1.1 	A bill for an act
1.2 	relating to commerce; removing or modifying obsolete, unnecessary, or 
1.3 	redundant laws and rules administered by the Department of Commerce; making 
1.4 	conforming changes;amending Minnesota Statutes 2012, sections 16D.04, 
1.5 	subdivisions 1, 4; 45.0111, subdivision 2; 45.22; 45.23; 46.046, by adding 
1.6 	a subdivision; 47.20, subdivision 7; 47.325; 47.78; 48.93, subdivisions 1, 3; 
1.7 	53A.06; 56.131, subdivision 1; 56.14; 58.115; 59C.10, subdivision 2; 60A.131; 
1.8 	60K.361; 72B.03; 72B.041, subdivision 1; 72B.08, subdivision 1; 82.60, 
1.9 	subdivisions 1, 5; 82.63, subdivision 6; 82A.03; 82A.04, subdivision 2; 82A.05, 
1.10 	subdivision 6; 82A.08, subdivision 1; 82A.09, subdivision 2; 82A.10; 82A.11, 
1.11 	subdivision 2; 82A.111, subdivision 2; 82A.12, subdivision 1; 82A.14; 82A.22, 
1.12 	subdivision 2; 82A.25; 82A.26; 83.26, subdivision 2; 83.30, subdivision 1; 
1.13 	115C.113; 115C.13; 239.011, subdivision 2; 239.06; 239.081; 239.09; 239.091; 
1.14 	239.44; 239.46; 239.75, subdivision 1; 239.753; 239.80, subdivision 1; 325E.11; 
1.15 	325E.115, subdivision 2; 332.31, subdivision 1; 332.311; 332.33, subdivisions 1, 
1.16 	2, 3, 5, 5a, 7; 332.38; 332.39; 332.40, subdivisions 1, 2, 3; 332.42, subdivisions 
1.17 	1, 2; 332.44; 386.015, subdivision 5; 386.62; 386.65, subdivision 1; 386.705; 
1.18 	386.706; 386.73; 386.74; 386.76; Minnesota Statutes 2013 Supplement, sections 
1.19 	82A.06, subdivision 2; 82A.13, subdivision 1; repealing Minnesota Statutes 2012, 
1.20 	sections 13.713, subdivision 4; 45.0111; 45.42, subdivision 1; 46.045, subdivision 
1.21 	2; 46.047; 48.34; 53A.081; 56.001, subdivisions 5, 6; 60A.18; 62A.319; 72A.53; 
1.22 	72B.02, subdivision 8; 80C.30; 81A.08; 81A.18; 82.60, subdivisions 2, 3, 4; 
1.23 	82.63, subdivisions 7, 9, 10; 82A.04; 82A.07; 82A.08; 82A.11, subdivision 2; 
1.24 	82A.111, subdivision 5; 82A.13, subdivision 3; 82A.18, subdivision 3; 82A.22, 
1.25 	subdivisions 1, 3; 82A.24, subdivision 5; 115C.111; 239.002; 239.003; 239.012; 
1.26 	239.101, subdivision 4; 239.28; 239.29; 239.30; 239.31; 239.35; 239.36; 239.51; 
1.27 	239.511; 239.53; 239.54; 239.80, subdivisions 2, 3; 332.45; 386.61, subdivisions 
1.28 	1, 2, 4; Minnesota Statutes 2013 Supplement, sections 82.63, subdivision 
1.29 	8; 82A.06, subdivision 2; Minnesota Rules, parts 2782.0200; 2782.0300; 
1.30 	2782.0400; 2782.0500; 2782.0600; 2782.0700; 2782.0800; 2795.2000; 
1.31 	2830.0010; 2830.0020; 2830.0030; 2830.0040; 2830.0050; 2830.0060; 
1.32 	2830.0070; 2830.0080; 2830.0090; 2830.0100; 2870.0100; 2870.1100; 
1.33 	2870.1200; 2870.1400; 2870.1700; 2870.1800; 2870.1900; 2870.2000; 
1.34 	2870.2100; 2870.2200; 2870.2300; 2870.3100; 2870.3200; 2870.3300; 
1.35 	2870.3400; 2870.3500; 2870.3600; 2870.3700; 2870.3800; 2870.3900; 
1.36 	2870.4000; 2870.4100; 2870.5100; 7601.7010; 7601.7090, subpart 3; 7602.0100.
1.37 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

2.1 	ARTICLE 1
2.2 	OBSOLETE, UNNECESSARY, OR REDUNDANT PROVISIONS

2.3 	Section 1. Minnesota Statutes 2012, section 45.22, is amended to read:
2.4 	45.22 LICENSE EDUCATION APPROVAL.
2.5 	License education courses must be approved in advance by the commissioner. 
2.6 	Each education provider who offers a license education course must be approved by the 
2.7 	commissioner. Each approved education provider must have at least one coordinator who 
2.8 	meets the criteria specified in this chapter, and who is responsible for supervising the 
2.9 	educational program and assuring compliance with all laws and rules.
2.10 	For courses with an initial approval date on or before December 31, 2000, approval 
2.11 	will expire on April 30, 2006. For courses with an initial approval date after January 1, 
2.12 	2001, but before August 1, 2005, approval will expire on April 30, 2007.

2.13 	Sec. 2. Minnesota Statutes 2012, section 45.23, is amended to read:
2.14 	45.23 LICENSE EDUCATION FEES.
2.15 	The following fees must be paid to the commissioner:
2.16 	(1) initial course approval, $10 for each hour or fraction of one hour of education 
2.17 	course approval sought. Initial course approval expires on the last day of the 24th month 
2.18 	after the course is approved;
2.19 	(2) renewal of course approval, $10 per course. Renewal of course approval expires 
2.20 	on the last day of the 24th month after the course is renewed;
2.21 	(3) initial education provider approval, $100. Initial education provider approval 
2.22 	issued under this section is valid for a period not to exceed 24 months and expires on 
2.23 	January 31 of the renewal year assigned by the commissioner. Active education providers 
2.24 	who have at least one approved coordinator as of June 1, 2006, are deemed to be approved 
2.25 	education providers and are not required to submit an initial application for education 
2.26 	provider approval; and
2.27 	(4) renewal of education provider approval, $10. Each renewal of education 
2.28 	provider approval is valid for a period of 24 months. Active education providers who have 
2.29 	at least one approved coordinator as of June 1, 2006, will have an expiration date of 
2.30 	January 31, 2008.

2.31 	Sec. 3. Minnesota Statutes 2012, section 46.046, is amended by adding a subdivision 
2.32 	to read:
3.1 		Subd. 2a.Banking institution. "Banking institution" means a bank, trust company, 
3.2 	bank and trust company, savings bank, or industrial loan and thrift operating under section 
3.3 	53.04, subdivision 5, that is organized under the laws of this state, or a holding company 
3.4 	which owns or otherwise controls the banking institution.

3.5 	Sec. 4. Minnesota Statutes 2012, section 47.20, subdivision 7, is amended to read:
3.6 		Subd. 7.Discount points prohibited. (1) No conventional loan made on or 
3.7 	after the effective date of Laws 1977, chapter 350 and prior to May 31, 1979 shall 
3.8 	contain a provision requiring or permitting the imposition, directly or indirectly, of any 
3.9 	discount points, whether or not actually denominated as discount points, on any person.
3.10 	 Conventional or cooperative apartment loans made on or after May 31, 1979 may contain 
3.11 	provisions permitting discount points, if the loan does not provide a loan yield in excess of 
3.12 	that permitted by subdivision 4a. The loan yield is computed using the amount resulting 
3.13 	when the discount points are included in the finance charge.
3.14 	(2) Forward commitment fees are not discount points within the meaning of this 
3.15 	subdivision.
3.16 	(3) No charges, fees, or sums permitted by this section which are paid to and received 
3.17 	by a lender may be increased for purposes of evading compliance with this subdivision.

3.18 	Sec. 5. Minnesota Statutes 2012, section 47.325, is amended to read:
3.19 	47.325 APPEAL AND JUDICIAL REVIEW.
3.20 	A savings bank aggrieved by any action or inaction of the commissioner under 
3.21 	sections 47.27 to 47.30 may appeal under sections 14.63 to 14.69. The scope of judicial 
3.22 	review in the proceedings is as provided in those sections.

3.23 	Sec. 6. Minnesota Statutes 2012, section 53A.06, is amended to read:
3.24 	53A.06 FINE, SUSPENSION, OR REVOCATION OF LICENSE.
3.25 	(a) The commissioner may suspend or revoke any license under section 45.027if, 
3.26 	including when the commissioner finds that:
3.27 	(1) the licensee has failed to pay the annual license fee or to maintain in effect the 
3.28 	required bond or to comply with any order, decision, or finding of the commissioner 
3.29 	under this chapter;
3.30 	(2) the licensee, or any officer or director of a corporate licensee, has violated any 
3.31 	provision of this chapter or any rule or order of the commissioner under this chapter 
3.32 	or chapter 45;
4.1 	(3) the licensee, or any officer or director of a corporate licensee, has violated any 
4.2 	other law which would indicate that the person is untrustworthy or not qualified to operate 
4.3 	a currency exchange; or
4.4 	(4) any fact or condition exists which, if it had existed at the time of the original or 
4.5 	renewal application for the license, would have warranted the commissioner refusing the 
4.6 	issuance of the license.
4.7 	(b) A license may not be revoked until the licensee has had notice of a hearing 
4.8 	pursuant to the provisions of chapter 14.
4.9 	(c) (b) A licensee may surrender any license by delivery to the commissioner. The 
4.10 	surrender does not affect the licensee's civil or criminal liability for acts committed before 
4.11 	the surrender, or affect the liability on the bond required by sections 53A.01 to 53A.13, or 
4.12 	entitle the licensee to a return of any part of any license fee.
4.13 	(d) (c) Before suspension or revocation of the license, the commissioner may fine a 
4.14 	licensee for violations of this chapter as authorized under chapter 45.

4.15 	Sec. 7. Minnesota Statutes 2012, section 56.131, subdivision 1, is amended to read:
4.16 		Subdivision 1.Interest rates and charges. (a) On any loan in a principal amount 
4.17 	not exceeding $100,000 or 15 percent of a Minnesota corporate licensee's capital stock 
4.18 	and surplus as defined in section 53.015, if greater, a licensee may contract for and receive 
4.19 	interest, finance charges, and other charges as provided in section 47.59.
4.20 	(b) Loans may be interest-bearing or precomputed.
4.21 	(c) Notwithstanding section 47.59 to the contrary, to compute time on interest-bearing 
4.22 	and precomputed loans, including, but not limited to the calculation of interest, a day is 
4.23 	considered 1/30 of a month when calculation is made for a fraction of a calendar month. A 
4.24 	year is 12 calendar months. A calendar month is that period from a given date in one month 
4.25 	to the same numbered date in the following month, and if there is no same numbered date, 
4.26 	to the last day of the following month. When a period of time includes a whole month and 
4.27 	a fraction of a month, the fraction of a month is considered to follow the whole month.
4.28 	In the alternative, for interest-bearing loans, a licensee may charge interest at the rate 
4.29 	of 1/365 of the agreed annual rate for each actual day elapsed.
4.30 	(d) With respect to interest-bearing loans and notwithstanding section 47.59:
4.31 	(1) Interest must be computed on unpaid principal balances outstanding from time to 
4.32 	time, for the time outstanding. Each payment must be applied first to the accumulated 
4.33 	interest and the remainder of the payment applied to the unpaid principal balance; 
4.34 	provided however, that if the amount of the payment is insufficient to pay the accumulated 
5.1 	interest, the unpaid interest continues to accumulate to be paid from the proceeds of 
5.2 	subsequent payments and is not added to the principal balance.
5.3 	(2) Interest must not be payable in advance or compounded. However, if part or all of 
5.4 	the consideration for a new loan contract is the unpaid principal balance of a prior loan, then 
5.5 	the principal amount payable under the new loan contract may include any unpaid interest 
5.6 	which has accrued. The unpaid principal balance of a precomputed loan is the balance due 
5.7 	after refund or credit of unearned interest as provided in paragraph (e), clause (3). The 
5.8 	resulting loan contract is deemed a new and separate loan transaction for all purposes.
5.9 	(e) With respect to precomputed loans and notwithstanding section 47.59 to the 
5.10 	contrary:
5.11 	(1) Loans must be repayable in substantially equal and consecutive monthly 
5.12 	installments of principal and interest combined, except that the first installment period 
5.13 	may be more or less than one month by not more than 15 days, and the first installment 
5.14 	payment amount may be larger than the remaining payments by the amount of interest 
5.15 	charged for the extra days and must be reduced by the amount of interest for the number 
5.16 	of days less than one month to the first installment payment; and monthly installment 
5.17 	payment dates may be omitted to accommodate borrowers with seasonal income.
5.18 	(2) Payments may be applied to the combined total of principal and precomputed 
5.19 	interest until the loan is fully paid. Payments must be applied in the order in which they 
5.20 	become due.
5.21 	(3) If the maturity of the loan is accelerated for any reason and judgment is entered, 
5.22 	the licensee shall credit the borrower with the same refund as if prepayment in full had 
5.23 	been made on the date the judgment is entered.
5.24 	(4) Following the final installment as originally scheduled or deferred, the licensee, 
5.25 	for any loan contract which has not previously been converted to interest-bearing under 
5.26 	paragraph (g), may charge interest on any balance remaining unpaid, including unpaid 
5.27 	default or deferment charges, at the single annual percentage rate permitted by this 
5.28 	subdivision until fully paid.
5.29 	(5) (b) With respect to a loan secured by an interest in real estate, and having a 
5.30 	maturity of more than 60 months, the original schedule of installment payments must 
5.31 	fully amortize the principal and interest on the loan. The original schedule of installment 
5.32 	payments for any other loan secured by an interest in real estate must provide for payment 
5.33 	amounts that are sufficient to pay all interest scheduled to be due on the loan.
5.34 	(f) (c) A licensee may contract for and collect a delinquency charge as provided for 
5.35 	in section 47.59, subdivision 6, paragraph (a), clause (4).
6.1 	(g) (d) A licensee may grant extensions, deferments, or conversions to 
6.2 	interest-bearing as provided in section 47.59, subdivision 5.

