1.1 	A bill for an act
1.2 	relating to commerce; requiring insurers to provide a copy of a current policy to 
1.3 	the insured; amending Minnesota Statutes 2024, section 72A.20, by adding a 
1.4 	subdivision.
1.5 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.6 	Section 1. Minnesota Statutes 2024, section 72A.20, is amended by adding a subdivision 
1.7 	to read:
1.8 		Subd. 42.Availability of current policy. After an original policy of automobile insurance 
1.9 	under section 65B.14, subdivision 2, or homeowner's insurance under section 65A.27, 
1.10 	subdivision 4, has been issued, an insurer must deliver a copy of the current policy to the 
1.11 	first named insured within 21 days of the date a request for the current policy is received. 
1.12 	The copy may be delivered in paper form, electronically, or via a website link. An insurer 
1.13 	is required to provide a current policy in response to a request under this subdivision once 
1.14 	per policy period.