1.1 	A bill for an act
1.2 	relating to consumer protection; requiring debt collectors to provide information 
1.3 	in the preferred language of the debtor;proposing coding for new law in Minnesota 
1.4 	Statutes, chapter 332.
1.5 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.6 	Section 1. [332.375] LANGUAGE ASSISTANCE.
1.7 	A collection agency or collector must:
1.8 	(1) record and retain the language preference of each consumer from whom they attempt 
1.9 	to collect a debt;
1.10 	(2) upon the request of the debtor, provide a validation notice for proof of the debt in 
1.11 	the debtor's preferred language;
1.12 	(3) wait 30 days from the date the validation notice under clause (2) is provided before 
1.13 	collecting on a debt;
1.14 	(4) at the time the debtor indicates the language preference and at any other time if 
1.15 	requested by the debtor, provide a simple glossary of common debt collection terms in the 
1.16 	debtor's preferred language; and
1.17 	(5) provide an accurate and complete interpretation or written translation of 
1.18 	correspondence related to the debt in the preferred language indicated by the debtor.