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Minnesota Legislature

Office of the Revisor of Statutes

FINANCIAL INSTITUTIONS

Abandoned or unclaimed property

Charges on deposits, Minn. Statutes 2010 345.41

Defined, Minn. Statutes 2010 345.31

Property presumed abandoned, Minn. Statutes 2010 345.32

Access to data

Child support enforcement procedures, Minn. Statutes 2010 256.978

Financial data, child support or maintenance obligors, matching programs, Minn. Statutes 2010 13B.06

Government authorities, see Records and record keeping under this topic

Accounts, see BANK ACCOUNTS

Acquisitions, interstate acquisitions, Minn. Statutes 2010 50.245

Advertising

Electronic funds transfer terminals, Minn. Statutes 2010 47.67

Names, use, Minn. Statutes 2010 47.03

Restrictions, Minn. Statutes 2010 47.09

Savings departments, Minn. Statutes 2010 47.23

Agricultural credit corporations, state chartered

Loans, interest rate limitations, Minn. Statutes 2010 334.061

Agriculture best management practices loans, Minn. Statutes 2010 17.117

Annuity contracts

Higher education supplemental retirement plan, Minn. Statutes 2010 354C.14

Individual retirement account plan, Minn. Statutes 2010 354D.08

Articles of incorporation, filing, Minn. Statutes 2010 47.08

Assignments to, income tax refunds, Minn. Statutes 2010 290.0679

Audits and examinations

Assessments, Minn. Statutes 2010 46.131

Data, classification, disclosure, Minn. Statutes 2010 46.07

Fees, Minn. Statutes 2010 46.131

General powers, Minn. Statutes 2010 46.04

Records, preserving, Minn. Statutes 2010 46.21

Background checks, acquisitions, Minn. Statutes 2010 46.048

Bank and trust companies, see Banks under TRUST COMPANIES

Banks, see BANKS

Board of directors or trustees, see Directors, trustees, or officers under this topic

Bonds (officers and fiduciaries)

Issuance, characteristics, Minn. Statutes 2010 45.0291

Relicensure, conditions for, Minn. Statutes 2010 45.027

Certificates of deposit, see CERTIFICATES OF DEPOSIT

Charges and rates, adjustment, calculation, Minn. Statutes 2010 47.59

Closing

Days designated by president or governor, Minn. Statutes 2010 47.0153

Emergencies, Minn. Statutes 2010 47.0151 to 2010 47.0155

Coin and currency, income and franchise taxes

Property factor, determination, Minn. Statutes 2010 290.191

Collateral, public retirement plans, deposits, Minn. Statutes 2010 356A.06

Commerce Department, rulemaking authority, Minn. Statutes 2010 46.01

Community reinvestment rating, depositories, state funds, Minn. Statutes 2010 9.031

Complaints against, data, classification, Minn. Statutes 2010 46.07

Conflict of laws, credit extension maximum rates, Minn. Statutes 2010 47.59

Conflicts of interest, lease agreements, Minn. Statutes 2010 47.10

Contested cases

Financial data, child support or maintenance obligors, matching programs, computerized comparison of data, Minn. Statutes 2010 13B.06

Removal, directors, trustees, officers, Minn. Statutes 2010 46.26, 2010 46.30

Violations of law, generally, Minn. Statutes 2010 46.24, 2010 46.26, 2010 46.30

Contracts and agreements

Federal banking laws, Minn. Statutes 2010 48.56

Public assistance checks, processing, Minn. Statutes 2010 256.01, 2010 393.07

School districts, lines of credit, Minn. Statutes 2010 123B.14

Cooperation, Housing Finance Agency, Minn. Statutes 2010 462A.235

Corporations

Business corporation law, application, Minn. Statutes 2010 47.13

Certificates of incorporation

Amendments, Minn. Statutes 2010 47.171

Contents, Minn. Statutes 2010 47.12

Filing, Minn. Statutes 2010 47.16

Restatement, Minn. Statutes 2010 47.172

Corporate powers, Minn. Statutes 2010 47.12

Formation, procedure, Minn. Statutes 2010 47.12

Credit card receivables, income and franchise taxes, property and receipts factors, determination, Minn. Statutes 2010 290.191

