money, powers, Minn. Statutes 2004 51A.21

Branch offices

Approval for, Minn. Statutes 2004 51A.05

Location change, Minn. Statutes 2004 51A.05

Reciprocating states, Minn. Statutes 2004 51A.58

Business property, owning, Minn. Statutes 2004 51A.21

Bylaws

Adopting, Minn. Statutes 2004 51A.21

Filing requirements, Minn. Statutes 2004 47.15

Mutual associations, Minn. Statutes 2004 51A.03

Capital certificates, selling, Minn. Statutes 2004 51A.21

Capital stock associations, Minn. Statutes 2004 51A.041

Certificate of approval

Generally, Minn. Statutes 2004 51A.03

Insurance requirements, Minn. Statutes 2004 51A.23

Certificate of authority

Commerce commissioner, duties, Minn. Statutes 2004 47.16

Forfeiture, liquidation, Minn. Statutes 2004 49.04

Certificate of conversion

Commerce commissioner, issuing, Minn. Statutes 2004 51A.065

Certificate of dissolution, procedures, generally, Minn. Statutes 2004 51A.08

Certificates of incorporation

Amendments, procedure, Minn. Statutes 2004 300.45

Applications for, Minn. Statutes 2004 51A.03

Approval by Commerce Department, Minn. Statutes 2004 51A.03

Issuance, capital stock associations, Minn. Statutes 2004 51A.041

Notice of intent to organize, Minn. Statutes 2004 47.14

Statements accompanying, Minn. Statutes 2004 47.14

Charges and rates

Adjustment, implicit price deflator, use in calculating, Minn. Statutes 2004 47.59

