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HF 895

1st Engrossment - 92nd Legislature (2021 - 2022) Posted on 02/10/2022 03:50pm

KEY: stricken = removed, old language.
underscored = added, new language.

Current Version - 1st Engrossment

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A bill for an act
relating to insurance; requiring underinsured and uninsured motorist coverage for
motorcycles; amending Minnesota Statutes 2020, section 65B.48, subdivision 5.


Section 1.

Minnesota Statutes 2020, section 65B.48, subdivision 5, is amended to read:

Subd. 5.

Motorcycle coverage.

(a) Every owner of a motorcycle registered or required
to be registered in this state or operated in this state by the owner or with the owner's
permission shall provide and maintain security for the payment of tort liabilities arising out
of the maintenance or use of the motorcycle in this state. Security may be provided by a
contract of liability insurance complying with section 65B.49, subdivision 3, or by qualifying
as a self insurer in the manner provided in subdivision 3.

(b) At the time an application for motorcycle insurance without personal injury protection
coverage is completed, there must be attached to the application a separate form containing
a written notice in at least 10-point bold type, if printed, or in capital letters, if typewritten
that states:

"Under Minnesota law, a policy of motorcycle coverage issued in the State of Minnesota
must provide liability coverage only, and there is no requirement that the policy provide
personal injury protection (PIP) coverage in the case of injury sustained by the insured.
No PIP coverage provided by an automobile insurance policy you may have in force
will extend to provide coverage in the event of a motorcycle accident."

new text begin (c) An owner of a motorcycle that is registered or required to be registered in Minnesota,
or that is operated in Minnesota by the owner or with the owner's permission, must provide
and maintain uninsured and underinsured motorist coverage. Uninsured and underinsured
motorist coverage may be provided by an insurance contract that complies with section
65B.49, subdivision 3a, or by qualifying as a self-insurer in the manner provided under
subdivision 3.
new text end

new text begin EFFECTIVE DATE. new text end

new text begin This section is effective August 1, 2022, and applies to insurance
policies and contracts issued, sold, or renewed on or after that date.
new text end