Credit insurance, sales commissions, Minn. Statutes 2010 47.016

Credit sale contracts, Minn. Statutes 2010 47.59

Credit unions, see CREDIT UNIONS

Currency exchanges, see CURRENCY EXCHANGES

Custodial accounts

Higher education supplemental retirement plan, Minn. Statutes 2010 354C.14

Individual retirement account plan, Minn. Statutes 2010 354D.08

Data

Access to data, see same under this topic

Complaints against, classification, Minn. Statutes 2010 46.07

Customer records, classification, Minn. Statutes 2010 13A.02

Examination data, Minn. Statutes 2010 46.07

Tax debtor data match reports, classification, Minn. Statutes 2010 13B.07

Debt prorating companies, see DEBT PRORATING COMPANIES

Debt rating, long term, workers' compensation self-insurance, security deposits, Minn. Statutes 2010 79A.04

Definitions

Agricultural Development Act, Minn. Statutes 2010 41C.02

Banking holidays, Minn. Statutes 2010 47.015

Banking law, Minn. Statutes 2010 46.23

Campaign finance and public disclosure, Minn. Statutes 2010 10A.01

Deposit and investment of local public funds, Minn. Statutes 2010 118A.01

Electronic Authentication Act, Minn. Statutes 2010 325K.01

Electronic funds transfer terminals, Minn. Statutes 2010 47.61, 2010 47.69

Emergency suspension of business, Minn. Statutes 2010 47.0151

Financial institution information release, Minn. Statutes 2010 13A.01

Income and franchise taxes, Minn. Statutes 2010 290.01, 2010 290.0679

Insurance law, Minn. Statutes 2010 60A.091

Liquidation, reorganization, consolidation, Minn. Statutes 2010 49.01

Multiparty accounts, Minn. Statutes 2010 524.6-201

Public pension fiduciary responsibility, Minn. Statutes 2010 356A.01

Reinsurance Intermediary Act, Minn. Statutes 2010 60A.705

Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2010 58.02

Rural Finance Authority Act, Minn. Statutes 2010 41B.02

Savings Association Act, Minn. Statutes 2010 51A.02

Tax debtor data matches, Minn. Statutes 2010 13B.07

Transfers to minors, Minn. Statutes 2010 527.21

Unclaimed property, disposition, Minn. Statutes 2010 345.31

Depositories, see DEPOSITORIES

Deposits in

Attachment, Minn. Statutes 2010 609.532

Automatic deposits, legislators retirement plan, Minn. Statutes 2010 3A.13

Charges, abandoned or unclaimed property, Minn. Statutes 2010 345.41

Creditors' claims, Minn. Statutes 2010 550.135, 2010 550.143, 2010 550.37

Direct deposit, state employees, Minn. Statutes 2010 16A.133

Employers' funds, levies for collection of unemployment insurance taxes, priority, Minn. Statutes 2010 268.058

Higher education supplemental retirement plan, Minn. Statutes 2010 354C.14

Income and franchise taxes, Minn. Statutes 2010 290.015, 2010 290.191

Individual retirement account plan, Minn. Statutes 2010 354D.08

Individual retirement account plan (colleges and universities), Minn. Statutes 2010 354B.25

Personal property taxes, delinquent taxes, levies for collection or payment, priority, Minn. Statutes 2010 277.21

Receiving when insolvent, Minn. Statutes 2010 624.68

Security deposits, workers' compensation self-insurance, Minn. Statutes 2010 79A.04

Setoffs, taxes, levies for collection or payment, priority, Minn. Statutes 2010 277.21

Development corporations, duties regarding

Nonshareholders, Minn. Statutes 2010 301.77, 2010 301.78

Directors, trustees, or officers

Federal banking laws, use, generally, Minn. Statutes 2010 48.56

Quorum, lack caused by removal, Minn. Statutes 2010 46.29

Removal, Minn. Statutes 2010 46.26

Service of process on, Minn. Statutes 2010 46.33

Statements by, setoffs against deposits, Minn. Statutes 2010 277.21

Temporary appointments, Minn. Statutes 2010 46.29

Unemployment insurance levies, setoff rights, time of exercise, affidavits, Minn. Statutes 2010 268.058

Violations of orders, Minn. Statutes 2010 46.32

Disclosure

Examination data, Minn. Statutes 2010 46.07

Finance charges, consumer loans and credit sales contracts, Minn. Statutes 2010 47.59

Discrimination, unfair discriminatory practices, Minn. Statutes 2010 363A.09

Electronic funds transfer terminals, Minn. Statutes 2010 47.61 to 2010 47.74

Electronic funds transfers, see Electronic payments under ELECTRONIC TRANSACTIONS