6.3 	Sec. 8. Minnesota Statutes 2012, section 56.14, is amended to read:
6.4 	56.14 DUTIES OF LICENSEE.
6.5 	Every licensee shall:
6.6 	(1) deliver to the borrower (or if there are two or more borrowers to one of them) at 
6.7 	the time any loan is made a statement making the disclosures and furnishing the information 
6.8 	required by the federal Truth-in-Lending Act, United States Code, title 15, sections 1601 
6.9 	to 1667e, as amended from time to time, with respect to the contract of loan. A copy of the 
6.10 	loan contract may be delivered in lieu of a statement if it discloses the required information;
6.11 	(2) deliver or mail to the borrower without request, a written receipt within 30 
6.12 	days following payment for each payment by coin or currency made on account of any 
6.13 	loan wherein charges are computed and paid on unpaid principal balances for the time 
6.14 	actually outstanding, specifying the amount applied to charges and the amount, if any, 
6.15 	applied to principal, and stating the unpaid principal balance, if any, of the loan; and 
6.16 	wherein precomputed charges have been added to the principal of the loan specifying the 
6.17 	amount of the payment applied to principal and charges combined, the amount applied 
6.18 	to default or extension charges, if any, and stating the unpaid balance, if any, of the 
6.19 	precomputed loan contract. A periodic statement showing a payment received by mail 
6.20 	complies with this clause;
6.21 	(3) permit payment to be made in advance in any amount on any contract of loan at 
6.22 	any time, but the licensee may apply the payment first to all charges in full at the agreed 
6.23 	rate up to the date of the payment;
6.24 	(4) upon repayment of the loan in full, mark indelibly every obligation and security, 
6.25 	other than a mortgage or security agreement which secures a new loan to the licensee, 
6.26 	signed by the borrower with the word "Paid" or "Canceled," and release any mortgage 
6.27 	or security agreement which no longer secures a loan to the licensee, restore any pledge, 
6.28 	and cancel and return any note, and any assignment given to the licensee which does not 
6.29 	secure a new loan to the licensee within 20 days after the repayment. For purposes of this 
6.30 	requirement, the document including actual evidence of an obligation or security may be 
6.31 	maintained, stored, and retrieved in a form or format acceptable to the commissioner 
6.32 	under section 46.04, subdivision 3;
6.33 	(5) display prominently in each licensed place of business a full and accurate 
6.34 	schedule, to be approved by the commissioner, of the charges to be made and the method 
7.1 	of computing the same; furnish a copy of the contract of loan to any person obligated on it 
7.2 	or who may become obligated on it at any time upon the request of that person;
7.3 	(6) show in the loan contract or statement of loan the rate or rates of charge on which 
7.4 	the charge in the contract is based, expressed in terms of rate or rates per annum. The 
7.5 	rate expression shall be printed in at least 8-point type on the loan statement or copy of 
7.6 	the loan contract given to the borrower;.
7.7 	(7) if a payment results in the prepayment of three or more installment payments 
7.8 	on a precomputed loan, within 15 days of receipt of the prepayment, deliver or mail to 
7.9 	the borrower a notice in at least eight-point type. The notice must contain the following 
7.10 	statement:
7.11 	"You have substantially prepaid the installment payments on your loan and may 
7.12 	experience an interest savings over the remaining term only if you refinance the 
7.13 	balance within the next 30 days."

7.14 	Sec. 9. Minnesota Statutes 2012, section 58.115, is amended to read:
7.15 	58.115 EXAMINATIONS.
7.16 	The commissioner has under this chapter the same powers with respect to 
7.17 	examinations that the commissioner has under section 46.04, including the authority to 
7.18 	charge for the direct costs of the examination, including travel and per diem expenses.

7.19 	Sec. 10. Minnesota Statutes 2012, section 59C.10, subdivision 2, is amended to read:
7.20 		Subd. 2.Enforcement authority. The commissioner may take action that is 
7.21 	necessary or appropriate to enforce the provisions of this chapter and the commissioner's 
7.22 	rules and orders and to protect warranty holders in this state. The commissioner has the 
7.23 	enforcement authority in chapter 45 available to enforce the provisions of the chapter and 
7.24 	the rules adopted pursuant to it.

7.25 	Sec. 11. Minnesota Statutes 2012, section 60A.131, is amended to read:
7.26 	60A.131 OTHER BUSINESS AND INSURANCE INTERESTS, DISCLOSURE.
7.27 	(a) If requested by the commissioner, an insurance company authorized to do 
7.28 	business in this state shall disclose to the commissioner any changes in the principal 
7.29 	management and directors of the company from that listed on page one of the annual 
7.30 	statement within ten days of such change.
7.31 	(b) Every insurance company authorized to do business in this state shall notify the 
7.32 	commissioner within ten days after receipt of notice of any acquisition by any person, 
7.33 	association or corporation of stock or other equity security in said insurer where such 
8.1 	transaction, directly or indirectly, either involves five percent or more of any class of any 
8.2 	equity security of said insurer, or such acquisition results in ownership of five percent or 
8.3 	more of any equity security of said insurer.
8.4 	(c) All principal management and directors of the company as listed on page one of 
8.5 	its annual statement, and any person, association or corporation or any person or persons 
8.6 	managing such company under a management contract, who are directly or indirectly the 
8.7 	beneficial owners of more than five percent of any class of any equity security of a stock 
8.8 	insurer or guaranty fund of a mutual insurer, shall disclose all other interests in excess 
8.9 	of five percent which they may have in insurance agencies, other insurance companies, 
8.10 	premium finance companies and any other companies whose principal business relates 
8.11 	directly to the writing of insurance or the handling of claims, within 30 days following 
8.12 	May 21, 1967. Any such interests acquired after May 21, 1967, shall be reported to the 
8.13 	commissioner within 30 days after acquisition thereof.
8.14 	(d) Every company applying for an initial certificate of authority to do business in this 
8.15 	state shall file with the application a statement giving the information required in paragraph 
8.16 	(c) as to its principal management, directors and affected holders of its equity securities.

8.17 	Sec. 12. Minnesota Statutes 2012, section 60K.361, is amended to read:
8.18 	60K.361 INSURANCE EDUCATION.
8.19 	(a) Prelicense education must consist of 20 hours of education per line of authority.
8.20 	(b) The course must include an introduction to insurance and insurance-related 
8.21 	concepts covering all of the major lines of authority except variable life and variable 
8.22 	annuities. The course must consist of the following: a curriculum as prescribed and 
8.23 	published by the commissioner from time to time.
8.24 	(1) rules, regulations, and law;
8.25 	(2) basic fundamentals of insurance;
8.26 	(3) property:
8.27 	(i) types of policies;
8.28 	(ii) policy provisions;
8.29 	(iii) perils, exclusions, deductibles, and liability; and
8.30 	(iv) evaluating needs;
8.31 	(4) casualty:
8.32 	(i) types of policies;
8.33 	(ii) policy provisions;
8.34 	(iii) perils, exclusions, deductibles, and liability; and
8.35 	(iv) evaluating needs;
9.1 	(5) life:
9.2 	(i) types of policies;
9.3 	(ii) policy provisions; and
9.4 	(iii) group insurance; and
9.5 	(6) accident and health:
9.6 	(i) types of policies;
9.7 	(ii) policy provisions; and
9.8 	(iii) group insurance.
9.9 	(c) Courses that cover a specific major line of authority must include the following:
9.10 	(1) life:
9.11 	(i) types of life insurance policies; and
9.12 	(ii) Minnesota laws, rules, and regulations pertinent to life insurance;
9.13 	(2) accident and health:
9.14 	(i) types of health insurance policies; and
9.15 	(ii) Minnesota laws, rules, and regulations pertinent to accident and health insurance;
9.16 	(3) property:
9.17 	(i) personal lines;
9.18 	(ii) commercial lines; and
9.19 	(iii) Minnesota laws, rules, and regulations pertinent to property insurance.
9.20 	(4) casualty:
9.21 	(i) personal lines;
9.22 	(ii) commercial lines; and
9.23 	(iii) Minnesota laws, rules, and regulations pertinent to casualty insurance; and
9.24 	(5) personal lines:
9.25 	(i) types of property/casualty personal lines insurance policies; and
9.26 	(ii) Minnesota laws, rules, and regulations pertinent to property/casualty personal 
9.27 	lines insurance.

9.28 	Sec. 13. Minnesota Statutes 2012, section 72B.03, is amended to read:
9.29 	72B.03 LICENSES.
9.30 		Subdivision 1.Requirement; exceptions. (a) A person shall not act or hold out as 
9.31 	an independent adjuster, or public adjuster, or public adjuster solicitor unless the person 
9.32 	is licensed as an independent adjuster, or public adjuster, or public adjuster solicitor in 
9.33 	accordance with this chapter, or is exempt from licensure as an independent adjuster, or
9.34 	 public adjuster, or public adjuster solicitor under this chapter.
10.1 	(b) The definition of adjuster does not include, and a license as an adjuster is not 
10.2 	required of, the following:
10.3 	(1) attorneys-at-law admitted to practice in this state, when acting in the attorney's 
10.4 	professional capacity as an attorney;
10.5 	(2) a person employed solely to obtain facts surrounding a claim or to furnish 
10.6 	technical assistance to a licensed adjuster;
10.7 	(3) an individual who is employed to investigate suspected fraudulent insurance 
10.8 	claims but who does not adjust losses or determine claims payments;
10.9 	(4) a person who solely performs executive, administrative, managerial, or clerical 
10.10 	duties or any combination of these duties and who does not investigate, negotiate, or settle 
10.11 	claims with policyholders, claimants, or their legal representative;
10.12 	(5) a licensed health care provider or its employee who provides managed care 
10.13 	services so long as the services do not include the determination of compensability;
10.14 	(6) a managed care organization or any of its employees or an employee of any 
10.15 	organization providing managed care services so long as the services do not include the 
10.16 	determination of compensability;
10.17 	(7) a person who settles only reinsurance or subrogation claims;
10.18 	(8) an officer, director, manager, or employee of an authorized insurer, a surplus lines 
10.19 	insurer, a risk retention group, or an attorney-in-fact of a reciprocal insurer;
10.20 	(9) a United States manager of the United States branch of an alien insurer;
10.21 	(10) a person who investigates, negotiates, or settles life, accident and health, 
10.22 	annuity, or disability insurance claims;
10.23 	(11) an individual employee, under a self-insured arrangement, who adjusts claims 
10.24 	on behalf of the employee's employer;
10.25 	(12) a licensed insurance producer, attorney-in-fact of a reciprocal insurer, or 
10.26 	managing general agent of the insurer to whom claim authority has been granted by the 
10.27 	insurer;
10.28 	(13) a person authorized to adjust workers' compensation or disability claims under 
10.29 	the authority of a third-party administrator license pursuant to section 60A.23, subdivision 
10.30 	8; or
10.31 	(14) an individual who:
10.32 	(i) collects claim information from, or furnishes claim information to, insureds or 
10.33 	claimants; and
10.34 	(ii) conducts data entry including entering data into an automated claims adjudication 
10.35 	system, provided that the individual is an employee of a licensed independent adjuster or 
10.36 	its affiliate where no more than 25 such persons are under the supervision of one licensed 
11.1 	independent adjuster or licensed insurance producer who is exempt from licensure under 
11.2 	clause (12).
11.3 		Subd. 2.Classes of licenses. (a) Unless denied licensure pursuant to section 72B.08, 
11.4 	persons who have met the requirements of section 72B.041 must be issued an adjuster 
11.5 	license. There shall be four three classes of licenses, as follows:
11.6 	(1) independent adjuster's license;
11.7 	(2) public adjuster's license; and
11.8 	(3) public adjuster solicitor's license; and
11.9 	(4) (3) crop hail adjuster's license.
11.10 	(b) An independent adjuster and a public adjuster may qualify for a license in one or 
11.11 	more of the following lines of authority:
11.12 	(1) property and casualty; or
11.13 	(2) workers' compensation; or
11.14 	(3) crop.
11.15 	(c) Any person holding a license pursuant to this section is not required to hold any 
11.16 	other independent adjuster, public adjuster, insurance, or self-insurance administrator 
11.17 	license in this state pursuant to section 60A.23, subdivision 8, or any other provision, 
11.18 	provided that the person does not act as an adjuster with respect to life, health, or annuity 
11.19 	insurance, other than disability insurance.
11.20 	(d) An adjuster license remains in effect unless probated, suspended, revoked, or 
11.21 	refused as long as the fee set forth in section 72B.041, subdivision 9, is paid and all other 
11.22 	requirements for license renewal are met by the due date, otherwise, the license expires.
11.23 	(e) An adjuster whose license expires may, within 12 months of the renewal date, 
11.24 	be reissued an adjuster license upon receipt of the renewal request, as prescribed by the 
11.25 	commissioner; however, a penalty in the amount of double the unpaid renewal fee is 
11.26 	required to reissue the expired license.
11.27 	(f) An adjuster who is unable to comply with license renewal procedures and 
11.28 	requirements due to military service, long-term medical disability, or some other 
11.29 	extenuating circumstance may request a waiver of same and a waiver of any examination 
11.30 	requirement, fine, or other sanction imposed for failure to comply with renewal procedures.
11.31 	(g) An adjuster is subject to sections 72A.17 to 72A.32.
11.32 	(h) The adjuster must inform the commissioner by any means acceptable of any 
11.33 	change in resident or business addresses for the home state or in legal name within 30 
11.34 	days of the change.
12.1 	(i) The license must contain the licensee's name, address, and personal identification 
12.2 	number; the dates of issuance and expiration; and any other information the commissioner 
12.3 	deems necessary.
12.4 	(j) In order to assist in the performance of the commissioner's duties, the 
12.5 	commissioner may contract with nongovernmental entities, including the National 
12.6 	Association of Insurance Commissioners, its affiliates, or its subsidiaries, to perform any 
12.7 	ministerial functions related to licensing that the commissioner may deem appropriate, 
12.8 	including the collection of fees and data.
12.9 		Subd. 3.Payment for services; unlawful practice. No insurer, agent, or other 
12.10 	representative of an insurer nor any adjuster shall pay any fee or other compensation to 
12.11 	any person for acting as an adjuster, or a public adjuster solicitor, except to a person 
12.12 	duly licensed to so act or to a person not required to be licensed by sections 72B.01 to 
12.13 	72B.14; and it shall be unlawful for any person to act as an independent adjuster, or
12.14 	 a public adjuster or a public adjuster solicitor, who is not duly licensed, or excluded 
12.15 	from the licensing requirement.

12.16 	Sec. 14. Minnesota Statutes 2012, section 72B.041, subdivision 1, is amended to read:
12.17 		Subdivision 1.Application. (a) An individual applying for a resident adjuster 
12.18 	license must make application to the commissioner on the appropriate National 
12.19 	Association of Insurance Commissioners (NAIC) Uniform Individual Application in 
12.20 	a format prescribed by the commissioner and declare under penalty of suspension, 
12.21 	revocation, or refusal of the license that the statements made in the application are true, 
12.22 	correct, and complete to the best of the individual's knowledge and belief. Before 
12.23 	approving the application, the commissioner must find that the individual:
12.24 	(1) is at least 18 years of age;
12.25 	(2) is eligible to designate this state as the individual's home state;
12.26 	(3) is trustworthy, reliable, and of good reputation, evidence of which must be 
12.27 	determined by the commissioner;
12.28 	(4) has not committed any act that is a ground for probation, suspension, revocation, 
12.29 	or refusal of an adjuster's license as set forth in section 72B.08;
12.30 	(5) has successfully passed the examination for the lines of authority for which 
12.31 	the individual has applied; and
12.32 	(6) has paid the fees set forth in subdivision 9.
12.33 	An applicant for licensing as a public adjuster solicitor under sections 72B.01 to 
12.34 	72B.14 must be at least 18 years of age, must be competent and trustworthy, and must not 
12.35 	have been engaged in any practice which would be grounds for suspension or revocation 
13.1 	of a license under sections 72B.01 to 72B.14 within the three years next preceding the 
13.2 	date of the application.
13.3 	In the case of any applicant who has been convicted of a felony within the ten years 
13.4 	next preceding the date of the application, and who in the judgment of the commissioner, 
13.5 	meets the other qualifications, the commissioner may impose the additional requirement of 
13.6 	the filing of a bond in accordance with the requirements of section 72B.08, subdivision 8.
13.7 	(b) A business entity applying for a resident adjuster license must make application 
13.8 	to the commissioner on the appropriate NAIC Uniform Business Entity Application 
13.9 	in a format prescribed by the commissioner and declare under penalty of suspension, 
13.10 	revocation, or refusal of the license that the statements made in the application are true, 
13.11 	correct, and complete to the best of the business entity's knowledge and belief. Before 
13.12 	approving the application, the commissioner shall find that the business entity:
13.13 	(1) is eligible to designate this state as its home state;
13.14 	(2) has designated a licensed independent or public adjuster responsible for the 
13.15 	business entity's compliance with the insurance laws, rules, and regulations of this state;
13.16 	(3) has not committed an act that is a ground for probation, suspension, revocation, 
13.17 	or refusal of an adjuster's license as set forth in section 72B.08; and
13.18 	(4) has paid the fees set forth in subdivision 9.
13.19 	(c) No resident of Canada may be licensed under this section or may designate 
13.20 	Minnesota as the applicant's home state, unless the applicant has successfully passed 
13.21 	the adjuster examination and has complied with the other applicable provisions of this 
13.22 	section, except that such applicant shall not be subject to paragraph (a), clause (2), and 
13.23 	section 270C.72, subdivision 4.

