1.1 	A bill for an act
1.2 	relating to insurance; prohibiting certain motor vehicle insurance quote practices;
1.3 	proposing coding for new law in Minnesota Statutes, chapter 65B.
1.4 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.5 	Section 1. [65B.137] TELEPHONE MOTOR VEHICLE INSURANCE QUOTES.
1.6 	An insurer offering private passenger auto insurance in Minnesota is prohibited from 
1.7 	requesting payment information, including credit card, bank account, cash, or check, from 
1.8 	a prospective customer for a policy premium without first completing, either directly or 
1.9 	through a database accepted by the commissioner:
1.10 	(1) a review of the applicant's Minnesota driving record;
1.11 	(2) a review of the applicant's loss history; and
1.12 	(3) if applicable, an insurance scoring procedure filed with the commissioner and used 
1.13 	by the insurer for underwriting.