1.1 	A bill for an act
1.2 	relating to consumer protection; requiring lenders to pause monthly payments on 
1.3 	seized property; prohibiting lenders from reporting failure to make monthly 
1.4 	payments on seized property;proposing coding for new law in Minnesota Statutes, 
1.5 	chapter 325G.
1.6 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.7 	Section 1. [325G.221] VICTIM PAYMENT SUSPENSION.
1.8 		Subdivision 1.Victim payment suspension. (a) A seller or lender must suspend a 
1.9 	victim's recurring billing requirement when a cell phone, vehicle, or other property associated 
1.10 	with the bill has been seized as a result of the crime.
1.11 	(b) The victim must provide to the seller or lender documentation that was provided to 
1.12 	the victim by law enforcement to verify the property was seized as evidence and is in the 
1.13 	custody of law enforcement.
1.14 	(c) A seller or lender must only resume a recurring bill requirement when the seized 
1.15 	property has been returned to the victim.
1.16 		Subd. 2.Reporting failure to pay. A seller or lender must not report to a collection 
1.17 	agency, as defined under section 332.31, subdivision 3, that a victim has failed to make 
1.18 	payments on property for the duration of time that the property is seized by law enforcement.