1.1 	A bill for an act
1.2 	relating to commerce; prohibiting a public adjuster from appearing as an advocate 
1.3 	in any action or proceeding; amending Minnesota Statutes 2024, section 72B.135, 
1.4 	subdivision 4.
1.5 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.6 	Section 1. Minnesota Statutes 2024, section 72B.135, subdivision 4, is amended to read:
1.7 		Subd. 4.Prohibited practices. No public adjuster shall:
1.8 	(1) pay money or give anything of value to a person in consideration of a direct or indirect 
1.9 	referral of a client or potential client;
1.10 	(2) pay money or give anything of value to a person as an inducement to refer business 
1.11 	or clients;
1.12 	(3) rebate to a client a part of a fee specified in an employment contract;
1.13 	(4) initiate contact with a prospective client between the hours of 8 p.m. and 8 a.m.;
1.14 	(5) split the fee received or pay money to a person for services rendered to a client unless 
1.15 	the other person is also licensed as a public adjuster;
1.16 	(6) have an interest directly or indirectly in a construction firm, salvage firm, or appraisal 
1.17 	firm. "Firm" includes a corporation, partnership, association, or individual firm;
1.18 	(7) in connection with the transaction of business as a public adjuster, make a willful or 
1.19 	knowing misrepresentation of facts or advise a person on questions of law;
1.20 	(8) make willful or knowing false statements about an insurance company or its 
1.21 	employees, agents, or representatives;
2.1 	(9) solicit employment of a client in connection with a loss that is the subject of an 
2.2 	employment contract with another public adjuster;
2.3 	(10) represent both an insurer and insured simultaneously; or
2.4 	(11) advance money to a client pending the settlement of a loss where the amount would 
2.5 	be included in a final settlement.; or
2.6 	(12) appear as an advocate or a person's representative in any action or proceeding before 
2.7 	an administrative tribunal, including an arbitration pursuant to section 65B.525.