Checks, see CHECKS

Children

Accounts in name of, Minn. Statutes 2004 51A.23, 2004 51A.251, 2004 51A.261

Parents, rights, Minn. Statutes 2004 51A.251

Savings plans in schools, Minn. Statutes 2004 51A.24

Closing

Days designated by president or governor, Minn. Statutes 2004 47.0153

Emergencies, Minn. Statutes 2004 47.0151 to 2004 47.0155

Holidays and holiday eves, Minn. Statutes 2004 47.015

Mondays, Minn. Statutes 2004 47.015

Permanent, notice, Minn. Statutes 2004 47.0156

Saturdays, Minn. Statutes 2004 47.015

Temporary, legal effect, Minn. Statutes 2004 47.0155

Collection agencies, exclusion, Minn. Statutes 2004 332.32

Collection agents, surety bonds, Minn. Statutes 2004 51A.14

Confidential or privileged information

Books and records, Minn. Statutes 2004 51A.11

Conflict of laws, credit extension maximum rates, Minn. Statutes 2004 47.59

Conflicts of interest, lease agreements, Minn. Statutes 2004 47.10

Conservators of persons, see Guardians and conservators under this topic

Conservators of savings associations

Accounts, powers, rights, Minn. Statutes 2004 51A.28, 2004 51A.29

Appointment by commerce commissioner, Minn. Statutes 2004 51A.45

Compensation, Minn. Statutes 2004 51A.45

Conditions for appointment, Minn. Statutes 2004 51A.47

Expenses, payment, Minn. Statutes 2004 51A.45

Length of appointment, Minn. Statutes 2004 51A.45

Powers, generally, Minn. Statutes 2004 51A.45

Consolidations

Application of law, exceptions, Minn. Statutes 2004 300.14

Fees, Minn. Statutes 2004 51A.51

Procedures, Minn. Statutes 2004 51A.07

Consumer loans, see Loans by under this topic

Contested cases

Consolidating, commissioners actions, Minn. Statutes 2004 51A.07

Conversions, appealing, Minn. Statutes 2004 51A.065

Mergers, commissioners actions, Minn. Statutes 2004 51A.07

Removal, directors, trustees, officers, Minn. Statutes 2004 46.26, 2004 46.30

Reorganization, commissioners actions, Minn. Statutes 2004 51A.07

Reserves, amount, enforcing, Minn. Statutes 2004 51A.361

Violations of law, generally, Minn. Statutes 2004 46.24, 2004 46.26, 2004 46.30

Contracts

Local public funds, investment, Minn. Statutes 2004 118A.05, 2004 118A.07

School savings plans, Minn. Statutes 2004 51A.24

Service charges on deposit accounts, Minn. Statutes 2004 51A.21

Services, with other financial institutions, Minn. Statutes 2004 47.78

Control by Commerce Department, generally, Minn. Statutes 2004 51A.42

Controlling individuals

Human services licensing, exclusion, Minn. Statutes 2004 245A.02

Conversions

Capital stock to mutual, Minn. Statutes 2004 51A.065

Definitions, Minn. Statutes 2004 47.27

From savings banks, procedures, Minn. Statutes 2004 47.28

Mutual to capital stock, Minn. Statutes 2004 51A.065

Permitted, generally, Minn. Statutes 2004 51A.06

Plan for conversion, Minn. Statutes 2004 51A.065

To savings banks, procedures, Minn. Statutes 2004 47.30

Types of conversions, Minn. Statutes 2004 51A.065

Credit insurance, sales on commissions, Minn. Statutes 2004 47.016

Credit sale contracts

Generally, Minn. Statutes 2004 47.59

Purchase by savings association, terms, Minn. Statutes 2004 51A.386

Credit services organizations, exclusion, Minn. Statutes 2004 332.52

Credit, see CREDIT

Custodians, savings associations acting as

Medical savings accounts, Minn. Statutes 2004 47.75

Data, records, classification, Minn. Statutes 2004 13A.02

Debt prorating companies, exclusion, Minn. Statutes 2004 332.13

Declaratory judgment, right to use, Minn. Statutes 2004 51A.48

Definitions

Agricultural Development Act, Minn. Statutes 2004 41C.02

Agricultural resource loan guaranty program, Minn. Statutes 2004 41A.02

Agriculture best management practices loans, Minn. Statutes 2004 17.117

Banking law, Minn. Statutes 2004 46.23

Commercial Code, Minn. Statutes 2004 336.1-201, 2004 336.9-102

Consumer small loans, Minn. Statutes 2004 47.60

Deposit and investment of local public funds, Minn. Statutes 2004 118A.01

Electronic Authentication Act, Minn. Statutes 2004 325K.01

Ethics in government, Minn. Statutes 2004 10A.01

Financial institution credit extension maximum rates, Minn. Statutes 2004 47.59

Financial institution law, Minn. Statutes 2004 47.01, 2004 47.18

Interest rates, Minn. Statutes 2004 334.02

Interstate acquisitions, Minn. Statutes 2004 50.245

Matching programs, computerized comparison of data, Minn. Statutes 2004 13B.06

Multiparty accounts, Minn. Statutes 2004 524.6-201

Public pension fiduciary responsibility, Minn. Statutes 2004 356A.01

Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2004 58.02

Rural Finance Authority Act, Minn. Statutes 2004 41B.02

Savings association law, Minn. Statutes 2004 51A.02, 2004 51A.19, 2004 51A.37, 2004 51A.58

Transfers to minors, Minn. Statutes 2004 527.21

Unclaimed property, disposition, Minn. Statutes 2004 345.31

Usury, Minn. Statutes 2004 334.03

Depositories

Designating, Minn. Statutes 2004 51A.16, 2004 471.88, 2004 471.881

Public funds, see under DEPOSITORIES

Savings associations defined as, Minn. Statutes 2004 10A.01

Deposits in

Attorney's summary executions, Minn. Statutes 2004 551.05

Automatic deposits

Elective state officers retirement plan, Minn. Statutes 2004 352C.09

Legislators retirement plan, application of law, Minn. Statutes 2004 3A.13

Minnesota State Retirement System, annuities or benefits, Minn. Statutes 2004 352.15

Public Employees Retirement Association, annuities, benefits, or refunds, Minn. Statutes 2004 353.15

Teachers Retirement Association, annuities or benefits, Minn. Statutes 2004 354.10

Creditors' claims, Minn. Statutes 2004 550.143, 2004 550.37

Direct deposits, procedures, Minn. Statutes 2004 51A.21

Insolvent financial institutions, money collected, Minn. Statutes 2004 49.24

Levy on, Minn. Statutes 2004 550.135, 2004 550.143

Minor's rights, Minn. Statutes 2004 51A.23, 2004 51A.251, 2004 51A.261

Negotiable time deposits, offering, Minn. Statutes 2004 51A.23

Real estate trust funds, Minn. Statutes 2004 51A.23

Supplemental nursing services agencies, Minn. Statutes 2004 144A.72

Time deposits, automatic renewal, notice requirements, Minn. Statutes 2004 47.096

Trust funds, trustees, enumerated powers, Minn. Statutes 2004 501B.81

Unclaimed property, see ABANDONED AND UNCLAIMED PROPERTY

Development corporations, duties regarding

Nonshareholders, Minn. Statutes 2004 301.77, 2004 301.78

Directors

Appointment by commissioner, temporary, Minn. Statutes 2004 46.29

Classes, dividing into, mutual associations, Minn. Statutes 2004 51A.13

Compensations, Minn. Statutes 2004 51A.15

Conflicts of interest, Minn. Statutes 2004 51A.15

Consolidations, approval, Minn. Statutes 2004 51A.07

Conversions, Minn. Statutes 2004 51A.065

Depositories, authorizing, Minn. Statutes 2004 51A.16

Disclosures, Minn. Statutes 2004 51A.15

Dividends, declaring, Minn. Statutes 2004 51A.20

Earnings rate, determining, mutual associations, Minn. Statutes 2004 51A.32

Electing, mutual associations, Minn. Statutes 2004 51A.13

Fiduciary duties, Minn. Statutes 2004 51A.15

Fines, violations of law, Minn. Statutes 2004 46.32

Indemnity, Minn. Statutes 2004 51A.17, 2004 51A.21

Insolvency, duty to report, Minn. Statutes 2004 49.013

Meetings, Minn. Statutes 2004 51A.42, 2004 51A.44

Members, Minn. Statutes 2004 300.20

Mergers, approval, Minn. Statutes 2004 51A.07

Nomination procedure, Minn. Statutes 2004 51A.03

Number of directors, mutual associations, Minn. Statutes 2004 51A.13

Organizational meeting actions, capital stock associations, Minn. Statutes 2004 51A.041

