SF 813

as introduced - 92nd Legislature (2021 - 2022) Posted on 03/26/2021 10:10am

A bill for an act
relating to consumer protection; requiring debt collectors to provide information
in the preferred language of the debtor; proposing coding for new law in Minnesota
Statutes, chapter 332.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

new text begin [332.375] LANGUAGE ASSISTANCE.
new text end

new text begin A collection agency or collector must:
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new text begin (1) record and retain the language preference of each consumer from whom they attempt
to collect a debt;
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new text begin (2) upon the request of the debtor, provide a validation notice for proof of the debt in
the debtor's preferred language;
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new text begin (3) wait 30 days from the date the validation notice under clause (2) is provided before
collecting on a debt;
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new text begin (4) at the time the debtor indicates the language preference and at any other time if
requested by the debtor, provide a simple glossary of common debt collection terms in the
debtor's preferred language; and
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new text begin (5) provide an accurate and complete interpretation or written translation of
correspondence related to the debt in the preferred language indicated by the debtor.
new text end