13.24 	Sec. 15. Minnesota Statutes 2012, section 72B.08, subdivision 1, is amended to read:
13.25 		Subdivision 1.Causes. The commissioner may place on probation, suspend, revoke, 
13.26 	or refuse to issue or renew an adjuster's license or temporary permit or may levy a civil 
13.27 	penalty according to section 45.027, subdivision 6, or any combination of the above 
13.28 	actions for any of the following causes:
13.29 	(1) failure to pass a required examination;
13.30 	(2) obtaining or attempting to obtain a license through misrepresentation or fraud 
13.31 	providing incorrect, misleading, incomplete, or materially untrue information in the 
13.32 	license application;
13.33 	(3) violating any insurance laws, rules, subpoena, or order of the commissioner or of 
13.34 	another state's insurance commissioner or any provision of sections 72B.01 to 72B.14;
14.1 	(4) improperly withholding, misappropriating, or converting any money or 
14.2 	properties received in the course of doing insurance business;
14.3 	(5) intentionally misrepresenting the terms of an actual or proposed insurance 
14.4 	contract or application for insurance, with intent to deceive, or engaging in, or attempting 
14.5 	to engage in, any fraudulent transaction with respect to a claim or loss that the licensee or 
14.6 	holder of a temporary permit is adjusting and, in the case of a public adjuster solicitor, 
14.7 	misrepresenting the services offered or the fees or commission to be charged;
14.8 	(6) conviction of a felony under the laws of this state, any other state, the United 
14.9 	States, or any foreign country;
14.10 	(7) the licensee or holder of a temporary permit has demonstrated incompetency or 
14.11 	untrustworthiness to act as an adjuster or public adjuster solicitor;
14.12 	(8) refusal to comply with any lawful order of the commissioner;
14.13 	(9) having admitted or been found to have committed any insurance unfair trade 
14.14 	practice or fraud;
14.15 	(10) using fraudulent, coercive, or dishonest practices, or demonstrating 
14.16 	incompetence, untrustworthiness, or financial irresponsibility, in the conduct of insurance 
14.17 	business in this state or elsewhere;
14.18 	(11) having an insurance license, or its equivalent, probated, suspended, revoked, or 
14.19 	refused in any other state, province, district, or territory;
14.20 	(12) forging another's name to any document related to an insurance transaction;
14.21 	(13) cheating, including improperly using notes or any other reference material, to 
14.22 	complete an examination for an insurance license;
14.23 	(14) failing to comply with an administrative or court order imposing a child support 
14.24 	obligation; or
14.25 	(15) failing to pay state income tax or comply with any administrative or court order 
14.26 	directing payment of state income tax which remains unpaid.

14.27 	Sec. 16. Minnesota Statutes 2012, section 82.60, subdivision 1, is amended to read:
14.28 		Subdivision 1.Prelicense education. Prelicense education for a real estate 
14.29 	salesperson must consist of Course I, Course II, and Course III as described in this 
14.30 	section a curriculum as prescribed and published by the commissioner from time to 
14.31 	time. Prelicense education for a real estate broker must consist of the broker course as 
14.32 	described in this section.

14.33 	Sec. 17. Minnesota Statutes 2012, section 82.60, subdivision 5, is amended to read:
15.1 		Subd. 5.Broker course. The required course for real estate brokers must consist 
15.2 	of the subject hours in paragraphs (a) to (j) a curriculum as prescribed and published 
15.3 	by the commissioner from time to time.
15.4 	(a) Broker Licensing Requirements, three hours:
15.5 	(1) ownership and operational forms; and
15.6 	(2) Minnesota license law review.
15.7 	(b) Trust Account Requirements, two hours:
15.8 	(1) opening the trust account;
15.9 	(2) deposit requirements; and
15.10 	(3) trust account records.
15.11 	(c) Agency, five hours:
15.12 	(1) current statutes and agency law; and
15.13 	(2) statutory addenda and disclosures.
15.14 	(d) Antidiscrimination, three hours:
15.15 	(1) federal fair housing;
15.16 	(2) Americans with Disabilities Act; and
15.17 	(3) Minnesota Human Rights Act.
15.18 	(e) Real Estate Principles Update, one hour:
15.19 	(1) land improvement, estates;
15.20 	(2) legal descriptions;
15.21 	(3) governmental rights; and
15.22 	(4) property taxation and special assessments.
15.23 	(f) Real Estate Sale, Lease, and Transfer, two hours:
15.24 	(1) purchase agreement and addenda;
15.25 	(2) lease types and terms;
15.26 	(3) deed types and clauses; and
15.27 	(4) contract for deed.
15.28 	(g) Financing and Valuation Update, three hours:
15.29 	(1) sources of financing;
15.30 	(2) foreclosure law;
15.31 	(3) principles of value; and
15.32 	(4) methods of valuation.
15.33 	(h) Broker's Role in Closing, three hours:
15.34 	(1) prorating;
15.35 	(2) closing statements;
15.36 	(3) closing documents; and
16.1 	(4) deposit requirements.
16.2 	(i) Income Taxation, three hours:
16.3 	(1) tax rules of home ownership;
16.4 	(2) investment tax issues; and
16.5 	(3) sale of personal residence.
16.6 	(j) Employment Laws and Insurance, three hours:
16.7 	(1) Fair Labor Standards Act;
16.8 	(2) tax laws, withholding, reports;
16.9 	(3) independent contractor vs. employee;
16.10 	(4) State and Federal Unemployment Tax Act; and
16.11 	(5) errors and omissions insurance.
16.12 	(k) Final Exam.

16.13 	Sec. 18. Minnesota Statutes 2012, section 82.63, subdivision 6, is amended to read:
16.14 		Subd. 6.Terminations; transfers. (a) Except as provided in paragraph (b), when a 
16.15 	salesperson terminates activity on behalf of a broker, the salesperson's license shall be 
16.16 	ineffective. Within ten days of the termination the broker shall notify the commissioner 
16.17 	in writing, and shall return to the commissioner the license of the salesperson the form 
16.18 	prescribed by the commissioner. The salesperson may apply for transfer of the license 
16.19 	to active status with another broker at any time during the remainder of the license 
16.20 	period, on forms provided by the commissioner. If the application for transfer qualifies, 
16.21 	the commissioner shall grant the application. Upon receipt of a transfer application and 
16.22 	payment of the transfer fee, the commissioner may issue a 45-day temporary license. If 
16.23 	an application for transfer is not made within the license period, the commissioner shall 
16.24 	require that an application for a new license be filed.
16.25 	(b) When a salesperson terminates activity on behalf of a broker in order to begin 
16.26 	association immediately with another broker, the commissioner shall permit the automatic 
16.27 	transfer of the salesperson's license. The transfer shall be effective either upon the mailing 
16.28 	of the required fee and the executed documents by certified mail or upon personal delivery 
16.29 	of the fee and documents to the commissioner's office. The commissioner may adopt rules 
16.30 	and prescribe forms as necessary to implement this paragraph.

16.31 	Sec. 19. Minnesota Statutes 2012, section 82A.03, is amended to read:
16.32 	82A.03 REGISTRATION REQUIREMENT.
16.33 	It is unlawful for any person to offer or sell a membership camping contract in this 
16.34 	state unless: without meeting the requirements of this chapter.
17.1 	(1) the membership camping contract is registered in accordance with the provisions 
17.2 	of this chapter; or
17.3 	(2) the membership camping contract or the transaction is exempted under section 
17.4 	82A.06.

17.5 	Sec. 20. Minnesota Statutes 2012, section 82A.09, subdivision 2, is amended to read:
17.6 		Subd. 2.Restrictions. No person shall publish or cause to be published in this state 
17.7 	any advertisement concerning any membership camping contract which is required to be 
17.8 	registered pursuant to this chapter, or which is exempt from registration under section 
17.9 	82A.06, subdivision 2, after the commissioner has found that the advertisement contains 
17.10 	any statement that is false or misleading, or omits to make any statement necessary in 
17.11 	order to make the statements made, in light of the circumstances under which they were 
17.12 	made, not misleading, and has so notified the person by written order. The order may be 
17.13 	issued without prior notice or hearing. Up to 30 days after the issuance of the order, the 
17.14 	person desiring to use the advertisement may in writing request a hearing on the order. 
17.15 	Upon receipt of a written request, the matter shall be set for hearing to commence within 
17.16 	15 days after the receipt unless the person making the request consents to a later date. 
17.17 	After the hearing, which shall be conducted in accordance with the provisions of chapter 
17.18 	14, the commissioner shall, by written order, either affirm, modify, or vacate the order.

17.19 	Sec. 21. Minnesota Statutes 2012, section 82A.10, is amended to read:
17.20 	82A.10 INSPECTION OF RECORDS.
17.21 	All records of a membership camping operator and broker and their agents pertaining 
17.22 	to the advertising or sale of membership camping contracts in this state shall be maintained 
17.23 	by the membership camping operator or broker at that person's principal place of business 
17.24 	and shall there be subject to inspection by the commissioner during normal business hours. 
17.25 	The commissioner shall be promptly notified of any change of address affecting the location 
17.26 	of the records of the membership camping operator or broker and that person's agents.

17.27 	Sec. 22. Minnesota Statutes 2012, section 82A.111, subdivision 2, is amended to read:
17.28 		Subd. 2.Membership camping dues. A membership camping operator or the 
17.29 	operator's salesperson shall deposit all membership dues received in an escrow account in a 
17.30 	Minnesota bank, trust company, or savings association, a foreign bank which authorizes the 
17.31 	commissioner to examine its records of these deposits upon demand by the commissioner, 
17.32 	or an industrial loan and thrift company organized under chapter 53 with deposit liabilities. 
17.33 	In any calendar year, total dues to be deposited in the escrow may not exceed an amount 
18.1 	approved by the commissioner as reasonably needed for that calendar year's maintenance 
18.2 	budget submitted by the operator. The operator may draw funds from the escrow as 
18.3 	needed provided that funds are expended for purposes identified by the budget.

18.4 	Sec. 23. Minnesota Statutes 2012, section 82A.12, subdivision 1, is amended to read:
18.5 		Subdivision 1.Generally. The commissioner may issue a cease and desist order 
18.6 	and may issue an order denying, suspending, or revoking any registration, amendment 
18.7 	renewal, or exemption if the commissioner finds any of the following:
18.8 	(1) that the membership camping operator or registrant or any controlling person 
18.9 	thereof has materially or intentionally violated or failed to comply with any provision of 
18.10 	this chapter or any rule or order of the commissioner;
18.11 	(2) that the offer or sale of the membership camping contract has constituted or 
18.12 	would constitute a material misrepresentation to purchasers, or has operated or would 
18.13 	operate as a fraud or deceit upon purchasers;
18.14 	(3) that the membership camping operator or registrant or any controlling person, 
18.15 	agent, or employee thereof, is engaging or about to engage in false, fraudulent, or deceptive 
18.16 	practices in connection with the offer and sale of a membership camping contract;
18.17 	(4) that the membership camping operator or registrant or any controlling person or 
18.18 	employee thereof, has engaged in any fraudulent or deceptive practice, whether or not in 
18.19 	connection with the offer and sale of membership camping contracts, and the involvement 
18.20 	of the person in the business of the membership camping operator or registrant creates a 
18.21 	substantial risk of harm to prospective purchasers;
18.22 	(5) that the financial condition of the membership camping operator materially 
18.23 	adversely affects, or would materially adversely affect, the ability of the membership 
18.24 	camping operator such that there is a reasonable likelihood that the membership camping 
18.25 	operator will not be able to substantially fulfill its obligations under the membership 
18.26 	camping contract, and no other financial security or assurance is provided by the 
18.27 	membership camping operator to fulfill the obligations;
18.28 	(6) that the membership camping operator's or registrant's enterprise or method of 
18.29 	business with respect to the operation of a campground in this state includes or would 
18.30 	include activities which are illegal or not in conformance with applicable statutes, 
18.31 	ordinances, or regulations of any governmental entity; and
18.32 	(7) that the membership camping operator or registrant or any controlling person 
18.33 	thereof has made material misrepresentations or concealed material facts in an application 
18.34 	for registration;
19.1 	(8) that any fee required by this chapter to be paid by the operator or registrant has 
19.2 	not been paid; and
19.3 	(9) (7) that the membership camping operator or controlling person, agent, or 
19.4 	employee thereof, has failed faithfully to perform any stipulation or agreement made with 
19.5 	the commissioner as an inducement to grant any registration, to reinstate any registration, 
19.6 	or to permit any disclosure statement; provided, however, that this clause shall not be 
19.7 	deemed to require any stipulations or agreements.

19.8 	Sec. 24. Minnesota Statutes 2013 Supplement, section 82A.13, subdivision 1, is 
19.9 	amended to read:
19.10 		Subdivision 1.Untrue statements filed in documents. No person shall make 
19.11 	or cause to be made any untrue statement of a material fact in an application or other 
19.12 	document filed with the commissioner under this chapter, or omit to state in the application 
19.13 	or other document any material fact which is required to be stated therein, or fail to notify 
19.14 	the commissioner of any material change as required by section 82A.07.