Proceedings, record keeping, Minn. Statutes 2004 51A.19

Qualifications, Minn. Statutes 2004 51A.041, 2004 51A.13, 2004 51A.131

Quorum, lack caused by removal, Minn. Statutes 2004 46.29

Removal, Minn. Statutes 2004 46.26, 2004 51A.03, 2004 51A.45

Reorganizations, approval, Minn. Statutes 2004 51A.07

Reserve and surplus accounts, transfers, Minn. Statutes 2004 51A.20

Residency, mutual associations, Minn. Statutes 2004 51A.13

Resignation, Minn. Statutes 2004 51A.03

Savings accounts, redeeming, Minn. Statutes 2004 51A.34

Service of process on, Minn. Statutes 2004 46.33

Surety bonds, Minn. Statutes 2004 51A.14

Trustees for liquidation, acting as, Minn. Statutes 2004 51A.08

Vacancies, mutual associations, Minn. Statutes 2004 51A.13

Violations of orders, Minn. Statutes 2004 46.32

Withdrawal applications, paying, Minn. Statutes 2004 51A.33

Disclosure

Dishonored checks, account information, Minn. Statutes 2004 609.535

Finance charges, consumer loans and credit sales contracts, Minn. Statutes 2004 47.59

Dissolution, see Liquidation under this topic

Dividends, Minn. Statutes 2004 51A.20, 2004 51A.21

Drafts, issuing, powers, Minn. Statutes 2004 51A.21

Earnings, Minn. Statutes 2004 51A.22, 2004 51A.32

Electronic funds transfers, see ELECTRONIC FUNDS TRANSFER TERMINALS

Eligible agricultural lenders

Savings associations defined as, Minn. Statutes 2004 41B.02

Emergencies, closing during, Minn. Statutes 2004 47.0151 to 2004 47.0155

Employees

Acknowledgments, ability to take, Minn. Statutes 2004 51A.52

Compensation and salaries, Minn. Statutes 2004 51A.21

Disclosures, Minn. Statutes 2004 51A.15

Indemnity, Minn. Statutes 2004 51A.17, 2004 51A.21

Insurance, Minn. Statutes 2004 51A.21

Removal by conservator, Minn. Statutes 2004 51A.45

Surety bonds, Minn. Statutes 2004 51A.14

Violations and penalties, generally, Minn. Statutes 2004 47.26

Escrows, holders of, Minn. Statutes 2004 51A.21, 2004 51A.38

Evidence, records, copies or reproductions, Minn. Statutes 2004 51A.19

Evidences of indebtedness, issuance, Minn. Statutes 2004 48.151

Examiners, see BANK EXAMINERS

Executive committee

Proceedings, record keeping, Minn. Statutes 2004 51A.19

Expense fund

Amount, Minn. Statutes 2004 51A.04, 2004 51A.041

Repayments of contributions, mutual associations, Minn. Statutes 2004 51A.04

Uses, mutual associations, Minn. Statutes 2004 51A.04

Federal associations, powers as, Minn. Statutes 2004 51A.53

Federal home loan banks

Examinations, accepting, Minn. Statutes 2004 51A.44

Membership in, Minn. Statutes 2004 47.19, 2004 51A.21

Federal Savings and Loan Insurance Corporation

Examinations, accepting, Minn. Statutes 2004 51A.44

Obligations of, investing in, Minn. Statutes 2004 51A.35

Withdrawals, Minn. Statutes 2004 51A.33

Fees

Change of location fee, Minn. Statutes 2004 51A.51

Consolidation fees, Minn. Statutes 2004 51A.51

Consumer loans, Minn. Statutes 2004 47.60, 2004 51A.38

Document changes, Minn. Statutes 2004 46.131

Establishment of other offices, Minn. Statutes 2004 51A.51

Examinations, Minn. Statutes 2004 46.131, 2004 51A.51

Incorporation fees, Minn. Statutes 2004 51A.03, 2004 51A.51

Investigation fees, Minn. Statutes 2004 46.05, 2004 51A.51

Merger fees, Minn. Statutes 2004 51A.51

Payment to Finance Department, Minn. Statutes 2004 51A.51

Records requested by government authorities, copying, Minn. Statutes 2004 48.513

Relocation applications, Minn. Statutes 2004 47.101

Fiduciaries

Accounts, rights, Minn. Statutes 2004 51A.28

Acting as, Minn. Statutes 2004 51A.21

Investing in accounts, Minn. Statutes 2004 51A.31

Finance charges, Minn. Statutes 2004 47.59, 2004 51A.386

Financial institutions

Savings associations defined as

Deposit and investment of local public funds, Minn. Statutes 2004 118A.01

Electronic Authentication Act, Minn. Statutes 2004 325K.01

Family assets for independence, Minn. Statutes 2004 119A.445

Financial institution credit extension maximum rates, Minn. Statutes 2004 47.59

Interstate acquisitions, Minn. Statutes 2004 50.245

Matching programs, computerized comparison of data, Minn. Statutes 2004 13B.06

Multiparty accounts, Minn. Statutes 2004 524.6-201

Savings institutions defined as, Minn. Statutes 2004 356A.01, 2004 524.6-201, 2004 527.21

