Minnesota Legislature
HF 4277
as introduced - 90th Legislature (2017 - 2018) Posted on 03/28/2018 10:49am
Current Version - as introduced
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A bill for an act
relating to consumer protection; regulating security freezes on consumer credit
reports; modifying fees; amending Minnesota Statutes 2016, section 13C.016,
subdivision 8.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:
Section 1.
Minnesota Statutes 2016, section 13C.016, subdivision 8, is amended to read:
Subd. 8.
Fees.
(a) A consumer reporting agency may charge a fee of $5 for placing,
temporarily lifting, or removing a security freeze unless:
(1) the consumer is a victim of identity theft as defined in subdivision 1, paragraph (c);
and
(2) the consumer provides the consumer reporting agency with a valid copy of a police
report or a police case number documenting the identity theftdeleted text begin .deleted text end new text begin ; or
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(3) the consumer takes the action after being notified pursuant to section 325E.61 by
the consumer reporting agency of a data breach involving information in a consumer report
in which the consumer is the subject.
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(b) In addition to the charge, if any, permitted under paragraph (a), a consumer may be
charged no more than $5 if the consumer fails to retain the original personal identification
number given to the consumer by the agency, but the consumer may not be charged for a
onetime reissue of the same or a new personal identification number. The consumer may
be charged no more than $5 for subsequent instances of loss of the personal identification
number.
(c) A consumer who makes a written request by mail may pay any fee charged pursuant
to this subdivision by check, money order, or credit card. A consumer who makes a request
by telephone or other electronic media may pay any fee charged pursuant to this subdivision
by credit card.
new text begin EFFECTIVE DATE. new text end
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This section is effective the day following final enactment and
applies to security freezes placed, temporarily lifted, or removed on or after that date.
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