19.15 	Sec. 25. Minnesota Statutes 2012, section 82A.14, is amended to read:
19.16 	82A.14 UNFAIR PRACTICES.
19.17 	No membership camping operator shall:
19.18 	(1) sell or offer to sell any membership camping contract with respect to a 
19.19 	campground located in this state which is subject to a blanket encumbrance unless;
19.20 	(i) each person holding an interest in a blanket encumbrance shall have executed 
19.21 	and delivered a nondisturbance agreement and recorded the agreement in the real estate 
19.22 	records of the county in which the campground is located; or
19.23 	(ii) a bond or irrevocable letter of credit has been issued, or cash or a certified check in 
19.24 	an amount sufficient to cover payment of all amounts secured by the blanket encumbrance 
19.25 	has been deposited, in the name of the state for the benefit and protection of purchasers of 
19.26 	membership camping contracts and subject to terms as approved by the commissioner. 
19.27 	Any interest accruing on amounts held in the account shall be payable, as and when 
19.28 	earned, to the membership camping operator. Any bond shall be executed by an insurance 
19.29 	company authorized to do business in this state, which has sufficient net worth to satisfy 
19.30 	the indebtedness and which has given consent to be sued in this state. Any irrevocable 
19.31 	letter of credit shall be issued by a bank or savings association which has sufficient net 
19.32 	worth to satisfy the indebtedness and which has given its consent to be sued in this state. 
19.33 	The bond, cash, certified check, or irrevocable letter of credit shall be in an amount which 
19.34 	is not less than 110 percent of the remaining principal balance of every indebtedness or 
20.1 	obligation secured by a blanket encumbrance affecting the campground. The bond or 
20.2 	agreement accompanying the cash, certified check, or irrevocable bank letter of credit shall 
20.3 	provide for the payment of all amounts secured by the blanket encumbrance, including 
20.4 	costs, expenses, and legal fees of the lienholder, if for any reason the blanket encumbrance 
20.5 	is enforced. The bond, cash, certified check, or letter of credit may be reduced periodically 
20.6 	in proportion to the reductions in the amount secured by the blanket encumbrance; or
20.7 	(iii) the lender providing the major hypothecation loan to the membership camping 
20.8 	operator (the "hypothecation lender"), and having a lien on or security interest in the 
20.9 	membership camping operator's interest in the campground, shall have executed and 
20.10 	delivered a nondisturbance agreement and recorded the agreement in the real estate records 
20.11 	of the county in which the campground is located in this state. Each person holding an 
20.12 	interest in a blanket encumbrance superior to the interest held by the hypothecation lender 
20.13 	shall have executed, delivered, and recorded an instrument stating that the person shall 
20.14 	give the hypothecation lender notice of, and at least 30 days' opportunity to cure, any 
20.15 	default under the blanket encumbrance which entitles the person to foreclose upon the 
20.16 	campground. The instrument shall state that the notice and opportunity to cure shall be 
20.17 	given before the person commences any foreclosure action affecting the campground and 
20.18 	in accordance with the instrument. The hypothecation lender shall have guaranteed that 
20.19 	it will cure or arrange for the cure of the default. Any holder of a blanket encumbrance 
20.20 	inferior to the hypothecation lender who acquires the campground in foreclosure shall 
20.21 	take the campground subject to the hypothecation lender's nondisturbance agreement. 
20.22 	For purposes of this provision, a "hypothecation lender" is any lender extending a loan 
20.23 	or line of credit to a membership camping operator secured by all or substantially all 
20.24 	of the contract receivables arising from the membership camping operator's sale of 
20.25 	membership camping contracts in this state. For purposes of this provision, "lender" 
20.26 	means an insurance company or a federally or state chartered bank, savings association, 
20.27 	any other lending institution, the deposits of which are guaranteed or insured, by a federal 
20.28 	agency, or any other person which has sufficient net worth to pay the obligations pursuant 
20.29 	to this section if there are no reasonable grounds to believe that the lender will not be able 
20.30 	to pay these obligations in the future; or
20.31 	(iv) the operator can provide an alternative plan acceptable to the commissioner;
20.32 	(2) sell any campground which is located in this state and available for use by 
20.33 	purchasers, unless:
20.34 	(i) the membership camping operator sells the campground to a person who takes 
20.35 	the campground subject to all rights and interests of purchasers, and contractually agrees 
21.1 	not to compromise the rights and interests of purchasers in regard to future conveyances 
21.2 	of, or encumbrances placed on the campground;
21.3 	(ii) the membership camping operator immediately substitutes for the use of 
21.4 	purchasers another campground which is in the same general area and is at least as 
21.5 	desirable for the purpose of camping and outdoor recreation as the previous campground. 
21.6 	For purposes of this provision, "same general area" means a location within a 50-mile 
21.7 	radius of the previous campground; or
21.8 	(iii) the membership camping operator immediately substitutes for the use of 
21.9 	purchasers another campground and the substitution is approved by two-thirds of all 
21.10 	existing purchasers;
21.11 	(3) substitute any campground located in this state and available for use by 
21.12 	purchasers with a different campground, unless the substituted campground is in the same 
21.13 	general area and is at least as desirable for the purpose of camping and outdoor recreation 
21.14 	as the previous campground. For purposes of this provision, "same general area" means a 
21.15 	location within a 50-mile radius of the previous campground;
21.16 	(4) sell membership camping contracts with respect to any campground located 
21.17 	in this state that is not owned by the membership camping operator or leased by the 
21.18 	membership camping operator for a lease term at least equal to the term of the membership 
21.19 	camping contract with respect to the campground;
21.20 	(5) fail to disclose the circumstances, if any, under which any reciprocal program 
21.21 	that has been offered as an inducement to purchasers may be terminated;
21.22 	(6) materially modify any campground rules or regulations or modify purchasers' 
21.23 	rights to or the scope and nature of an amenity in a manner which significantly degrades or 
21.24 	diminishes the material rights of any purchaser without prior notice to purchasers resident 
21.25 	in this state; or materially adversely modify any material campground rules or regulations 
21.26 	or materially adversely modify purchaser's rights to or the scope and nature of an amenity 
21.27 	in a manner which the purchaser proves:
21.28 	(i) significantly degrades or diminishes any material rights of that purchaser; and
21.29 	(ii) has no compensating benefit to any other purchaser or groups of purchasers;
21.30 	(7) terminate or provide for termination of a membership camping contract, except 
21.31 	for good cause. "Good cause" shall mean failure of the purchaser to substantially or 
21.32 	consistently comply with reasonable requirements imposed by the membership camping 
21.33 	contract and campground rules and regulations;
21.34 	(8) terminate a membership camping contract without first giving written notice 
21.35 	setting forth all reasons for the termination to the purchaser at least 30 days prior to the 
21.36 	termination becoming effective;
22.1 	(9) increase a purchaser's membership dues after the sale of a contract in such 
22.2 	a manner as to result in an increase thereof greater than whichever of the following 
22.3 	increases is higher:
22.4 	(i) the actual increase in costs of services or improvements for which the membership 
22.5 	dues are imposed; or
22.6 	(ii) the increase in the United States city average Consumer Price Index for all 
22.7 	urban consumers issued by the United States Bureau of Labor Statistics or such other 
22.8 	federally prepared Consumer Price Index or Wage Earner Index as reasonably selected 
22.9 	by the operator in its discretion;
22.10 	(10) require purchaser to certify the absence of any misrepresentation or other 
22.11 	violation of this chapter provided, however, that a purchaser's acknowledgment of receipt 
22.12 	of a copy of the membership camping contract shall not be deemed to constitute such 
22.13 	a certification;
22.14 	(11) require the purchaser to waive the right to assert against the membership 
22.15 	camping operator or any assignee any claim or defense the purchaser may have against the 
22.16 	membership camping operator under the membership camping contract; or
22.17 	(12) materially and repeatedly fail to maintain a campground in this state in the 
22.18 	manner contractually agreed upon.

22.19 	Sec. 26. Minnesota Statutes 2012, section 82A.22, subdivision 2, is amended to read:
22.20 		Subd. 2.Appointment of commissioner. When any person, including any 
22.21 	nonresident of this state, engages in conduct prohibited or made actionable by this chapter, 
22.22 	or any rule or order thereunder, and the person has not filed a consent to service of process 
22.23 	under subdivision 1 and personal jurisdiction over this person cannot otherwise be obtained 
22.24 	in this state, that conduct shall be considered equivalent to the person's appointment of 
22.25 	the commissioner or the commissioner's successor to be the person's attorney to receive 
22.26 	service of any lawful process in any noncriminal suit, action, or proceeding against the 
22.27 	person which grows out of that conduct and which is brought under this chapter or any rule 
22.28 	or order thereunder, with the same force and validity as if served on the person personally. 
22.29 	Service under this section shall be made in compliance with section 45.028, subdivision 2.

22.30 	Sec. 27. Minnesota Statutes 2012, section 82A.25, is amended to read:
22.31 	82A.25 CRIMINAL PENALTIES.
22.32 	Any person who willfully violates section 82A.03 by offering or selling unregistered, 
22.33 	nonexempt membership camping contracts or section 82A.13 or any order of the 
22.34 	commissioner pursuant thereto of which that person has notice, may be fined not more 
23.1 	than $5,000 or imprisoned not more than five years or both. Each of the acts specified 
23.2 	shall constitute a separate offense and a prosecution or conviction for any one of the 
23.3 	offenses shall not bar prosecution or conviction for any other offense.

23.4 	Sec. 28. Minnesota Statutes 2012, section 82A.26, is amended to read:
23.5 	82A.26 NONAPPLICABILITY OF CERTAIN LAW.
23.6 	Membership camping contracts registered pursuant to this chapter are exempt 
23.7 	from the provisions of chapter 83. To the extent that licensed salespersons and licensed 
23.8 	brokers engage in the offer or sale of membership camping contracts, those brokers and 
23.9 	salespersons are exempt from the licensing requirements of chapter 82.

23.10 	Sec. 29. Minnesota Statutes 2012, section 83.26, subdivision 2, is amended to read:
23.11 		Subd. 2.Generally; transactions. Unless the method of offer or sale is adopted 
23.12 	for the purpose of evasion of sections 83.20 to 83.42, 83.43 and 83.44, the following 
23.13 	transactions are exempt from sections 83.23, 83.24, 83.25, 83.28, 83.29, and 83.30:
23.14 	(a) the offer or sale of an interest in subdivided land by an owner, other than the 
23.15 	subdivider, acting as principal in a single or isolated transaction;
23.16 	(b) the offer or sale of all of the subdivided lands within a subdivision in a single 
23.17 	transaction to any person;
23.18 	(c) the offer or sale of subdivided land pursuant to an order of competent jurisdiction, 
23.19 	other than a court of bankruptcy;
23.20 	(d) the offer or sale of subdivided land consisting of not more than ten separate lots, 
23.21 	units, parcels, or interests in the aggregate, provided that no subdivider may make an 
23.22 	offer or sale of subdivided land pursuant to this exemption more than once during any 
23.23 	period of 12 consecutive months;
23.24 	(e) the offer or sale of subdivided lands which have been registered under section 
23.25 	83.23, subdivision 2, if there are no more than ten separate lots, units, parcels, or interests 
23.26 	remaining to be sold and no material change has occurred in the information on file with 
23.27 	the commissioner;
23.28 	(f) the offer and sale of subdivided land located within the corporate limits of a 
23.29 	municipality as defined in section 462.352, subdivision 2, which municipality has adopted 
23.30 	subdivision regulations as defined in section 462.352, except those lands described in 
23.31 	section 83.20, subdivision 13;
23.32 	(g) the offer and sale of apartments or condominium units as defined in chapters 515 
23.33 	and 515A, and units in common interest communities as defined in chapter 515B;
24.1 	(h) the offer and sale of subdivided lands used primarily for agricultural purposes 
24.2 	provided each parcel is at least ten acres in size;
24.3 	(i) the offer or sale of improved lots if:
24.4 	(1) the subdivider has filed with the commissioner, no later than ten business days 
24.5 	prior to the date of the first sale, a written notice of its intention to offer or sell improved 
24.6 	lots, which notice shall be accompanied by a fee of $50, together with a copy of the public 
24.7 	offering statement accepted by the situs state and the standard purchase agreement which 
24.8 	documents are required to be supplied by the subdivider to the purchaser; and
24.9 	(2) the subdivider deposits all downpayments in an escrow account until all 
24.10 	obligations of the subdivider to the purchaser, which are pursuant to the terms of the 
24.11 	purchase agreement to be performed prior to the closing, have been performed. The 
24.12 	subdivider shall provide the purchaser with a purchase receipt for the downpayment paid, 
24.13 	a copy of the escrow agreement and the name, address, and telephone number of the 
24.14 	escrow agent. The escrow agent shall be a bank located in Minnesota. All downpayments 
24.15 	shall be deposited in the escrow account within two business days after receipt; and
24.16 	(j) the offer of sale of subdivided lands by a subdivider that has been granted 
24.17 	an exemption from registration by the federal Department of Housing and Urban 
24.18 	Development under the multiple site subdivision exemption, if the subdivider provides a 
24.19 	written notice of the offer of sale to the commissioner before any offers or sale commence.
24.20 	The written notice must include the name of the subdivision, the county and state 
24.21 	in which the subdivision is located, and the number of lots in the subdivision, and a 
24.22 	notarized affidavit that all proposed improvements have been completed and the costs of 
24.23 	all the improvements have been fully paid, or that the cost of any uncompleted road 
24.24 	construction or survey expenses are covered by a bond or escrow account payable to the 
24.25 	entities responsible for providing or completing the roads or surveys. The escrow account 
24.26 	must be with an independent escrow agent.
24.27 	The subdivider must also provide to the commissioner a copy of the federal Housing 
24.28 	and Urban Development exemption order and the most recent annual confirmation letter 
24.29 	which indicates that the order is still in effect.
24.30 	If the closing services are provided by the subdivider or an affiliate of the subdivider, 
24.31 	purchasers must manually initial in the Housing and Urban Development Lot Information 
24.32 	Statement both the disclosure on all the liens, reservations, taxes, assessments, easements, 
24.33 	and restrictions applicable to the lot purchased and the disclosure on the risks of not 
24.34 	obtaining clear title.
25.1 	The commissioner may, by rule or order, suspend, revoke, or further condition the 
25.2 	exemptions contained in clauses (f), (g), (h), (i), and (j), or may require such further 
25.3 	information as may be necessary for the protection of purchasers.
25.4 	The commissioner may by rule or order suspend, revoke, or further condition 
25.5 	the exemptions contained in clauses (f), (g), (h), and (i) or may require such further 
25.6 	information as may be necessary for the protection of purchasers.

25.7 	Sec. 30. Minnesota Statutes 2012, section 83.30, subdivision 1, is amended to read:
25.8 		Subdivision 1.Form; due date. During the period a registration is effective, the 
25.9 	subdivider shall file an annual report in a format the commissioner may by rule prescribe
25.10 	 for subdivisions under section 83.23, subdivision 3. Subdividers under section 83.23, 
25.11 	subdivision 2, shall not be required to file the annual report form except by order of the 
25.12 	commissioner but are required to submit the fee under section 83.30, subdivision 2. The 
25.13 	report must include a financial statement of the subdivider's most recent fiscal year, 
25.14 	prepared by an accountant and certified by the subdivider. An audited financial statement 
25.15 	shall not be required. Every annual report shall be due by the 120th day following the end of 
25.16 	the subdivider's fiscal year, unless extended in writing by the commissioner for good cause.