Financial organization

Savings and loans associations defined as, Minn. Statutes 2004 345.31

Financial statements, mutual associations, Minn. Statutes 2004 51A.12

Fines

Commerce Department, imposing, Minn. Statutes 2004 45.027

Loan and credit sale contract violations, Minn. Statutes 2004 47.59

Mutual associations, Minn. Statutes 2004 51A.10

Reports, failure to make, Minn. Statutes 2004 47.24

Fiscal agents, Minn. Statutes 2004 51A.21

Foreclosure consultants, exclusion, Minn. Statutes 2004 325N.01

Foreign corporations

Engaging in banking, limitations, Minn. Statutes 2004 303.04

Forms, annual reports, Minn. Statutes 2004 51A.44

Garnishments, vacating

Possession by Commerce Department, Minn. Statutes 2004 49.04

Guardians and conservators

Accounts, rights, generally, Minn. Statutes 2004 51A.28, 2004 51A.29

Investing in accounts, Minn. Statutes 2004 51A.31

Minors' accounts, rights, powers, Minn. Statutes 2004 51A.251, 2004 51A.261

Hearings

Applications for certificates of incorporation, Minn. Statutes 2004 51A.03

Orders to discontinue illegal practices, Minn. Statutes 2004 51A.45

Holidays and holiday eves, closing permitted, Minn. Statutes 2004 47.015

Home office, records, maintaining at, Minn. Statutes 2004 51A.19

Illegal practices, order to discontinue, Minn. Statutes 2004 51A.44

Impairment of capital, liquidation, Minn. Statutes 2004 49.04

Incorporation

Capital stock associations, Minn. Statutes 2004 51A.03

Fees, Minn. Statutes 2004 51A.51

Incorporators

Acknowledgments, certificate of incorporation applications, Minn. Statutes 2004 51A.03

Bonds, see Surety bonds under this topic

Chair, Minn. Statutes 2004 51A.04, 2004 51A.041

Expense fund, mutual associations, Minn. Statutes 2004 51A.04

Liability before certificate of incorporation, mutual associations, Minn. Statutes 2004 51A.04

Names, including with notice of intent to organize, Minn. Statutes 2004 47.14

Number, Minn. Statutes 2004 51A.03

Residence, Minn. Statutes 2004 51A.03

Subscriptions to savings accounts, amount, mutual associations, Minn. Statutes 2004 51A.04

Individual retirement accounts

Acting as trustees, Minn. Statutes 2004 47.75, 2004 51A.21

Industrial loan and thrift companies, powers as, Minn. Statutes 2004 53.04

Injunctions

Commerce Department, issuing by, Minn. Statutes 2004 45.027

Involuntary liquidation, Minn. Statutes 2004 49.04

Name, unlawful use, preventing, Minn. Statutes 2004 51A.05

Insider agreements, Minn. Statutes 2004 47.10

Insolvency

Assignments prohibited, Minn. Statutes 2004 49.013

Commerce Department, borrowing from FDIC, Minn. Statutes 2004 49.05

Directors, duties, Minn. Statutes 2004 49.013

Generally, Minn. Statutes 2004 51A.54

Officers, duties, Minn. Statutes 2004 49.013

Receiving deposits, Minn. Statutes 2004 624.68

Reports given, Minn. Statutes 2004 49.013

Inspection of records, Minn. Statutes 2004 51A.11

Installment loans

Borrower, copies, Minn. Statutes 2004 48.157

Charges, Minn. Statutes 2004 48.153 to 2004 48.155

Default, Minn. Statutes 2004 48.156

Extension, Minn. Statutes 2004 48.154

Interest, Minn. Statutes 2004 48.153

Limitation, Minn. Statutes 2004 48.153

Prepayment, Minn. Statutes 2004 48.154

Restrictions, Minn. Statutes 2004 48.153

Security, Minn. Statutes 2004 48.153, 2004 48.155

Term, Minn. Statutes 2004 48.153

Insurance premium finance agreements

Entering, generally, Minn. Statutes 2004 59A.03

Insurance

Coercion to purchase, Minn. Statutes 2004 51A.15

Escrow, collecting for insurance, Minn. Statutes 2004 51A.38

Premiums, paying to protect loans, Minn. Statutes 2004 51A.38

Savings accounts, Minn. Statutes 2004 51A.21, 2004 51A.23

Interest

Amount paid, capital stock associations, Minn. Statutes 2004 51A.32

Installment loans, Minn. Statutes 2004 48.153

Loans, limitations, Minn. Statutes 2004 48.195

Rates, Minn. Statutes 2004 45.025, 2004 47.59, 2004 51A.386

Usurious interest, penalty, Minn. Statutes 2004 48.196

Interpretation of law

Loans and credit sale contracts, interest rates and charges, Minn. Statutes 2004 47.59

Interstate branching, Minn. Statutes 2004 51A.58

Investigations

Commerce Department, Minn. Statutes 2004 45.027, 2004 46.05

Fees, Minn. Statutes 2004 46.05

Investments in

Development corporations, Minn. Statutes 2004 301.84

Generally, Minn. Statutes 2004 51A.31

Workers' compensation commercial self-insurance common claims fund, Minn. Statutes 2004 79A.22

Investments permitted to

Area redevelopment agencies, municipal bonds, Minn. Statutes 2004 469.116

Assets limitations, amount, Minn. Statutes 2004 51A.35

Higher Education Services Office revenue bonds, Minn. Statutes 2004 136A.178

Loans, generally, Minn. Statutes 2004 51A.37

Municipal gas agency bonds, Minn. Statutes 2004 453A.10

Municipal power agency bonds, Minn. Statutes 2004 453.60

Notes or bonds secured by mortgages, trust deeds, or security interests, Minn. Statutes 2004 47.21