Electronic information processing devices

Electronic funds transfer terminals, exclusion, Minn. Statutes 2010 47.61

Eligible agricultural lenders

Financial institutions defined as, Minn. Statutes 2010 41B.02

Emergencies, closing during, Minn. Statutes 2010 47.0151 to 2010 47.0155

Enforcement of law, Commerce Department, powers, Minn. Statutes 2010 46.01

Examiners, see BANK EXAMINERS

Federal associations (savings), see FEDERAL ASSOCIATIONS (SAVINGS)

Federal home loan banks, memberships, Minn. Statutes 2010 47.18, 2010 47.19

Federal Home Loan Mortgage Corporation, see FEDERAL HOME LOAN MORTGAGE CORPORATION (FREDDIE MAC)

Federal National Mortgage Association, see FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE)

Federally insured financial institutions, savings accounts

Deferred compensation, state plan, Minn. Statutes 2010 352.965

Fees

Delinquent taxes, collection, Minn. Statutes 2010 270C.54

Document changes, Minn. Statutes 2010 46.131

Examinations, Minn. Statutes 2010 46.131

Financial data provided to public authorities, matching programs, Minn. Statutes 2010 13B.06

Investigations, Minn. Statutes 2010 46.05

Public assistance checks, processing, Minn. Statutes 2010 256.01

Records requested by government authorities, copying, Minn. Statutes 2010 48.513

Fiduciary services, income and franchise taxes

Receipts factor, determination, Minn. Statutes 2010 290.191

Finance charges, Minn. Statutes 2010 47.59

Finance companies, see FINANCE COMPANIES

Financial data on child support and maintenance obligors

Providing to public authorities, Minn. Statutes 2010 13B.06

Fines

Commerce Department, imposing, Minn. Statutes 2010 45.027

Directors, trustees, or officers, violations, Minn. Statutes 2010 46.32

Loan and credit sale contract violations, Minn. Statutes 2010 47.59

Fiscal agents, financial institutions defined as, Minn. Statutes 2010 41B.048

Garnishment proceedings, Minn. Statutes 2010 571.91 to 2010 571.915, 2010 571.925

Goodwill, income and franchise taxes

Property factor, exclusion, Minn. Statutes 2010 290.191

Governing board, see Directors, trustees, or officers under this topic

Government National Mortgage Association

Investments in, Minn. Statutes 2010 61A.28

Housing Finance Agency

Cooperation, Minn. Statutes 2010 41C.05

Loans to, Minn. Statutes 2010 462A.05, 2010 462A.21

Income and franchise taxes, see INCOME AND FRANCHISE TAXES

Incorporation, violations, injunctions, Minn. Statutes 2010 316.12

Indebtedness, neglect, refusal, or inability to pay, Minn. Statutes 2010 316.12

Industrial loan and thrift companies, see INDUSTRIAL LOAN AND THRIFT COMPANIES

Injunctions

Commerce Department, issuing by, Minn. Statutes 2010 45.027

Incorporation violations, Minn. Statutes 2010 316.12

Insolvency proceedings, Minn. Statutes 2010 316.12

Insolvency

Proceedings, generally, Minn. Statutes 2010 316.12

Receiving deposits, Minn. Statutes 2010 624.68

Insurance companies, see INSURANCE COMPANIES

Insurance premium finance companies, see INSURANCE PREMIUM FINANCE COMPANIES

Intangible property, income and franchise taxes

Property factor, determination, Minn. Statutes 2010 290.191

Interest rates

Adjustment, calculation, Minn. Statutes 2010 47.59

Loans secured by savings deposits, Minn. Statutes 2010 334.012

Interest, income and franchise taxes, receipts factor, Minn. Statutes 2010 290.191

Investigations

Commerce Department, generally, Minn. Statutes 2010 45.027, 2010 46.05

County attorneys, funds, Minn. Statutes 2010 388.15

Fees, Minn. Statutes 2010 46.05

Subpoenas of records, Minn. Statutes 2010 388.23

Vulnerable adults, financial exploitation, Minn. Statutes 2010 626.557

Investment companies, see INVESTMENT COMPANIES

Investments permitted

Development corporations, Minn. Statutes 2010 301.84

Income and franchise taxes, receipts factor, Minn. Statutes 2010 290.191

Savings association accounts, Minn. Statutes 2010 51A.31

Savings bank accounts, Minn. Statutes 2010 50.17

Joint stock companies, see JOINT STOCK COMPANIES

Judgments, attorney's summary executions, Minn. Statutes 2010 551.05

Lawsuits

Child support and maintenance obligors, financial data, unauthorized disclosure, Minn. Statutes 2010 13B.06