25.17 	Sec. 31. Minnesota Statutes 2012, section 239.011, subdivision 2, is amended to read:
25.18 		Subd. 2.Duties and powers. To carry out the responsibilities in section 239.01
25.19 	and subdivision 1, the director:
25.20 	(1) shall take charge of, keep, and maintain in good order the standard of weights 
25.21 	and measures of the state and keep a seal so formed as to impress, when appropriate, the 
25.22 	letters "MINN" and the date of sealing upon the weights and measures that are sealed;
25.23 	(2) has general supervision of the weights, measures, and weighing and measuring 
25.24 	devices offered for sale, sold, or in use in the state;
25.25 	(3) shall maintain traceability of the state standards to the national standards of the 
25.26 	National Institute of Standards and Technology;
25.27 	(4) shall enforce this chapter;
25.28 	(5) shall grant variances from department rules, within the limits set by rule, when 
25.29 	appropriate to maintain good commercial practices or when enforcement of the rules 
25.30 	would cause undue hardship;
25.31 	(6) shall conduct investigations to ensure compliance with this chapter;
25.32 	(7) may delegate to division personnel the responsibilities, duties, and powers 
25.33 	contained in this section;
26.1 	(8) shall test annually, and approve when found to be correct, the standards of 
26.2 	weights and measures used by the division, by a town, statutory or home rule charter city, 
26.3 	or county within the state, or by a person using standards to repair, adjust, or calibrate 
26.4 	commercial weights and measures;
26.5 	(9) shall inspect and test weights and measures kept, offered, or exposed for sale;
26.6 	(10) shall inspect and test, to ascertain if they are correct, weights and measures 
26.7 	commercially used to:
26.8 	(i) determine the weight, measure, or count of commodities or things sold, offered, 
26.9 	or exposed for sale, on the basis of weight, measure, or count; and
26.10 	(ii) compute the basic charge or payment for services rendered on the basis of 
26.11 	weight, measure, or count;
26.12 	(11) shall approve for use and mark weights and measures that are found to be correct;
26.13 	(12) shall reject, and mark as rejected, weights and measures that are found to be 
26.14 	incorrect and may seize them if those weights and measures:
26.15 	(i) are not corrected within the time specified by the director;
26.16 	(ii) are used or disposed of in a manner not specifically authorized by the director; or
26.17 	(iii) are found to be both incorrect and not capable of being made correct, in which 
26.18 	case the director shall condemn those weights and measures;
26.19 	(13) shall weigh, measure, or inspect packaged commodities kept, offered, or exposed 
26.20 	for sale, sold, or in the process of delivery, to determine whether they contain the amount 
26.21 	represented and whether they are kept, offered, or exposed for sale in accordance with 
26.22 	this chapter and department rules. In carrying out this section, the director must employ 
26.23 	recognized sampling procedures, such as those contained in National Institute of Standards 
26.24 	and Technology Handbook 133, "Checking the Net Contents of Packaged Goods";
26.25 	(14) shall prescribe the appropriate term or unit of weight or measure to be used for 
26.26 	a specific commodity when an existing term or declaration of quantity does not facilitate 
26.27 	value comparisons by consumers, or creates an opportunity for consumer confusion;
26.28 	(15) shall allow reasonable variations from the stated quantity of contents, including 
26.29 	variations caused by loss or gain of moisture during the course of good distribution 
26.30 	practice or by unavoidable deviations in good manufacturing practice, only after the 
26.31 	commodity has entered commerce within the state;
26.32 	(16) shall inspect and test petroleum products in accordance with this chapter and 
26.33 	chapter 296A;
26.34 	(17) shall distribute and post notices for used motor oil and used motor oil filters and 
26.35 	lead acid battery recycling in accordance with sections 239.54, 325E.11, and 325E.115;
26.36 	(18) shall collect inspection fees in accordance with sections 239.10 and 239.101; and
27.1 	(19) (18) shall provide metrological services and support to businesses and 
27.2 	individuals in the United States who wish to market products and services in the member 
27.3 	nations of the European Economic Community, and other nations outside of the United 
27.4 	States by:
27.5 	(i) meeting, to the extent practicable, the measurement quality assurance standards 
27.6 	described in the International Standards Organization ISO 17025;
27.7 	(ii) maintaining, to the extent practicable, certification of the metrology laboratory 
27.8 	by an internationally accepted accrediting body such as the National Voluntary Laboratory 
27.9 	Accreditation Program (NVLAP); and
27.10 	(iii) providing calibration and consultation services to metrology laboratories in 
27.11 	government and private industry in the United States.

27.12 	Sec. 32. Minnesota Statutes 2012, section 239.06, is amended to read:
27.13 	239.06 RULES.
27.14 	The department shall prescribe and adopt such rules as it may deem necessary to 
27.15 	carry out the provisions of this chapter, and it including but not limited to the adoption of 
27.16 	definitions of basic units of weights and measures, tables of weights and measures, and 
27.17 	weights and measures equivalents to govern weighing and measuring equipment and 
27.18 	transactions in Minnesota. The division may change, modify, or amend any or all rules 
27.19 	when deemed necessary and the rules so made shall have the force and effect of law.

27.20 	Sec. 33. Minnesota Statutes 2012, section 239.081, is amended to read:
27.21 	239.081 INSPECTING TRACK SCALE.
27.22 	The department division shall supervise and inspect all track scales, and may direct 
27.23 	any carrier to transport, move, and switch to any track scale free of charge any car used in 
27.24 	the inspection and testing of scales. The department division shall require the installation 
27.25 	and maintenance of track scales at terminals, warehouses, and at other points in the state 
27.26 	where scales are deemed necessary. The department division shall prescribe reasonable 
27.27 	rules for the weighing of railroad cars and of freight. Rules of the department promulgated 
27.28 	under chapter 218 and in effect on January 1, 1976, which pertain to installation or 
27.29 	inspection of track scales or the weighing of railroad cars and freight shall continue in 
27.30 	effect until amended or repealed by the department.

27.31 	Sec. 34. Minnesota Statutes 2012, section 239.09, is amended to read:
27.32 	239.09 SPECIAL POLICE POWERS.
28.1 	When necessary to enforce this chapter or rules adopted under the authority granted 
28.2 	by section 239.06, the director is:
28.3 	(1) authorized and empowered to arrest, without formal warrant, any violator of 
28.4 	sections 325E.11 and 325E.115 or of the statute in relation to weights and measures;
28.5 	(2) empowered to seize for use as evidence and without formal warrant, any false 
28.6 	weight, measure, weighing or measuring device, package, or commodity found to be used, 
28.7 	retained, or offered or exposed for sale or sold in violation of law;
28.8 	(3) (2) during normal business hours, authorized to enter commercial premises;
28.9 	(4) (3) if the premises are not open to the public, authorized to enter commercial 
28.10 	premises only after presenting credentials and obtaining consent or after obtaining a 
28.11 	search warrant;
28.12 	(5) (4) empowered to issue stop-use, hold, and removal orders with respect to 
28.13 	weights and measures commercially used, and packaged commodities or bulk commodities 
28.14 	kept, offered, or exposed for sale, that do not comply with the weights and measures laws;
28.15 	(6) (5) empowered, upon reasonable suspicion of a violation of the weights and 
28.16 	measures laws, to stop a commercial vehicle and, after presentation of credentials, inspect 
28.17 	the contents of the vehicle, require that the person in charge of the vehicle produce 
28.18 	documents concerning the contents, and require the person to proceed with the vehicle to 
28.19 	some specified place for inspection; and
28.20 	(7) (6) empowered, after written warning, to issue citations of not less than $100 and 
28.21 	not more than $500 to a person who violates any provision of this chapter, any provision 
28.22 	of the rules adopted under the authority contained in this chapter, or any provision of 
28.23 	statutes enforced by the Division of Weights and Measures.

28.24 	Sec. 35. Minnesota Statutes 2012, section 239.091, is amended to read:
28.25 	239.091 METHOD OF SALE.
28.26 	The method of sale for a commodity must provide an accurate and adequate quantity 
28.27 	of information that will allow the buyer to make price and quantity comparisons. The 
28.28 	department may adopt rules to administer this section.

28.29 	Sec. 36. Minnesota Statutes 2012, section 239.44, is amended to read:
28.30 	239.44 MISDEMEANOR VIOLATION.
28.31 	Whoever in selling gives a lower number or, in buying shall take any, takes a  greater 
28.32 	number of pounds or cubic feet to the bushel, barrel, ton, or cord, as the case may be, than 
28.33 	is allowed and provided in sections 239.28 to 239.36 239.32 and 239.33, or in selling, 
28.34 	shall give any less gives a lower number, shall be is guilty of a misdemeanor.

29.1 	Sec. 37. Minnesota Statutes 2012, section 239.46, is amended to read:
29.2 	239.46 FINES CREDITED TO SCHOOL FUNDS.
29.3 	All fines collected under the provisions of sections 239.28 to 239.38 239.32 and 
29.4 	239.33 shall be paid to the county treasurer for the benefit of the school fund of the county 
29.5 	where the action is brought.

29.6 	Sec. 38. Minnesota Statutes 2012, section 239.75, subdivision 1, is amended to read:
29.7 		Subdivision 1.Inspection requirements; blending exemptions. The director shall:
29.8 	(1) take samples, free of charge, of petroleum products wherever processed, blended, 
29.9 	held, stored, imported, transferred, offered for sale or use, or sold in Minnesota, limiting 
29.10 	each sample to one-half gallon;
29.11 	(2) inspect and test petroleum product samples according to the methods of ASTM 
29.12 	or other valid test methods adopted by rule, to determine whether the products comply 
29.13 	with the specifications in section 239.761;
29.14 	(3) inspect petroleum product storage tanks to ensure that the products are free 
29.15 	from water and impurities;
29.16 	(4) (3) inspect and test samples submitted to the department by a licensed distributor, 
29.17 	making the test results available to the distributor;
29.18 	(5) (4) inspect the labeling, price posting, and price advertising of petroleum product 
29.19 	dispensers and advertising signs at businesses or locations where petroleum products are 
29.20 	sold, offered for sale or use, or dispensed into motor vehicles;
29.21 	(6) (5) maintain records of all inspections and tests according to the records retention 
29.22 	policies of the Department of Administration;
29.23 	(7) delegate to division personnel, at the director's discretion, any or all of the 
29.24 	responsibilities, duties, and powers in sections 239.75 to 239.80;
29.25 	(8) (6) publish test data and information to assist persons who use, produce, 
29.26 	distribute, or sell petroleum-based heating and engine fuels;
29.27 	(9) (7) audit the records of any person responsible for the product to determine 
29.28 	compliance with sections 239.75 to 239.792;
29.29 	(10) (8) after consulting with the commissioner, grant a temporary exemption from 
29.30 	the gasoline-ethanol blending requirements in section 239.791 if the supply of ethanol is 
29.31 	insufficient to produce gasoline-ethanol blends;
29.32 	(11) (9) after consulting with the commissioner, grant a temporary exemption from 
29.33 	the diesel-biodiesel blending requirements in section 239.77, if the supply of biodiesel is 
29.34 	insufficient to produce diesel-biodiesel blends; and
30.1 	(12) (10) adopt, as an enforcement policy for the division, reasonable margins of 
30.2 	uncertainty for the tests used to determine compliance with the specifications in section 
30.3 	239.761, the oxygen percentages in section 239.791, and the octane requirements in 
30.4 	section 239.792 and apply the margins of uncertainty to only tests performed by the 
30.5 	division, not by adding the margins to uncertainties in tests performed by any person 
30.6 	responsible for the product.

30.7 	Sec. 39. Minnesota Statutes 2012, section 239.753, is amended to read:
30.8 	239.753 ENTRY UPON PREMISES AND ACCESS TO RECORDS.
30.9 	(a) The director, or a delegated employee of the department, may enter the premises 
30.10 	of a person who processes, holds, stores, imports, transfers, offers for sale or use, or 
30.11 	sells petroleum products in Minnesota to:
30.12 	(1) inspect the product in storage tanks and take samples from the storage tanks and 
30.13 	dispensing equipment connected to the storage tanks;
30.14 	(2) inspect petroleum product dispensers and related signs and equipment, 
30.15 	advertising signs, price displays, oxygenate labels, and octane labels; and
30.16 	(3) audit and make copies of petroleum product shipping, receiving, and invoice 
30.17 	documents and records to determine compliance with sections 239.75 to 239.792.
30.18 	(b) The director shall limit inspection to information and data relating to product 
30.19 	quantity, quality, oxygen biofuel content, and octane. The director shall maintain the 
30.20 	confidentiality of certain records as required by section 239.791.

30.21 	Sec. 40. Minnesota Statutes 2012, section 239.80, subdivision 1, is amended to read:
30.22 		Subdivision 1.Violations; enforcement actions of department; Waiver. (a) The 
30.23 	director, or any delegated employee shall use the methods in section 239.75 to enforce 
30.24 	sections 239.10; 239.101, subdivision 3; 239.761; 239.77; 239.79; 239.791; and 239.792.
30.25 	(b) The director or any delegated employee may waive a penalty for a violation 
30.26 	under section 239.77 or 239.791 on a retailer when ethanol or biodiesel are not available 
30.27 	at a pipeline or refinery to meet the blending requirements of this chapter, and the terminal 
30.28 	has had ethanol or biodiesel blended products available to the licensed distributor for 20 of 
30.29 	the previous 30 days. The director or delegated employee shall use the reports required 
30.30 	in section 239.754 or other available information in making a determination under this 
30.31 	paragraph. The commissioner shall work with the commissioner of agriculture, biodiesel 
30.32 	producers, ethanol producers, pipeline operators, and terminal operators, to ensure that 
30.33 	biodiesel and ethanol are available for blending at pipeline and refinery terminals where 
30.34 	diesel fuel and gasoline are sold and destined for use in Minnesota.

31.1 	Sec. 41. Minnesota Statutes 2012, section 332.33, subdivision 5, is amended to read:
31.2 		Subd. 5.Collection agency license issuance. Every application for a collection 
31.3 	agency license or renewal shall be acted upon promptly by the commissioner but in no 
31.4 	event more than 45 days after receipt of the application. Each applicant may be issued a 
31.5 	temporary license after submitting a complete application which meets all requirements 
31.6 	for licensure. This license shall be effective until a permanent license is issued by the 
31.7 	commissioner. If the application complies in form and substance with sections 332.31 
31.8 	to 332.45 and the rules adopted under those sections and the commissioner finds that 
31.9 	the applicant is qualified under sections 332.31 to 332.45, the commissioner shall issue 
31.10 	a license immediately. If the application is not sufficient in form or substance, the 
31.11 	commissioner shall reject it and notify the applicant of the manner in which it is deficient. 
31.12 	The rejection is without prejudice to the filing of a new application. On finding that the an
31.13 	 applicant for a collection agency license is not qualified under sections 332.31 to 332.45, 
31.14 	the commissioner shall reject the application and shall give the applicant written notice of 
31.15 	the rejection and the reasons for the rejection.

31.16 	Sec. 42. Minnesota Statutes 2012, section 332.33, subdivision 5a, is amended to read:
31.17 		Subd. 5a.Individual collector registration. A licensed collection agency, on behalf 
31.18 	of an individual collector, must register with the state all individuals in the collection 
31.19 	agency's employ who are performing the duties of a collector as defined in sections 332.31
31.20 	to 332.45. The collection agency must apply for an individual collection registration on in
31.21 	 a form provided prescribed by the commissioner, or electronically when available. The 
31.22 	collection agency shall verify on the form that the applicant has confirmed that the applicant 
31.23 	meets the requirements to perform the duties of a collector as defined in sections 332.31 to 
31.24 	332.45. Upon submission of the form application to the department, the individual may 
31.25 	begin to perform the duties of a collector and may continue to do so unless the licensed 
31.26 	collection agency is informed by the commissioner that the individual is ineligible.

31.27 	Sec. 43. Minnesota Statutes 2012, section 332.33, subdivision 7, is amended to read:
31.28 		Subd. 7.Changes; notice to commissioner. (a) A licensed collection agency must 
31.29 	give the commissioner written notice of a change in company name, address, or ownership 
31.30 	not later than 15 ten days after the change occurs. A registered individual collector must 
31.31 	give written notice of a change of address, name, or assumed name no later than 30 ten
31.32 	 days after the change occurs.
31.33 	(b) Upon the death of any collection agency licensee, the license of the decedent 
31.34 	may be transferred to the executor or administrator of the estate for the unexpired term of 
32.1 	the license. The executor or administrator may be authorized to continue or discontinue 
32.2 	the collection business of the decedent under the direction of the court having jurisdiction 
32.3 	of the probate.

