SF 2593

as introduced - 90th Legislature (2017 - 2018) Posted on 05/11/2018 08:33am

A bill for an act
relating to consumer protection; regulating security freezes; prohibiting certain
fees; amending Minnesota Statutes 2016, section 13C.016, subdivision 8.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

Minnesota Statutes 2016, section 13C.016, subdivision 8, is amended to read:

Subd. 8.

Fees.

(a) A consumer reporting agency may new text begin not new text end charge a fee deleted text begin of $5 deleted text end for placing,
temporarily lifting, or removing a security freeze deleted text begin unless: deleted text end new text begin .
new text end

deleted text begin (1) the consumer is a victim of identity theft as defined in subdivision 1, paragraph (c);
and
deleted text end

deleted text begin (2) the consumer provides the consumer reporting agency with a valid copy of a police
report or a police case number documenting the identity theft.
deleted text end

(b) deleted text begin In addition to the charge, if any, permitted under paragraph (a), deleted text end A consumer may be
charged no more than $5 if the consumer fails to retain the original personal identification
number given to the consumer by the agency, but the consumer may not be charged for a
onetime reissue of the same or a new personal identification number. The consumer may
be charged no more than $5 for subsequent instances of loss of the personal identification
number.

(c) A consumer who makes a written request by mail may pay any fee charged pursuant
to this subdivision by check, money order, or credit card. A consumer who makes a request
by telephone or other electronic media may pay any fee charged pursuant to this subdivision
by credit card.

new text begin EFFECTIVE DATE. new text end

new text begin This section is effective the day following final enactment and
applies to security freezes placed, temporarily lifted, or removed on or after that date.
new text end