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Minnesota Legislature

Office of the Revisor of Statutes

INSURANCE AGENTS, SOLICITORS, AND BROKERS

Address, supplying to commissioner, Minn. Statutes 2018 45.0112

Adjusters, see INSURANCE ADJUSTERS

Adverse underwriting decisions, insurance companies, Minn. Statutes 2018 72A.491, 2018 72A.499, 2018 72A.50

Advertising, Minnesota Life and Health Insurance Guaranty Association, violations, Minn. Statutes 2018 61B.28

Annuities, modified guaranteed annuities, Minn. Rules 2751.1200

Appeals

Adverse underwriting decisions, Minn. Statutes 2018 72A.499

Review, involuntary termination, Minn. Statutes 2018 60A.177

Applicants

Information about, Minn. Statutes 2018 72A.494, 2018 72A.502

Investigative consumer reports, Minn. Statutes 2018 72A.496

Notice received, adverse underwriting decisions based on credit reports, Minn. Statutes 2018 72A.499

Applications for insurance, duties, property insurance, FAIR plan, refusal to submit, Minn. Statutes 2018 65A.41

Appointment

Fees, generally, Minn. Statutes 2018 60A.14

Managing general agents, duties, Minn. Statutes 2018 60H.04

Audits and examinations

Commerce Department, powers and duties, Minn. Statutes 2018 60A.031

Personal information, disclosure, Minn. Statutes 2018 72A.502

Authority for rules, Minn. Rules 2795.0200

Burial or funeral insurance, establishments and expenses, freedom of choice, Minn. Statutes 2018 72A.325

Cancellation of contracts

Casualty loss insurance companies, commissions, payment, Minn. Statutes 2018 60A.175

Commissions, payment, duties of insurers, Minn. Statutes 2018 60A.175

Fire and casualty loss insurance companies, Minn. Statutes 2018 60A.173 to 2018 60A.175

Lawsuits, Minn. Statutes 2018 60A.171

Limitations, Minn. Statutes 2018 60A.172

Prohibited practices, Minn. Statutes 2018 60A.179

Casualty insurance agents, solicitors, and brokers

Controlling producers, see under INSURANCE PRODUCERS

Life and health insurance sales quotas, Minn. Statutes 2018 60A.178

Certificates of authority, failure to obtain, Minn. Statutes 2018 72A.05

Claims, see under INSURANCE COMPANIES

Clients, duties to

Delivery of policies, time, Minn. Rules 2795.0400

Funds from client, Minn. Rules 2795.1300

Loans, restrictions, Minn. Rules 2795.0300

Receipts for materials received, Minn. Rules 2795.0500

Refunds, time, Minn. Rules 2795.1700

Commissions (compensation)

Controlling producers, see under INSURANCE PRODUCERS

FAIR plan insurance policies, Minn. Statutes 2018 65A.41

Medicare supplement plans, Minn. Statutes 2018 62A.436

Payment, Minn. Statutes 2018 60A.175

Complaint records, mandatory, Minn. Rules 2795.1500

Conduct, Minn. Rules 2795.0600, 2795.1000

Contested cases, licenses, effect on, small employer health benefit plans, sales violations, unfair trade practices, Minn. Statutes 2018 62L.12

Continuing education, Minn. Statutes 2018 60K.53, 2018 60K.56

Contracts and agreements, see Controlling producers under INSURANCE PRODUCERS

Controlling producers, see under INSURANCE PRODUCERS

Courses of study, Minn. Statutes 2018 60K.56

Crimes committed, reporting, Minn. Rules 2795.0700

Customer information, see Personal information under this topic

Definitions

Business Transacted with Producer Controlled Insurer Act, Minn. Statutes 2018 60J.07

Insurance law, Minn. Statutes 2018 60A.02, 2018 60A.176, 2018 60A.951

Insurance taxes, Minn. Statutes 2018 297I.01

Reinsurance Intermediary Act, Minn. Statutes 2018 60A.705

Definitions, Minn. Rules 2795.0100

Delivery of policies, time, Minn. Rules 2795.0400

Disciplinary actions, reporting, Minn. Rules 2795.0700

Disclosure

Applicants, personal information, Minn. Statutes 2018 72A.494, 2018 72A.502

Controlling producers, Minn. Statutes 2018 60J.10

Health records, notice, Minn. Statutes 2018 72A.497

Immunity, Minn. Statutes 2018 72A.505

Liability, Minn. Statutes 2018 72A.503

Personal information, Minn. Statutes 2018 72A.501, 2018 72A.502

Privileged information, Minn. Statutes 2018 72A.499, 2018 72A.501, 2018 72A.502

Violations and penalties, Minn. Statutes 2018 72A.503

Errors and omissions insurance, Minn. Statutes 2018 60A.1755

FAIR plan, duties, Minn. Statutes 2018 65A.41

False statements in applications, Minn. Statutes 2018 72A.20

Fees, referral fees, payment to, comprehensive health insurance plans, Minn. Statutes 2018 62E.15