Regional railroad authority bonds, Minn. Statutes 2004 398A.07

Right to avoid loss, Minn. Statutes 2004 51A.41

Rural Finance Authority bonds, Minn. Statutes 2004 41C.10

Securities, Minn. Statutes 2004 51A.35

State university revenue bonds, Minn. Statutes 2004 136F.91

Involuntary liquidation, see Liquidation under this topic

Joint tenancy, Minn. Statutes 2004 51A.262, 2004 51A.27

Judgments, vacating

Possession by Commerce Department, Minn. Statutes 2004 49.04

Lawsuits

Advertising, violations, Minn. Statutes 2004 45.025

Loan and credit sale contract violations, Minn. Statutes 2004 47.59

Power to bring, Minn. Statutes 2004 51A.21

Stay, involuntary liquidation, Minn. Statutes 2004 49.04

Lenders, savings associations defined as

Agricultural resource loan guaranty program, Minn. Statutes 2004 41A.02

Interest rates, Minn. Statutes 2004 334.02

Usury, Minn. Statutes 2004 334.03

Lending institutions, savings associations defined as, Minn. Statutes 2004 41C.02

Levies, possession by Commerce Department, Minn. Statutes 2004 49.04

Liability

Account holders, losses, Minn. Statutes 2004 51A.22

Consolidations, Minn. Statutes 2004 51A.07

Defined, Minn. Statutes 2004 356A.01

Dissolutions, Minn. Statutes 2004 51A.08

Existing corporations, Minn. Statutes 2004 51A.55

Mergers, Minn. Statutes 2004 51A.07

Reorganizations, Minn. Statutes 2004 51A.07

Savings liability, Minn. Statutes 2004 51A.02, 2004 51A.20, 2004 51A.22

Successors in interest, Minn. Statutes 2004 51A.40

Licenses, Minn. Statutes 2004 45.027

Life insurance

Security for loans, Minn. Statutes 2004 51A.37

Stockholder's life, insuring, Minn. Statutes 2004 51A.041

Liquidation

Agents, Minn. Statutes 2004 49.24

Assets, Minn. Statutes 2004 49.24

Attorneys, expenses, payment, Minn. Statutes 2004 49.24

Books, disposition, Minn. Statutes 2004 49.24

Capital stock, retiring, capital stock associations, Minn. Statutes 2004 51A.041

Certificates, filing, Minn. Statutes 2004 49.05

Claims, Minn. Statutes 2004 49.24

Completion, Minn. Statutes 2004 49.24, 2004 49.30, 2004 49.31

Consolidation during, Minn. Statutes 2004 49.06

Creditors, petitions by, completion committee, Minn. Statutes 2004 49.30

Debts, collection, Minn. Statutes 2004 49.24

District courts, jurisdiction, Minn. Statutes 2004 49.24

Dividends, Minn. Statutes 2004 49.24

Expense fund contributions, repaying, mutual associations, Minn. Statutes 2004 51A.04

Expenses, payment, Minn. Statutes 2004 49.24

Foreclosure, certificates prior to sales, filing, Minn. Statutes 2004 49.05

Injunctions, Minn. Statutes 2004 49.04

Insolvent associations, generally, Minn. Statutes 2004 51A.54

Interpretation of law, Minn. Statutes 2004 49.05

Involuntary liquidation, Minn. Statutes 2004 49.04

Lawsuits, validation, certificates, Minn. Statutes 2004 49.05

Possession by Commerce Department, Minn. Statutes 2004 49.04, 2004 49.05

Power of attorney, executing, Minn. Statutes 2004 49.05

Procedures, generally, Minn. Statutes 2004 51A.08

Shareholders, Minn. Statutes 2004 49.24

Special attorneys, Minn. Statutes 2004 49.24

Subrogation, Federal Deposit Insurance Corporation, Minn. Statutes 2004 49.05

Voluntary liquidation, winding up, Minn. Statutes 2004 51A.08

Liquidators, Federal Deposit Insurance Corporation, Minn. Statutes 2004 49.05

Loan production offices, Minn. Statutes 2004 51A.05

Loans by

Adjustment of charges and rates, Minn. Statutes 2004 47.59

Borrower limits, Minn. Statutes 2004 51A.37

Closing costs, Minn. Statutes 2004 47.59

Consumer loans, Minn. Statutes 2004 47.60, 2004 51A.37, 2004 51A.38

Consumer protection, Minn. Statutes 2004 47.59

Conversion to interest bearing balance, Minn. Statutes 2004 47.59

Credit insurance, Minn. Statutes 2004 47.59

Delinquency charges, Minn. Statutes 2004 47.59

Development corporations, Minn. Statutes 2004 301.78

Education loans, Minn. Statutes 2004 51A.37

Finance charges, Minn. Statutes 2004 47.59, 2004 51A.386

Installment loans, see same under this topic

Interest, Minn. Statutes 2004 48.195, 2004 48.196

Liability insurance, Minn. Statutes 2004 47.59

Manufactured home loans, Minn. Statutes 2004 47.209, 2004 51A.37

Mortgage insurance, Minn. Statutes 2004 47.59

Mortgage loans, see MORTGAGES

Official fees, Minn. Statutes 2004 47.59

Payday loans, Minn. Statutes 2004 47.60

Principal, original amount, administration fees exclusion, Minn. Statutes 2004 47.59

