1.1 	A bill for an act
1.2 	relating to real estate; prohibiting mortgage lenders or brokers from charging for 
1.3 	services not performed or charges in excess of what was paid to a third party;
1.4 	proposing coding for new law in Minnesota Statutes, chapter 47.
1.5 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.6 	Section 1. [47.223] NO FEES FOR SERVICES NOT PROVIDED.
1.7 	A mortgage lender or mortgage broker shall not charge fees or other charges in 
1.8 	connection with origination of a mortgage loan for alleged services that the lender or 
1.9 	broker did not provide or fees or charges that exceed the cost paid to a third party for 
1.10 	products or services provided through the lender or broker by a third party.