Filing with, personal information, individual statement of disagreement, Minn. Statutes 2018 72A.498

Financial records, mandatory, Minn. Rules 2795.1400

Fines

Health and accident insurance agents, combination policy violations, Minn. Statutes 2018 72A.13

Liquidation, failure to cooperate, Minn. Statutes 2018 60B.07

Long-term care insurance, violations, Minn. Statutes 2018 62S.33

Medicare supplement benefits, sales violations, Minn. Statutes 2018 62A.41, 2018 62A.43

Personal or privileged information, obtaining by improper means, Minn. Statutes 2018 72A.504

Rebates, violations, Minn. Statutes 2018 72A.08

Review, involuntary termination, Minn. Statutes 2018 60A.177

Fire insurance agents

Liability, fire insurance, withholding of final settlements, Minn. Statutes 2018 65A.50

Person who procures application, agent of issuing company, Minn. Statutes 2018 65A.14

Fraternal benefit societies, representatives, see Representatives under FRATERNAL BENEFIT SOCIETIES

Fraud, generally, see Insurance fraud under FRAUD

Funds from client, duties to, Minn. Rules 2795.1300

Health and accident insurance agents

Collectively bargained health care arrangements, Minn. Statutes 2018 62H.10, 2018 62H.13, 2018 62H.15 to 2018 62H.17

Employee leasing arrangements, see under HEALTH AND ACCIDENT INSURANCE

Generally, Minn. Statutes 2018 72A.13

Reportable multiple employer welfare arrangements, see under MULTIPLE EMPLOYER WELFARE ARRANGEMENTS (MEWAS)

Health maintenance organizations, licensing, examinations, Minn. Rules 2730.0300, 2730.0400

Hearings, involuntary termination, Minn. Statutes 2018 60A.177

Homeowners' insurance agents, application form refusal, Minn. Statutes 2018 72A.20

Information practices, notice given, Minn. Statutes 2018 72A.494

Information security program

Definitions, Minn. Statutes 2018 60A.98

Generally, Minn. Statutes 2018 60A.981

Violations, Minn. Statutes 2018 60A.982

Insurance adjusters, see INSURANCE ADJUSTERS

Insurance agencies, defined as insurance producers, Minn. Statutes 2018 60A.02

Insurance premium finance agreements

Cancellation upon default, notice received, Minn. Statutes 2018 59A.11

Premium increases, additional policies, Minn. Statutes 2018 59A.08

Resident insurance agents, entering, generally, Minn. Statutes 2018 59A.03

Insurance professional, insurance agents and brokers defined as, Minn. Statutes 2018 60A.951

Insurance review board, termination review process, Minn. Statutes 2018 60A.177

Investigative consumer reports, Minn. Statutes 2018 72A.496

Involuntary termination by insurers, Minn. Statutes 2018 60A.177, 2018 72A.20

Lawsuits

Agency contracts, termination in violation of law, Minn. Statutes 2018 60A.171

Controlling producers, see under INSURANCE PRODUCERS

Liability, personal or privileged information, disclosure, Minn. Statutes 2018 72A.503

Licensed producers, Minn. Statutes 2018 60E.12, 2018 368.01

Licenses

Continuing education, Minn. Statutes 2018 60K.56

Health and accident insurance agents, revocation or suspension, Minn. Statutes 2018 72A.13

Nonadmitted insurance, Minn. Statutes 2018 60A.198

Producer licenses, see Licenses and licensing under INSURANCE PRODUCERS

Reciprocity, Minn. Statutes 2018 45.0292

Restraints, metropolitan area towns, Minn. Statutes 2018 368.01

Revocation or suspension, Minn. Statutes 2018 62A.43, 2018 62L.12, 2018 72A.13

Violations and penalties, see same under this topic

Licensing, display, Minn. Rules 2795.1200

Life insurance agents, generally, Minn. Statutes 2018 72A.12

Life insurance agents, variable life insurance policies, Minn. Rules 2750.4500

Loans conditional on obtaining insurance, misrepresentations, Minn. Rules 2795.1800