Property insurance, Minn. Statutes 2004 47.59

Real estate loans, Minn. Statutes 2004 51A.37, 2004 51A.38, 2004 51A.40

Violations and penalties, Minn. Statutes 2004 47.59

Loans to

Housing Finance Agency, powers, Minn. Statutes 2004 462A.05

Local lenders, savings associations defined as, Minn. Statutes 2004 17.117

Location of office, see Offices under this topic

Losses, right to avoid, Minn. Statutes 2004 51A.41

Mail and mailing

Communications with members or stockholders, Minn. Statutes 2004 51A.11

Notice

Applications for withdrawals, Minn. Statutes 2004 51A.33

Certificate of dissolution, commissioners approval, Minn. Statutes 2004 51A.08

Conversion disapprovals, Minn. Statutes 2004 51A.065

Intent to organize, Minn. Statutes 2004 47.14

Redeeming savings accounts, Minn. Statutes 2004 51A.34

Manufactured home loans

Generally, Minn. Statutes 2004 51A.37

Property taxes, collection, Minn. Statutes 2004 47.209

Manufactured home sales

Finance charges, Minn. Statutes 2004 47.59

License and bonding, exclusion, Minn. Statutes 2004 327B.04, 2004 327B.09

Medical savings accounts, Minn. Statutes 2004 47.75

Meetings

Annual meeting, Minn. Statutes 2004 51A.03, 2004 51A.09

Conduct, Minn. Statutes 2004 51A.03

Consolidations, voting on, Minn. Statutes 2004 51A.07

Liquidation, voting on, Minn. Statutes 2004 51A.08

Mergers, voting on, Minn. Statutes 2004 51A.07

Notice, Minn. Statutes 2004 51A.03

Organizational meetings, Minn. Statutes 2004 51A.04, 2004 51A.041

Quorum, mutual associations, Minn. Statutes 2004 51A.09

Record keeping requirements, Minn. Statutes 2004 51A.19

Reorganizations, voting for, Minn. Statutes 2004 51A.07

Special meetings, Minn. Statutes 2004 51A.03, 2004 51A.09

Members

Charges or fees, mutual associations, Minn. Statutes 2004 51A.10

Communication with other members, Minn. Statutes 2004 51A.11

Conversions, approvals, Minn. Statutes 2004 51A.065

Records, mutual associations, Minn. Statutes 2004 51A.19

Voting, Minn. Statutes 2004 51A.09, 2004 300.45

Mentally ill persons, accounts, rights, Minn. Statutes 2004 51A.29

Mentally retarded persons, accounts, rights, Minn. Statutes 2004 51A.29

Mergers, Minn. Statutes 2004 51A.07, 2004 51A.51

Minors, see Children under this topic

Mondays, closing permitted, Minn. Statutes 2004 47.015

Money orders, selling, Minn. Statutes 2004 51A.21

Money transmitters, license exemption, Minn. Statutes 2004 53B.04

Mortgage loans, see MORTGAGES

Motor vehicle retail installment sales contracts

Finance charges, Minn. Statutes 2004 47.59

Multiparty accounts, see MULTIPARTY ACCOUNTS

Names

Assumed names, Minn. Statutes 2004 47.11

Commerce commissioner's approval, Minn. Statutes 2004 47.11

Notice of intent to organize, including with, Minn. Statutes 2004 47.14

Restrictions, Minn. Statutes 2004 51A.05

Selecting, Minn. Statutes 2004 47.11

Unlawful use, Minn. Statutes 2004 51A.02

Using, Minn. Statutes 2004 47.23

Net worth, determining by commerce commissioner

Capital stock associations, Minn. Statutes 2004 51A.041

Newspapers

Certificate of dissolution approval, notice, Minn. Statutes 2004 51A.08

Certificate of incorporation hearing, notice, Minn. Statutes 2004 51A.03

Financial statements, publication, mutual associations, Minn. Statutes 2004 51A.12

Nonresidents, deceased, accounts, procedures, Minn. Statutes 2004 51A.30

Notice given

Automated teller machines, operating, Minn. Statutes 2004 51A.05

Automatic renewal, time deposits, Minn. Statutes 2004 47.096

Closing temporarily, Minn. Statutes 2004 47.0154

Contracts, services, with other financial institutions, Minn. Statutes 2004 47.78

Conversion plans, meetings, Minn. Statutes 2004 51A.065

Electronic financial terminals, establishment, relocation, Minn. Statutes 2004 47.62

Hearings, applications for certificates of incorporation, Minn. Statutes 2004 51A.03

