Minnesota Session Laws - 2006, Regular Session

CHAPTER 215--H.F.No. 2722

An act

relating to homeowner's insurance; regulating coverage for home-based adult foster care services;

proposing coding for new law in Minnesota Statutes, chapter 65A.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

new text begin [65A.301] ADULT FOSTER CARE SERVICES; COVERAGE. new text end

new text begin Subdivision 1. new text end

new text begin No coverage. new text end

new text begin There shall be no coverage under a foster care for adults provider's homeowner's insurance policy for losses or damages arising out of the operation of foster care for adults services unless: new text end

new text begin (1) specifically covered in a policy; or new text end

new text begin (2) covered by a rider for business coverage attached to a policy. new text end

new text begin For purposes of this section, "foster care for adults" has the meaning given in section 245A.02, subdivision 6c. new text end

new text begin Subd. 2. new text end

new text begin Prohibited underwriting practices. new text end

new text begin No insurer shall refuse to renew, or decline to offer or write, homeowner's insurance coverage solely because the property to be covered houses foster care for adults services for five or fewer adult residents. new text end

Presented to the governor May 18, 2006

Signed by the governor May 21, 2006, 9:40 p.m.