Loans from clients, restrictions, Minn. Rules 2795.0300

Long-term care insurance agents

Application forms, Minn. Statutes 2018 62S.24

Coverage outline, delivery, Minn. Statutes 2018 62S.08

Long-term care insurance, Minn. Statutes 2018 62S.08, 2018 62S.25, 2018 62S.31

Sales, records and reports about, Minn. Statutes 2018 62S.25

Shoppers' guides, providing to applicants, duties, Minn. Statutes 2018 62S.31

Suitability standards, Minn. Statutes 2018 62S.30

Managing general agents, see under INSURANCE COMPANIES

Marketing

Personal information, disclosure, Minn. Statutes 2018 72A.502

Survey information, specifying, Minn. Statutes 2018 72A.495

Medicare supplement policies or certificates, Minn. Statutes 2018 62A.39

Metropolitan area towns, licenses, restraints, Minn. Statutes 2018 368.01

Minnesota automobile insurance plan, Minn. Statutes 2018 65B.09

Minnesota Life and Health Insurance Guaranty Association, sales practice violations, Minn. Statutes 2018 61B.28

Misconduct, long-term care policies, misstatements, Minn. Statutes 2018 62A.54

Motor vehicle insurance adjustments, prohibited acts, Minn. Statutes 2018 72B.092

Motor vehicle insurance companies

Licenses, motor vehicle salvage pools, Minn. Statutes 2018 168.27

Traffic accidents, drivers' duties, Minn. Statutes 2018 169.09

Motor vehicle salvage pools, Minn. Statutes 2018 168.27, 2018 168A.151

Orders

Adverse underwriting decisions, privileged information, Minn. Statutes 2018 72A.499

Controlling producers, violations, Minn. Statutes 2018 60J.11

Involuntary termination, Minn. Statutes 2018 60A.177

Licenses, denial, revocation, suspension, or censure, Minn. Statutes 2018 62L.12

Liquidation, notice received, Minn. Statutes 2018 60B.26

Personal information, disclosure, Minn. Statutes 2018 72A.502

Penalties for violations of law, Minn. Rules 2795.1900

Personal information

Access, Minn. Statutes 2018 72A.497

Correction, amendment, or deletion, Minn. Statutes 2018 72A.498

Definitions, Minn. Statutes 2018 60A.98

Disclosure, see same under this topic

Information security program, Minn. Statutes 2018 60A.98 to 2018 60A.982

Obtaining by improper means, Minn. Statutes 2018 72A.493

Personal solicitation

Long-term care insurance, suitability of insurance, Minn. Statutes 2018 62S.30

Violations and penalties, see same under this topic

Policies, cancellation or nonrenewal, notice received, Minn. Statutes 2018 60A.38

Policies, time of delivery, Minn. Rules 2795.0400

Premiums, duties

Net premiums, late transmission or payment to insurer, hazardous financial condition, Minn. Statutes 2018 60G.20

Procuring premiums by fraud, Minn. Statutes 2018 72A.20

Privileged information, see Disclosure under this topic

Producers

Agents and agencies defined as, Minn. Statutes 2018 60A.02

Generally, see INSURANCE PRODUCERS

Insurance brokers defined as, Minn. Statutes 2018 60J.07

Property insurance agents, solicitors, and brokers

Controlling producers, see under INSURANCE PRODUCERS

Life and health insurance sales quotas, Minn. Statutes 2018 60A.178

Quotas, life or health insurance policies, Minn. Statutes 2018 60A.179

Rebates, Minn. Statutes 2018 72A.08

Receipts for client materials, Minn. Rules 2795.0500

Receivers and receivership, see Controlling producers under INSURANCE PRODUCERS

Records and record keeping, risk retention groups, out of state groups, Minn. Statutes 2018 60E.04

Registered office, Minn. Rules 2795.1100

Reinsurance intermediaries, see under REINSURANCE

Replacement life insurance, notice received, Minn. Statutes 2018 61A.56

Reports given

Long-term care insurance agents, Minn. Statutes 2018 62S.25

Risk retention groups, Minn. Statutes 2018 60E.04, 2018 297I.25

Research, survey information, specifying, Minn. Statutes 2018 72A.495

Residence

Agents for foreign insurers, Minn. Statutes 2018 60A.19

Exemptions, Minn. Statutes 2018 60E.12

Licenses, see same under this topic

Resident insurance agents, insurance premium finance agreements, entering, generally, Minn. Statutes 2018 59A.03

Sales quotas, property and casualty insurance agents, certain quotas prohibited, Minn. Statutes 2018 60A.178

