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Capital IconMinnesota Legislature

HF 3734

as introduced - 91st Legislature (2019 - 2020) Posted on 02/24/2020 02:47pm

KEY: stricken = removed, old language.
underscored = added, new language.

Bill Text Versions

Engrossments
Introduction Posted on 02/24/2020

Current Version - as introduced

Line numbers 1.1 1.2 1.3 1.4 1.5
1.6 1.7 1.8 1.9 1.10 1.11 1.12 1.13 1.14 1.15 1.16 1.17 1.18

A bill for an act
relating to consumer protection; requiring debt collectors to provide information
in the preferred language of the debtor; proposing coding for new law in Minnesota
Statutes, chapter 332.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

new text begin [332.375] LANGUAGE ASSISTANCE.
new text end

new text begin A collection agency or collector must:
new text end

new text begin (1) record and retain the language preference of each consumer from whom they attempt
to collect a debt;
new text end

new text begin (2) upon the request of the debtor, provide a validation notice for proof of the debt in
the debtor's preferred language;
new text end

new text begin (3) wait 30 days from the date the validation notice under clause (2) is provided before
collecting on a debt;
new text end

new text begin (4) at the time the debtor indicates the language preference and at any other time if
requested by the debtor, provide a simple glossary of common debt collection terms in the
debtor's preferred language; and
new text end

new text begin (5) provide an accurate and complete interpretation or written translation of
correspondence related to the debt in the preferred language indicated by the debtor.
new text end