1.1 	A bill for an act
1.2 	relating to insurance; requiring health plans to cover over-the-counter contraceptives 
1.3 	approved by the United States Food and Drug Administration;proposing coding 
1.4 	for new law in Minnesota Statutes, chapter 62Q.
1.5 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.6 	Section 1. [62Q.767] OVER-THE-COUNTER CONTRACEPTIVE COVERAGE.
1.7 		Subdivision 1.Definition. For purposes of this section, "over-the-counter contraceptive" 
1.8 	means a contraceptive which:
1.9 	(1) may be purchased in Minnesota without a prescription by a licensed health care 
1.10 	professional; and
1.11 	(2) has been approved as a nonprescription drug by the United States Food and Drug 
1.12 	Administration.
1.13 		Subd. 2.Required coverage. A health plan must cover all over-the-counter 
1.14 	contraceptives.
1.15 		Subd. 3.Exception. Notwithstanding subdivision 1, a health plan is not required to cover 
1.16 	a particular over-the-counter contraceptive for the benefit year in which the over-the-counter 
1.17 	contraceptive is approved as a nonprescription drug by the United States Food and Drug 
1.18 	Administration.
1.19 		Subd. 4.Prohibition on cost-sharing; limitations. The coverage required under this 
1.20 	section must be provided without cost-sharing, including but not limited to deductible, 
1.21 	co-pay, or coinsurance. The coverage required under this section must be provided without 
1.22 	any limitation that is not generally applicable to other coverages under the plan.

2.1 	EFFECTIVE DATE. This section is effective January 1, 2025, and applies to all policies, 
2.2 	plans, certificates, and contracts offered, issued, or renewed on or after that date.