Savings banks, acting as, Minn. Statutes 2018 50.085

Scope of rules, Minn. Rules 2795.0200

Signatures, Minn. Statutes 2018 61A.55

Statements by

Long-term care insurance, replacement coverage, Minn. Statutes 2018 62S.24

Replacement annuities, Minn. Statutes 2018 61A.55, 2018 61A.57

Replacement life insurance, Minn. Statutes 2018 61A.55, 2018 61A.57

Returns, nonadmitted insurance, filing, Minn. Statutes 2018 60A.198

Supervising agents, Minn. Rules 2795.0800

Surplus Lines Association of Minnesota, Minn. Statutes 2018 60A.2085, 2018 60A.2086

Surplus lines insurance agents, licenses, Minn. Statutes 2018 60K.30, 2018 60K.39, 2018 609B.110

Surplus lines insurance brokers

Compensation, authorization, Minn. Statutes 2018 60A.205

Definition, Minn. Statutes 2018 297I.01

Fees, payment, Minn. Statutes 2018 60A.198

Generally, Minn. Statutes 2018 60A.206

Licenses, Minn. Statutes 2018 60A.198

Placement restrictions, Minn. Statutes 2018 60A.201

Qualifications, generally, Minn. Statutes 2018 60A.201

Submission of documents to Surplus Lines Association, Minn. Statutes 2018 60A.2086

Telephone number, supplying to commissioner, Minn. Statutes 2018 45.0112

Termination of agent's appointment, reporting, Minn. Rules 2795.1600

Termination

Contact with government, Minn. Statutes 2018 72A.20

Review, involuntary termination, Minn. Statutes 2018 60A.177

Underwriting

Adverse underwriting decisions, Minn. Statutes 2018 72A.491, 2018 72A.499, 2018 72A.50

Discrimination, Minn. Statutes 2018 72A.20

Insurance or credit scores, use, Minn. Statutes 2018 72A.501

Property-casualty insurance policies, Minn. Statutes 2018 60A.178

Unfair competition, Minn. Statutes 2018 72A.20

Unfair or deceptive trade practices

Life insurance, Minn. Rules 2700.3100 to 2700.3400

Life insurance agents, Minn. Rules 2700.3100 to 2700.3400

Violations and penalties, life insurance, Minn. Rules 2700.3300

Unfair trade practices

False statements in application, Minn. Statutes 2018 72A.20

Procuring premiums by fraud, Minn. Statutes 2018 72A.20

Small employer health benefit plans, sales violations, Minn. Statutes 2018 62L.12

Untrustworthy practices, Minn. Rules 2795.0600

Vehicle salvage pools, Minn. Statutes 2018 168.27, 2018 168A.151

Viatical settlement brokers, duties, Minn. Statutes 2018 60A.957 to 2018 60A.9585, 2018 60A.964, 2018 62S.01

Violations and penalties, generally, Minn. Rules 2795.1900

Violations and penalties

Applications, false statement, Minn. Statutes 2018 72A.04

Discrimination in acceptance of risks, Minn. Statutes 2018 72A.12

Fraud, Minn. Statutes 2018 72A.03

Generally, Minn. Statutes 2018 60A.052, 2018 72A.05

Health and accident insurance agents, combination policies, Minn. Statutes 2018 72A.13

Information security program, Minn. Statutes 2018 60A.982

License violations, Minn. Statutes 2018 62A.41, 2018 62A.43, 2018 62L.12

Life insurance agents, Minn. Statutes 2018 72A.12

Long-term care insurance violations, fines, Minn. Statutes 2018 62S.33

Medicare supplement insurance, Minn. Statutes 2018 62A.41, 2018 62A.43

Minnesota Life and Health Insurance Guaranty Association, Minn. Statutes 2018 61B.28

Misconduct, long-term care policies, misstatements, Minn. Statutes 2018 62A.54

Misrepresentation of policies, Minn. Statutes 2018 62A.41, 2018 72A.12

Nonstamped policies delivered by surplus lines insurance brokers, Minn. Statutes 2018 60A.2086

Personal or privileged information violations, Minn. Statutes 2018 72A.503, 2018 72A.504

Procuring insurance in unlicensed foreign companies, Minn. Statutes 2018 72A.15

Prohibited policies, issuing, Minn. Statutes 2018 72A.12

Rebates, Minn. Statutes 2018 72A.08

Workers' compensation insurance

Assigned risk plans, Minn. Statutes 2018 79.251

Deductibles, information about, notice received, Minn. Statutes 2018 79.081

Written statements as proof of insurance, Minn. Statutes 2018 169.791