Loan and credit sale contract violations, Minn. Statutes 2010 47.59

Lease financing receivables, income and franchise taxes

Property factor, determination, Minn. Statutes 2010 290.191

Leases

Conflicts of interest, Minn. Statutes 2010 47.10

Income and franchise taxes, receipts factor, determination, Minn. Statutes 2010 290.191

Lenders, financial institutions defined as

Agricultural resource loan guaranty program, Minn. Statutes 2010 41A.02

Lending institutions, financial institutions defined as, Minn. Statutes 2010 41C.02

Letters of credit

Reinsurance, security for reduction of liability, Minn. Statutes 2010 60A.093

Workers' compensation self-insurance, security deposits, Minn. Statutes 2010 79A.04

Liability

Limitations, Minn. Statutes 2010 13B.06, 2010 299A.61

Multiparty accounts, Minn. Statutes 2010 524.6-202

Tax debtor data matches, disclosure, Minn. Statutes 2010 13B.07

Licenses, Minn. Statutes 2010 45.027

Loans by

Assets securing, income and franchise taxes, property factor determination, Minn. Statutes 2010 290.191

Consumer short-term loans, Minn. Statutes 2010 47.601

Consumer small loans, Minn. Statutes 2010 47.60

Contracts for deed, defined as executory contract, Minn. Statutes 2010 47.20

Development corporations, Minn. Statutes 2010 301.78

Generally, Minn. Statutes 2010 47.59

Income and franchise taxes, receipts factor, determination, Minn. Statutes 2010 290.191

Live checks, effect, Minn. Statutes 2010 47.605

Mortgage loans, see MORTGAGES

Participation loans, income and franchise taxes, property factor, determination, Minn. Statutes 2010 290.191

Payday loans, Minn. Statutes 2010 47.60, 2010 47.601

Setoffs against deposits, Minn. Statutes 2010 268.058, 2010 277.21

Syndication loans, income and franchise taxes, property factor, determination, Minn. Statutes 2010 290.191

Unrequested checks, Minn. Statutes 2010 47.605

Mail and mailing, loan solicitations, Minn. Statutes 2010 47.605

Manufactured home sales, finance charges, Minn. Statutes 2010 47.59

Matching programs, computerized comparison of data, child support and maintenance obligors, generally, Minn. Statutes 2010 13B.06

Merchant discount income receivables, income and franchise taxes

Property and receipts factors, determination, Minn. Statutes 2010 290.191

Money market instruments, income and franchise taxes, property factor, determination, Minn. Statutes 2010 290.191

Mortgages, see MORTGAGES

Motor vehicle retail installment sales contracts

Finance charges, Minn. Statutes 2010 47.59

Motor vehicle sales finance companies, see MOTOR VEHICLE SALES FINANCE COMPANIES

Multiparty accounts, see Financial institutions under MULTIPARTY ACCOUNTS

Names, deceptive use, Minn. Statutes 2010 325F.69

Net income, income and franchise taxes, Minn. Statutes 2010 290.191

Notice given

Accounts, transfer or closure, Minn. Statutes 2010 47.77

Closing temporarily, Minn. Statutes 2010 47.0154

Officers, see Directors, trustees, or officers under this topic

Offices

Closed during emergencies, Minn. Statutes 2010 47.0152

Closing, temporary, Minn. Statutes 2010 47.0153

Orders

Directors, officers, or trustees, removal from office, Minn. Statutes 2010 46.26

Unsafe or unsound practices, cease and desist orders, Minn. Statutes 2010 46.24

Payments by

Individual retirement account plan, Minn. Statutes 2010 354D.08

Individual retirement account plan (colleges and universities), Minn. Statutes 2010 354B.25

Third-party vendors, income tax refund assignments, Minn. Statutes 2010 290.0679

Personal property, income and franchise taxes

Property factor, determination, Minn. Statutes 2010 290.191

Presumptions, income and franchise taxes, solicitation of business

Rebuttable presumptions, Minn. Statutes 2010 290.015

Qualified United States financial institutions, defined, Minn. Statutes 2010 60A.091

