2007 Minnesota Statutes

62A.14 DISABLED CHILDREN.
    Subdivision 1. Individual family policies. An individual hospital or medical expense
insurance policy delivered or issued for delivery in this state more than 120 days after May 16,
1969, or an individual health maintenance contract delivered or issued for delivery in this state
after August 1, 1984, which provides that coverage of a dependent child shall terminate upon
attainment of the limiting age for dependent children specified in the policy or contract shall
also provide in substance that attainment of such limiting age shall not operate to terminate the
coverage of such child while the child is and continues to be both (a) incapable of self-sustaining
employment by reason of developmental disability, mental illness or disorder, or physical
disability and (b) chiefly dependent upon the policyholder for support and maintenance, provided
proof of such incapacity and dependency is furnished to the insurer or health maintenance
organization by the policyholder or enrollee within 31 days of the child's attainment of the
limiting age and subsequently as may be required by the insurer or organization but not more
frequently than annually after the two-year period following the child's attainment of the limiting
age. Any notice regarding termination of coverage due to attainment of the limiting age must
include all the information in this section.
    Subd. 2. Group policies. A group hospital or medical expense insurance policy delivered
or issued for delivery in this state more than 120 days after May 16, 1969, or a group health
maintenance contract delivered or issued for delivery in this state after August 1, 1984, which
provides that coverage of a dependent child of an employee or other member of the covered
group shall terminate upon attainment of the limiting age for dependent children specified in the
policy or contract shall also provide in substance that attainment of such limiting age shall not
operate to terminate the coverage of such child while the child is and continues to be both (a)
incapable of self-sustaining employment by reason of developmental disability, mental illness
or disorder, or physical disability and (b) chiefly dependent upon the employee or member for
support and maintenance, provided proof of such incapacity and dependency is furnished to the
insurer or organization by the employee or member within 31 days of the child's attainment of
the limiting age and subsequently as may be required by the insurer or organization but not
more frequently than annually after the two-year period following the child's attainment of the
limiting age. Any notice regarding termination of coverage due to attainment of the limiting age
must include information about this provision.
History: 1969 c 436 s 1; 1984 c 464 s 5; 1995 c 258 s 26; 2003 c 40 s 1; 2005 c 56 s 1