HF 2986

as introduced - 90th Legislature (2017 - 2018) Posted on 03/21/2018 02:05pm

A bill for an act
relating to homeowner's insurance; prohibiting the use of dog ownership in
underwriting practices; proposing coding for new law in Minnesota Statutes,
chapter 65A.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

new text begin [65A.298] DOG OWNERSHIP USE IN UNDERWRITING PROHIBITED.
new text end

new text begin (a) No insurer shall refuse to renew, decline to offer, reduce the limits of, cancel, or
charge differential rates for equivalent coverage for any coverage in a homeowner's policy
based in whole or in part upon the harboring of any specific breed of dog on the property.
new text end

new text begin (b) Paragraph (a) shall not apply if a dog has been designated as a dangerous dog, as
defined in section 347.50, subdivision 2.
new text end