32.4 	Sec. 44.  REPEALER.
 32.5 		Subdivision 1.Statutory repeals. (a) Minnesota Statutes 2012, sections 45.0111; 
32.6 	45.42, subdivision 1; 46.045, subdivision 2; 46.047; 48.34; 53A.081; 56.001, subdivisions 
32.7 	5 and 6; 60A.18; 62A.319; 72B.02, subdivision 8; 80C.30; 81A.08; 81A.18; 82.60, 
32.8 	subdivisions 2, 3, and 4; 82.63, subdivisions 7, 9, and 10; 82A.04; 82A.07; 82A.08; 
32.9 	82A.11, subdivision 2; 82A.111, subdivision 5; 82A.13, subdivision 3; 82A.18, 
32.10 	subdivision 3; 82A.22, subdivisions 1 and 3; 82A.24, subdivision 5; 115C.111; 239.002; 
32.11 	239.003; 239.012; 239.101, subdivision 4; 239.28; 239.29; 239.30; 239.31; 239.35; 
32.12 	239.36; 239.51; 239.511; 239.53; 239.54; 239.80, subdivisions 2 and 3; 332.45; and 
32.13 	386.61, subdivisions 1, 2, and 4, are repealed.
32.14 	(b) Minnesota Statutes 2013 Supplement, sections 82.63, subdivision 8; and 82A.06, 
32.15 	subdivision 2, are repealed.
32.16 		Subd. 2.Administrative rules repeals. Minnesota Rules, parts 2782.0200; 
32.17 	2782.0300; 2782.0400; 2782.0500; 2782.0600; 2782.0700; 2782.0800; 2795.2000; 
32.18 	2830.0010; 2830.0020; 2830.0030; 2830.0040; 2830.0050; 2830.0060; 2830.0070; 
32.19 	2830.0080; 2830.0090; 2830.0100; 2870.0100; 2870.1100; 2870.1200; 2870.1400; 
32.20 	2870.1700; 2870.1800; 2870.1900; 2870.2000; 2870.2100; 2870.2200; 2870.2300; 
32.21 	2870.3100; 2870.3200; 2870.3300; 2870.3400; 2870.3500; 2870.3600; 2870.3700; 
32.22 	2870.3800; 2870.3900; 2870.4000; 2870.4100; 2870.5100; 7601.7010; 7601.7090, 
32.23 	subpart 3; and 7602.0100, are repealed.

32.24 	ARTICLE 2
32.25 	CONFORMING CHANGES

32.26 	Section 1. Minnesota Statutes 2012, section 16D.04, subdivision 1, is amended to read:
32.27 		Subdivision 1.Duties. The commissioner shall provide services to the state 
32.28 	and referring agencies to collect debts referred for collection under this chapter. The 
32.29 	commissioner is not a collection agency as defined by section 332.31, subdivision 3, and 
32.30 	is not licensed, bonded, or regulated by the commissioner of commerce under sections 
32.31 	332.31 to 332.35 or 332.38 to 332.45 332.44. The commissioner is subject to section 
32.32 	332.37, except clause (9), (10), (12), or (19). Debts referred to the commissioner for 
32.33 	collection under section 256.9792 may in turn be referred by the commissioner to the 
32.34 	enterprise. An audited financial statement may not be required as a condition of debt 
33.1 	placement with a private agency if the private agency: (1) has errors and omissions 
33.2 	coverage under a professional liability policy in an amount of at least $1,000,000; or (2) 
33.3 	has a fidelity bond to cover actions of its employees, in an amount of at least $100,000. In 
33.4 	cases of debts referred under section 256.9792, the provisions of this chapter and section 
33.5 	256.9792 apply to the extent they are not in conflict. If they are in conflict, the provisions 
33.6 	of section 256.9792 control. For purposes of this chapter, the referring agency for such 
33.7 	debts remains the Department of Human Services.

33.8 	Sec. 2. Minnesota Statutes 2012, section 16D.04, subdivision 4, is amended to read:
33.9 		Subd. 4.Authority to contract. The commissioners of revenue and management 
33.10 	and budget may contract with credit bureaus, private collection agencies, and other 
33.11 	entities as necessary for the collection of debts. A private collection agency acting under 
33.12 	a contract with the commissioner of revenue or management and budget is subject to 
33.13 	sections 332.31 to 332.45 332.44, except that the private collection agency may indicate 
33.14 	that it is acting under a contract with the state. The commissioner may not delegate the 
33.15 	powers provided under section 16D.08 to any nongovernmental entity.

33.16 	Sec. 3. Minnesota Statutes 2012, section 45.0111, subdivision 2, is amended to read:
33.17 		Subd. 2.Nonapplication. A temporary license as described in this section may not 
33.18 	be issued to an applicant for licensure as a:
33.19 	(1) currency exchange regulated under chapter 53A;
33.20 	(2) collection agency regulated under sections 332.31 to 332.45 332.44;
33.21 	(3) credit service organization regulated under sections 332.52 to 332.60; or
33.22 	(4) broker-dealer, investment advisor, or agent regulated under chapter 80A.

33.23 	Sec. 4. Minnesota Statutes 2012, section 47.78, is amended to read:
33.24 	47.78 CONTRACTS TO PROVIDE SERVICES.
33.25 	(a) Notwithstanding any other law to the contrary, a financial institution, the 
33.26 	"customer institution," may contract with another financial institution, the "service 
33.27 	institution," to grant the service institution the authority to render services to the customer 
33.28 	institution's depositors, borrowers or other customers, provided notice of the proposed 
33.29 	contract is given to the commissioner and the commissioner does not object to the contract 
33.30 	within 30 days of the notice.
33.31 	(b) For purposes of this section: "Financial institution" means a national banking 
33.32 	association, federal savings association, or federal credit union having its main office in 
33.33 	this state, or a bank, savings bank, savings association, or credit union established and 
34.1 	operating under the laws of this state; and "services" means accepting and receiving 
34.2 	deposits, honoring and paying withdrawals, issuing money orders, cashiers' checks, and 
34.3 	travelers' checks or similar instruments, cashing checks or drafts, receiving loan payments, 
34.4 	receiving or delivering cash and instruments and securities, disbursing loan proceeds by 
34.5 	machine, and any other transactions authorized by section 47.63.
34.6 	The term also includes a bank subsidiary of a bank holding company or affiliated 
34.7 	savings association to the extent agency activities are permitted under section 18 of the 
34.8 	Federal Deposit Insurance Act, United States Code, title 12, section 1828, as amended, 
34.9 	effective September 29, 1995, and title I, Riegle-Neal Interstate Banking and Branching 
34.10 	Efficiency Act of 1994.
34.11 	(c) A contract entered into pursuant to this section may include authority to conduct 
34.12 	transactions at or through any principal office, branch, or detached facility of either 
34.13 	financial institution which is a party to the contract, and the service institution is not 
34.14 	considered a branch of the customer institution for purposes of section 48.34.

34.15 	Sec. 5. Minnesota Statutes 2012, section 48.93, subdivision 1, is amended to read:
34.16 		Subdivision 1.Application. An out-of-state bank holding company may, through a 
34.17 	purchase of stock or assets of a bank, or through a purchase of stock or assets of or merger 
34.18 	with a bank holding company, acquire control in an existing bank or banks whose home 
34.19 	state is Minnesota if it meets the conditions in this section, sections 46.047 and section 
34.20 	46.048 and it files an application in writing with the commissioner on forms provided by 
34.21 	the department. The commissioner, upon receipt of the application, shall act upon it in the 
34.22 	manner provided for in sections 46.047 andsection 46.048, except that the commissioner 
34.23 	may extend the 60-day period an additional 30 days if in the commissioner's judgment any 
34.24 	material information submitted is substantially inaccurate or the acquiring party has not 
34.25 	furnished all the information required by statute, rule, or the commissioner. Within three 
34.26 	days after making the decision to disapprove any proposed acquisition, the commissioner 
34.27 	shall notify the acquiring party in writing of the disapproval. The notice must provide a 
34.28 	statement of the basis for the disapproval.

34.29 	Sec. 6. Minnesota Statutes 2012, section 48.93, subdivision 3, is amended to read:
34.30 		Subd. 3.Criteria for approval. Except as otherwise provided by rule of the 
34.31 	department, an application filed pursuant to subdivision 1 must contain the information 
34.32 	required by sections 46.047 andsection 46.048.

34.33 	Sec. 7. Minnesota Statutes 2012, section 82A.04, subdivision 2, is amended to read:
35.1 		Subd. 2.Application contents. The application for registration shall include:
35.2 	(1) an irrevocable appointment of the commissioner to receive service of any lawful 
35.3 	process as required by section 82A.22, subdivision 1;
35.4 	(2) (1) the name of the campground, the membership camping operator's name 
35.5 	and the address of its principal place of business, the form, date of organization, and 
35.6 	jurisdiction of its organization; and the name and address of each of its offices in this state;
35.7 	(3) (2) a copy of the membership camping operator's articles of incorporation, 
35.8 	partnership agreement, or joint venture agreement as contemplated or currently in effect;
35.9 	(4) (3) the name, address, and principal occupation for the past five years of the 
35.10 	membership camping operator and of each controlling person of the membership camping 
35.11 	operator, and the extent and nature of each such person's interest in the membership 
35.12 	camping operator as of a specified date within 30 days prior to the filing of the application;
35.13 	(5) (4) a statement indicating whether or not the membership camping operator, or 
35.14 	any of the persons identified in clause (4), within the past ten years has been:
35.15 	(i) convicted of a felony; or
35.16 	(ii) enjoined or received any adverse administrative order relating to the sale of 
35.17 	securities, land, or campgrounds or based on violations of any consumer protection 
35.18 	statutes. If any of the above has occurred, the name of the person involved, the jurisdiction, 
35.19 	offense, and date of the offense shall be listed;
35.20 	(6) (5) a legal description of each campground owned or operated in this state by the 
35.21 	membership camping operator which is represented to be available for use by purchasers, 
35.22 	and a map or maps showing the location of all campgrounds, wherever located, which 
35.23 	are owned or operated by the membership camping operator and represented to be 
35.24 	available for use by purchasers, and a statement identifying the existing amenities at each 
35.25 	such campground and the planned amenities represented as to be available for use by 
35.26 	purchasers in the future at each such campground;
35.27 	(7) (6) the states or jurisdictions in which an application for registration or similar 
35.28 	document has been filed by the membership camping operator pursuant to any statute 
35.29 	similar to this chapter regulating membership camping contracts and any adverse order, 
35.30 	judgment, or decree entered against the operator in connection with membership camping 
35.31 	contracts by any regulatory authority in any jurisdiction or by any court;
35.32 	(8) (7) a statement of the condition of the title to the campground owned or operated 
35.33 	in this state by the membership camping operator and represented to be available for use 
35.34 	by purchasers, including all encumbrances, deed restrictions, and covenants applicable 
35.35 	thereto with data as to recording, as of a specified date within 30 days prior to the date of 
35.36 	application, by a title opinion of a licensed attorney or by a title insurance policy, naming 
36.1 	the operator or lender as beneficiaries and issued by an insurance company authorized to 
36.2 	do business in this state, or by any evidence of title acceptable to the commissioner;
36.3 	(9) (8) copies of the instruments by which the membership camping operator's 
36.4 	interest in the campgrounds in this state was acquired;
36.5 	(10) (9) copies of all recorded or unrecorded instruments, known to the membership 
36.6 	campground operator, that evidence blanket encumbrances that materially adversely 
36.7 	affect the campgrounds in this state;
36.8 	(11) (10) if there is a blanket encumbrance which materially adversely affects 
36.9 	the campgrounds located in this state, a legal description of the encumbrance, and a 
36.10 	description of the steps taken to protect purchasers, in accordance with section 82A.14, 
36.11 	clause (1), in case of failure to discharge the lien or encumbrance;
36.12 	(12) (11) evidence showing compliance with the zoning and other applicable 
36.13 	environmental or land use laws, ordinances, and rules affecting the use of the campgrounds 
36.14 	located in this state;
36.15 	(13) (12) a statement of the existing and planned provisions for the following with 
36.16 	respect to campgrounds located in this state:
36.17 	(i) purchasers' access to the campgrounds;
36.18 	(ii) the availability of sewage disposal facilities and other public utilities, including 
36.19 	but not limited to water, electricity, gas, and telephone facilities in the campgrounds;
36.20 	(iii) the proximity of community fire and police protection;
36.21 	(iv) a statement of the amenities which will be represented to purchasers as 
36.22 	guaranteed to be constructed or installed, whether the operator will be responsible 
36.23 	for their cost, installation, and maintenance, and an estimated cost of and schedule for 
36.24 	completion of the same; provided that the estimated completion dates need not be more 
36.25 	precise than the year in which completion is estimated to occur, and may be extended for 
36.26 	the period of any delays caused by or deferred due to the occurrence of events such as 
36.27 	acts of God, strikes, and other causes outside the reasonable control of the membership 
36.28 	camping operator; and assurance that such amenities will be completed by filing a bond or 
36.29 	irrevocable letter of credit, depositing funds in an escrow account, or such other provision 
36.30 	as the commissioner may by order allow. The amount of the bond or escrow account shall 
36.31 	be reduced monthly in proportion to the amount paid for completion of the amenities 
36.32 	during such period. The bond, letter of credit, or escrow account shall be issued or held by 
36.33 	a bank or insurance or surety company authorized to do business in this state;
36.34 	(v) a statement of the amenities to be represented to purchasers as planned for 
36.35 	construction and installation, but not guaranteed, whether the operator will be responsible 
36.36 	for their costs, installation, and maintenance, and an estimated cost of and schedule for 
37.1 	completion of the same; provided that the estimated completion dates need not be more 
37.2 	precise than the year in which completion is estimated to occur and may be extended for 
37.3 	the period of any delays caused by or deferred due to the occurrence of events such as 
37.4 	acts of God, strikes, and other causes outside the reasonable control of the membership 
37.5 	camping operator;
37.6 	(14) (13) the proposed disclosure statement as required by section 82A.05, 
37.7 	subdivision 1, and the proposed separate disclosure, if applicable, as required by section 
37.8 	82A.05, subdivision 6;
37.9 	(15) (14) a financial statement of the membership camping operator as of the end of 
37.10 	the membership camping operator's most recent fiscal year, prepared by an independent 
37.11 	public accountant and certified by the camping operator; and, if the fiscal year end of 
37.12 	the membership camping operator is in excess of 180 days prior to the date of filing 
37.13 	the application, a financial statement, which may be unaudited, as of a date within 180 
37.14 	days of the date of application;
37.15 	(16) (15) a statement of the applicable material permits, other than building permits, 
37.16 	not yet obtained but required to be obtained from various federal, state, and local agencies 
37.17 	to operate the campground in this state, stating which have been applied for. If any 
37.18 	permit has been refused, the reasons for the refusal and the effect the refusal will have on 
37.19 	subsequent development of the campgrounds must be disclosed;
37.20 	(17) (16) a copy of each type of membership camping contract to be sold in this 
37.21 	state, the purchase price of each type and, if the price varies, the reason for the variance;
37.22 	(18) (17) the number of membership camping contracts proposed to be sold at 
37.23 	each campground located in this state and a statement describing the method used to 
37.24 	determine the number;
37.25 	(19) (18) rules of general applicability governing use and occupancy of the 
37.26 	campgrounds; but not including any rules adopted in response to unique local or 
37.27 	immediate needs;
37.28 	(20) (19) copies of applications for and contracts with any reciprocal program entity 
37.29 	in which the membership camping operator is to participate and represents as available for 
37.30 	use by purchasers;
37.31 	(21) (20) information concerning purchase or lease costs, rules, forms, and any fees, 
37.32 	other than the initial membership fee and annual dues, which are required for purchaser 
37.33 	usage of in-park trailers, recreational vehicles, tents, or other overnight accommodations, 
37.34 	provided by or through the membership camping operator, for purchasers as an alternative 
37.35 	to using the purchaser's own mobile accommodations; and
38.1 	(22) (21) any additional information the commissioner reasonably deems appropriate 
38.2 	to administer the provisions of this chapter.