Real property, income and franchise taxes

Property factor, determination, Minn. Statutes 2010 290.191

Records and record keeping

Access by government authorities

Definitions, Minn. Statutes 2010 13A.01

Delayed notice, order, Minn. Statutes 2010 13A.03

Fees for copying, Minn. Statutes 2010 48.513

Generally, Minn. Statutes 2010 13A.02 to 2010 13A.04

Vulnerable adults, Minn. Statutes 2010 626.557

Electronic maintenance and storage, Minn. Statutes 2010 46.04

Optical image storage systems, Minn. Statutes 2010 46.04

Subpoenas, Minn. Statutes 2010 8.16, 2010 13A.02, 2010 13A.04, 2010 388.23

Tax audits, Minn. Statutes 2010 270C.31

Red lining, unfair discriminatory practice, Minn. Statutes 2010 363A.09

Reference base index, implicit price deflator for gross domestic product defined as, Minn. Statutes 2010 47.59

Regulated lenders, see REGULATED LENDERS

Relocation, temporary, emergencies, Minn. Statutes 2010 47.0152

Rentals, income and franchise taxes

Receipts factor, determination, Minn. Statutes 2010 290.191

Reports given, transactions, regulated, Minn. Statutes 2010 45.027

Residential mortgage originator and servicer licenses

Exemptions, Minn. Statutes 2010 58.04, 2010 58.05

Residential real estate closing agents, choice, Minn. Statutes 2010 507.45

Review of investments

Individual retirement account plan, Minn. Statutes 2010 354D.08

Individual retirement account plan (colleges and universities), Minn. Statutes 2010 354B.25

S corporation banks, nonresident shareholders, Minn. Statutes 2010 290.014

Safe deposit companies, see SAFE DEPOSIT COMPANIES

Savings associations, see SAVINGS ASSOCIATIONS

Savings banks, see SAVINGS BANKS

Securities, income and franchise taxes. property factor

Determination, Minn. Statutes 2010 290.191

Service of process on, procedure, Commerce Department, Minn. Statutes 2010 45.028

Solicitation of business, presumptions, income and franchise taxes

Rebuttable presumption, Minn. Statutes 2010 290.015

Standard practices, letters of credit

Formal requirements, Minn. Statutes 2010 336.5-104

Issuers' obligations, Minn. Statutes 2010 336.5-108

Judicial interpretation, Minn. Statutes 2010 336.5-108

Transfer by operation of law, Minn. Statutes 2010 336.5-113

Street name or nominee name, defined, Minn. Statutes 2010 527.21

Subpoenas

Attorney general, duties, Minn. Statutes 2010 8.16

County attorneys, duties, Minn. Statutes 2010 8.16

Records, access by government authorities, Minn. Statutes 2010 13A.02, 2010 13A.04

Tax audits, Minn. Statutes 2010 270C.32

Supervision, Commerce Department, powers, Minn. Statutes 2010 46.05

Tax debtor data matches, Minn. Statutes 2010 13B.07

Traceable funds, creditors' claims, exemptions, Minn. Statutes 2010 550.37

Transfers on death, see Transfer on death, nontestamentary under DEATH

Trust companies, see TRUST COMPANIES

Unclaimed property, Minn. Statutes 2010 345.31, 2010 345.32, 2010 345.41

Unfair discriminatory practices

Generally, Minn. Statutes 2010 363A.09

Real property, see Unfair discriminatory practices under REAL PROPERTY

Unregulated financial institutions, assets, apportionment, income and franchise taxes, property factor, determination, Minn. Statutes 2010 290.191

Violations and penalties

Directors, trustees, or officers, violations, generally, Minn. Statutes 2010 46.26

Disobeying laws, generally, Minn. Statutes 2010 46.24

Financial data on child support and maintenance obligors, matching programs, Minn. Statutes 2010 13B.06

Generally, Minn. Statutes 2010 45.027

Incorporation violations, injunctions, Minn. Statutes 2010 316.12

Insolvent institutions, Minn. Statutes 2010 316.12, 2010 624.68

Voluntary dissolution, property held in the course of

Presumption of abandonment, Minn. Statutes 2010 345.36

Waiver

Detached banking facilities, location, Minn. Statutes 2010 47.521

Location, laws governing, Minn. Statutes 2010 47.0152