1.1 	A bill for an act
1.2 	relating to health; providing certain protections for persons under quarantine;
1.3 	proposing coding for new law in Minnesota Statutes, chapter 144.
1.4 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.5 	Section 1. [144.4191] FINANCIAL PROTECTIONS FOR PERSON ISOLATED 
1.6 	AND QUARANTINED.
1.7 		Subdivision 1.Required protections. In order to mitigate the impact and hardships 
1.8 	encountered by persons quarantined in this state, any person quarantined under section 
1.9 	144.419 or 144.4195 shall have the following protections:
1.10 	(1) the state or employer shall make up any lost income after the quarantined person 
1.11 	has exhausted all accrued sick time or personal time off, and if the quarantine is not 
1.12 	covered under short-term disability;
1.13 	(2) interest accrual and late payment fees shall be suspended on all retail credit cards 
1.14 	and state credit union and bank-issued mortgages;
1.15 	(3) renters who are quarantined shall not be evicted from their rental units during 
1.16 	a period of quarantine and shall not be evicted after a quarantine period due to the 
1.17 	circumstance of being quarantined;
1.18 	(4) a lender may not repossess a quarantined person's car under a car loan or lease 
1.19 	for breach of contract as long as the quarantine lasts;
1.20 	(5) all civil court actions such as bankruptcy, foreclosure, or divorce proceedings 
1.21 	shall be stayed during the person's confinement where the quarantine materially affects the 
1.22 	person's ability to appear;
2.1 	(6) a utility company shall not turn off the heat or electricity to a quarantined 
2.2 	person's home or rental unit during the period of confinement and for one month following 
2.3 	confinement;
2.4 	(7) an employee shall not be demoted or suffer a pay reduction as a result of a 
2.5 	quarantine;
2.6 	(8) where possible, an employee shall be allowed to work at home during a period of 
2.7 	confinement if arrangements are possible for the employer;
2.8 	(9) the commissioner of commerce shall negotiate with the credit reporting bureaus 
2.9 	to waive any negative reports to the person's credit rating during a person's period of 
2.10 	quarantine;
2.11 	(10) the commissioner of commerce shall negotiate a federal waiver for federally 
2.12 	guaranteed student loan obligations for persons under quarantine; and
2.13 	(11) no personal property of a person quarantined may be repossessed during the 
2.14 	period of quarantine.
2.15 		Subd. 2.Implementation of financial protections. The person quarantined under 
2.16 	section 144.419 or 144.4195 shall apply to the commissioners of health and commerce 
2.17 	to assist with the protections specified in subdivision 1. The application may be by 
2.18 	telephone or in writing or through a third party. The commissioner of health shall make 
2.19 	the quarantine order by the department or court available to any entity that requires a copy 
2.20 	to verify the quarantine in order to comply with the protections in subdivision 1.