38.3 	Sec. 8. Minnesota Statutes 2012, section 82A.05, subdivision 6, is amended to read:
38.4 		Subd. 6.Separate disclosure. If the membership camping operator or that person's 
38.5 	salespeople represents to a prospective purchaser that the operator plans to construct or 
38.6 	install any amenities in the future, but the operator has not guaranteed to do so and has 
38.7 	not provided assurances that the amenities will be installed pursuant to section 82A.04, 
38.8 	subdivision 2, clause (13)(iv), the operator shall furnish a separate disclosure to the 
38.9 	prospective purchaser. The separate disclosure shall be in 10-point bold type and shall 
38.10 	state: NOTICE: PURCHASE THIS MEMBERSHIP CAMPING CONTRACT ONLY 
38.11 	ON THE BASIS OF EXISTING AMENITIES. CONSTRUCTION OF PLANNED 
38.12 	AMENITIES IS NOT GUARANTEED. CONSTRUCTION MAY BE DEFERRED, 
38.13 	REVISED, OR CANCELED FOR A VARIETY OF REASONS. THE PLANNED 
38.14 	AMENITIES FOR THIS CAMPGROUND ARE (Insert list of amenities, including 
38.15 	estimated year of completion of each). IF THE SALESPERSON DESCRIBES A 
38.16 	SIGNIFICANT AMENITY WHICH IS NOT ON THIS LIST, TELEPHONE COLLECT 
38.17 	OR TOLL FREE TO (Insert headquarters telephone number) TO VERIFY THE 
38.18 	OPERATOR'S PLAN FOR SUCH A FACILITY.
38.19 	The separate disclosure shall be delivered to each person to whom an offer is made 
38.20 	before or concurrently with:
38.21 	(1) the first written offer other than offer by means of an advertisement; or
38.22 	(2) any payment pursuant to a sale, whichever is first.
38.23 	The seller shall obtain a receipt, signed by the person, acknowledging that the person 
38.24 	has received a copy of the separate disclosure required herein prior to the execution by the 
38.25 	purchaser of any membership camping contract. All receipts shall be kept in files which 
38.26 	are in the possession of the membership camping operator or broker subject to inspection 
38.27 	by the commissioner for a period of three years from the date of the receipt.

38.28 	Sec. 9. Minnesota Statutes 2013 Supplement, section 82A.06, subdivision 2, is 
38.29 	amended to read:
38.30 		Subd. 2.Partial transactional exemptions. The following transactions are exempt 
38.31 	from the provisions of sections 82A.03; 82A.04;82A.05; 82A.07; 82A.08;82A.11, 
38.32 	subdivisions 2 and subdivision 4; and 82A.14: any sale which is made to a person who is 
38.33 	not then physically present in this state, and any offer which invites an offeree to attend a 
38.34 	sales presentation in another state if:
39.1 	(1) the offeror has given at least ten days prior written notice to the commissioner 
39.2 	of its intention to offer or sell membership camping contracts to residents of this state 
39.3 	pursuant to this exemption and paid a fee of $50;
39.4 	(2) the offeror has demonstrated that the sales presentation will be made, and the 
39.5 	sale will be consummated, in a state which specifically regulates the offer and sale of 
39.6 	membership camping contracts;
39.7 	(3) the offeror has demonstrated that it will deliver a disclosure statement to offerees 
39.8 	who are residents of this state which contains substantially the same or greater disclosure 
39.9 	as is required by section 82A.05; and
39.10 	(4) the offeror has filed a consent to service of process pursuant to section 82A.22.

39.11 	Sec. 10. Minnesota Statutes 2012, section 82A.08, subdivision 1, is amended to read:
39.12 		Subdivision 1.Requirement. During the period a registration is effective, the 
39.13 	membership camping operator shall file an annual report in a format the commissioner 
39.14 	may reasonably prescribe. Every annual report shall be due by the 120th day following 
39.15 	the end of the operator's fiscal year, unless extended in writing by the commissioner 
39.16 	for good cause. The annual report shall:
39.17 	(1) specify the aggregate number of membership camping contracts sold in this state 
39.18 	pursuant to the registration or any amendment thereof;
39.19 	(2) specify the number of membership camping contracts and aggregate dollar 
39.20 	amount of all sales of membership camping contracts in this state by the membership 
39.21 	camping operator since the date the registration became effective, or since the last annual 
39.22 	report was filed with the commissioner, whatever date is later;
39.23 	(3) specify any exemption from registration claimed for any sale described in 
39.24 	clause (2);
39.25 	(4) list any changes in the information required to be filed under section 82A.04, 
39.26 	subdivision 2, clause (4);
39.27 	(5) (4) include an audited or unaudited financial statement consisting of a balance 
39.28 	sheet for the membership camping operator's last fiscal year end and an income statement 
39.29 	for the 12 months next preceding the date of the balance sheet, both prepared by an 
39.30 	independent certified public accountant; and
39.31 	(6) (5) provide such other information as the commissioner may by rule or order 
39.32 	reasonably require to administer the provisions of this chapter, including but not limited 
39.33 	to, audited financial statements.

39.34 	Sec. 11. Minnesota Statutes 2012, section 82A.09, subdivision 2, is amended to read:
40.1 		Subd. 2.Restrictions. No person shall publish or cause to be published in this state 
40.2 	any advertisement concerning any membership camping contract which is required to be 
40.3 	registered pursuant to this chapter, or which is exempt from registration under section 
40.4 	82A.06, subdivision 2, after the commissioner has found that the advertisement contains 
40.5 	any statement that is false or misleading, or omits to make any statement necessary in 
40.6 	order to make the statements made, in light of the circumstances under which they were 
40.7 	made, not misleading, and has so notified the person by written order. The order may be 
40.8 	issued without prior notice or hearing. Up to 30 days after the issuance of the order, the 
40.9 	person desiring to use the advertisement may in writing request a hearing on the order. 
40.10 	Upon receipt of a written request, the matter shall be set for hearing to commence within 
40.11 	15 days after the receipt unless the person making the request consents to a later date. 
40.12 	After the hearing, which shall be conducted in accordance with the provisions of chapter 
40.13 	14, the commissioner shall, by written order, either affirm, modify, or vacate the order.

40.14 	Sec. 12. Minnesota Statutes 2012, section 82A.11, subdivision 2, is amended to read:
40.15 		Subd. 2.Generally. Any membership camping contract not exempt under section 
40.16 	82A.06, and entered into after January 1, 1986, is voidable at the discretion of the 
40.17 	purchaser, for a period of three years from the date of the sale, if the contract was not 
40.18 	registered under this chapter at the time of the sale, unless subsequently thereto the contract 
40.19 	is registered under this chapter and in connection therewith, the purchaser has received 
40.20 	a written offer to repurchase the contract for cash payable on closing of the repurchase, 
40.21 	together with interest thereon from the date of the purchase at the legal rate or at the rate 
40.22 	charged by the membership camping operator or lender to the purchaser, whichever is 
40.23 	higher, and the purchaser has failed to accept the offer in writing within 30 days of its 
40.24 	receipt. No offer of repurchase shall be effective unless a duplicate copy thereof has been 
40.25 	filed with the commissioner at least 20 days prior to its delivery to the offeree and the 
40.26 	commissioner has not objected to the offer within that time. The offer to repurchase shall 
40.27 	be in the form and contain the information the commissioner by rule or order prescribes. 
40.28 	If the purchaser no longer owns the membership camping contract, the purchaser shall be 
40.29 	entitled to maintain an action at law, and the damages shall be the consideration paid for the 
40.30 	membership camping contract, together with interest thereon as specified above from the 
40.31 	date of acquisition to the date of disposition, plus costs and reasonable attorney's fees, less 
40.32 	the value received by the purchaser upon disposition of the membership camping contract.

40.33 	Sec. 13. Minnesota Statutes 2012, section 115C.113, is amended to read:
40.34 	115C.113 ORDERS.
41.1 	The commissioner of commerce may issue an order requiring a registrant or 
41.2 	applicant for registration to show cause why the registration should not be revoked or 
41.3 	suspended, the registrant censured, the application denied, or other sanction imposed 
41.4 	under section 115C.111 or115C.112. The order must be calculated to give reasonable 
41.5 	notice of the time and place for hearing on the matter, and must state the reasons for the 
41.6 	entry of the order. The commissioner of commerce may by order summarily suspend a 
41.7 	registration pending final determination of an order to show cause. A hearing on the 
41.8 	merits must be held within 30 days of the issuance of the order of summary suspension. 
41.9 	All hearings must be conducted under chapter 14. After the hearing, the commissioner of 
41.10 	commerce shall enter an order disposing of the matter as the facts require. If the registrant 
41.11 	or applicant for registration fails to appear at a hearing after having been duly notified of 
41.12 	it, the person shall be considered in default, and the proceeding may be determined against 
41.13 	the registrant or applicant for registration upon consideration of the order to show cause, 
41.14 	the allegations of which may be considered to be true.

41.15 	Sec. 14. Minnesota Statutes 2012, section 115C.13, is amended to read:
41.16 	115C.13 REPEALER.
41.17 	Sections 115C.01, 115C.02, 115C.021, 115C.03, 115C.04, 115C.045, 115C.05, 
41.18 	115C.06, 115C.065, 115C.07, 115C.08, 115C.09, 115C.093, 115C.094, 115C.10, 115C.11, 
41.19 	115C.111,115C.112, 115C.113, 115C.12, and 115C.13, are repealed effective June 30, 
41.20 	2017.

41.21 	Sec. 15. Minnesota Statutes 2012, section 239.011, subdivision 2, is amended to read:
41.22 		Subd. 2.Duties and powers. To carry out the responsibilities in section 239.01
41.23 	and subdivision 1, the director:
41.24 	(1) shall take charge of, keep, and maintain in good order the standard of weights 
41.25 	and measures of the state and keep a seal so formed as to impress, when appropriate, the 
41.26 	letters "MINN" and the date of sealing upon the weights and measures that are sealed;
41.27 	(2) has general supervision of the weights, measures, and weighing and measuring 
41.28 	devices offered for sale, sold, or in use in the state;
41.29 	(3) shall maintain traceability of the state standards to the national standards of the 
41.30 	National Institute of Standards and Technology;
41.31 	(4) shall enforce this chapter;
41.32 	(5) shall grant variances from department rules, within the limits set by rule, when 
41.33 	appropriate to maintain good commercial practices or when enforcement of the rules 
41.34 	would cause undue hardship;
42.1 	(6) shall conduct investigations to ensure compliance with this chapter;
42.2 	(7) may delegate to division personnel the responsibilities, duties, and powers 
42.3 	contained in this section;
42.4 	(8) shall test annually, and approve when found to be correct, the standards of 
42.5 	weights and measures used by the division, by a town, statutory or home rule charter city, 
42.6 	or county within the state, or by a person using standards to repair, adjust, or calibrate 
42.7 	commercial weights and measures;
42.8 	(9) shall inspect and test weights and measures kept, offered, or exposed for sale;
42.9 	(10) shall inspect and test, to ascertain if they are correct, weights and measures 
42.10 	commercially used to:
42.11 	(i) determine the weight, measure, or count of commodities or things sold, offered, 
42.12 	or exposed for sale, on the basis of weight, measure, or count; and
42.13 	(ii) compute the basic charge or payment for services rendered on the basis of 
42.14 	weight, measure, or count;
42.15 	(11) shall approve for use and mark weights and measures that are found to be correct;
42.16 	(12) shall reject, and mark as rejected, weights and measures that are found to be 
42.17 	incorrect and may seize them if those weights and measures:
42.18 	(i) are not corrected within the time specified by the director;
42.19 	(ii) are used or disposed of in a manner not specifically authorized by the director; or
42.20 	(iii) are found to be both incorrect and not capable of being made correct, in which 
42.21 	case the director shall condemn those weights and measures;
42.22 	(13) shall weigh, measure, or inspect packaged commodities kept, offered, or exposed 
42.23 	for sale, sold, or in the process of delivery, to determine whether they contain the amount 
42.24 	represented and whether they are kept, offered, or exposed for sale in accordance with 
42.25 	this chapter and department rules. In carrying out this section, the director must employ 
42.26 	recognized sampling procedures, such as those contained in National Institute of Standards 
42.27 	and Technology Handbook 133, "Checking the Net Contents of Packaged Goods";
42.28 	(14) shall prescribe the appropriate term or unit of weight or measure to be used for 
42.29 	a specific commodity when an existing term or declaration of quantity does not facilitate 
42.30 	value comparisons by consumers, or creates an opportunity for consumer confusion;
42.31 	(15) shall allow reasonable variations from the stated quantity of contents, including 
42.32 	variations caused by loss or gain of moisture during the course of good distribution 
42.33 	practice or by unavoidable deviations in good manufacturing practice, only after the 
42.34 	commodity has entered commerce within the state;
42.35 	(16) shall inspect and test petroleum products in accordance with this chapter and 
42.36 	chapter 296A;
43.1 	(17) shall distribute and post notices for used motor oil and used motor oil filters and 
43.2 	lead acid battery recycling in accordance with sections 239.54,325E.11, and 325E.115;
43.3 	(18) shall collect inspection fees in accordance with sections 239.10 and 239.101; and
43.4 	(19) shall provide metrological services and support to businesses and individuals in 
43.5 	the United States who wish to market products and services in the member nations of the 
43.6 	European Economic Community, and other nations outside of the United States by:
43.7 	(i) meeting, to the extent practicable, the measurement quality assurance standards 
43.8 	described in the International Standards Organization ISO 17025;
43.9 	(ii) maintaining, to the extent practicable, certification of the metrology laboratory 
43.10 	by an internationally accepted accrediting body such as the National Voluntary Laboratory 
43.11 	Accreditation Program (NVLAP); and
43.12 	(iii) providing calibration and consultation services to metrology laboratories in 
43.13 	government and private industry in the United States.

43.14 	Sec. 16. Minnesota Statutes 2012, section 239.46, is amended to read:
43.15 	239.46 FINES CREDITED TO SCHOOL FUNDS.
43.16 	All fines collected under the provisions of sections 239.28 to section239.38 shall 
43.17 	be paid to the county treasurer for the benefit of the school fund of the county where 
43.18 	the action is brought.

43.19 	Sec. 17. Minnesota Statutes 2012, section 325E.11, is amended to read:
43.20 	325E.11 COLLECTION FACILITIES; NOTICE.
43.21 	(a) Any person selling at retail or offering motor oil or motor oil filters for retail 
43.22 	sale in this state shall:
43.23 	(1) post a notice indicating the nearest location where used motor oil and used motor 
43.24 	oil filters may be returned at no cost for recycling or reuse, post a toll-free telephone 
43.25 	number that may be called by the public to determine a convenient location, or post a 
43.26 	listing of locations where used motor oil and used motor oil filters may be returned at 
43.27 	no cost for recycling or reuse; or
43.28 	(2) if the person is subject to section 325E.112, subdivision 1, paragraph (b), post 
43.29 	a notice informing customers purchasing motor oil or motor oil filters of the location of 
43.30 	the used motor oil and used motor oil filter collection site established by the retailer in 
43.31 	accordance with section 325E.112, subdivision 1, paragraph (b), where used motor oil and 
43.32 	used motor oil filters may be returned at no cost.
44.1 	(b) A notice under paragraph (a) shall be posted on or adjacent to the motor oil and 
44.2 	motor oil filter displays, be at least 8-1/2 inches by 11 inches in size, contain the universal 
44.3 	recycling symbol with the following language:
44.4 	(1) "It is illegal to put used oil and used motor oil filters in the garbage.";
44.5 	(2) "Recycle your used oil and used motor oil filters."; and
44.6 	(3)(i) "There is a free collection site here for your used oil and used motor oil filters.";
44.7 	(ii) "There is a free collection site for used oil and used motor oil filters located at 
44.8 	(name of business and street address).";
44.9 	(iii) "For the location of a free collection site for used oil and used motor oil filters 
44.10 	call (toll-free phone number)."; or
44.11 	(iv) "Here is a list of free collection sites for used oil and used motor oil filters."
44.12 	(c) The Division of Weights and Measures in the Department of Commerce shall 
44.13 	enforce compliance with this section as provided in section 239.54. The Pollution Control 
44.14 	Agency shall enforce compliance with this section under sections 115.071 and 116.072 in 
44.15 	coordination with the Division of Weights and Measures.

