1.1                          A bill for an act 
  1.2             relating to insurance; fire; regulating the amount 
  1.3             collectible on a policy; amending Minnesota Statutes 
  1.4             2000, section 65A.08, subdivision 2. 
  1.5   BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA: 
  1.6      Section 1.  Minnesota Statutes 2000, section 65A.08, 
  1.7   subdivision 2, is amended to read: 
  1.8      Subd. 2.  [AMOUNT COLLECTIBLE.] In the absence of any 
  1.9   change increasing the risk, without the consent of the insurer, 
  1.10  of which the burden of proof shall be upon it, and in the 
  1.11  absence of intentional fraud on the part of the insured, the 
  1.12  insurer shall pay the whole amount mentioned in the policy or 
  1.13  renewal upon which it receives a premium, in case of total loss, 
  1.14  and in case of partial loss, the full amount thereof.  This 
  1.15  provision does not apply to the following: 
  1.16     (1) a blanket policy; and 
  1.17     (2) a builder's risk policy.