Intent to organize, Minn. Statutes 2004 47.14

Loan production offices, operating, Minn. Statutes 2004 51A.05

Location changes, Minn. Statutes 2004 47.101

Meetings, liquidation, voting on, Minn. Statutes 2004 51A.08

Permanent closing, Minn. Statutes 2004 47.0156

Public funds, collateral, withdrawal, Minn. Statutes 2004 118A.03

Savings accounts, redeeming, Minn. Statutes 2004 51A.34

Stock resales, Minn. Statutes 2004 51A.041

Surety bonds, cancellation, Minn. Statutes 2004 51A.14

Notice received

Applications for withdrawal, Minn. Statutes 2004 51A.33

Liquidation, commerce commissioner's approval, Minn. Statutes 2004 51A.08

Possession by Commerce Department, Minn. Statutes 2004 49.04

Officers

Compensation and salaries, Minn. Statutes 2004 51A.21

Conflicts of interest, Minn. Statutes 2004 51A.15

Disclosures, Minn. Statutes 2004 51A.15

Fiduciary duties, Minn. Statutes 2004 51A.15

Fines, violations of law, Minn. Statutes 2004 46.32

Indemnity, Minn. Statutes 2004 51A.17, 2004 51A.21

Insolvency, duty to report, Minn. Statutes 2004 49.013

Qualifications, capital stock associations, Minn. Statutes 2004 51A.041

Removal, Minn. Statutes 2004 46.26, 2004 51A.45

Service of process on, Minn. Statutes 2004 46.33

Surety bonds, Minn. Statutes 2004 51A.14

Violations and penalties, Minn. Statutes 2004 46.32, 2004 47.26

Offices

Change of location, fee, Minn. Statutes 2004 47.101, 2004 51A.51

Closed during emergencies, Minn. Statutes 2004 47.0151 to 2004 47.0155

Closing, temporary, Minn. Statutes 2004 47.0153

Opening new offices, fee, Minn. Statutes 2004 51A.51

Temporary location, emergencies, Minn. Statutes 2004 47.0152

Official communications from commissioner

Submitting to directors, Minn. Statutes 2004 51A.42

Open end loan accounts, Minn. Statutes 2004 48.185

Orders

Assets, overvalued, procedures, Minn. Statutes 2004 51A.19

Communication with members or stockholders, denial, Minn. Statutes 2004 51A.11

Illegal practices, Minn. Statutes 2004 51A.45

Organizational meetings, extending time, Minn. Statutes 2004 51A.04, 2004 51A.041

Removal from office, directors, officers, trustees, Minn. Statutes 2004 46.26

Unsafe or unsound practices, cease and desist orders, Minn. Statutes 2004 46.24

Organizations, membership in, Minn. Statutes 2004 51A.21

Paid-in surplus, capital stock associations, Minn. Statutes 2004 51A.041

Payroll deductions, allowing, Minn. Statutes 2004 51A.21

Personal representatives

Accounts, rights, Minn. Statutes 2004 51A.28

Investing in accounts, Minn. Statutes 2004 51A.31

Photocopying, records, Minn. Statutes 2004 51A.19

Posting (notices), location changes, Minn. Statutes 2004 47.101

Powers, generally, Minn. Statutes 2004 51A.21

Proxy voting

Certificates of incorporation, amendments, Minn. Statutes 2004 300.45

Fiduciary responsibilities, Minn. Statutes 2004 51A.15

Mergers and consolidations, Minn. Statutes 2004 51A.07

Mutual associations, Minn. Statutes 2004 51A.03, 2004 51A.09

Purpose for forming, Minn. Statutes 2004 47.12

Real estate loans

Generally, Minn. Statutes 2004 51A.38

Investing in, conditions, Minn. Statutes 2004 51A.37

Successors in interest, dealing with, Minn. Statutes 2004 51A.40

Real estate trust funds

Depositing in savings associations, Minn. Statutes 2004 51A.23

Real estate, see Real property under this topic

Real property

Appraisal, delinquent loan securities, Minn. Statutes 2004 51A.19

Buying, holding, Minn. Statutes 2004 47.10

Invested in, amount, Minn. Statutes 2004 51A.19

Licensure, exemptions, Minn. Statutes 2004 82.23

Loans, Minn. Statutes 2004 51A.37, 2004 51A.38, 2004 51A.40

Powers concerning, Minn. Statutes 2004 51A.21

Receivers and receivership

Appointment, procedure, Minn. Statutes 2004 51A.46, 2004 51A.47

Records and record keeping

Access to data, Minn. Statutes 2004 13A.01 to 2004 13A.04, 2004 51A.11

Destruction of records, Minn. Statutes 2004 51A.19

Disposition, Minn. Statutes 2004 51A.19

Electronic maintenance and storage, Minn. Statutes 2004 46.04

Escrows, real estate loans, Minn. Statutes 2004 51A.38

Fees for copying, Minn. Statutes 2004 48.513

Medical savings accounts, Minn. Statutes 2004 47.75

Membership records, mutual associations, Minn. Statutes 2004 51A.19

Optical image storage systems, Minn. Statutes 2004 46.04

Reproduction of records, Minn. Statutes 2004 51A.19

Requirements, generally, Minn. Statutes 2004 51A.19

Reference base index

Implicit price deflator for gross domestic product defined as, Minn. Statutes 2004 47.59

