1.1 	A bill for an act
1.2 	relating to commerce; prohibiting the use of live check solicitations;proposing 
1.3 	coding for new law in Minnesota Statutes, chapter 325F.
1.4 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.5 	Section 1. [325F.697] LIVE CHECK SOLICITATION PROHIBITED.
1.6 		Subdivision 1.Definitions. For purposes of this section, "live check" means a 
1.7 	negotiable check, money order, draft, or other instrument, the presentment or negotiation 
1.8 	of which may obligate a consumer to pay for a good or service.
1.9 		Subd. 2.Live check solicitation deemed deceptive sales practice. It is a deceptive 
1.10 	practice under section 325F.69 to solicit a Minnesota resident for the sale of a good or 
1.11 	service by providing a live check payable to the addressee, the presentment or negotiation 
1.12 	of which obligates the addressee to purchase a good or service. For purposes of this 
1.13 	subdivision, "service" does not include loan solicitations regulated by section 47.605.