1.1 	A bill for an act
1.2 	relating to insurance; clarifying that direct primary care agreements are not 
1.3 	insurance; defining direct primary care agreement;proposing coding for new law 
1.4 	in Minnesota Statutes, chapter 62A.
1.5 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.6 	Section 1. [62A.68] DIRECT PRIMARY CARE AGREEMENTS.
1.7 		Subdivision 1.Not insurance. A direct primary care agreement does not constitute a 
1.8 	health plan, a policy or certificate of accident and sickness insurance, a subscriber contract 
1.9 	or service plan regulated by chapter 62C, a health maintenance contract or certificate 
1.10 	regulated by chapter 62D, a health benefit certificate regulated by chapter 64B, or health 
1.11 	coverage regulated by chapter 62H or 62N. Direct primary care agreements and primary 
1.12 	care providers who are a party to a direct primary care agreement are, with respect to a 
1.13 	direct primary care agreement, exempt from regulation under chapters 60A to 72A.
1.14 		Subd. 2.Definition. For purposes of this section, "direct primary care agreement" means 
1.15 	a written agreement that:
1.16 	(1) is between a patient or the patient's legal representative and a primary care provider;
1.17 	(2) allows either party to terminate the agreement in writing, without a penalty or 
1.18 	termination fee payment, at any time or after notice of not more than 60 days as specified 
1.19 	in the agreement;
1.20 	(3) describes the health care services to be provided in exchange for the patient paying 
1.21 	a periodic fee to the primary care provider;
1.22 	(4) specifies the required periodic fee and any additional fees that may be charged;
2.1 	(5) permits a third party to pay the periodic fee and any additional fees;
2.2 	(6) prohibits the primary care provider from charging or receiving additional 
2.3 	compensation for health care services included in the periodic fee; and
2.4 	(7) conspicuously and prominently states that the direct primary care agreement does 
2.5 	not constitute health insurance.

2.6 	EFFECTIVE DATE. This section is effective for agreements issued, offered, or renewed 
2.7 	on or after July 1, 2025.