Reorganizations, procedures, Minn. Statutes 2004 51A.07

Reports given

Annual written reports, Minn. Statutes 2004 51A.44

Conversions, Minn. Statutes 2004 51A.065

Insolvency, Minn. Statutes 2004 49.013

Liquidation, final report, Minn. Statutes 2004 51A.08

Shareholder changes, capital stock associations, Minn. Statutes 2004 51A.19

Transactions, regulated, Minn. Statutes 2004 45.027

Representation

Development corporations, Minn. Statutes 2004 301.78

Federal home loan banks, Minn. Statutes 2004 51A.21

Reserves

Amount required, Minn. Statutes 2004 51A.361

Requirements, generally, Minn. Statutes 2004 51A.20

Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2004 58.04, 2004 58.05

Reverse mortgages, see under MORTGAGES

Rulemaking about

Application processing procedures, Minn. Statutes 2004 51A.03

Branch offices, Minn. Statutes 2004 51A.05

General powers, Minn. Statutes 2004 46.01, 2004 51A.42

Manufactured home loans, Minn. Statutes 2004 51A.37

Reciprocal interstate branching and acquisitions, Minn. Statutes 2004 51A.58

Safe deposit boxes, renting, Minn. Statutes 2004 51A.21, 2004 55.06

Saturdays, closing permitted, Minn. Statutes 2004 47.015

Savings accounts, see under BANK ACCOUNTS

Savings Association Act

Application, Minn. Statutes 2004 51A.55

Citation, Minn. Statutes 2004 51A.01

Federal associations, application to, Minn. Statutes 2004 51A.50

Generally, Minn. Statutes 2004 51A.01 to 2004 51A.58

Inconsistent provisions, other law, Minn. Statutes 2004 51A.56

Interpretation of law, Minn. Statutes 2004 51A.41

Separability, Minn. Statutes 2004 51A.57

Savings liability

Calculation, Minn. Statutes 2004 51A.22

Defined, Minn. Statutes 2004 51A.02

Reserve accounts, percentage, Minn. Statutes 2004 51A.20

Seals, adopting, Minn. Statutes 2004 51A.21

Secretary, filing with, proxies, Minn. Statutes 2004 51A.09

Security, inapplicable laws, Minn. Statutes 2004 47.21

Service charges, deposit accounts, Minn. Statutes 2004 51A.21

Service of process on

Procedure, Commerce Department, Minn. Statutes 2004 45.028

Services

Contracts with other financial institutions, Minn. Statutes 2004 47.78

Shareholders, see Stockholders under this topic

Signatures, recording, mutual associations, Minn. Statutes 2004 51A.19

Stock

Capital stock associations, Minn. Statutes 2004 51A.041

Conversions to mutual associations, Minn. Statutes 2004 51A.065

No par stock, Minn. Statutes 2004 300.33

Stockholders

Acknowledgments, ability to take, Minn. Statutes 2004 51A.52

Certificates of incorporation, amendments, voting, Minn. Statutes 2004 300.45

Changes, reporting, Minn. Statutes 2004 51A.19

Communication with other stockholders, Minn. Statutes 2004 51A.11

Conversions, approvals, Minn. Statutes 2004 51A.065

List, record keeping requirements, Minn. Statutes 2004 51A.19

Meetings, notice, Minn. Statutes 2004 47.25

Proceedings, record keeping, Minn. Statutes 2004 51A.19

Subpoenas

Records, access by government authorities, Minn. Statutes 2004 13A.02, 2004 13A.04

Subsidiaries

Defined as financial institutions, Minn. Statutes 2004 58.02

Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2004 58.04, 2004 58.05

Supervision by Commerce Department

Generally, Minn. Statutes 2004 46.05, 2004 51A.43

Supervisor of savings associations, appointment, Minn. Statutes 2004 51A.42

Surety bonds

Amount, Minn. Statutes 2004 51A.04, 2004 51A.041, 2004 51A.14

Characteristics, generally, Minn. Statutes 2004 45.0291

Collection agents hired by savings associations, Minn. Statutes 2004 51A.14

Delivery to commerce commissioner, Minn. Statutes 2004 51A.04, 2004 51A.041

Procedures, Minn. Statutes 2004 51A.04, 2004 51A.041, 2004 51A.14

Relicensure, conditions for, Minn. Statutes 2004 45.027

Surplus

Fund, amount, Minn. Statutes 2004 51A.20

Paid-in surplus, Minn. Statutes 2004 51A.041

Suspension, preferred deposits, Minn. Statutes 2004 49.24

Taxes, exemptions

Deceased nonresident accounts, Minn. Statutes 2004 51A.30

Transfer agents, employing, capital stock associations, Minn. Statutes 2004 51A.19

Transfers of money or property

Insolvency, Minn. Statutes 2004 49.013

Travelers checks, see under CHECKS

Treasury tax and loan accounts, maintaining, Minn. Statutes 2004 51A.21

Trustees

Accounts, rights, Minn. Statutes 2004 51A.28

Acting as, Minn. Statutes 2004 47.75, 2004 51A.21

Fines, violations of law, Minn. Statutes 2004 46.32

Investing in accounts, Minn. Statutes 2004 51A.31

Removal by commissioner, Minn. Statutes 2004 46.26

Service of process on, Minn. Statutes 2004 46.33

Sworn testimony, including with notice of intent to organize, Minn. Statutes 2004 47.14

Valuation of property

Delinquent loan security, Minn. Statutes 2004 51A.19

Viatical settlement providers, exclusion, Minn. Statutes 2004 60A.961

Violations and penalties

Conservator, appointment, Minn. Statutes 2004 51A.45

Consumer small loan regulations, Minn. Statutes 2004 47.60

Credit sale contract violations, Minn. Statutes 2004 47.59

Directors, trustees, officers, Minn. Statutes 2004 46.26, 2004 51A.15

Disobeying laws, generally, Minn. Statutes 2004 46.24

Generally, Minn. Statutes 2004 45.027

Insolvent institutions, receiving deposits, Minn. Statutes 2004 624.68

Loan finance charge violations, Minn. Statutes 2004 47.59

Mortgage violations, foreign corporations, certificates of authority, Minn. Statutes 2004 303.17

Names, unlawful use, Minn. Statutes 2004 51A.05

Orders, disobeying, Minn. Statutes 2004 46.06, 2004 46.32

Unsafe practices, Minn. Statutes 2004 46.24

Usurious interest, Minn. Statutes 2004 48.196

Voting

Proxy voting, mutual associations, Minn. Statutes 2004 51A.09

Right to vote by members, Minn. Statutes 2004 51A.041, 2004 51A.09

Waivers, location, laws governing, Minn. Statutes 2004 47.0152

Wholly owned subsidiary corporations, owning, Minn. Statutes 2004 51A.21

Winding up, voluntary liquidation, Minn. Statutes 2004 51A.08

700 State Office Building, 100 Rev. Dr. Martin Luther King Jr. Blvd., St. Paul, MN 55155 ♦ Phone: (651) 296-2868 ♦ TTY: 1-800-627-3529 ♦ Fax: (651) 296-0569