44.16 	Sec. 18. Minnesota Statutes 2012, section 325E.115, subdivision 2, is amended to read:
44.17 		Subd. 2.Compliance; management. The Division of Weights and Measures in 
44.18 	the Department of Commerce shall enforce compliance of subdivision 1 as provided in 
44.19 	section 239.54. The commissioner of the Pollution Control Agency shall inform persons 
44.20 	governed by subdivision 1 of requirements for managing lead acid batteries.

44.21 	Sec. 19. Minnesota Statutes 2012, section 332.31, subdivision 1, is amended to read:
44.22 		Subdivision 1.Terms. The terms in this section for the purposes of sections 332.31
44.23 	to 332.45 332.44 shall have the meanings given them.

44.24 	Sec. 20. Minnesota Statutes 2012, section 332.311, is amended to read:
44.25 	332.311 TRANSFER OF ADMINISTRATIVE FUNCTIONS.
44.26 	The powers, duties, and responsibilities of the consumer services section under 
44.27 	sections 332.31 to 332.45 332.44 relating to collection agencies are hereby transferred to 
44.28 	and imposed upon the commissioner of commerce.

44.29 	Sec. 21. Minnesota Statutes 2012, section 332.33, subdivision 1, is amended to read:
44.30 		Subdivision 1.Requirement. Except as otherwise provided in this chapter, no 
44.31 	person shall conduct within this state a collection agency or engage within this state 
44.32 	in the business of collecting claims for others as defined in sections 332.31 to 332.45
45.1 	 332.44, without having first applied for and obtained a collection agency license. A person 
45.2 	acting under the authority of a collection agency, as a collector, must first register with the 
45.3 	commissioner under this section. A registered collector may use one additional assumed 
45.4 	name only if the assumed name is registered with and approved by the commissioner.

45.5 	Sec. 22. Minnesota Statutes 2012, section 332.33, subdivision 2, is amended to read:
45.6 		Subd. 2.Penalty. A person who carries on business as a collection agency without 
45.7 	first having obtained a license or acts as a collector without first having registered with 
45.8 	the commissioner pursuant to sections 332.31 to 332.45 332.44, or who carries on this 
45.9 	business after the revocation, suspension, or expiration of a license or registration is 
45.10 	guilty of a misdemeanor.

45.11 	Sec. 23. Minnesota Statutes 2012, section 332.33, subdivision 3, is amended to read:
45.12 		Subd. 3.Term. Licenses issued or renewed and registrations received by the 
45.13 	commissioner of commerce under sections 332.31 to 332.45 332.44 shall expire on June 
45.14 	30. Each collection agency license shall plainly state the name and business address of 
45.15 	the licensee, and shall be posted in a conspicuous place in the office where the business 
45.16 	is transacted. The fee for each collection agency license is $500, and renewal is $400. 
45.17 	The fee for each collector registration and renewal is $10. A collection agency licensee 
45.18 	who desires to carry on business in more than one place shall procure a license for each 
45.19 	place where the business is to be conducted.

45.20 	Sec. 24. Minnesota Statutes 2012, section 332.33, subdivision 5, is amended to read:
45.21 		Subd. 5.Collection agency license issuance. Every application for a collection 
45.22 	agency license or renewal shall be acted upon promptly by the commissioner but in no 
45.23 	event more than 45 days after receipt of the application. Each applicant may be issued a 
45.24 	temporary license after submitting a complete application which meets all requirements 
45.25 	for licensure. This license shall be effective until a permanent license is issued by the 
45.26 	commissioner. If the application complies in form and substance with sections 332.31 to 
45.27 	332.45 332.44 and the rules adopted under those sections and the commissioner finds that 
45.28 	the applicant is qualified under sections 332.31 to 332.45 332.44, the commissioner shall 
45.29 	issue a license immediately. If the application is not sufficient in form or substance, the 
45.30 	commissioner shall reject it and notify the applicant of the manner in which it is deficient. 
45.31 	The rejection is without prejudice to the filing of a new application. On finding that the 
45.32 	applicant is not qualified under sections 332.31 to 332.45 332.44, the commissioner shall 
46.1 	reject the application and shall give the applicant written notice of the rejection and the 
46.2 	reasons for the rejection.

46.3 	Sec. 25. Minnesota Statutes 2012, section 332.33, subdivision 5a, is amended to read:
46.4 		Subd. 5a.Individual collector registration. A licensed collection agency, on behalf 
46.5 	of an individual collector, must register with the state all individuals in the collection 
46.6 	agency's employ who are performing the duties of a collector as defined in sections 
46.7 	332.31 to 332.45 332.44. The collection agency must apply for an individual collection 
46.8 	registration on a form provided by the commissioner, or electronically when available. 
46.9 	The collection agency shall verify on the form that the applicant has confirmed that the 
46.10 	applicant meets the requirements to perform the duties of a collector as defined in sections 
46.11 	332.31 to 332.45 332.44. Upon submission of the form to the department, the individual 
46.12 	may begin to perform the duties of a collector and may continue to do so unless the licensed 
46.13 	collection agency is informed by the commissioner that the individual is ineligible.

46.14 	Sec. 26. Minnesota Statutes 2012, section 332.38, is amended to read:
46.15 	332.38 APPLICATION IN CASE OF PRETENDED PURCHASE, 
46.16 	ASSIGNMENT OR USE OF A FICTITIOUS NAME.
46.17 	The provisions of sections 332.31 to 332.45 332.44 shall apply to any person 
46.18 	who, by any device, subterfuge or pretense, makes a pretended purchase or takes a 
46.19 	pretended assignment of accounts from another for the purpose of evading provisions of 
46.20 	sections 332.31 to 332.45 332.44, or, uses a fictitious name or any name other than the 
46.21 	person's own name which would indicate to the debtor that a third person is collecting or 
46.22 	attempting to collect such account or claim.

46.23 	Sec. 27. Minnesota Statutes 2012, section 332.39, is amended to read:
46.24 	332.39 INJUNCTIONS.
46.25 	The attorney general or the county attorney of any county may apply for an 
46.26 	injunction in district court to enjoin any violations of sections 332.31 to 332.45 332.44, or 
46.27 	any practices prohibited in section 332.37, and any such court may issue temporary or 
46.28 	permanent injunctions as the circumstances shall require. Such injunctive proceedings 
46.29 	shall be in addition to and not in lieu of penalties and remedies otherwise provided in 
46.30 	sections 332.31 to 332.45 332.44.

46.31 	Sec. 28. Minnesota Statutes 2012, section 332.40, subdivision 1, is amended to read:
47.1 		Subdivision 1.Examination of licensee's or registered individual collector's 
47.2 	records. The commissioner of commerce may make examinations of the collection 
47.3 	records of a licensee or registered individual collector at a reasonable time and in a scope 
47.4 	as is necessary to enforce the provisions of sections 332.31 to 332.45 332.44, and for that 
47.5 	purpose the commissioner shall have free access to the books and records of a licensee 
47.6 	or registered individual collector relating thereto. If a licensee or registered individual 
47.7 	collector violates any provision of sections 332.31 to 332.45 332.44, or any administrative 
47.8 	rules issued pursuant to sections 332.31 to 332.45 332.44, fails to maintain its financial 
47.9 	condition sufficient to qualify for licensure or registration on an original application, or, 
47.10 	fails to maintain its registration or comply with all of the requirements of chapter 303, 
47.11 	the commissioner may, after notice and hearing in accordance with the provisions of the 
47.12 	laws of this state governing proceedings before administrative agencies, revoke a license 
47.13 	or registration, or suspend a license or registration for a period as the commissioner 
47.14 	deems proper.

47.15 	Sec. 29. Minnesota Statutes 2012, section 332.40, subdivision 2, is amended to read:
47.16 		Subd. 2.Other examinations. The commissioner may investigate within or 
47.17 	without this state as the commissioner deems necessary to determine whether any person 
47.18 	has violated any provision of the Fair Debt Collection Practices Act of 1977, Public 
47.19 	Law 95-109 or of sections 332.31 to 332.45 332.44, or any rule or order thereunder; to 
47.20 	determine whether a license or registration should be issued, renewed, or revoked; to aid 
47.21 	in the enforcement of sections 332.31 to 332.45 332.44; or in prescribing rules and forms 
47.22 	thereunder. The commissioner may publish information concerning any violation of 
47.23 	sections 332.31 to 332.45 332.44 or any rule or order thereunder.

47.24 	Sec. 30. Minnesota Statutes 2012, section 332.40, subdivision 3, is amended to read:
47.25 		Subd. 3.Commissioner's powers. For the purpose of any investigation or 
47.26 	proceeding under sections 332.31 to 332.45 332.44, the commissioner or any person 
47.27 	designated by the commissioner may administer oaths and affirmations, subpoena 
47.28 	collection agencies or collectors and compel their attendance, take evidence and require 
47.29 	the production of any books, papers, correspondence, memoranda, agreements or other 
47.30 	documents or records which the commissioner deems relevant or material to the inquiry. 
47.31 	The subpoena shall contain a written statement setting forth the circumstances which have 
47.32 	reasonably caused the commissioner to believe that a violation of sections 332.31 to 
47.33 	332.45 332.44 may have occurred.
48.1 	In the event that the collection agency or collector refuses to obey the subpoena, or 
48.2 	should the commissioner, upon completion of the examination of the collection agency 
48.3 	or collector, reasonably conclude that a violation has occurred, the commissioner may 
48.4 	examine additional witnesses, including third parties, as may be necessary to complete the 
48.5 	investigation.
48.6 	Any subpoena issued pursuant to this section shall be served by certified mail or by 
48.7 	personal service. Service shall be made at least 15 days prior to the date of appearance.

48.8 	Sec. 31. Minnesota Statutes 2012, section 332.42, subdivision 1, is amended to read:
48.9 		Subdivision 1.Verified financial statement. The commissioner of commerce may 
48.10 	at any time require a collection agency licensee to submit a verified financial statement for 
48.11 	examination by the commissioner to determine whether the collection agency licensee 
48.12 	is financially responsible to carry on a collection agency business within the intents and 
48.13 	purposes of sections 332.31 to 332.45 332.44.

48.14 	Sec. 32. Minnesota Statutes 2012, section 332.42, subdivision 2, is amended to read:
48.15 		Subd. 2.Record keeping. The commissioner shall require the collection agency 
48.16 	licensee to keep such books and records in the licensee's place of business in this state as 
48.17 	will enable the commissioner to determine whether there has been compliance with the 
48.18 	provisions of sections 332.31 to 332.45 332.44, unless the agency is a foreign corporation 
48.19 	duly authorized, admitted, and licensed to do business in this state and complies with all 
48.20 	the requirements of chapter 303 and with all other requirements of sections 332.31 to 
48.21 	332.45 332.44. Every collection agency licensee shall preserve the records of final entry 
48.22 	used in such business for a period of five years after final remittance is made on any 
48.23 	amount placed with the licensee for collection or after any account has been returned to 
48.24 	the claimant on which one or more payments have been made.

48.25 	Sec. 33. Minnesota Statutes 2012, section 332.44, is amended to read:
48.26 	332.44 RULEMAKING POWER.
48.27 	The commissioner of commerce shall make and file in accordance with the 
48.28 	provisions of chapter 14, all reasonable rules as shall be necessary for the administration 
48.29 	of sections 332.31 to 332.45 332.44.

48.30 	Sec. 34. Minnesota Statutes 2012, section 386.015, subdivision 5, is amended to read:
48.31 		Subd. 5.Public and private fees. The county recorder shall charge and collect all 
48.32 	fees as prescribed by law and all such fees collected as county recorder shall be paid to the 
49.1 	county in the manner and at the time prescribed by the county board, but not less often 
49.2 	than once each month. This subdivision shall apply to the fees collected by the county 
49.3 	recorder in performing the duties of the registrar of titles and all such fees shall be paid to 
49.4 	the county as herein provided. A county recorder may retain as personal compensation 
49.5 	any fees the recorder is permitted to charge by law for services rendered in a private 
49.6 	capacity as a registered abstracter as defined in section 386.61, subdivision 2, clause (2).

49.7 	Sec. 35. Minnesota Statutes 2012, section 386.62, is amended to read:
49.8 	386.62 LICENSE REQUIRED.
49.9 	No official, person, firm, association, or corporation shall engage in the business 
49.10 	of making abstracts of title and issuing certificates showing ownership of, or interest in, 
49.11 	or liens upon any lands in the state of Minnesota, whether registered or not, without first 
49.12 	obtaining a license pursuant to the provisions of sections 386.61 386.62 to 386.76.

49.13 	Sec. 36. Minnesota Statutes 2012, section 386.65, subdivision 1, is amended to read:
49.14 		Subdivision 1.Procedure; conditions. Applications for a license shall be made 
49.15 	to the commissioner and shall be upon a form to be prepared by the commissioner 
49.16 	and contain such information as may be required by it. Each applicant must pass an 
49.17 	examination approved for use by the commissioner. The examination must be of sufficient 
49.18 	scope to establish the applicant as capable of performing the duties of an abstracter whose 
49.19 	work will be for the use and protection of the public. If application is made by a firm or 
49.20 	corporation, one of the members or managing officials thereof shall take such examination. 
49.21 	If the applicant successfully passes the examination and complies with all the provisions of 
49.22 	sections 386.61 386.62 to 386.76, the commissioner shall issue a license to the applicant.

49.23 	Sec. 37. Minnesota Statutes 2012, section 386.705, is amended to read:
49.24 	386.705 ADMINISTRATIVE ACTIONS AND PENALTIES.
49.25 	An abstracter licensed under sections 386.61 386.62 to 386.76 is subject to the 
49.26 	penalties imposed pursuant to section 45.027. The commissioner has all the powers 
49.27 	provided in section 45.027 and shall proceed in the manner provided by that section in 
49.28 	actions against abstracters.

49.29 	Sec. 38. Minnesota Statutes 2012, section 386.706, is amended to read:
49.30 	386.706 RULES.
50.1 	The commissioner may adopt rules necessary for the administration of sections 
50.2 	386.61 386.62 to 386.76.

50.3 	Sec. 39. Minnesota Statutes 2012, section 386.73, is amended to read:
50.4 	386.73 COUNTY RECORDERS, MAY EMPLOY LICENSED 
50.5 	ABSTRACTERS.
50.6 	Nothing herein shall prohibit any county recorder who does not hold a certificate 
50.7 	of authority pursuant to the provisions hereof from employing a licensed abstracter and 
50.8 	issuing abstracts pursuant to sections 386.61 386.62 to 386.76.

50.9 	Sec. 40. Minnesota Statutes 2012, section 386.74, is amended to read:
50.10 	386.74 RIGHTS OF COUNTY RECORDERS NOT ABRIDGED.
50.11 	Sections 386.61 386.62 to 386.76 shall not apply to nor abridge the rights of county 
50.12 	recorders, as set forth in section 386.37.

50.13 	Sec. 41. Minnesota Statutes 2012, section 386.76, is amended to read:
50.14 	386.76 VIOLATION A MISDEMEANOR.
50.15 	Any person who violates any of the provisions of sections 386.61 386.62 to 386.76
50.16 	shall be guilty of a misdemeanor.

50.17 	Sec. 42.  REPEALER.
 50.18 	Minnesota Statutes 2012, sections 13.713, subdivision 4; and 72A.53, are repealed.